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Best CD Rates in Massachusetts

The Nov. 9, 2008 Boston Globe Sunday edition contains an ad for First Republic Bank’s 5 month CD special. The 5 month CD has an interest rate of 3.85%. The minimum balance for this account is $5,000.00. This CD rate places the bank’s offer in the top 10 CD rates for Massachusetts. A quick search of the bank’s website further reveals that First Republic Bank offers an 8 month CD at 4.00% and a 13 month CD at 4.25%. In addition, the First Midwest Bank website markets a rate of 4.75% on a five year CD, the best five year CD rate in Massachusetts. The additional CD terms also require a minimum $5,000.00 deposit. First Republic Bank is a division of Merrill Lynch Bank & Trust and headquartered in San Francisco, California. First Republic Bank has two branches in Massachusetts. The bank can be reached at 800-392-1400. The website address is www.firstrepublic.com.

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