A more appropriate title would be, the best CD rates in Washington the home town of our President.  Washington D.C is buzzing with excitement over the new resident in Washington, but no one is covering the bank CD rates offered in Washington.  SelectCDrates.com, in the interest of fair coverage, is reviewing the CD rates of American Bank.  A bank which is headquartered in Maryland but has two bank branches in Washington D.C.

Since 1983, American Bank has been providing consumer bank products and serving the financial needs of this region.   American Bank has a total of six bank branches in Bethesda, Chevy Chase, Silver Spring and Rockville in Maryland, Washington D.C. and Columbus, Ohio.  As a local savings bank, the bank provides the timely and personalized service in lending, savings and transaction deposits.  The bank offers mortgage loan programs for new home purchases or construction at competitive interest rates and terms. The bank also offers highly competitive rates on our federally insured savings accounts as well as certificate of deposit accounts. 

All of the bank certificates require that the deposits remain for the entire term and penalties will be assessed if the principal is withdrawn prior to the maturity date.  Some of the longer term CDs allow the accountholder to elect to withdraw the interest that is earned.  All accountholders are given free telephone banking and free internet banking wit the CD accounts.

6 month CD that has an interest rate of 1.50% APY.
12 month CD which earns an interest rate of 1.75% APY.
18 month CD with an interest rate of 2.00% APY.
24 month CD that yields a rate of 2.40% APY.
30 month CD with an interest rate of 2.70% APY.
36 month CD that has an interest rate of 3.00% APY.
48 month CD which yields a rate of 3.25% APY
And 60 month CD with an interest rate of 3.50% APY.

All of the bank CDs require a minimum deposit of $2,000.00 to open the account an earn the advertised interest rate.  For consumers who want a checking account that pays a market rate of interest, the bank offers a checking account called the Totally Free Checking account.  This checking account earns interest without a minimum balance requirement.  The checking account allows unlimited check writing privileges free from any maintenance fees and offers internet banking service, bill payment and telephone banking.  This checking account is currently earning a rate of 0.50% APY.

Interest rates are subject to change at the banks discretion and additional conditions may apply on these accounts.  For current information including CD rates call 800-382-7283 or visit the bank on the web at www.americanfsb.com.

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