Top ten best online savings accounts. Compare and find a complete list of the best online savings accounts. Online savings account reviews include banks with the best savings account rates and the banks with the best service. See the best online savings accounts sorted by the highest yielding accounts currently available. Online bank savings accounts offer competitive interest rates, low fees, and other ancillary banking services. Selectcdrates.com evaluates the best online savings account based on a number of criteria including: bank rates, customer service, range of banking products, accessibility and safety. All online bank accounts on the top ten list of the best online savings account are FDIC insured.
 
Capital One® DIRECT BANKING InterestPlus Online Savings WTDirect Savings Account

Ally Bank Online Savings HSBC Advance Online Savings Account



WTDirect Savings Account

EmigrantDirect Best Online Savings Account Review

Finding the best online savings account requires a review of the current top bank savings account rates, the product variety offered by the bank and bank customer service with a distinct emphasis on the current interest rate environment on the savings account interest rate.

One of the top ten best online savings accounts comes from Emigrant Bank and their EmigrantDirect online banking division. EmigrantDirect offers an online savings account referred to as the American Dream Savings Account.

The American Dream Savings Account is currently paying a 1.00 percent annual percentage yield. This online savings account has no account fees or service charges. Account holders will earn the maximum interest rate on every dollar deposited without minimum balance requirements or other monthly maintenance fees.

The online savings account from EmigrantDirect has the interest earned compounded daily and credited to the account monthly.

The online savings account is easy to establish online, new account holders can keep their existing checking account and link it to the American Dream Savings Account. Online savings account holders can have up to 2 linked accounts with EmigrantDirect to facilitate electronically transferring funds in an out of the savings account.

Account holders can also set up automatic deposits to the EmigrantDirect American Dream Savings Account as well. Access to online savings account information for existing account holders is available online at EmigrantDirect.com anytime, 24 hours a day, and seven days a week. Online savings account holders can see all of their current account transactions and bank savings account balance information at any time as well as view past statement information.

Since EmigrantDirect is the online banking division of Emigrant Bank, any deposits with EmigrantDirect are FDIC insured up to $250,000 per depositor.

The EmigrantDirect American Dream Savings Account offers one of the highest yielding savings accounts that do not imposing minimum deposit requirements, minimum balance requirements or monthly fees.

The online savings account review of the EmigrantDirect American Dream Savings Account presented by Selectcdrates.com is believed to be accurate as of this publication date; however the bank rates and terms are subject to change. For more details, see the current account disclosure. All bank products and services are subject to bank approval.

Selectcdrates.com provides the information on this online savings account as well as other bank reviews and resources to help consumers choose the best online savings account with the best rate to fit their needs.

Compare the return on this online bank product with the best savings account rates, best money market rates and best CD rates from some of the highest yielding banks in the selectcdrates.com database. Compare rates on the best money market accounts from banks across the nation at money market account rates, compare the best savings account rates at saving account rates and see the best CD interest rates by term at 3 month CD rates, 6 month CD rates, 1 year CD rates, 2 year CD rates or 5 year CD rates.

Best Online Savings Account or Money Market Account

One of the best bank money market accounts available is the AmericaNet Bank Mega Money Market Account. This bank money market account, which is technically not an online savings account, earns an interest rate of 1.75 percent. This money market rate applies to balances up to $35,000.00. For money market account balances over $35,000.00 the interest rate drops to 1.00 percent.

Quite frankly, the interest rate on this money market account is competitive with most long term CD rates and online savings account rates.

An alluring feature of this money market account is that it has no minimum balance as well as no monthly service fees. As a bank money market account, account holders are allowed only six free withdrawals a month. At the present time, all withdrawals over that amount will be charged $5.00.

Some of the key features of this online bank account include: online bank statements, up to six withdrawals free each monthly cycle, free Visa checkcard with the account, no monthly fees, free online banking and no minimum account balance requirements.

AmericaNet Bank is the online banking division operated by All America Bank. AmericaNet Bank accepts deposits from all savers, regardless of geographic location. All America Bank is based in Oklahoma and is a member of the FDIC. All AmericaNet Bank deposit accounts are FDIC insured up to allowable limit per account owner.

As a bank money market account, the rate is a variable rate that may change in the future either up or down. AmericaNet Bank has offered a very stable and consistent interest rate and yield on this product for some time.

By researching and obtaining the best bank money market rate, savings account rates or CD investment rates, account holders can earn significantly higher rates of return on their money than the national average.

Compare the return on this online bank product with the best money market rates from some of the highest yielding banks in the selectcdrates.com database. Compare rates on the best money market accounts from banks across the nation at money market account rates, compare the best savings account rates at saving account rates and see the best CD interest rates by term at 3 month CD rates, 6 month CD rates, 1 year CD rates, 2 year CD rates or 5 year CD rates.

Selectcdrates.com strives to provide the most accurate information possible for the best online savings accounts; however we do not guarantee its accuracy. Please verify current terms and conditions with the financial institution before opening a new bank account.

AmericaNet Bank can be reached at 888-210-2028. Bank customer service representatives are available Monday thru Friday 8:00 AM to 6:00 PM.

Top Online Savings Account at WTDirect with Bonus Offer

WTDirect has one of the top ten highest online savings account rates and for a limited time is offering a $100.00 deposit bonus promotion. WTDirect is a division of Wilmington Trust FSB a Baltimore, Maryland based bank. All bank accounts with WTDirect are FDIC insured.

The WTDirect online savings account rate is consistently among the highest savings account rates of U.S. banks. The current WTDirect online savings account rate for balances of $10,000.00 or greater is 1.21 percent. There are no fees associated with this account.

WTDirect is offering the $100.00 cash bonus for new customers that open a WTDirect online savings account and maintain a balance of $10,000.00 or more for a period of three months. This is very limited time offer that is set to expire October 15, 2010.

WTDirect offers a convenient and easy to use online banking site. With online banking, customers have the ability to initiate transfers from another bank and make an unlimited number of transfer links to other bank accounts. With the online bank account, account holders can make unlimited deposits to the account and up to 6 withdrawals per calendar month or the bank statement cycle of at least four weeks.

WTDirect also offers mobile banking from any browser enabled smartphone. With mobile banking, account holders can view account balances, transfer funds, view account history, and get WTDirect contact information.

The WTDirect details of the offer are quite simple: open and fund the online savings account with $10,000.00 or more by October 15th, maintain the account balance for three months, account holder must not have held a WTDirect account in the past 12 months and then receive a $100.00 cash bonus directly into your WTDirect online savings account.

This savings account offers other flexible account options and WTDirect maintains very accessible customer service to match the very competitive bank interest rates.

This offer is believed to be accurate at the time of publication but the content can not be guaranteed. WTDirect reserves the right to cancel or modify this promotion at any time without notice.

For more information on the top ten highest savings account rates as well as the top ten highest bank money market account rates please see the Savings Account Rates or Money Market Account Rates pages.

Capital One Bank Online Savings Account Promotion

The Capital One Bank online savings account is currently one of the best online savings accounts available. The current online savings account rate as of October 1, 2010 is 1.35 percent.

The online savings account can be opened with just $1.00. For savings account holders to receive the maximum interest rate paid on the account, the current 1.35 percent, the account holder must maintain a minimum balance of $1,000.00. There are no monthly fees or annual fees with the bank savings account.

The promotional aspect of the online savings account is a 10 percent quarterly bonus paid by Capital One Bank on the interest earned on the online savings account. In order to earn the additional quarterly bank bonus, the online savings account holder must either keep a minimum balance of at least $10,000.00 in the bank savings account or use a Capital One credit card at least once a month.

The online savings account bonus applies to the InterestPlus Online Savings account, the 10 percent bonus is on the interest earned not on the balance of funds in the account and the bonus earned is paid four times a year.

With the Capital One Bank online savings account, account statements are delivered through the bankā€™s online banking feature. Transferring money in and out of the bank account is an easy process with the Capital One Bank free online banking service. Withdrawals from the account by online bank transfer are limited to a combined six per month.

The bank offers three ways to make deposits into the Capital One online bank account. New accounts can be opened with the online banking service to make an online transfer or new accounts can be opened by mailing a check to Capital One Bank or funds can be sent with a wire transfer from an existing bank account.

The Capital One Bank online account also offers an automatic savings deposit feature. With this account feature, account holders can makes recurring deposits to their InterestPlus Online Savings account directly from an external bank account with a variety of times or frequencies in which the make the recurring automatic deposits.

Capital One Bank is an FDIC member. All bank deposits including the online savings account are FDIC insured up to $250,000 per depositor, per account ownership category. Capital One Bank is based in McLean, Virginia. Along with online savings account, Capital One offers a wide array of financial products and services to consumers, small businesses and commercial clients. Capital One Bank operates over 900 bank branch locations in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.

To find more informat on Capital One Bank prodcuts see Capial One CDs and Credit Cards.

EverBank® Yield Pledge(SM) Money Market Account
Ally Bank Online Savings