Best CD Rates in Lynchburg VA

Review and compare the best CD rates in Lynchburg VA from the local banks and other financial institutions serving Lynchburg and surrounding communities of Central Virginia. Regional and local banks offering certificates of deposits in Lynchburg offer a number of high yielding CD accounts with low minimum deposit requirements.

There are a number of banks offering CD accounts in the Lynchburg region that have interest rates well above the national average rates for comparable terms. Consumers in the region can chose from short term CDs such as the three month CD rates and six months rates in Lynchburg, midterm CDs that include one year CD rates and two year CD rates in Lynchburg, as well as long term CDs including the top five year CD rates in Lynchburg.

Compare the CD accounts and CD rates listed below to find the best CD rates in Lynchburg VA and the neighboring communities.

Local CD Rates
Bank CD Rate CD Term Min $ Open
Transportation Alliance Bank
www.tabbank.com
800-837-4214
0.95% 3 Month $1,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
0.90% 3 Month $1,000.00
Goldwater Bank CD Rates
www.goldwaterbank.com
480-281-8200
0.86% 3 Month $5,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.15% 6 Month $1,000.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.11% 6 Month $10,000.00
Goldwater Bank CD Rates
www.goldwaterbank.com
480-281-8200
1.05% 6 Month $5,000.00
CD Bank
www.cdbank.com
888-201-8185
1.20% 9 Month $1.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 9 Month $10,000.00
IncredibleBank
www.incrediblebank.com
877-261-4750
1.10% 9 Month $10,000.00
M.Y. Safra Bank CD Rates
www.mysafra.com
855-697-2372
1.48% 1 Year $5,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.47% 1 Year $1,000.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.46% 1 Year $10,000.00
NewDominion Bank
www.newdominionbank.com
800-592-6248
1.75% 2 Year $3,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
1.71% 2 Year $1,000.00
Popular Direct
www.populardirect.com
800-274-5696
1.70% 2 Year $10,000.00
Synchrony Bank CD Rates
www.synchronybank.com
866-226-5638
2.35% 5 Year $25,000.00
Popular Direct
www.populardirect.com
800-274-5696
2.35% 5 Year $10,000.00
First Internet Bank CD Rates
www.firstib.com
888-873-3424
2.27% 5 Year $1,000.00
Banks serving Lynchburg offers several different types of CD accounts all with competitive rates. Along with traditional bank CDs, savers will find high yield IRA CD rates, jumbo CD rates, CD promotion rates, and special CD accounts. All accounts offered in Lynchburg VA are promoted by FDIC insured banks. Each CD account is insured to maximum allowable by statue.

Most of the bank CDs are set for automatic renewal. At maturity, certificates automatically renew for the same term, at the current rate, unless the account holders instructs the bank otherwise during the renewal period. The convenience and security of these accounts mean the account holders earnings grow steadily and consistently.

Additional CD accounts are available throughout the Lynchburg region and the communities among the foothills of the Blue Ridge Mountains. Consumers in the nearby communities such as Blacksburg, Cave Spring, Christiansburg, Danville, Hollins, Madison Heights, Martinsville, Roanoke, Salem, Staunton, Timberlake, and Waynesboro, VA all have access to some of the highest CD rates in the nation. The competitive CD rates are also available to consumers in Amherst County, Bedford County, and Campbell County, Virginia.

The local CD interest rates and annual percentage yields listed are subject to change at any time. The annual percentage yield advertised assumes the interest earned on a certificate will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

The bank rate information presented is believed to be reliable, but may have changed since this publication date, the information is not guaranteed. Contact the banks listed directly for the most update and accurate information regarding current bank rates and account terms and conditions.

Savings Bonds are modest, safe investments. These are not marketable securities, so the ups and downs of the economy do not affect them. They are securities issued by the U.S. Treasury and are backed, as they say, by the full faith and credit of the U.S. government. Tens of millions of Americans have purchased US Savings
The Internet is a convenient destination for consumers, general surfers, and for investors. Online banking and online investing has become increasingly popular for both the investor and for the financial institutions. Lower overheads for the banks, in particular, mean that they can pass some of these cost savings onto their potential customers.
Yields on long term certificates of deposit available nationally ended the week rising while short term certificates of deposits yields continue to drop or remain unchanged.  The average for the top ten best five year CD rates stood at 3.61% up to two basis points or 2/100 of a percent for the week.  The average yield