Best Credit Card Rates | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Wednesday February 22, 2012

Best Credit Card Rates Find the Best Credit Card Rates. Compare the Best Credit Card Rates from the Largest Credit Card Companies. Review the Best Credit Card Rates including the Most Popular Credit Cards. See the Best Credit Card Rates with the Current Lowest Rates and Fees.
Best Credit Card Rates
Credit Card	Credit Card Rate	Annual Fee	Online Credit Card Application
Citi Platinum Select Visa 21 Month 0% Percent Introductory Rate	11.99%-21.99%	No Annual Fee	Apply Now!
Discover Motiva Credit Card 0% Percent Introductory Rate 15 Month 0% Rate	10.99%-20.99%	No Annual Fee
Citi Diamond Preferred Card 21 Month 0% Introductory Rate 24/7 Concierge Service	11.99%-21.99%	No Annual Fee	Apply Now!
Discover More Card No Balance Transfer Fee 0% Rate Bal. Transfers for 18 Months	10.99%-20.99%	No Annual Fee
Citi Simplicity Credi Card 0% Rate Bal. Transfers for 21 Months No Late Fees	12.99%-21.99%	No Annual Fee	Citi Simplicity® Card
Slate from Chase 0% Rate Bal. Transfers for 21 Months No Late Fees	11.99%-21.99%	No Annual Fee	Slate® from Chase
Citi Platinum Select MasterCard 0% Rate for 21 Months Intro Rate on Purcahses and Bal Transfers	11.99%-21.99%	No Annual Fee	Citi® Platinum Select® MasterCard®
Discover Open Road Card 0% Rate for 21 Months Rewards Credit Card	10.99%-20.99%	No Annual Fee
Citi Dividend Platinum Select Visa Card 0% Rate for 12 Months Rewards Credit Card	12.99%-21.99%	No Annual Fee	Apply Now!
Citi Forward Credit Card 0% Rate on Purchasees for 7 Months Rewards Credit Card	12.99%-21.99%	No Annual Fee	Apply Now!

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ATM Cards

An ATM card is a plastic card that looks like a credit card. It allows you to do the same things at a bank machine or Automatic Teller Machine (ATM) as you would at the bank itself. Most banks and other financial institutions like credit unions offer ATM cards. They are usually connected to your

Certificate of Deposit Interest Rates April 12, 2010

Certificate of deposit rates were down for the week ending April 9, 2010 across all maturities according to the most recent CD rate survey performed by SelectCDrates.com. National CD rates were lower for all of the terms measured in the survey though the short term, 6 month CD rates, were down by only a very modest

CD Rates Update Week Ending April 17, 2009

Investors shopping for FDIC insured certificates of deposit nationwide saw some mild swings in the best CD rate averages for different terms. The short end of the curve dropped measurably from 2.22% average on the top 10 best six month CD rates last week to 2.14% this week. All other terms experienced a mild increase

CD Rate Updates

CD Interest Rates Decidedly Lower February 13, 2012

CD interest rates made their biggest drop yet this year. The stronger than expected employment figures have just not been strong enough to counter the impact of the Fed which has used monetary easing to keep short interest rates low and bank CD rates just keep moving lower. Based on the bank CD rate survey [...]

CD Interest Rates Mildly Lower January 30, 2012

In the most recent survey of bank CD rates conducted by Selectcdrates.com, CD rates slumped slightly compounding last week’s similar dip. The average yield on the Selectcdrates.com CD rate index moved down to 1.081 percent from an average rate of 1.087 percent found in the previous rate survey. The Selectcdrates.com index covers the top ten [...]

CD Interest Rates Hold Steady January 23, 2012

CD rates remained relatively stable in the most recent survey of the top national CD rates. The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week. The Selectcdrates.com weekly CD rate survey showed the [...]

Banking & CD FAQs

How Does the Health of the Economy Affect Interest Rates?

The health of the economy affects interest rates by influencing the supply of, and the demand for, credit. For example: People’s incomes fall in a recession, so the amount they save also decreases. The demand for credit by business generally declines in a recession, as business spends less on new buildings, equipment, and

Do all banks hold reserves, and, if so, where do they hold them?

All depository institutions, commercial banks, savings institutions, credit unions, and foreign banking entities, are required to hold reserves against certain types of deposits that they report as liabilities on their balance sheets.

What products do credit union offers?

Credit unions can be very large or quite small in both deposits and number of members. Credit unions operate like most any bank by taking in deposits an making loans and investments. The range of products any particular credit union offers can be as competitive as the largest bank, however most credit unions

If a check I receive or money order turns out to be fake, isn’t that the bank’s problem, not mine?

You are responsible for the checks and money orders you deposit. That’s because you are in the best position to determine how risky the transaction is, you are the one dealing directly with the person who is arranging for the payment to be sent to you. When a check or money order bounces,

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