Best CD Rates in Ventura County

Compare and review the best CD rates in Ventura County from the local and regional banks serving Ventura and the surrounding communities in Southern California. The best certificates available in Ventura earn a higher percentage rate than traditional bank CD accounts earning greater returns for the account holder. By securing the best CD rates in Ventura County, savers and investors in the region can be confident they are getting the highest rates of return, maximizing the returns on their savings.

The high yield Ventura bank CDs cover a wide range of rates and terms including 3 month CD rates, 6 month CD rates, 1 year CD rates, 2 year CD rates, 3 year CD rates, and 5 year rates. Minimum deposits requirements can be as low as a few hundred dollars. All of the bank CDs come from FDIC insured banks. The standard bank CDs, jumbo CDs, and IRA CDs available in Ventura County are insured by the FDIC up to $250,000 per account owner for each financial institution.

Use the table of local CD rates listed below to compare the best CD rates offered in Ventura County with some of the top bank CD rates across the nation.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.85% 3 Month $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
0.85% 3 Month $1,000.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
0.82% 3 Month $10,000.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.11% 6 Month $10,000.00
iGOBanking CD Rates
www.igobanking.com
888-432-5890
1.10% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.06% 6 Month $1,000.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
EverBank CD Rates
www.everbank.com
888-882-3837
0.91% 9 Month $1,500.00
NewDominion Bank CD Rates
www.newdominionbank.com
800-592-6248
0.90% 9 Month $3,000.00
PurePoint Financial CD Rates
www.purepoint.com
855-488-7873
1.45% 1 Year $10,000.00
Banesco USA CD Rates
www.banescousa.com
888-228-1597
1.45% 1 Year $1,500.00
EverBank CD Rates
www.everbank.com
888-882-3837
1.42% 1 Year $1,500.00
Capital One 360 CD Rates
www.capitalone360.com
800-464-3473
1.60% 2 Year $2,000.00
EverBank CD Rates
www.everbank.com
888-882-3837
1.60% 2 Year $1,500.00
Banesco USA CD Rates
www.banescousa.com
888-228-1597
1.60% 2 Year $1,500.00
State Farm Bank CD Rates
www.statefarm.com
877-734-2265
2.30% 5 Year $500.00
Capital One 360 CD Rates
www.capitalone360.com
800-464-3473
2.30% 5 Year $2,000.00
EverBank CD Rates
www.everbank.com
888-882-3837
2.30% 5 Year $1,500.00
Additional terms and accounts are available in Ventura and the neighboring communities of Southern California including jumbo CDs, IRA CDs, and promotional bank CDs. The jumbo CD rates in Ventura, California are usually higher than regular Ventura, CA CD rates due to the larger required deposit amounts.

The Ventura IRA CD rates are savings vehicles designed for retirement needs. The IRA CDs available have several different term options, include low minimum deposit requirements, and can be set up as either traditional IRA CD accounts or Roth IRA CD accounts.

CD rate promotions in Ventura are available from time to time by area banks with attractive yields on what are generally odd terms. Promotional bank CD rates often have special terms and features such as liquid CDs that have no prepayment penalties, step up or bump up CDs that allow for CD rate increases during the account term, and relationship CDs that pay higher interest rates for customers that hold additional accounts with the bank.

Current interest rates and annual percentage yields are subject to change. The annual percentage yields listed assumes interest will remain on deposit until maturity. Other terms and conditions may apply. Contact the bank directly for the most update and accurate information regarding the bank rates and account information.

Competitive CD mortgage rates are available throughout Ventura County including the communities of Camarillo, Fillmore, Moorpark, Ojai, Oxnard, Port Hueneme, Santa Paula, Simi Valley, Thousand Oaks, and Ventura.

Another week passes and bank CDs experience another of week of sinking yields.  Bank CD rates available nationally fell across all terms for the week ending Aug. 7, 2009.  The rate reduction for this week was mild but impacted all maturities and is a continuation of a protracted slide in CD rates that started in
Even as the stock market and Treasury markets gyrated wildly this past week, CD rates continued to move higher.  It was tumultuous market for most investment products including stocks, bonds, commodities, and many foreign markets.  The stock market volatility, the up-and-down movement of the market, brought on multiple 100 point plus up and down days. 
It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year