Find the best checking accounts available by bank. Compare checking account programs offered by the largest U.S. banks. See the best checking account details, terms and conditions. Best checking accounts listed include free checking accounts, interest earning checking accounts, student checking accounts, senior checking accounts and more. Choose the best checking account from the top rated bank accounts available nationwide. Checking account features, bank fees and rates listed in an easy to read format. Review the latest information on the best checking accounts promoted today. Updated list of FDIC insured bank checking accounts covers Chase Bank checking accounts, Bank of America checking accounts, Citibank checking accounts, Wells Fargo Bank checking accounts, US Bank checking accounts, PNC Bank checking accounts, SunTrust Bank checking accounts, Regions Bank Checking accounts, Key Bank checking accounts, Fifth Third Bank checking accounts and more. Open a new checking account quickly and easily by obtaining the right information on the best checking account to meet your needs.
 


Capital One Bank Checking Accounts

Capital One Bank offers a number of deposit products consumers with varying features and services.  Capital One Bank is currently offering four different checking accounts which include the Capital One Bank Rewards Checking Accounts, Premier Rewards Checking Account, High Yield Checking Account and the 360 Checking Account.

All checking accounts at Capital One are FDIC insured accounts.  All of the accounts offer free use of Capital One Bank operated ATM along with free online banking, free online bill pay, a free MasterCard® Platinum Debit Card and free mobile banking.  All checking accounts also come with optional overdraft protection.  The Capital One Bank Rewards checking accounts and High Yield Checking account can be opened online or at Capital One Bank branch location while the 360 Checking account is available online only.

Capital One Bank Rewards Checking Account

The Capital One Bank Rewards Checking Account is a rewards checking account that gives the account holder the opportunity to earn rewards that can be redeemed for cash, travel, and merchandise either online or by phone.  Rewards are earned by using the account debit card, by writing checks, withdrawing cash from the ATM and paying bills online.  The minimum balance needed to open this checking account is $50.00.  There is a monthly maintenance fee of $8.95 on this account.  The monthly fee will be waived if the account holder has a $300.00 minimum daily balance or has a monthly direct deposit of $250.00 or more.

Capital One Bank Premier Rewards Checking Account

The Capital One Bank Premier Rewards Checking Account is a rewards checking account that allows the account holder to earn double rewards on transactions made with the account.  The minimum balance needed to open the Premier Rewards Checking Account is $50.00.  There is a monthly maintenance fee of $14.95 on the checking account which can be waived if the account holder maintains an average monthly balance of $1,500.00 or has combined average monthly account balances of $3,000.00 or has a monthly direct deposit of $1,000.00 or more.

Capital One Bank High Yield Checking Account

The Capital One Bank High Yield Checking Account is an interest earning checking account that is currently among the top interest earning accounts available. Interest rates vary based on market conditions.  At the present time, Capital One Bank locks in an interest rate for one year for new checking account customers.  The minimum balance needed to open this checking account is $500.00.  There are no monthly maintenance fees with this checking account.  There is a required combined account balance needed to keep the account of $5000.00.  As with all Capital One Bank checking accounts, there are no ATM fees for bank owned ATMs, this checking account also reimburses ATM fees charged by other banks up to $15.00 per month on the account.

Capital One Bank 360 Checking Account

The 360 Checking Account is an electronic checking account that is also an interest earning checking account.  The 360 Checking Account pays a variable rate of interest and allows account holders to make certain payments and transfers to third parties.  This account is available through Capital One online only.  There is no minimum balance to open the account.  There are no monthly maintenance fees with this account.  The electronic checking account allows users to engage in online bill pay, get access to cash through ATMs, use a Checking MasterCard® Debit Card, along with other transaction options.

Capital One serves nationwide banking customers online as well as with approximately 1,000 branches located primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.

To reach a Capital One Bank customer service representative for the latest bank checking account information and bank rates, a representative can be reached by calling the bank at 1-800-655- 2265.

This information is provided for informational purposes, not for specific financial advice.  The Capital One Bank information and any bank rates are not guaranteed and may have changed since this publication date.  Check with the bank directly for the most up to date and accurate information.

Fifth Third Bank Checking Accounts

Compare information on the most recent checking accounts offered by Fifth Third Bank.  The five core checking accounts offered by Fifth Third Bank include, the bank’s eAccess Checking Account, the Essential Checking Account, the Established Checking Account, the Enhanced Checking Account, and the Preferred Checking Account.  The Fifth Third Bank checking accounts come with varying features and account requirements.  Use the list of Fifth Third Bank checking accounts to compare their accounts with other top banks to find the best checking account suited to your needs. 

The list of the best checking accounts offered by the top banks in the nation, including Fifth Third Bank, allows consumers searching for a new bank account to find unbiased information to compare institutions and checking accounts based on several different attributes and maintenance costs. 

The summary of Fifth Third Bank checking accounts includes the following features and bank fees:

Fifth Third Essential Checking

The most basic checking account offered by Fifth Third Bank is the Essential Checking account.  This checking account comes with few bells and whistles but does allow unlimited check writing.  There is an $11.00 monthly service fee on this account that does not apply if the account holder maintains a combined monthly average of $1,500.00 with Fifth Third Bank checking and savings accounts.  There is a $50.00 minimum deposit required to open the account.

Fifth Third eAccess Account

 The Fifth Third Bank eAccess account is an online banking account that is directed toward customers who never write checks and do all of their banking online.  There are no paper checks used with this account or paper statements.  There are no monthly service charges or minimum balance requirements but the account does require that a monthly direct deposit or deposits be established totaling $500.00 or more.  There is a $50.00 minimum deposit required to open the account.

Fifth Third Established Checking

The Fifth Third Bank Established Checking account is designed for bank customers that have multiple accounts with the bank.  This checking account offers improved interest rates on Fifth Third CDs, Fifth Third Relationship Money Market Accounts and Fifth Third Relationship Savings Accounts.  The checking account offers a complimentary identity theft assistance program called Fifth Third Identity Recovery Assistance.  The monthly service fee with this bank account is $15.00 which can be waived if the account holder maintains a combined monthly average balance of $5,000 across Fifth Third deposit and investment accounts or the checking account holder maintains any existing Fifth Third personal mortgage, auto loan, or line of credit with an outstanding balance or if the account holder spends at least $500.00 per month on a Fifth Third credit card.

Fifth Third Enhanced Checking

The Fifth Third Bank Enhanced Checking account is directed primarily at checking account customers that want additional investment and lending services from the bank.  This checking account offers an interest earning checking account, higher interest rates on Fifth Third CDs and Fifth Third Relationship Money Market Accounts, improved bank rates on Fifth Third loans as well as discounts and fee waivers on Fifth Third brokerage accounts.  The account comes with the complimentary identity protection service called Fifth Third Identity Recovery Assistance.  There is a $20.00 monthly service fee on this account that is waived if the account holder achieves a combined monthly total of at least $20,000.00 across the deposit and investment accounts held at Fifth Third at least one time per month.

Fifth Third Preferred Checking

The Fifth Third Bank Preferred Checking account is a high end, interest earning checking account that comes with a number of additional services tied to the checking account.  Along with no charges for using Fifth Third Bank ATMs, there is no charge from Fifth Third Bank for using other banks’ ATMs, and any fees from other ATM network owners will be rebated back to the account up to 10 times per month.  Account holders are offered complimentary checks, notary services, cashiers checks, and Travelers Checks.  There is also a Preferred Banking Visa Signature® Credit Card offered with the account with complimentary 24/7 concierge service, travel packages, access to special events, and not pre-set spending limit.  Additional complimentary services include Fifth Third Identity Alert protection, unlimited check writing, online banking access and other standard bank services.  There is a $25.00 monthly maintenance fee with the account that is waived if the account holder achieves a combined monthly total of at least $100,000 across your deposit and investment accounts one time per month

The bank checking accounts listed are subject to additional conditions, terms and features.  The bank checking account information and related information is believed to be reliable, but the information is not guaranteed.  Contact the bank directly for the most up to date and accurate information on the available bank accounts, bank rates and other programs.  The main customer service number for Fifth Third Bank is 800-972-3030.

TD Bank Checking Accounts

TD Bank checking accounts are available with a wide assortment of options that can range from free checking accounts to interest bearing checking accounts.  The assortment of TD Bank checking accounts available may vary by location or region.  TD Bank offers their checking account products in Connecticut, Washington DC, Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia and Vermont.

A current sampling of the checking accounts promoted by TD Bank includes:

TD Simple Checking Account

This checking account is marketed as the bank’s base checking account.  The checking account offers standard features available in the current marketplace such as standard check writing, TD ATM access, online and mobile banking, direct deposit and a debit card.  There is no minimum balance requirement for the account but there is a required monthly maintenance fee.  The checking account fee is $3.99 which can be reduced to $2.99 for account holders that choose the online statements option.

TD Convenience Checking Account

The Convenience checking account from TD Bank is nearly identical to the Simple account however; account holders have the option of having no monthly maintenance fee if they hold a minimum daily balance of $100.00 in the checking account.  If the minimum balance is not met, the monthly fee is $15.00.  The account also comes with standard check writing, TD ATM access, online and mobile banking, direct deposit and a debit card.

TD 60 Plus Checking Account

This checking account is designed for bank customers that are 60 years of age or older.  The checking account is an interest bearing account.  There is a monthly fee of $10.00 that is waived if the account holder has a minimum daily balance of $250.00.  The account has all the features of the other two TD Bank checking accounts plus free standard checks or discounts on other styles, discount pricing on safe deposit boxes, free money orders and official bank checks.

TD Student Checking Account

The student checking account is set up for consumers that are 18 years of age and older that are currently enrolled as full-time students.  The checking account works well for students since it has no monthly maintenance fee or minimum daily balance requirement.  The account also offers the refund of one overdraft fee per academic year.  Checking account holders can also get a free savings account and set up automatic sweep to the savings account or a money market account.

TD Premier Checking Account

The Premier account is an interest bearing checking account that earns interest on a tiered balance schedule, interest rates increase with account balances.  The account has a monthly maintenance fee of $25.00 that is waived for account holder that have a daily balance of at least $2,500.00.  Account holders not only do not pay ATM fees on TD Bank ATMs but non-TD fees are reimbursed when the minimum daily balance is at least $2500.00.  The first order of standard checks is free or the account holder can receive discounts on select check styles.  Premier accounts also have access to free money orders, official bank checks, stop payments, incoming wire transfers and check images on paper statements.

TD Relationship Checking Account

The relationship checking account marketed by TD Bank is the top tier account for obtaining the greatest level of benefits and interest rates.  This checking account requires a combined minimum daily balance of $20,000.00 in order to waive the $25.00 monthly maintenance fee.  Non TD Bank ATM fees reimbursed when minimum daily balance is at least $2500.00.  Relationship checking account holders will receive a discount on safe deposit boxes, free standard checks or discounts on other check styles, free money orders, official bank checks, stop payments, incoming wire transfers and check images on paper statements.  Automatic sweep to a savings or money market account is available.  The bank offers fee waivers on savings accounts and one additional checking account.  Account holders can receive combined statement for all accounts.

All of the TD Bank checking accounts come with free TD Bank online banking, free mobile banking, free Visa® debit card with no monthly fees for purchases free online checking account statements, and availability of overdraft services.

TD Bank provides 24/7 live customer service.  To discuss the checking account option at TD Bank, a TD Bank customer service representative can be reached at 888-751-9000.

Bank of America Checking Account Options

Bank of America offers a number of different checking account options across the nation.  Bank of America has checking account choices that cover basic, simple checking accounts, full service checking accounts, interest earning checking accounts and online checking accounts. 

The bank checking account products may vary by region, displayed below online options for new checking accounts.  Bank of America may offer additional products and services at the local branch banking centers.  Not all features and bank fees are listed for each account.
1.)  Bank of America eBanking Checking Account

This checking account from Bank of America is designed for customers that do most or all of their banking online.  The account does not have a monthly fee if the account holder chooses online paperless statements and makes their deposits and withdrawals online or by the bank ATM, otherwise the monthly checking account fee is $8.95 per month.

There are no minimum balance requirements for this account.  The checking account comes with online banking and also offers optional bill pay service and free account alerts to manage the account.  Bank of America offers free transfers to and from other Bank of America customers with the account.
2.)  MyAccess Checking

The MyAccess Checking account from Bank of America is a full service checking account option from the bank that offers a wide array of choices for the account holder.

There is a monthly service fee of $12.00 per month with this checking account that can be waived.  There is no monthly maintenance fee when the checking account holder sets up at least one qualifying direct deposit of $250.00 or more each month or maintains an average daily balance of $1,500.00 or more in the account.  There is no minimum balance requirement with the account.

The MyAccess checking account comes with online banking service and the optional bill pay service.  Mobile banking is available and Bank of America provides free transfers to and from other Bank of America customers.
3.)  Prima with Tiered Interest Checking Account

The Prima with Tiered Interest Checking account from Bank of America is an interest earning checking account which is designed for consumers that maintain higher balances with the bank.  This is a variable interest rate bearing checking account.

The minimum opening balance requirement for this checking account is just $100.00 but there is a monthly fee if certain conditions are not met.  The checking account has a monthly fee of $25.00 that can be waived.  The monthly fee is waived for account holders that maintain a $10,000.00 in combined balances with their checking account, savings account, and CD accounts or have a $15,000.00 outstanding balance on a Bank of America link installment loan or line of credit or any balance on a linked Bank of America first mortgage or the monthly fee can be waived if the account holder maintains at least $15,000.00 in combined total assets in linked brokerage accounts.

The Prima with Tiered Interest Checking account offers customers some perks and extras along with interest on the balances held on a tiered scale.  Customers can receive special rates on select loans and lines of credit with the bank.  The checking account comes with online banking services and bill pay.  Account holders can obtain cashier’s checks or money orders with no.  The checking account offers unlimited check writing with free deluxe checks.  Also available with the account is no rental fee on a standard sized safe deposit box with Bank of America and no transfer fee for overdraft protection transfers from a linked savings or second checking account.
4.)  In Branch Standard Checking Account

Bank of America also offers a standard checking account that is not marketed online.  This is a non interest earning account that has a minimum opening deposit requirement of $100.00.  The checking account offers the same account features and services as the MyAccess Checking account promoted by the bank.

The account has a $14.00 monthly service fee that is waived for account holders that Minimum daily balance of $1,500.00 or more or have an average combined balance in the checking account with linked savings and investment CD accounts of $5,000.00 or more.
Bank of America checking account options can change.  Please call the bank in advance to clarify the current checking account options and the features that are available.  General account information from Bank of America can be reached by calling 1-800-432-1000 for most states, California residents should call1-800-622-8731 and Washington residents should call1-800-442-6680.

US Bank Checking Accounts

Finding the best checking account to meet your needs is an important step for sound financial planning and long term savings. Among the top 10 banks in the nation, US Bank offers a number of checking account options that may meet your needs and help with your financial planning.

US Bank, along with a number of banks today; offers stand alone checking accounts and checking accounts that are part of a package with other accounts that can provide additional benefits and rewards.

US Bank Free Checking Account

The US Bank free checking account is a convenient account that has a low $50.00 minimum opening balance requirement and no monthly maintenance fees. Though there is minimum requirement of $50.00 to open the account, the US Bank free checking account has no balance requirements. The checking account does offer free online banking and mobile banking. There are overdraft protection options of the account holder links the US Bank checking account to a savings account, line of credit or credit card.

US Bank Silver Elite Checking Account

The US Bank Silver Elite checking account provides added benefits for consumers that are 55 or older. This is an interest bearing checking account. The checking account offers free US Bank logo style checks, free money orders, free cashier’s check and free single-signer traveler’s checks. There is a minimum $50.00 account opening amount with no monthly maintenance fee or minimum daily balance requirement. The US Bank Silver Elite checking account also offers Preferred interest rates on new standard bank CDs and retirement money market accounts as well as a 50% annual safe deposit box discount.

US Bank Student Checking Account

The US Bank student checking account is account geared towards young adults. The checking account has no minimum balance requirements or monthly maintenance fees and a low $25.00 minimum opening deposit. The account offers free U.S. Bank logo checks on the first order and four free non-U.S. Bank ATM transactions per month. This is a non interest bearing checking account.

US Bank Platinum Checking Account

The Platinum checking account from US Bank is geared towards clients that hold larger checking account balances. The minimum opening balance is just $50.00 but there is a monthly service fee of $20.00 for the account that is waived for account holders that maintain $25,000.00 or more in combined US Bank deposit and credit balances. The checking account earns interest on a tiered balance schedule.

With the Platinum checking account, account holders can obtain preferred interest rates, free US Bank ATM transaction and non-U.S. Bank ATM transactions, no fees on the first overdraft occurrence, free US Bank logo-style checks or a 50% discount on all other personal style check orders.

A Platinum Package checking account provides no fee banking privileges on money orders, traveler’s checks, overdraft protection advances and additional services. A Platinum checking account package also provides reduced fees for new US Bank home equity lines of credits, 50% monthly bonuses on all rewards earned for net purchases or a 10% annual interest rate rebate on qualifying US Bank credit cards.

US Bank Elite Checking Account

The US Bank Elite checking account is another checking account that offers benefits for account holders that maintain large balances. The Elite checking account is an interest bearing checking account from US Bank that offers free logo style checks, single signer’s travelers and cashier’s checks and money orders, free ATM transactions across the nation and free check safekeeping or check images. There is a no monthly maintenance fee of $15.00 that will be waived for account holders that meet minimum balance requirements that include the option of $5,000.00 minimum daily checking account balance or $50,000.00 combined deposit balances or $50,000.00 USBII balances or existence of a trust relationship with the bank.

US Bank Silver Checking Account

This is a free checking account that is packaged with another US Bank product. The account has a low $50.00 opening balance requirement but no monthly balance requirement and no monthly fees. The account provides preferred rates for US Bank loans and home equity loans as well as high rates on money market savings accounts with no monthly fee. To obtain the Silver Package account holders have to open a Silver Package checking account and combine it with a US Bank Package money market savings account or US Bank credit Card or both.

US Bank Gold Checking Account

The US Bank Gold checking account offers extra benefits above the Silver and free checking accounts offered by the bank. Along with unlimited US Bank ATM transactions, account holders can make two free non-US Bank ATM transactions per month. Gold checking account holders also receive 25% monthly bonuses on all rewards earned for net purchases or a 5% annual interest rebate on qualifying US Bank credit cards. The account offers no fees on the first overdraft occurrence. This is a non interest bearing checking account.

The checking account has a minimum opening balance of $50.00 and comes with a $6.00 monthly maintenance fee. The maintenance fee can be waived if the account holder has direct deposit or Auto-pay to a US Bank personal loan, line of credit or credit card or has an Auto-invest to a US Bancorp investment account.

The Gold checking account also has the option of a Gold Package that offers high rates and no monthly maintenance fee on a Package money market savings and preferred rates on new US Bank loans and home equity lines of credit.

To find US Bank locations near you see US Bank Locations.
To see current CD interest rates offered by US Bank please see US Bank CD rates.
To find current mortgage rates offered by US Bank see US Bank mortgage rates.
To view current checking account deals and promotions see checking account promotions.

Wells Fargo Bank Checking Accounts

Among the best checking accounts available, Wells Fargo Bank checking accounts have to be considered simply based on the size and reach of the financial institution. Wells Fargo is the fourth largest bank ranked by total assets and operates over 9,000 branch locations and 12,000 ATMs.

Wells Fargo checking account offers may vary based on the location of the applicant for the bank account. Wells Fargo currently markets five different checking accounts and checking account packages in most states. The lineup of Wells Fargo checking accounts includes: the Wells Fargo Value Checking, Custom Management Package, Complete Advantage Package, Prime Checking Account Package and College Combo checking package.

Wells Fargo Value Checking

The Wells Fargo Value Checking account is the bank’s standard personal checking account. As with the other checking accounts offered by Wells Fargo, the Value Checking account offers free access to online banking, a Platinum checking account debit card, account alerts on checking activity, free access to Wells Fargo mobile banking and optional overdraft protection.

The optional overdraft protection for the checking account is eligible with a Wells Fargo savings account, Wells Fargo credit card, or line of credit

There is a monthly service fee with this checking account of $5.00 per month. The checking account fee can be waived when the account holder either sign up for direct deposit with the account or maintains an average daily balance of $1,500.00.

This Wells Fargo checking account has a minimum opening deposit of $100.00.

Custom Management Package

The Wells Fargo Custom Management Package is a bundled checking and savings account.
The Custom Management Package includes a checking account, savings account, Wells Fargo online banking access with free bill pay services, and a checking account debit card.

The minimum opening deposit for the Wells Fargo Custom Management Package is $125.00 with a transfer setup or $200.00 without it. $100.00 is needed for the Custom Management Checking account and $25.00 for the savings account if a recurring automatic transfer from a Wells Fargo checking account to this savings account is established or the minimum deposit for the savings account is $100.00.

There is a $10.00 monthly service fee with this checking account package. The fee can be waived if the account is opened as a package and there is a $1,000.00 minimum daily balance maintained in the account or the account holder enrolls in direct deposit or the account holder sets up a minimum $25.00 monthly automatic transfer from this account to your savings account or set up a minimum $1.00 transfer daily from the checking account to the savings account or enroll in the bank’s Save as you Go account transfer. There is a $5.00 monthly service fee with the savings account that can be waived if the account holder maintains a $300.00 minimum daily balance or establishes a $25.00 monthly automatic transfer from the checking account to the savings account.

Complete Advantage Package

The Complete Advantage Package offers a bundled checking and money market savings account package in which the checking account is an interest earning checking account. The account also includes the features of Wells Fargo Online Banking with bill pay checking account debit card, account alerts and mobile banking.

The minimum opening deposit for the Complete Advantage Package is $200.00, $100.00 for the Complete Advantage Checking account and $100.00 for the Wells Fargo Money Market Savings account.

There is a $15.00 monthly service fee with the checking account that can be waived if the account holder maintains a $5,000.00 combined minimum deposit or credit balances or establish a $75 monthly automatic transfer to the Money Market Savings account or have a linked Wells Fargo mortgage. There is a $10.00 monthly service with the Money Market Savings account that can be waived if the account holder maintains a $3,500.00 minimum daily balance or establishes a $75.00 monthly automatic transfer into the Money Market Savings account.

PMA or Prime Checking Account Package

This is the best checking account program offered by Wells Fargo. The checking account comes with a variety of options for special benefits, bonus rates, fee waivers and discounts.

PMA Prime Checking account earns interest on all balances in the account on a tiered scale. The interest earning checking account can be linked together with other Wells Fargo accounts for a single monthly statement which consolidates the account information in one place.

The Wells Fargo PMA package has a minimum opening deposit of $100.00 but there is a monthly service fee of $30.00 unless the account holders maintains a balance of $25,000.00 or more in qualifying accounts.

Some of the added bonuses with this Wells Fargo checking account includes: monthly service fees waived on select linked checking accounts and savings accounts, bonus interest rate on linked Wells Fargo CDs and IRA CDs, bonus interest rates for select linked savings accounts, interest rate discounts on select new loans and lines of credit, added benefits with investment trades at Wells Fargo Advisors and added benefits with Wells credit cards.

College Combo Checking Account Package

The Wells Fargo College Combo Package includes a checking account and savings account. The college checking account package comes with the checking account and savings account as well as a debit card, Wells Fargo online banking, online banking bill pay feature, free account alerts, mobile banking and interest rate discount on select student and automobile loans.

The College Combo accounts require a minimum deposit of $125.00 including $100.00 for the College Checking account and $25.00 for the savings account for account holders that set up a recurring automatic transfer from a Wells Fargo checking account, otherwise the minimum deposit for the savings account is $100.00.

For additional checking account questions a list of Wells Fargo Bank locations can be found at Wells Fargo locations. Wells Fargo Bank customer service can be reached at 1-866-245-3452. For information on Wells Fargo CD rates and Wells Fargo mortgages please refer to Wells Fargo Bank CD rates or Wells mortgage rates.

The best checking account data for Wells Fargo checking accounts is for informational purposes only. Please consult a bank representative for current checking account information or details on checking account offers. All information is presented without warranty.

SunTrust Bank Checking Accounts

SunTrust Bank offers an assortment of checking accounts with a range of features through its branch bank network. Choosing the best checking account at SunTrust Bank is a relatively easy process once the consumer is familiar the features and benefits that can be found with each of the bank’s checking account.

SunTrust Bank is currently promoting four different checking accounts that can appeal to different consumers. Each of these checking accounts have some standard features and services that are available across all accounts as well as features and services that are unique to the particular type of checking account. The four checking accounts currently available with SunTrust Bank include a free checking account, student checking account, a linked checking account that earns interest called the Solid Choice Checking and a high end interest bearing checking account referred to as the Signature Advantage Checking account.

SunTrust Bank Free Checking Account

This SunTrust Bank checking account is a true free checking account. The account has no monthly maintenance fee and no minimum requirements including no minimum balance requirements. This free checking account allows unlimited check writing with no per transaction fees and unlimited bank branch teller transactions. Account holders also receive free SunTrust Bank online banking with bill pay services with 24 hour access to your accounts, a free SunTrust MasterCard® check card and free mobile banking services.

SunTrust Bank Student Checking Account

The SunTrust Bank student checking account is an account for college students. This is a free checking account with no monthly maintenance fees and no minimum balance requirement. SunTrust Bank does not require direct deposit with the account. This checking account allows the account holder two free non-SunTrust ATM transactions per statement period. Student checking account holders also receive free SunTrust Bank online banking with 24 hour access to your accounts, online banking pay services, free mobile banking access and a free SunTrust MasterCard® check card.

SunTrust Bank Solid Choice Checking

The SunTrust Bank Solid Choice Checking account is an interest earning checking account that is designed to be linked with other savings account options with the bank. The checking account has no monthly service fee for account holders that hold $5,000.00 or more in the Solid Choice Checking or $15,000 in other linked checking accounts, savings accounts, money markets, bank CDs and bank IRAs. This account allows up to 4 free non-SunTrust Bank ATM transactions per statement cycle. The checking account also provides account holders access to premium interest rates on SunTrust Bank deposits and loans as well as other free or discounted banking services. There is a $100.00 minimum deposit required to open this bank checking account.

SunTrust Bank Signature Advantage Checking Account

The SunTrust Bank Signature Advantage Checking account is the bank’s premium interest earning checking account. This SunTrust Bank checking account allows unlimited refunds for ATM fees charged by other banks for using their ATM machines. Account holders are offered interest rate reductions on other SunTrust Bank consumer installment loans, home equity lines of credit and home equity loans. Checking account holders will have 3 insufficient funds bank fees waived per rolling 12 months. The account provides Free Premium checks or $24.95 discount on other styles. There is no annual fee SunTrust Credit Card with SunTrust Rewards if you hold this account. The SunTrust Bank Signature Advantage Checking account also offers additional premium services through the bank.

This SunTrust Bank account has a $25.00 monthly maintenance fee or this charge will be waived for customers that hold a $25,000.00 checking balance or have $50,000.00 in total statement linked deposit accounts or investment balances or the account holder has $250,000.00 total relationship balances between linked deposit accounts, investment accounts and bank loans. There is a $100.00 minimum deposit required to open this bank checking account.

Which is the best checking account from SunTrust Bank is dependent on individual’s needs and budgets.

The information regarding SunTrust Bank checking accounts is for informational purposes only and is subject to change. All checking accounts require bank approval. SunTrust Bank may change the terms of the checking accounts, including any bank fees, features or requirements.

To find information on SunTrust Bank CDs and CD rates please see SunTrust Bank CD Rates. For information on SunTrust Bank mortgage loans please see SunTrust Mortgage Rates . To see other checking account promotions see Checking Account Promotions. To locate the nearest SunTrust Bank branch see SunTrust Bank Locations .

PNC Bank Checking Accounts

PNC Bank personal checking accounts offer a variety of features from reward points to interest income. PNC checking accounts for consumers are available in three distinct account types. The bank checking accounts currently promoted by the bank include a free checking account and two interest bearing checking accounts.

PNC Bank Free Checking Account

The PNC Bank free checking account is a true free checking account with no monthly maintenance fee and no minimum balance requirement. There are no requirements for this maintenance free account. There is a $25.00 minimum deposit amount to open the account. The checking account also features a free PNC Bank Visa check card, free online banking and bill pay, free enrollment in the PNC Banking Rewards Program and reimbursement of non-PNC ATM fees for checking account holders that maintain a $2,000.00 minimum average balance.

PNC Bank Performance Checking Account

The PNC Bank Performance checking account is an interest earning checking account. There is a $15.00 monthly maintenance that is waived for account holders that maintain an average monthly balance of $2,500.00. To open the checking account, new account holders must make a minimum deposit of $25.00. This account provides free ATM use for all accounts on card at any PNC Bank or non-PNC ATM. The checking account provides automatic reimbursement of non-PNC Bank ATM. The account also offers free online banking with bill pay, free enrollment in the PNC rewards program and a free Visa check card.

PNC Bank Performance Select Checking Account

The PNC Bank Performance Select checking account is an interest earning checking account that provides the features in the Performance account with some additional services. The checking account has a $25.00 monthly maintenance that is waived for account holders that maintain an average monthly balance of $10,000.00. This account includes unlimited domestic wire transfers, the ability to link up to nine additional checking accounts or up to five free money market accounts or savings accounts. The checking also has free online banking and bill pay, free check card and free enrollment in the PNC Bank rewards program.

Additional features on select checking accounts at PNC include interest rate bonuses on select PNC Bank CDs, free Identity Theft Reimbursement Insurance and discounts on loans or lines of credit with the bank.

PNC Bank provides a wide array of bank services from personal banking services and business banking services to wealth management, corporate and institutional services. PNC Bank is a member of the FDIC. The bank operates more than 2,500 branches and 6,500 ATM machines.

The information regarding PNC Bank checking accounts is for informational purposes only and is subject to change. All PNC Bank checking accounts require bank approval. PNC Bank may change the terms of the checking accounts, including any bank fees, features or requirements at their discretion.

To find additional information on bank deals and promotions please see Bank Deals. To see current checking account promotions go to Checking Account Promotions. To find PNC Bank locations see PNC Bank Locations. For current CD rates from PNC Bank visit PNC Bank CD Rates.

Citibank Checking Accounts

Citibank checking account offers are based on the region or state in which the bank account applicant resides. Citibank is currently offering three checking accounts. The three main Citibank checking accounts are the Basic Checking account, The Citibank Account and the Citigold account.

The Citibank Basic Checking Account

The Citibank Basic Checking account is the bank checking account with the least amount of bells and whistles. There is no minimum opening deposit requirement with the Citibank checking account. There is an $8.00 monthly maintenance fee which is waived when the checking account holder any five of the following transactions; direct deposit, any debit card purchase transaction, online banking bill payment transactions, automatic regular checking account deductions, any ACH payments through the account, checks that are paid and cleared or a cash withdrawal through any ATM. The checking account does not pay interest.

The Citibank Account

The Citibank Account has minimum deposit requirement of $100.00. This is an interest bearing checking account. There is a $20.00 monthly maintenance fee with this checking account that will be waived if the account holder maintains an average balance of $6,000.00 in this account combined with other qualifying Citibank accounts. The checking account comes with free standard checks.

The Citigold Account

The Citigold checking account is also an interest earning checking account. There is a $500.00 minimum deposit to open this account. This checking account has a monthly maintenance fee of $30.00 that is waived when the account holder maintains an average balance of $50,000.00 in qualified Citibank accounts. The Citigold checking account comes with free standard checks, free overdraft protection fee, free money orders, free Travelers checks and more. Non Citibank ATM fees are also waived with this checking account.

All three of the Citibank checking accounts offer free online banking, free online bill payment services, free online bank statements, free check images, Citi ThankYou Rewards and available overdraft protection.

The information, terms and conditions regarding Citibank checking accounts is for informational purposes only and is subject to change at any time. All new checking accounts require bank approval. Citibank may change the terms of the checking accounts, including any bank fees, features or requirements. In order to choose the best checking account of review the current terms and conditions on any Citibank checking account, contact a Citibank representative or visit one of the Citibank branches.

To find information on bank deals and promotions please see Bank Deals. To see current checking account promotions go to Checking Account Promotions. For specific promotions from Citibank see Citibank Promotion. To find Citibank locations see Citibank Locations.

Chase Bank Checking Accounts

Chase Bank is currently marketing four different consumer checking accounts. The Chase Bank checking accounts include a basic checking account simply called Chase Checking, an interest earning checking account called the Chase Premier Checking, a step up to the basic interest earning account called the Chase Premier Platinum Checking and a student checking account aptly named Student Checking.

Chase Checking highlights:

The Chase basic checking account comes with a free debit card, free Chase online banking and bill pay, free Chase Bank mobile banking, access to more than 15,000 Chase ATMs and 5,100 Chase Bank branches nationwide. The minimum amount needed to open this Chase checking account is $25.00. The Chase Checking account has no monthly service fee as long as the account holder makes five or more debit card purchases each statement period or has at least one direct deposit of $500.00 or more each statement period, if the monthly conditions are not met the checking account has a $6.00 monthly service fee.

Chase Premier Checking highlights:

The Chase Premier Checking account has all of the features found in the basic Chase Checking account, in addition to earning interest. This checking account also offers free Chase design checks, no bank fees from Chase Bank on the account holder’s first four non-Chase ATM transactions, a free safe deposit box, no fee for money orders or official checks or travelers checks or gift cards and a higher rate and no monthly service fee on a Chase Plus Savings account.

The minimum deposit needed to open this checking account is also $25.00. There is no monthly service fee with this account if the account holder has an average daily balance of $15,000.00 or more in deposits or loans or investment. If those conditions are not met, the monthly service fee is $20.00.

Chase Premier Platinum Checking highlights:

The Chase Premier Platinum checking account offers all of the benefits found with the Chase Premier Checking account in addition, this account provides account holders; a competitive interest rate, free personal style checks, no fees from Chase Bank for using non-Chase ATMs, no overdraft protection transfer fee, no incoming wire transfer fee, no stop payment fees and no monthly service fee on a Chase Plus Savings account.

The minimum deposit to open this account is $100.00. There is no monthly fee if the account holder maintains an average daily balance of $75,000.00 or more in deposits or investments. If the minimum balance requirement is not met, the monthly service fee is $25.00.

Student Checking highlights:

Chase Bank offers both a High School checking account and a Chase Bank College Checking account. The High School student checking account from Chase has the same features as the basic Chase Checking account with the addition of waiver for the $6.00 monthly fee if the account holder has a monthly direct deposit into the checking account or there is a qualified linked Chase checking account with a parent or guardian. The minimum deposit amount to open this account is $25.00.

The College Checking account offers the same benefits as the High School Checking account with the exception of the monthly fee waiver. The $6.00 monthly maintenance fee is waived for account holders that have a monthly direct deposit or are enrolled in college for up to five years. The minimum deposit amount to open this account is $25.00.

The information regarding Chase Bank checking accounts is for informational purposes only and is subject to change. All checking accounts require bank approval. Chase Bank may change the terms of the checking accounts, including any bank fees, features or requirements.

To find information on bank deals and promotions please see Bank Deals. To review the best high interest checking accounts go to Interest Checking Accounts. Online bank checking account information is available at Online Checking Accounts. For specific promotions from Chase Bank see Chase Bank Promotions. To find Chase Bank locations see Chase Bank Locations. To find Chase credit card data see Chase Bank Credit Cards.