Best CD Rates in Modesto CA

Review the best CD rates available in Modesto, California from the local and regional banks serving the community. Compare current CD rates across a wide assortment of terms from the leading banks in the region. Consumers can find bank CDs in Modesto that are well above the national average CD rate for a variety of different terms or maturities. These CDs offer conventional benefits and a number of features not available through many traditional banks.

High yielding Modesto CA CD rates include a wide spectrum of maturities. CD rate shoppers in the Central Valley area of Northern California can secure competitive short term CD rates that can be ideal for emergency funds, temporary holdings and for building new savings plans. Consumers can also find intermediate term CDs and rates such as six month CD rates and one year CD rates that are useful for a variety of savings objectives. Long term CDs that include the three, four, and five year CDs are also available with competitive rates that can be very useful for long term savings objectives and investment diversification.

In an environment of market volatility and an expanding array of financial products, even the most sophisticated investor can feel overwhelmed. Listed below are the CD rates and terms from the top banks offering savings products in Modesto, making it easier for consumers to compare the best bank rates in the region.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.35% 3 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.21% 3 Month $1,000.00
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.50% 6 Month $25,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.37% 6 Month $1,000.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.20% 6 Month $500.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.55% 9 Month $25,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.70% 1 Year $25,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.60% 1 Year $10,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.55% 1 Year $10,000.00
Crestmark Bank CD Rates
www.crestmark.com
855-267-6445
1.85% 2 Year $25,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
1.81% 2 Year $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.81% 2 Year $1,000.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
TIAA Direct CD Rates
www.tiaadirect.com
855-842-2372
2.30% 5 Year $1,000.00
In addition to the traditional fixed rate and fixed term CDs, consumers can obtain more non-traditional certificates offered by the banks in the area. Non-traditional bank CD products include bump up CDs, no penalty CDs, step up CDs, and variable rate CDs.

Consumers can also find an array of jumbo CD bank products and IRA CDs. The jumbo CDs generally require deposit amounts in excess of $100,000.00. IRA CDs in Modesto can be opened as standard IRA CD accounts or Roth IRA CD accounts. Whether you are starting a new savings plan, switching bank CDs, or expanding your account holding, youíll find competitive interest rates on all of these accounts

The FDIC insured Certificates of Deposit (CDs) offered by banks serving Modesto and the surrounding communities can prove to be a good addition on in any savings plan or investment portfolio.

CD rates, program terms and conditions are subject to change without notice. The CD interest rates and annual percentage yields earned on the account are determined by the date the account is opened and the term selected. This information is provided solely for informational purposes, not for specific financial advice. Check with the individual banks directly for the most up to date and accurate information.

As fiscal agents of the United States, the Federal Reserve Banks function as the U.S. government’s bank and perform a variety of services for the Treasury, other government agencies, government-sponsored enterprises, and some international organizations.  Often the fiscal agent services performed by the Reserve Banks are the same, or similar to, services that the Reserve
With the stock market running scared and government debt issues here and abroad putting fear into the market, interest rates remained low last week.  Skittish markets generally drive funds into the Treasury market pushing Treasury rates lower which keeps a lid on the movement on most other interest rate sensitive assets in the U.S. which
CD rates were off just slightly for the week ending February 17, 2012.  Based on current CD interest rate survey performed by Selectcdrates.com, the average CD rate among the best CD rates available nationally was lower by only 2/1000ths of a percent.  The average CD rate in the survey is established with the Selectcdrates.com CD