Best CD Rates in Naperville

Find the best CD rates offered by local and regional banks serving Naperville and the surrounding west suburban communities of Chicago. The banks in the west Chicago suburbs, including Naperville, offer a variety of certificate of deposit products with competitive interest rates. Naperville area bank CDs provide high yields as well as a secure place for consumers in the region to invest their money without worry.

The bank CDs come with a choice of term lengths ranging from seven days to five years. Flexible interest payment periods are available with options to have the interest earned held with the CD account to earn compound interest, receiving the interest payment via check, or transferring the earned interest into another active bank checking or savings account. The flexibility and guaranteed interest rate offered by CDs in Naperville make them a popular choice for anyone wanting to maximize their return.

The high yielding Naperville bank CDs can be used for short terms savings needs, emergency funds, as a source of recurring income, for established savings objectives, or to diversify a portfolio of savings and investment accounts. The principal in these accounts remain constant through the term protecting them from fluctuations in the market. Most of the CD accounts can be established to automatically renew for added safety and convenience.

View the latest rates for bank CD accounts across the nation to compare the best CD rates in Naperville before opening a new account. The CD rate table features interest rates from top banks across a variety of maturities.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.35% 3 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.21% 3 Month $1,000.00
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.50% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.37% 6 Month $1,000.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.20% 6 Month $500.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.55% 9 Month $25,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.70% 1 Year $25,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.60% 1 Year $10,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.55% 1 Year $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.85% 2 Year $25,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.81% 2 Year $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.81% 2 Year $1,000.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.30% 5 Year $1,000.00
Along with standard bank CDs, financial institutions serving the Naperville market area offer IRA CDs, jumbo CDs, as well as promotional CDs and specialty CD accounts. Investing in any one of these certificates of deposit (CDs) can be an excellent way to maximize the return on invested funds and meet specific savings goals. The funds in the listed certificates of deposits are insured by the FDIC up to current available limits.

Current CD interest rates and annual percentage yield are subject to change. The annual percentage yields listed assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal as disclosed on the individual bank certificate of deposit account agreements.

The bank rate information presented is believed to be reliable, but may have changed since this publication date, the information is not guaranteed. Other terms and conditions may apply to open the bank CDs and obtain the advertised yield. Contact the local banks directly for the most update and accurate information regarding their bank rates and account information.

There is little to report regarding CD interest rate changes for the week ending December 23, 2011.  Bank savings rates and CD rates seemed to be held in suspended animation as there were hardly any alterations in the top CD rates available nationally across most all bank CD terms. The average CD rate measured by the
Improving economic data has driven interest rates higher including the rates on U.S. Treasuries and home mortgages however; CD rates did not follow along.  Based on the most recent survey of the top bank CD rates performed by Selectcdrates.com, the national average CD rate moved down, not up for the week ending March 16, 2012. 
Bank certificate of deposit rates were lower on the short term maturities once again while the longer term CD rates showed mixed results for the week.  Six month maturities and one year maturities were all lower in yield while the two year term CD was unchanged and the five year maturities experienced an increase in