Find the latest bank fees charged by BB&T for checking accounts, savings accounts and ATM use. The best protection against excessive bank fees is to be aware of the fees that the bank charges before selecting their services. Use the list of BB&T Bank fees to compare their charges with other banks in your area before switching banks. By learning about the bank fees and services in advance, you can decide which type of account suits your specific needs before paying for the services.
Below is a list detailing some of the more common fees levied by BB&T Bank. Certain BB&T Bank fees will depend on the geographic location where the consumer account is held, the bank fees listed apply to the bank’s home base state of North Carolina.
The BB& T Bank overdraft fee or returned item fee is $35.00
BB&T limits the number of overdraft fess per day to eight (8) in addition, the bank overdraft fees per day, and will not charge an overdraft fees if the account is overdrawn by less than
$5.00 each day after all transactions have posted to the account.
The bank fee for having a negative account balance is $35.00.
The negative account balance fess is assessed by BB&T when a checking or savings account has reached the seventh day of being overdrawn.
BB&T ATM Fees:
An ATM fee is charged to account holders that make transactions at an ATM that BB&T does not own.
Non-BB&T ATM fee is $2.50
The International ATM fee is $5.00
The BB&T fee for money orders is $5.00
The bank fee for returned items that are deposited or cashed is $12.00 per item
BB&T Bank Wire Transfer Fees:
The bank fee for incoming domestic wire transfers is $15.00
The bank fee for outgoing domestic wire transfers is $24.00
There is an early account closing fee of $25.00 for accounts closed within 90 days of account opening.
BB&T has a fee for an inactive account that is $7.50 per month if the balance is less than $1,000.00. An inactive account is defined as having no deposits or withdrawals in
12 months for checking accounts and 24 months for savings accounts. The fee does not apply to the following accounts: Elite Gold, BB&T Wealth Vantage and BB&T Private Vantage, Young Savers and Investor’s Deposit Account.
BBT Bank fees may vary slightly in Alabama, Washington DC, Florida, Georgia, Indiana, Kentucky, Maryland, South Carolina, Tennessee, Texas, Virginia and West Virginia.