To start off the New Year, Citibank is taking over the 0% introductory APR category of credit cards.  Citibank offers a number of choices for consumers that are looking for a zero percent introductory credit card rates.  Citibank is currently promoting more than three different credit cards that come with zero percent introductory rates that run as long as 21 months, more than just about any other zero rate card on the market.  The top three cards are among the most popular credit cards and all of these cards have no annual fee.

Citi Platinum Select MasterCard

Citi® Platinum Select® MasterCard®

One of the most popular long term zero rate credit cards promoted is the Citi Platinum Select MasterCard.  The Citi Platinum Select MasterCard comes with a zero percent introductory rate that is good for 21 months on both credit card balance transfers and credit card purchases.  At the end of the introductory rate period, the credit card APR will be from 11.99%-21.99%, depending on the credit worthiness of card applicant.

Citi® Platinum Select® MasterCard®

Citi Diamond PreferredCard

Citi® Diamond Preferred® Card

Citi also offer the Citi Diamond PreferredCard for consumers searching for a long term introductory zero rate credit card.  The Citi Diamond PreferredCard has a 0% introductory APR on balance transfers and purchases for 21 months.   As with the Citi Platinum Select MasterCard, after the introductory credit card rate period expires, the APR will be 11.99%-21.99% based upon the applicant’s creditworthiness.

The Diamond PreferredCard also has additional specialized benefits and perks that include 24/7 access to concierge service providing assistance in booking hotel, flights, concert tickets and more.  Card holders can also receive special access to purchase presale tickets, preferred seating, VIP packages, and other entertainment events.

Citi® Diamond Preferred® Card

Citi Simplicity Card

Citi Simplicity® Card

The Citi Simplicity Card rounds out the top three long term zero rate introductory credit cards.  This Citi card also has a zero percent introductory APR on credit card balance transfers and credit card purchases for 21 months.  After the introductory period ends, the variable APR will be 12.99% – 21.99% based on the creditworthiness of the credit card applicant.  The added benefit of the Simplicity Card from Citibank is that has no penalty interest rate and no late fee.  Credit card holders of this credit card don’t have to panic if they send their monthly credit card payment in late because of a fear of being hit with a onerous late fee or high APR.

Citi Simplicity® Card

Getting a 0% introductory credit card rate for balance transfers and purchases can help consumer s manage their personal finances in a number of ways from credit card debt consolidations to interest free purchases for big ticket expenditures.

Selectcdrates.com provides credit card reviews and credit card market information to help consumers find the best credit card and best credit card rate to fit their needs.  Selectcdrates.com offers up to date information on credit card offers such as the Citibank credit cards listed above, however the accuracy of the information is not guaranteed and the rates and terms are subject to change.  Please verify the current credit card information available on the online credit card application found with the link for each Citibank credit card promotion.

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