Best CD Rates in Ventura County

Compare and review the best CD rates in Ventura County from the local and regional banks serving Ventura and the surrounding communities in Southern California. The best certificates available in Ventura earn a higher percentage rate than traditional bank CD accounts earning greater returns for the account holder. By securing the best CD rates in Ventura County, savers and investors in the region can be confident they are getting the highest rates of return, maximizing the returns on their savings.

The high yield Ventura bank CDs cover a wide range of rates and terms including 3 month CD rates, 6 month CD rates, 1 year CD rates, 2 year CD rates, 3 year CD rates, and 5 year rates. Minimum deposits requirements can be as low as a few hundred dollars. All of the bank CDs come from FDIC insured banks. The standard bank CDs, jumbo CDs, and IRA CDs available in Ventura County are insured by the FDIC up to $250,000 per account owner for each financial institution.

Use the table of local CD rates listed below to compare the best CD rates offered in Ventura County with some of the top bank CD rates across the nation.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.35% 3 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.21% 3 Month $1,000.00
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.50% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.37% 6 Month $1,000.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.20% 6 Month $500.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.55% 9 Month $25,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.70% 1 Year $25,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.60% 1 Year $10,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.55% 1 Year $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.85% 2 Year $25,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.81% 2 Year $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.81% 2 Year $1,000.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.30% 5 Year $1,000.00
Additional terms and accounts are available in Ventura and the neighboring communities of Southern California including jumbo CDs, IRA CDs, and promotional bank CDs. The jumbo CD rates in Ventura, California are usually higher than regular Ventura, CA CD rates due to the larger required deposit amounts.

The Ventura IRA CD rates are savings vehicles designed for retirement needs. The IRA CDs available have several different term options, include low minimum deposit requirements, and can be set up as either traditional IRA CD accounts or Roth IRA CD accounts.

CD rate promotions in Ventura are available from time to time by area banks with attractive yields on what are generally odd terms. Promotional bank CD rates often have special terms and features such as liquid CDs that have no prepayment penalties, step up or bump up CDs that allow for CD rate increases during the account term, and relationship CDs that pay higher interest rates for customers that hold additional accounts with the bank.

Current interest rates and annual percentage yields are subject to change. The annual percentage yields listed assumes interest will remain on deposit until maturity. Other terms and conditions may apply. Contact the bank directly for the most update and accurate information regarding the bank rates and account information.

Competitive CD mortgage rates are available throughout Ventura County including the communities of Camarillo, Fillmore, Moorpark, Ojai, Oxnard, Port Hueneme, Santa Paula, Simi Valley, Thousand Oaks, and Ventura.

Bank CD rates continued to show some downward pressure from slow economic growth abroad and geopolitical tensions in select hot points in Eastern Europe and the Middle East.  The downward pressure offsets underlying forces that should start to push CD rates higher.  Upward pressures sitting under the interest rate market includes the Fed’s reduction in
CD interest rates made another mild retreat over the past week.  The minor rate reduction comes on the heels of a rate drop of similar proportions that took place in the previous week.   On the face of it, the interest rate reductions may not seem like a whole lot, but when CD rates are holding
The best certificate of deposit rates had mixed results for the week ending October 16, 2009.  Shorter term CD rates rose along with long term CD rates while the midterm rates pushed lower. The best six month CD rates gained ground with the average yield moving higher by the close of the week.  The average of