Among the many choices for consumers to compare mortgage rates and terms for a new home loan in Ohio is LCNB National Bank. LCNB Bank is a local, Ohio based mortgage lender that still provides in house processing, underwriting and loan approvals. The bank offers a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages with a range of mortgage interest rates and closing costs. Consumers can apply for a new mortgage in any one of the 25 bank branch locations in southwest Ohio as well as over the phone or online at the bank website.
With historically low mortgage rates in Ohio, consumers have been flocking to apply for new loans. With home prices not exactly shooting to the moon, more loans originated in the state are for refinance transactions rather than purchases. Even LCNB Bank is feeling the boom of refinances as the bank has seen their loan portfolio decrease primarily due to refinance activity as borrowers took advantage of historically low mortgage rates.
Whether it’s a refinance to save money or a loan for a new home, LCNB Bank has loan options and personnel that can explain the ins and outs on how each mortgage loan works. The residential real estate mortgage loans include loans secured by first or second mortgage liens on one-to-four family residential property in Ohio. The bank also offers home equity lines of credit and mortgage loans secured by owner-occupied agricultural property.
First and second mortgage loans are generally amortized over five to thirty years with monthly principal and interest payments. Adjustable rate loans are available with adjustment periods ranging between one to ten years which adjust according to an established index plus a margin, subject to certain floor and ceiling rates.
All mortgage loans are underwritten primarily based on the borrower’s ability to repay, prior credit history, and the value of the collateral.
A sample of the current mortgage rates and terms available from LCNB Bank in Ohio include the following:
A 30 year fixed rate mortgage loan in Ohio from LCNB Bank has an interest rate of 3.625 percent with no points and an APR of 3.630 percent.
A 15 year term loan in Ohio has a mortgage rate of 2.875 percent with zero points and a 2.884 percent APR.
The mortgage loan rate listed are for single family, owner occupied properties with a minimum 740 credit score and a maximum loan to value of 75%. Mortgage rates are current as of this publication date but are subject to change at any time. All home loans are subject to bank approval and underwriting standards. LCNB will require private mortgage insurance for first mortgage loans that have a loan to appraised value ratio of greater than 80%. Additional loan terms and interest rates are available.
LCNB National Bank is a full service, FDIC insured bank. Along with traditional mortgage loans for purchases and refinances in Ohio, LCNB Bank programs include home improvement loans, home equity loan options, personal, and business loans.
To find more information on the bank mortgage loan products and terms, a LCNB Bank customer service representative can be reached by calling 800-344-2265.
To see a list of all LCNB Bank branch locations please see LCNB Bank locations. For more information on mortgage loans and mortgage rates in Ohio refer to Ohio mortgage rates.
Mortgage shoppers searching for competitive rates and terms in the heartland can find a number of loan options with Corefirst Bank and Trust. Prospective home loan borrowers looking for a mortgage in Kansas, Colorado or Missouri will find loan choices covering a number of loan types for purchases and refinances. Corefirst Bank and Trust has branch operations and licensed loan officers in Kansas and Colorado and funds mortgage loans in those states as well as Missouri.
Borrowers can search the current mortgage rates online with Corefirst Bank website or call one of the bank loan officers at 1-800-280-0123 to obtain more detailed loan information. Before applying for a new loan, consumer can compare current conventional mortgage rates, jumbo mortgage rates and adjustable mortgage rates with the loan costs quickly. In addition to loan information and mortgage rates information online, consumers can apply for a new home loan online for both purchase loan requests and refinancing requests.
Between the network of bank branches, online mortgage information and licensed loan originators on staff, obtaining information on new loans that match your particular circumstances is easy.
CoreFirst has competitive rates for a variety of loan programs. A sample of current mortgage rates in Kansas available through CoreFirst Bank via the bank website includes the following:
30 year fixed rate mortgage in KS is 4.00 percent with zero points and an APR of 4.036 percent.
The 15 year KS mortgage rate is 3.50 percent and zero points and a 3.564 percent.
Switching the mortgage rate to Colorado, the interest rates do not change, only the loan APRs.
A 30 year fixed rate loan in Colorado has a mortgage rate of 4.00 percent with no zero points and an APR of 4.022 percent.
The 15 year mortgage rate in Colorado from CoreFirst Bank is 3.50 percent with no points and an APR of 3.538 percent.
The loan APRs in either geographic situation will vary based on the loan applicants final loan amount and other finance charges. Rates are subject to change without notice and may vary based on location, the credit profile of the borrower, loan amount, property value and other factors. Mortgage interest rates are accurate and available as of the date of this publication.
CoreFirst Bank is based in Topeka, Kansas and operates over 40 bank branch locations in Kansas and Colorado. Along with the home loan programs offered by the bank, CoreFirst offers construction loans to home owners and contractors, home equity lines, personal loans and student loans as part of their lending activities.
For more information on Kansas based banks please refer to the Bank Directory. For information on mortgage loans and mortgage rates in Kansas, Colorado or Missouri refer to Kansas mortgage rates, Colorado mortgages rates or Missouri mortgage rates.
Finding the best mortgage loan in Oklahoma entails comparing the mortgage rates and terms offered from some of the top bank mortgage lenders in the state. One of those mortgage lenders that should make the list for mortgage rate shoppers is American Heritage Bank. American Heritage Bank is based in Sapulpa and is one of the 15 largest banks based in OK.
American Heritage Bank offers several types of mortgage loans in Oklahoma for a variety of different purposes. The bank makes loans for standard single family home purchases and refinances as well as land and new lots for home building. The bank also offers mortgages for bridge loans, constructions loans and home equity loans for existing home owners.
The conventional mortgages offered by American Heritage Bank have either fixed rates or adjustable rates that can be obtained with 30 year terms or shorter. Two of the most popular loan choices in the current market, a fixed rate mortgage which offers the security of a principal and interest payments that remains the same for the life of the loan and FHA mortgages that offer flexible underwriting requirements are products available through at the mortgage center of American Heritage Bank.
Unlike many small mortgage lenders, American Heritage Bank has well over $500 million in total assets. The bank is no fly by night operator either; American Heritage Bank has been serving consumers in Oklahoma for over 100 years.
The bank website offers a number of resources for mortgage shoppers in Oklahoma. Included among the resources are loan program summaries, mortgage calculators and a mortgage rate search tool. Utilizing this tool to compare mortgage rates offered by American Heritage Bank, the following mortgage rates and terms were produced for a single family purchase in Tulsa for $250,000.00:
A 30 year fixed rate loan in OK will have an interest rate of 3.75% with no points and an APR of 3.960%.
For a shorter term, 15 year fixed rate mortgage, the interest rate would be 3.500% with no points and an APR at 3.875%.
The mortgage interest rates in Oklahoma, annual percentage rates (APRs), discount points listed are current as of this publication date but are subject to change without notice. All loans are subject to bank approval and must meet the credit, income and general underwriting standards of the bank.
The bank has mortgage loans with other financing terms including different rate and point options as well as lower down payment amounts. The maximum percentage of a home’s value that can be financed depends on the purpose of the home loan, how the property is used, and the loan type.
An American Heritage Bank mortgage representative can be reached at 918-224-3210 to discuss the mortgage options available as well as current mortgage terms and rates.
To see more mortgage loan options please see Oklahoma mortgage rates, 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates or use the mortgage payment calculator to see how a particular mortgage loan fits into your household budget.
Mortgage rate shoppers in Alabama looking to buy a home, build a new home, remodel, or refinance to put the cash in their home to better use can find a wide array of financing options with Bank Independent based in Sheffield, AL. Bank Independent is one of the largest mortgage lenders in Alabama and one of the ten largest banks based in the Yellowhammer State.
Bank Independent has mortgage loans with flexible terms that come with a variety mortgage rate and fee options. The wide selection of home loan products makes finding the right mortgage loan in Alabama easier and affordable for first-time buyers or potential borrowers that are in need of a large scale jumbo mortgage loan.
Bank Independent also has refinancing programs that can be beneficial for those existing Alabama homeowners looking for a lower mortgage interest rate, needing to use existing equity to fund a major expense, or looking to change their mortgage loan term to build equity faster
A sample of Bank Independent mortgage terms and mortgage rates in Alabama for a single family purchase with a minimum 20 percent down payment include the following:
The 30 year fixed rate mortgage in Alabama is 3.750% with no points and an APR of 3.871%.
A 15 year mortgage in Alabama has an interest rate of 3.125% with zero points and a 3.339% APR.
The midterm, 20 year mortgage rate is at 3.750% with no points and an APR at 3.919%
The Alabama mortgage interest rates, annual percentage rates (APRs), and discount points shown are subject to change by the bank without notice. All AL mortgage rates posted are current as of the publication date but are not guaranteed. All mortgage loans require bank approval including credit, income and assets of the borrower along with other underwriting conditions.
The actual interest rate and fees available on a specific loan request will be based on the borrower’s credit history, the down payment amount, loan amount, geographic location of the property and may be different than the mortgage rates displayed.
To discuss the mortgage rate and loan options made available by Bank Independent, a Bank Independent mortgage representative can be reached at 256-386-5100.
The Bank Independent customer service department can be reached at (256) 386-5000, toll free at (877) 865-5050. The customer service department is available Monday through Saturday from
8:00 a.m. – 8:00 p.m. to assist with your banking needs.
Bank Independent is a locally owned community bank that operates 28 branch locations in North Alabama.
To review a current list of the top bank mortgage lenders and mortgage rates by loan product please see the following mortgage rate tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates. A listing of bank mortgage rates is also available at Bank of America mortgage rates, Citibank mortgage rates, Chase mortgage rates and Wells mortgage rates.
One of the top three largest banks based in Oregon is West Coast Bank which is headquartered in Lake Oswego, OR. As one of the largest banks in the Beaver State, West Coast Bank is also one of the largest mortgage lenders. West Coast Bank offers competitive mortgage rates and a number of flexible loan terms in Oregon, Washington and California.
West Coast Bank promotes a wide range of mortgage loan products in Oregon. Home loan options covered by the bank range from conventional fixed rate mortgages and adjustable rate mortgages (ARMs) to balloon mortgages and jumbo mortgages. The Oregon mortgage loan options are available for home purchase as well as refinancing existing home loans.
The refinance loan choices can be used by homeowners looking for a lower mortgage rate or lower monthly mortgage payment, using the existing equity to obtain cash back or simply changing the term of their existing home loan to build equity faster.
Shopping for the best mortgage loan in Oregon can start by researching the mortgage rates offered by West Coast Bank on their website. The West Coast Bank website provides various explanations of the loan programs and allows users to obtain current rate information using the online mortgage rate calculator based on loan type, property value, loan amount and property location.
Using the online mortgage rate tool, West Coast Bank offers the following mortgage rates in Oregon for a single family home with a minimum 20% down payment and a loan amount of $250,000.00:
30 year mortgage rate in Oregon is 4.00% with 0.125 points and an APR of 4.040%.
By increasing the points to 1.50% the mortgage rate drops down to 3.750% and the APR is 3.904%
The rate in Oregon for a 15 year mortgage is 3.25% and 0.250 points with a 3.338% APR. An increase in the points paid to 1.25% reduces the 15 year mortgage rate to 3.233% and a 3.233% APR.
The Oregon mortgage interest rates, annual percentage rates (APRs), and points listed are current as of the date of this publication and are subject to change at any time. All bank loans must meet the underwriting standards established by the bank including credit and property approval. Additional restrictions and limitations apply.
West Coast Bank mortgage customer service representatives can be contacted at 800-981-7999, Monday-Friday 7:00am-4:00pm to discuss mortgage terms and rates as well as other bank products and services.
West Coast Bank operates 60 branches in Oregon and Washington. West Coast Bank offers a broad range of banking, investment, fiduciary and trust services in the market area served.
To see additional mortgage rates and mortgage loan programs see the following mortgage rate tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates. Bank mortgage rates are also available at Bank of America mortgage rates, Citibank mortgage rates, Chase mortgage rates and Wells mortgage rates.
Tri Counties Bank based in Chico, California considers making loans the cornerstone of their banking business. The bank offers mortgage loans and mortgage rates in California that competes with both the big and small mortgage competitors. The bank has had a strong history of responsible mortgage lending in California to back up its claim; Tri Counties Bank did not take government TARP funds and did not engage in subprime lending.
A sample of the flexible home loan options available through Tri Counties Bank includes fixed rate mortgages with terms ranging from 15 to 30 years, adjustable rate mortgages with several terms to choose from, jumbo loans that meets the demands of the higher priced homes of the Golden State as well as construction mortgages.
All California home loan applications are handled at Tri Counties Bank where the processing, underwriting and approval process takes place. Tri Counties Bank gives borrowers the option of applying for a new mortgage loan in California over the phone, face to face with a bank loan officer or through the online mortgage application center.
With bank mortgage website, customer can apply for a loan, check on the status of submitted loan application and even use the bank’s rate watch feature that will have email messages sent when mortgage interest rates reach a preferred rate.
Current Tri Counties Bank mortgage rates in California and loan terms include the following options for home loans in Los Angeles county on January 8, 2012:
30 year mortgage rate in CA is 4.00% with no points and an APR of 4.045%.
By increasing the points to 1.10% the mortgage rate drops 3.750% with a 3.885% APR.
The 15 year mortgage rate in CA is 3.25% and no points for a 3.328% APR.
An increase in the discount points charged to 1.30% reduces the mortgage interest rate to 3.00% and puts the APR at 3.267%.
The mortgage interest rates, annual percentage rates (APRs), and discount points posted are subject to change by the bank without notice. The mortgage rates in California and loan fees shown are available to borrowers with an excellent credit history, a minimum 20% down payment on an owner occupied single family home purchase. Interest rates and fees available on specific loan request may vary based on credit history, loan to value, geographic location, loan type and other underwriting conditions.
To discuss the mortgage loan option in California available from Tri Counties Bank, a bank customer service representative can be reached at (800) 922-8742. Tri Counties Bank customer service representatives are available Monday – Friday 7:00 am to 8:00 pm, Saturday 9:00 am to 7:00 pm and Sunday 11:00 am to 5:00 pm.
Tri Counties Bank is headquartered in Chico, California. Along with mortgage loans in California, the bank offers a wide assortment of financial services and provides a diversified line of products and services to consumers and businesses, which include demand, savings and time deposits, consumer finance, online banking, mortgage lending, and commercial banking throughout its market area. Tri Counties Bank operates over 40 traditional branch locations and 27 in-store branch locations in 23 California counties covering California from just south of the Oregon border to southern San Joaquin Valley.
To review a current list of the top bank mortgage lenders and mortgage rates across the nation see the following mortgage rate tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates. To see more mortgage rates in California see California mortgage rates.
ACNB Bank serves Pennsylvania with a variety of banking products and services including a wide range of mortgage loan products for new home purchases and refinances. ACNB Bank serves primarily the south-central PA area with a network of 18 retail bank branches located throughout Adams County, PA, in addition to locations in Dillsburg and Hanover, York County, PA, and in Newville, Cumberland County, PA. ACNB Bank also operates loan offices in Hanover, York County, Chambersburg and Franklin County, PA.
ACNB Bank provides affordable mortgage rates and efficient loan processing in the region served. With credit standards remaining tight, local service has real benefits with a hands on application process and quick approval times. ACNB Bank offers mortgage loans in Pennsylvania with as little as five percent down payment or 95% financing of the value of the property being purchased, as well as home loans for low to moderate income borrowers.
A brief sample of the mortgage loan types available in Pennsylvania with ACNB Bank include:
10 year, 15 year, 20 year and 30 year fixed rate mortgage loans, 5 year, 10 year, 15 year, 20 year, 25 year and 30 year term adjustable rate mortgages, FHA mortgage loans, VA Loans and construction mortgage loans.
The fixed rate mortgage loans and adjustable rate mortgage loans are available with or without origination points. For consumers that want expedite the principal reduction of their new loan, ACNB Bank offers biweekly mortgage programs.
The wide variety of mortgage loan options from ACNB Bank can be used to refinance an existing Pennsylvania home loan to lower monthly payments, to pay off the loan sooner with a shorter term or to obtain cash out.
The following mortgage loans are a sample of the mortgage loans and mortgage rates in Pennsylvania offered by ACNB Bank:
30 year fixed rate mortgage with no points has an interest rate of 4.125% and an APR of 4.146%
A 30 year rate in PA with one point has a rate of 4.00% and a 4.105% APR.
The shorter term, 15 year mortgage rate in PA with no points has a rate of 3.500% and an APR of 3.537%.
A 15 year mortgage loan from ACNB Bank with one point has an interest rate at 3.375% and a 3.559% APR.
The PA mortgage rates listed are current as of December 29, 2011 however; all interest rates and loan terms are subject to change at any time. Additional fixed rate and adjustable rate mortgage loan options are available from the bank.
To find out more information on ACNB Bank home loan products and mortgage rates, an ACNB Bank mortgage representative can be reached at 1.888.334.2262.
To see current mortgage rates and mortgage loans offered from the top bank mortgage lenders see: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates.
To view current Pennsylvania mortgage loans and mortgage rates for 30 year home loans see Pennsylvania mortgage rates.
Capital City Bank is one of the largest banks and consumer lenders based in Florida. The bank offers a wide array of borrowing options for consumers looking to buy a new home, vacation home, rental home or refinance on an existing home loan for borrowers that want to take advantage of the record low borrowing rates available in the Sunshine State.
Borrowing costs have plummeted for home loan borrowers as 2011 draws to a close and Capital City Bank provides loans that can combine low rates and low fees for a number of loan programs. The assortment of mortgage loan options available at Capital City Bank includes fixed rate mortgages and adjustable rate mortgages, construction to permanent loans, jumbo mortgages and VA and FHA loans.
Consumers searching for new funds to borrow for a home purchase or refinance need to evaluate several aspects of the new loan as well as the mortgage lenders and the mortgage interest rates. Some of the benefits with Capital City Bank extend beyond the myriad of financing options, as a locally owned bank mortgage lender, local underwriting and local service is available to all loan customers which greatly facilitate the loan application and loan approval process.
Local service means better understanding of home appraisals, costs of homeownership and optimal loan programs such as FHA loans. For first time home buyers, an FHA loan has become one of the most popular types of financing due to the low down payment requirements and flexible qualifying guidelines. Capital City Bank offers very competitive rates on FHA loans in addition to VA loans for borrowers who qualify for these programs.
A sample of mortgage loans and mortgage rates available from Capital City Bank includes the following rates and terms on a $250,000 loan request in Flagler County:
A 30 year fixed rate mortgage is available at 4.000% with no points and an APR of 4.033%.
A 15 year mortgage from the bank can be obtained with a mortgage rate of 3.375% with no points and a 3.433% APR.
The 30 year FHA mortgage has an interest rate of 3.750%, zero points and a 4.268% APR.
A jumbo loan in Florida from Capital City Bank can be had at an interest rate of 5.000% and 0.250 points with an APR of 5.036%.
Additional mortgage terms and mortgage rate options are available to Florida home loan borrowers. Note, the mortgage interest rates for Florida mortgages and the loan fees listed are available to borrowers with excellent credit history with a 20% down payment on a single family purchase. Florida mortgage rates and terms offered by Capital City Bank are subject to change at any time. The actual mortgage rate and fees available may vary based on the borrower’s credit, income, down payment amount, geographic location in addition to other loan factors.
Before choosing your next mortgage loan, research the current mortgage rates, the terms and service from various mortgage lenders and your needs before applying. Spending a little extra time to learn the requirements to obtain a mortgage loan and comparing the best terms and rates that match your financial situation can lead to big savings and peace of mind.
To discuss mortgage loan rate and terms available from Capital City Bank, a customer service representative can be reached at 1.800.245.7194, Monday-Friday 8:00am-5:00pm EST.
Mortgage loan applications can also be completed online at the bank website, ccbg.com.
Capital City Bank was established in 1895 and provides a full range of banking services, including traditional deposit and credit services, asset management, trust, mortgage banking, merchant services, bankcards, data processing and securities brokerage services. Along with branch locations in Florida, Capital City Bank also operates branches in Georgia and Alabama.
To see current mortgage rates and mortgage loans offered from the top bank mortgage lenders see: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates.
To view current Florida mortgage rates and terms for 30 year home loans see Florida mortgage rates.
Capital One is one of the top 15 largest banks in the nation as well as one of the largest bank mortgage lenders. Capital One offers a variety of mortgage loans for financing a new home purchase or refinancing an existing home loan for cash out or a reduced mortgage rate. Current mortgage rates offered by Capital One for conforming loan amounts have recently fallen below 4.00 percent.
Current conventional mortgage rates offered by Capital One include the following rates and terms as of December 9, 2011:
30 year fixed rate mortgage is at 3.875% with zero points and an APR of 3.957%
A 15 year fixed rate mortgage is promoted with a rate of 3.250% with no points and a 3.304% APR.
For mortgage refinance transactions that costs or interest rates rise slightly. Capital One refinance mortgage rates today include the following terms and rates:
30 year fixed mortgage refinance rate is 4.125% with no pints and an APR of 4.198%.
The 15 year fixed refinance mortgage rate is 3.250% with 0.125 points and a 3.412% APR.
Capital One offers a variety of other mortgage types to help finance a home purchase including low down payment FHA loans and jumbo mortgage loans up to $2 million. For prospective borrowers that are considering financing a new house, but conventional fixed rate mortgages are not the loan product of choice or needed, Capital One offers competitive rates on jumbo mortgages and FHA mortgages.
Current Capital One FHA mortgage rates are available with the following terms and costs:
A 30 year fixed rate FHA mortgage is 3.750% with no points and a 3.781% APR.
Capital One jumbo mortgage rates include:
30 year fixed rate jumbo loans at 4.250% with no points and APR of 4.323%.
All mortgage loan rates are subject to change at any time. All loan requests require Capital One approval and must meet underwriting standards. The 30 year fixed, 15 year fixed, and 30 year FHA loans rates and APRs are based on an excellent credit history for a loan amount of $250,000 and a 20% down payment. The 30 year fixed rate jumbo rate and APR is based on an excellent credit history on a $750,000 loan amount with a 30% down payment. Additional terms and restrictions will apply.
Capital One not only offers fixed rate mortgages similar to those listed but also markets adjustable rate mortgage options for purchases and refinancing. Capital One mortgage consultants can prequalify new loan applicants as well as issued pre-approval letters for specific loan requests. For more experienced home loan borrowers, Capital One has online mortgage tools at their website that allow users to personalize their loan request and mortgage rate and apply online.
Capital One is headquartered in McLean, Virginia and operates over 1000 bank branch locations New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia. Capital One offers mortgage loans as well as a wide array of other financial products and services to consumers, small businesses and commercial clients.
To find more information on Capital One mortgage loans and Capital One mortgage rates, a Capital One customer service representative can be reached by calling 1-866-923-4954.
Capital One provides several types of mortgage products, serving consumers in Virginia, Connecticut, Delaware, Louisiana, Maryland, New Jersey, New York, Texas, Virginia and Washington D.C.
Searching for the best mortgage rates and loan terms in the current economic climate should start with a review of the big bank mortgage lenders in the region where you intend to secure new financing. Whether you are looking to refinance an existing home loan, searching for a jumbo mortgage amount or need the benefits that come with nontraditional underwriting, Cathay Bank has very competitive interest rates, a variety of loan options and local servicing in California.
Cathay Bank is one of the largest mortgage lenders in California and is the one of the 100 largest banks in the nation. Cathay Bank currently manages over 45 bank branch locations with branch locations in California, New York, Massachusetts, Texas, Washington State, Illinois and New Jersey,
Cathay Bank fixed rate mortgages in California not only have competitive rates for the region but have quick loan turnaround which has become increasingly important in the uncertain mortgage market. Cathay Bank offers a wide array of other fixed rate mortgage loans that have competitive rates, low down payment options, the ability to pay no points and loan terms that have no lender fees as an option.
Along with standard fixed rate mortgages and adjustable rate mortgages in California, Cathay Bank also offers fixed rate and adjustable rate jumbo mortgages and a home loan designed for the self employed and new immigrants. The “Smart Mortgage” from Cathay Bank features a no income verification option, credit standards that use a non-traditional payment history, no rate lock-in fees and competitive interest rates.
Current mortgage rates offered by Cathay Bank for December 9, 2011 include the following mortgage interest rates, points and APRs:
30 year fixed rate loan is at 4.000% with 0.00 points and an APR of 4.013%.
15 year fixed rate montage is 3.250% with 0.00 points and a 3.272% APR.
A 30 year jumbo mortgage rate is offered at 4.125% with 0.00 points and an APR of 4.136%.
The 30 year “Smart Mortgage” is available with an interest rate of 5.060% and 0.50 points for an APR of 5.117%.
Additional mortgage rates and terms are available. All mortgage rates offered by Cathay Bank are subject to change at any time and all loans require bank approval. Mortgage rates listed are based on a single family purchase for a primary residence with a down payment of 20% with the exception of the “Smart Program” which requires a 30% down payment.
Cathay Bank is a California state chartered bank that provides a number of financial services including mortgages. To reach a customer service representative at Cathay Bank regarding mortgage loans, mortgage rates and any other bank products call 1-800-922-8429. Cathay Bank customer service representatives are available 6:00 a.m. – 6:00 p.m. Monday through Friday, Pacific Time.
First National Bank of Pennsylvania offers several different mortgage loan programs in Pennsylvania and Ohio. First National Bank of Pennsylvania is the fourth largest bank based in Pennsylvania and operates over 230 community bank locations throughout Pennsylvania and in eastern Ohio.
First National Bank of Pennsylvania branches are located throughout Pennsylvania making in branch loan applications quite convenient. The bank will accept loan applications in person at bank branches, over the phone with one of the bank loan officers or online. The bank accepts mortgage loan applications from all PA counties.
First National Bank of Pennsylvania is headquartered in Hermitage, Pennsylvania and takes a community banking approach to dealing with customers throughout The Keystone State. Along with mortgage loans for purchases, refinances, new home construction and equity lending, First National Bank of Pennsylvania offers a diversified range of financial services and banking products from traditional retail banking to wealth management, insurance, leasing and financing services.
First National Bank of Pennsylvania home loan options includes fixed rate mortgage loans, adjustable rate mortgage loans, jumbo mortgages and home loans programs that offer assistance with low down payments and low closing costs.
The fixed rate mortgage loans provide choices to borrowers for terms of 10 years, 15 years, 20 years, 25 years or 30 year amortizations. The adjustable rate loan options are for 30 year terms where the interest rate and monthly payments are fixed for an initial 1, 3 or 5-year period. First National Bank provides a number of jumbo mortgage options for loans that do not qualify for FNMA and FHLMC loan limits.
A sample of mortgage rates and mortgage loan options available from First National Bank include the following terms for a property based in Mercer county, PA for November 7, 2011:
A 30 year fixed rate loan has a rate of 4.125% with no points and an APR of 4.196%.
The 20 year fixed rate loan has a rate of 3.875% with no points and a 3.972% APR.
A 15 year term fixed mortgage rate is 3.500%, zero points and a 3.623% APR.
A shorter term, 10 year fixed loan rate is 3.500% and zero points for an APR of 3.679%.
The 3/1, 30 year adjustable rate mortgage has a rate of 4.250% with no points and an APR at 3.542%.
The 5/1, 30 year term adjustable rate mortgage has a rate of 4.125%, no points and a 3.628% APR.
A 30 year jumbo home loan has a rate of 5.625% and no pints for an APR of 5.646%.
The information on First National Bank of Pennsylvania mortgage loans and mortgage rates provided assumes a loan amount of $180,000 and an estimated property value of $240,000 for a borrower with excellent credit on a single family owner occupied property for the conventional loan pricing and a loan amount of $650,000.00 for the jumbo loan pricing. All mortgage rates and loan terms from First National Bank of Pennsylvania are subject to change an all loans require bank approval.
Questions regarding the loan programs, costs and interest rates available from First National Bank of Pennsylvania can be directed to the bank mortgage center at 800-555-5455.
For more information on mortgage rates in Pennsylvania or across the nation, additional mortgage rate data can be found at the following mortgage rate tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates, jumbo mortgage rates, and Pennsylvania mortgage rates. Bank mortgage rates are also available at Bank of America mortgage rates, Citibank mortgage rates, Chase mortgage rates and Wells mortgage rates.
Whitney Bank mortgage loans and mortgage rates are available to consumers in the five states served by the bank. Whitney National Bank has bank branches in Louisiana, Mississippi, Alabama, Texas and Florida where it provides various financial services including mortgage lending services.
Whitney National Bank offers a full range of mortgages for home purchases as well as a full range of mortgage refinance loan programs. For prospective home loan borrowers that live within the market area served by Whitney Bank, shopping and comparing the mortgage loans and mortgage rates offered by Whitney Bank, as one of several bank lender programs to research, is a good decision to help find the best mortgage rates in the area.
New mortgage loan applications with Whitney Bank can be submitted online, over the phone or at one of the bank branch locations. With each of the different application submission options, prospective borrowers have different options to choose from regarding their loan type, term and costs. Home loan programs at Whitney Bank include conventional fixed rate loans, FHA loans, VA loans and reverse mortgages.
The mortgage loans and mortgage rates available at Whitney are dependent on many factors including the loan amount, credit profile of the borrower and geographic location of the property to be purchased. Consumers seeking a new purchase money home loan or refinance loan can contact the bank to obtain current mortgage rates or search the mortgage rates and refinance rates on the Whitney Bank website.
A review of sample of mortgage rates in New Orleans offered by Whitney includes the following rates and terms for a loan in the amount of $250,000.00:
30 year fixed rate mortgage from Whitney Bank is 4.00% with no points and an APR of 4.034%.
The Whitney Bank mortgage rate for a 15 year term loan is 3.375% and no points with a 3.434% APR.
A midterm, 20 year mortgage rate at Whitney is at 3.875% with zero points leading to an APR of 3.922%.
The mortgage rate for an FHA home loan is 3.75% and no points with a 4.269% APR.
Borrowers that qualify for a VA loan can obtain a 30 year VA mortgage with a rate of 3.75% and no points and APR of 3.885%
The mortgage interest rates, points and annual percentage rates (APRs) listed are current sample mortgage rates from Whitney and are subject to change without notice. The mortgage interest rate and fees shown here are available to borrowers with an excellent credit history with 20% down payment. Your individual mortgage rate may vary based on changing market conditions or the applicant’s individual loan profile and credit history.
To contact Whitney Bank for more mortgage loan information or current Whitney Bank mortgage rates, a Whitney Bank representative can be reached at 1-800-813-7346.
For consumers looking for the best mortgage rates in Texas or Florida or across the nation, additional mortgage rate data can be found at the following mortgage rate tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates, jumbo mortgage rates, Texas mortgage rates and Florida mortgage rates. Bank mortgage rates are also available at Bank of America mortgage rates, Citibank mortgage rates, Chase mortgage rates and Wells mortgage rates.
California Bank & Trust is one of the largest banks in California offering mortgage loans for consumers. California Bank & Trust operates over 110 bank branches in The Golden State and is the 11th largest bank in CA based on total assets. California Bank & Trust or CB&T, provides a full array of financial products and services for businesses and individuals, including a wide array of mortgage loan products.
Consumers searching for anew mortgage loan to buy a house or refinance can apply with California Bank & Trust through one of the bank branches, over the phone with a CB&T loan officer or by applying online at the bank website. Home financing options with California Bank & Trust include traditional mortgage loans, jumbo loans, adjustable rate mortgages, home equity loans and lines of credit and construction loans.
California Bank and Trust offers programs without points and little or no closing costs to provide a variety of options for different budgets. With California Bank & Trust new home buyers can get pre-approved prior before they go home shopping. With a mortgage loan pre-approved a prospective buyer has additional leverage when negotiating a purchase price.
The California Bank & Trust Upon mortgage loan process is straightforward and can be accomplished quickly. After applying for new home loan with bank, the mortgage loan processing department we will run your credit report and review the application information to run through the Automated Underwriting (AU) process. As part of the bank promotional material, the bank asserts that with automated underwriting, the bank can often provide a credit approval within 24 hours. The credit approval is based upon the information in the application and the borrower’s credit report.
Samples of today’s California mortgage loans from California Bank & Trust include the following California rates and terms for a $250,000.00 loan in San Francisco county:
30 year fixed rate mortgage is at 4.250% with 0.25 points and an APR of 4.315%.
A 15 year mortgage rate is at 3.625% and 0.25 points with a 3.734% APR.
A 5/1 adjustable rate mortgage can be obtained with a 3.375% rate, 0.75 points and an APR of 3.205%.
A Jumbo 30 year fixed rate mortgage for a loan amount of $600,000.00 and a purchase price of $975.000.00 would have a rate of 4.500% and no points and an APR of 4.528%.
A number of loan options with varying mortgage rates in California and terms are also available. Individual California mortgage rate quotes are based on a number of factors including the borrower’s credit score, down payment, income and assets and loan program. Interest rates fluctuate daily, so the rates available when you apply may be different. Home loan borrowers have the option to request a loan lock for their loan anytime after the loan application is submitted.
For more information on California mortgage rates and loan programs available at California Bank & Trust, loan officers are available at 1-800-850-8690.
For consumers looking for the best mortgage rates in California or across the nation, can find additional mortgage rate data at California mortgage rates, 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates. Bank mortgage rates are also available at Bank of America mortgage rates, Citibank mortgage rates, Chase mortgage rates and Wells mortgage rates.
Consumers searching for a new home loan in Maryland, New Jersey, Pennsylvania, and West Virginia may want to consider the mortgage rates and mortgage loan products of Susquehanna Bank. Susquehanna Bank is the second largest bank based in Pennsylvania and the 80 largest banks in the nation. Consumers can obtain mortgage information from one of the more than 220 branch locations in PA, MD, WV, and NJ operated by Susquehanna Bank as well as by calling the banks mortgage customer service representative or through the Susquehanna Bank online banking channel.
Susquehanna Bank plethora of mortgage products includes the most commonly sought after fixed rate mortgage loans and adjustable rate mortgages as well as niche mortgage products and less traditional mortgage offerings. Mortgage products offered by Susquehanna Bank includes fixed rate mortgages, adjustable rate mortgages, FHA loans, VA loans, jumbo loans, construction loans and reverse mortgages.
Most of the bank mortgage loan options at Susquehanna Bank are available for borrowers that want to buy a home even if it is a second home or vacation home, build a new home or refinance their existing mortgage for cash out or a lower mortgage rate. Susquehanna Bank also handles reverse mortgage options for homeowners that are 62 years of age or older and want to borrow against their exiting home equity.
Susquehanna Bank operates their mortgage division to serve experienced home loan borrowers and new home loan borrowers. Bank representatives can assist borrowers in their selection process to help find the best loan to meet their personal situation with the right loan program regarding the loan term, mortgage interest rate and total fees. Susquehanna Bank can also offer new customers pre-qualifications to help with the loan approval process, access to a number of mortgage calculators, and financial loan guides online.
Current examples of the loan programs and mortgage rates offered by Susquehanna Bank for October 19, 2011 include the following:
30 year fixed rate mortgage 4.250% with 0.625 points and an APR of 4.350%.
15 year mortgage rate of 3.500% and 0.625 points and a 3.674% APR.
30 year FHA mortgage rate is 3.750% and 0.250 points with a 3.900% APR.
30 year jumbo home loan rate is 4.875% and 0.500 points yielding a 4.932% APR.
The above loan programs are sample of mortgage rates, Susquehanna Bank offers a variety of other mortgage programs with additional rate and point options. All mortgage rates are subject to change. All home loan applications require bank underwriting and loan approval.
Mortgage loan applications with the bank are accepted in person, over the phone, and online. To reach a mortgage representative at Susquehanna Bank, call 877-581-3743.
The mortgage interest rates and APRs listed are based on a loan amount of $200,000 for a term of 30 years, with a 30 day rate lock period, a minimum credit score of 720 and a maximum LTV of 80% to purchase a 1 unit single family dwelling. Additional restrictions may apply on the bank home loan products.
To review a current list of the top bank mortgage lenders and mortgage rates by mortgage product please see the following mortgage rate tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates.
People’s United Bank offers a solid range of mortgage loan products with competitive interest rates within the six states served by the bank. The bank provides financial products and services including home mortgage loans in Connecticut, Massachusetts, Vermont, New York, New Hampshire, and Maine. People’s United Bank is the 53rd largest bank in the nation as measured by total assets.
In the bank’s most recent financial report, People’s United Bank clearly illustrated how significant mortgage loan originations and mortgage products are to their core business with second quarter of 2011 results showing residential mortgage loans within the bank increasing to $187 million, or 30% annualized, from the first quarter ending March 31, 2011.
People’s United Bank offers mortgages to buy, refinance or build a home. The bank offers standard fixed rate mortgages as well as adjustable rate mortgages, jumbo mortgages and FHA mortgages. The bank also offers construction and land loans.
The bank offers a wide assortment of interest rate and point options on the various loan products. Mortgage rates for specific loan requests will depend on a variety of factors including the borrower’s credit profile, down payment amount, loan amount, debt ratios and geographic location.
Current mortgage rates offered by Peoples United Bank for a property in Brooklyn, NY include the following terms, interest rates and costs for a borrower with good credit and a 25% down payment:
A 15 year mortgage rate can be obtained with a rate of 3.750% with no points and an APR at 4.030%.
30 year mortgage rate is available at 4.375% with zero points and a 4.539% APR.
30 year jumbo mortgage rate is at 4.875% and no points for an APR of 4.916%.
A 30 year FHA mortgage rate, which requires only a 3.5% down payment, can be had at 4.000% with origination points and an APR of 4.394%.
A 5/1 adjustable rate mortgage is at 3.125% for the first five years with APR of 3.074%. This loan has a 30 year term and the interest rate may change after the initial fixed five year period on an annual basis. The interest rate is determined based upon an Index plus a margin. The index for the 5/1 ARM is the one-year London Interbank Offered Rate (LIBOR) in The Wall Street Journal as of 45 days prior to interest rate change date. The margin added to the index is 2.25%.
The displayed mortgage rates are based on certain assumptions that may or may not apply to specific loan requests. Mortgage rates and costs are subject to change at any time, without notice. All mortgage loans require bank approval.
People’s United Bank was established in 1842. The bank provides consumer, commercial and wealth management services through approximately 375 branches in Connecticut, Massachusetts, Vermont, New York, New Hampshire, and Maine. In addition to the traditional bank products and services, subsidiaries of People’s United provide equipment financing, asset management, brokerage and financial advisory services, and insurance services.
For more information on People’s United Bank mortgage loans and mortgage rates, bank customer service representatives can be reached at 1-800-772-1090.
To review a current list of the top bank mortgage lenders and mortgage rates by mortgage product please see the following mortgage tables: 30 year mortgage rates, 15 year mortgage rates, 20 year mortgage rates, 10 year mortgage rates, FHA mortgage rates and jumbo mortgage rates. Bank mortgage rates are also available at Bank of America mortgage rates, Citibank mortgage rates, Chase mortgage rates and Wells mortgage rates.
Bank of Internet offers a wide variety of bank savings products and lending products including competitive mortgage rates for home loans in all 50 states. Bank of Internet USA is a nationwide savings bank that operates primarily through the Internet. The bank operates its online based banking from a single location in San Diego, California. Bank of Internet’s mortgage rates for purchases and refinances remain competitive with most top banks across the nation.
Bank of Internet offers a fairly wide range of home loan products that cover the vast majority of personal real estate financing needs. The bank website allows potential home loan borrowers the option of submitting a mortgage application online with a secure application anytime of the day.
Loan products offered the bank include conforming and jumbo loan amounts for purchases and refinances as well as multifamily loans. The banks offers new home loans with fixed interest rates as well as limited adjustable rate mortgages.
Conforming loan rates from the Bank of Internet include the following:
15 year fixed rate mortgage is at 3.250% with no points and an APR of 3.386%.
30 year fixed rate mortgage is at 4.250% with zero points with a 4.301% APR.
Mortgage refinancing rates from Bank of Internet vary little from the purchase money mortgage rates.
A 30 year mortgage refinance from Bank of Internet for property in Illinois for a loan amount of $250,000.00 with no cash back has an interest rate of 4.250% with no points and an APR at 4.258%.
Jumbo loan rates available from the bank on purchase transactions run almost .75% higher than the conforming loan amounts.
The 30 year fixed rate jumbo mortgage is at 5.000% with no points resulting in a 5.008% APR.
Bank of Internet offers numerous other mortgage options with a variety of different mortgage rates, point and APRs. The banks mortgage rate calculator can provide a wide selection of loan products and the rate and point options, allowing consumers to compare mortgage rates quickly and easily. For those customers that need assistance, the bank has customer service assistance as well to support the online mortgage services.
Although the bank allows users to run prequalification calculations, all the mortgage rates and prices are not guaranteed until a formal approval has been issued by the bank.
To get more home loan information, get a full pre-approval or lock in a rate, one of the bank’s mortgage consultants can be reached at 888-546-2634. The bank website can be found at bankofinternet.com.
Heartland Bank is a full service, regional bank that serves the market areas of St. Louis, MO and Denver, CO. Heartland Bank has been offering consumers bank savings and lending products for over 120 years. The bank operates branches in the two states of Colorado and Missouri and also offers savings and checking accounts through their online banking division, Heartland Bank Direct
Heartland Bank Direct offers high yield savings account and certificate of deposit accounts online to a nationwide audience. The bank also offers attractive certificates of deposits products to consumers directly in the regions served by the Heartland Bank branches.
Heartland Bank provides individuals and businesses a variety of banking and financial solutions along with the consumer savings products. The bank offers personal and business banking, home mortgage loans and commercial lending services along with competitive interest rates on fixed term CDs.
Heartland Bank’s fixed term certificates of deposit are FDIC insured up to the maximum allowable per account holder. Funds invested in the bank CDs provide a fixed rate of return in a safe and secure account.
Current CD rates and CD terms available with Heartland Bank include the following:
1 month CD rate 0.10%
3 month CD interest rate 0.15%
6 month bank CD rate 0.30%
9 month CD rate 0.45%
11 month Elite CD rate 0.50%
1 year CD rate 0.55%
18 month bank CD rate 0.65%
22 month Elite CD rate 0.75%
2 year CD rate 0.80%
25 month CD interest rate 1.00%
3 year CD rate 1.05%
4 year CD interest rate 1.45%
5 year CD rate 1.70%
Additional CD terms and bank rates are available. The CD Annual Percentage Yields (APY) are accurate as of September 9, 2011. Bank CD rates may vary by region. CD rates are subject to change by the listed financial institution. The CDs listed are fixed term and fixed rate CDs; after the certificate of deposit is opened the interest rate is fixed for the term.
A penalty may be imposed for early withdrawal of principal from a CD account offered by Heartland Bank. The minimum opening deposit amount for all Heartland Bank CDs is $1,000.00 with the exception of the bank’s Elite CDs which require a minimum deposit amount of $5,000.00.
For additional information regarding Heartland Bank CD products and interest rates contact a Heartland Bank representative at 866-512-8501.
Compare Heartland Bank CD rates to other bank’s rates in Missouri as well as the best national CD rates to find the highest CD rates to fit your needs.
Heartland Bank Direct offers online savings accounts and online CDs to consumers nationwide. Heartland Bank Direct is a division of Heartland Bank which operates bank branches in Missouri and Colorado. Heartland Bank customers in Saint Louis and Denver can also obtain checking accounts and money market accounts through the Heartland Bank Direct division.
Heartland Bank has been in operation for 120 years and has been FDIC insured since 1936. All deposit accounts with Heartland Bank Direct are FDIC insured, protected for up to $250,000.
Heartland Bank Direct certificates of deposit are available with terms of 12 months, 24 months and 36 months. These are all fixed rate bank CDs with the interest rate guaranteed for the full term of the CD. The bank CDs have an automatic renewal feature, if the bank is not notified by the account holder to renew, the CD will automatically roll over into an online CD of the same term at the current interest rate offered at the time of maturity.
Current CD rates offered nationally by Heartland Bank Direct include the following terms and rates:
12 month CD rate 0.55%
24 month CD interest rate 0.80%
36 month bank CD rate 1.05%
The online CD accounts have a minimum opening deposit requirement of $1000.00. Any principal withdrawn from the CD accounts prior to maturity will be subject to an early withdrawal penalty.
The Heartland Bank Direct online savings account is marketed by the bank under the title, Performance Savings Account. The bank charges are no monthly fees on this savings account. There is a $500.00 minimum opening deposit requirement for the savings account however; there is no minimum balance requirement. There are no bank fees if the savings account falls below the initial required deposit.
The current interest rate on the Heartland Bank Direct savings account is 0.85%.
The savings account is opened online and can be funded electronically or by mailing a check. Account holders can also link the savings account with an existing checking account to make bank-to-bank transfers easily.
The bank offers five different methods to make deposits and withdrawals from the savings account including direct deposit, linking to external bank account, linking to a Heartland Bank checking account, write a check for a deposit and requesting a wire transfer.
For both the bank CDs and online savings account, consumers need to meet only three requirements to open a new account; be an individual at least 18 years of age, have a valid U.S address and have a U.S. social security number or personal tax ID number.
All interest rates listed are current as of this publication date but are subject to change at any time by the bank. For additional account information as well as current CD rates and savings account rates, Heartland Bank Direct can be reached at 877-444-5148.
The current CD rates promoted by Greer State Bank in South Carolina for a 6 month and 12 month term CD are approximately twice the national average CD rate for those terms.
Greer State Bank is a state chartered bank in SC that is currently promoting a number of different CD rate deals. The South Carolina CDs come with competitive yields along with the security of FDIC insurance. Greer State Bank offers a number of savings options to consumers in the market area served by the bank including a variety of certificates of deposit in South Carolina that have maturities ranging from 7 days to 36 months.
Greer State Bank is currently promoting three Internet CD specials as well as four bank CD promotions. The Internet CD promotions are valid for new CD applications with Greer State Bank that are submitted online only.
The Internet CD rate promotions are for a 6 month CD, 9 month CD and 1 year CDs. The 6 month CD rate is 0.65 percent. The 9 month CD rate is 0.75 percent. The one year CD rate is also at 0.75 percent. The minimum opening deposit for these specials is $5,000.00.
The other Greer State Bank CD promotions cover a 6 month CD, 12 month CD, 15 month CD and 18 month term CD. The current CD interest rates for these promotions are as follows:
6 month CD interest rate 0.60 percent
1 year CD rate 0.80 percent
15 month CD interest rate 1.05 percent
18 month CD rate 1.10 percent
The minimum deposit for these accounts is also at $5,000.00.
Greer State Bank also offers a 24 month bump up CD. This bank CD offers an interest rate that is set at the time the account is opened and allows the account holder to withdraw funds at the time of maturity or roll into same term CD. The interest rate on the certificate has a bump up provision that is available during the CD term.
Bank CD interest rates listed are accurate as of this publication date and may change at the bank’s discretion. To obtain addition CD rate information as well as current CD rates from Greer State Bank, contact the bank directly at 864-877-2000.
To find additional information on Greer State Bank locations to view branch details, including bank hours of operation, bank branch phone numbers and drive-through availability see Greer State Bank locations.
Artisans Bank is one of 28 banks headquartered in Delaware. Artisans Bank is based in Wilmington, Delaware. The bank operates 13 bank branch locations that offer a wide variety of consumer bank products including competitive CD rates in Delaware.
Artisans’ Bank CDs are available with a wide array of terms and CD interest rates in Delaware. CD terms available from the bank range from 3 months up to 5 years with a minimum deposit requirement of $1,500.00. Interest earned on the bank CDs is credited and compounded monthly. The earned interest can be paid out to the CD account holder as a simple check, a transfer to another bank account or held within the CD account for compound growth.
Bank CDs can also be held as IRA accounts. The CD IRAs are available as fixed rate CDs as well as variable rate CDs. IRA CDs are available at terms running from 6 months to 5 years. Bank IRA CDs can be held in Roth IRA, Educational IRAs, or Traditional IRAs.
Artisans Bank was founded in 1861 and is chartered as FDIC insured savings bank with the FDIC as the bank’s primary regulator. Artisans’ Bank provides banking products and services for consumers and small businesses in Delaware. Along with certificates of deposit and CDs held in individual retirement accounts (CD IRAs) the bank offers checking accounts, savings accounts and money market accounts as well as auto loans, home equity loans, mortgages and personal loans.
Current CD rates in Delaware and CD terms offered by Artisans’ Bank include:
91 day CD rate of 0.20%
6 month CD interest rate 0.25%
8 month CD rate 0.30%
9 month bank CD rate 0.35%
10 month CD interest rate 0.45%
12 month CD rate 0.50%
13 month interest rate is 0.55%
18 month bank CD rate 0.65%
24 month CD interest rate 0.75%
30 month bank CD rate 0.85%
36 month interest rate 0.95%
48 month CD rate 1.05%
54 month CD interest rate 1.15%
60 month rate of 0.50%
The rates are listed are for the Annual Percentage Yields (APYs) as of August 3rd, 2011. All CD interest rate and terms are subject to change without notice. A penalty for early withdrawal may be applied to the CD accounts. Additional terms and conditions may exist. Artisans Bank can be reached at 800-282-8255 for more details on the bank CDs and bank products.
To find additional resources on the best CD rates please refer to 3 month CD rates, 6 month CD rates, 1 year CD rates, 2 year CD rates, 5 year CD rates or CD IRA Rates.
When bank rates are low and other investment products on the rise, count on the banking industry to come to the market with an exotic bank product tied to the hot investment of the day. EverBank has entered the foray recently with a limited time offer for a bank CD tied to commodity prices.
That’s right; a normally safe and secure bank CD that customarily has a fixed interest rate with a guaranteed rate of return that is turned upside down with an unknown rate of return tied to changes in commodity prices.
The commodity based CD offered by EverBank is a type of bank CD that are commonly referred to as market based CDs or market linked CDs. The market based CDs provide a rate return linked to the future performance of an underlying market measure or benchmark index. Unlike conventional CDs that offer a fixed interest rate, a market based CD offers no fixed rate or preset interest payment.
The marketing idea is to promote bank CD accounts designed for investors who are searching for principal protection along with participation in the potential appreciation of a benchmark index.
These bank CDs, let investors participate in other markets returns, yet are hedged against losses.
The hedge against losses comes from both the underlying FDIC protection from the risk of loss associated with a bank’s insolvency as well as the protection from any loss of principal that is written into the bank CD agreement. The CD account agreement specifically states that the CD rate of return will be a minimum amount of 100% of the deposited principal if there is no gain in market performance if the investment index.
The EverBank CD is called, the MarketSafe Diversified Commodities CD, by the bank. The benchmark index that determines the rate of return with the EverBank commodity based CD is the performance of 10 commodities.
This MarketSafe Diversified Commodities CD offers the account holder the opportunity to participate in commodity market appreciation with protection to the deposited principal. The bank CD returns at maturity are based on the equally weighted performance of 10 commodities: WTI Crude Oil, Gold, Silver, Platinum, Soybeans, Corn, Sugar, Copper, Nickel and Lean Hogs.
At the CD maturity date, you will receive your original deposit amount but there is no assurance of any return above that deposit amount. All of the return on the EverBank CD is based on the performance of an underlying market measure.
Per the CD agreement, if the underlying commodities perform well, upon CD maturity you’ll receive either a market upside payment or 100% of the deposited principal. If the underlying commodities experience a loss, upon CD maturity the account holder will receive 100% of their deposited principal.
A key drawback with this market based CD and many such exotic bank CDs is that they have a cap on the maximum upside return. With the EverBank commodity CD, there is a 10% cap on the total return per year for each commodity and downside floor of -20%. The return for the CD is established by taking the sum of the average returns for years 1-5, based on the Spot Price as of each commodity prices measured subject to a 10% cap and -20% floor for each commodity. To understand this cap you have to read the CD terms and conditions carefully.
At maturity, the bank CD payment will be based on the results of the following calculation formula: For each year, there is an Interim Return calculated for each of the 10 commodities, by determining the difference between the Initial Value and the Interim Value as of the applicable Pricing Date to get the Interim Return for that commodity. The Interim Return for any commodity is capped at 10% and cannot be less than -20%. The Interim Returns are added and divided by 10 to get the Average Interim Return for each year. The Average Interim Return for any year is subject to a floor of 0%. At the end of five years, add the Average Interim Return is added and the sum for each of the 5 years provides the Cumulative Return of the CD.
EverBank is not the first bank to offer this type of CD, in recent years Wells Fargo has done it as well as Union Bank, among others. EverBank has been particularly aggressive with the creation of these types of CDs.
The term of the CD is five years. There is a minimum deposit of $1,500.00. There are no account fees with the bank CD. The CD is also viable as an IRA CD.
Note as far as early withdrawal of principal from this CD, the terms are harsh, “Except in the event of death or adjudication of incompetence of the holder of the MarketSafe CD, you may not withdraw any part of the CD prior to maturity.”
The MarketSafe CD is a deposit product of EverBank, please consult the bank for details regarding the product. The product is offered for a limited time. EverBank is the 93rd largest bank in the nation based on asset size. An EverBank representative can be reached at 800-926-4922.
The best short term CD rates in California are currently sitting well above the national average rates for similar term bank CDs. The best CD rates in California are presently available at a bank with one location in Southern California. The top three month CD rate, six month CD rate, one year CD rate as well as the two year CD rate are well above the national average rate for these terms and come from the same bank. In fact, the top three month CD rate and six month CD rate in CA is five times the national average.
The bank offering these exceptional CD interest rates is Pacific Alliance Bank. Pacific Alliance Bank is a state chartered California bank based in Rosemead, California. The bank was founded in 2006 and has just the one location in sunny Rosemead, home of the Dinsmoor Heritage House and Cultural Museum and home town of Isaias W. Hellman a banker and philanthropist who helped establish the University of Southern California.
Pacific Alliance Bank is a full service bank that offers a variety of consumer bank products and services as well as business bank products and services. The bank is an FDIC insured bank.
Pacific Alliance Bank is categorized as well-capitalized under regulatory guidelines. Tier 1 leverage ratio is 12.62%, tier 1 risk based capital ratio is 18.99%, total risk based capital ratio is 20.26% and non current loans at the bank represent just 0.27% or total loans. This data is current as of the end of 2010.
Pacific Alliance Bank offers personal and commercial banking services. Consumer savings products offered by Pacific Alliance Bank include certificates of deposit, money market accounts, savings accounts and interest bearing checking accounts.
Current CD interest rates offered by Pacific Alliance Bank include the following the terms:
Three month CD rate is at 1.10%
Six month CD rate is at 1.20%
One year CD rate at 1.20%
Two year CD rate at 1.68%
The national average for these CD terms are at significantly lower levels with the three month national average rate at 0.21%, the six month national average CD rate is 0.32%, one year is at 0.50% and the national average CD rate for the two year is 0.77%.
Pacific Alliance Bank offers fixed interest rate bank CDs for fixed terms, ranging from less than 1 month to 36 months. An early with drawl penalty will be imposed on a certificate of deposit from the bank that has an early withdrawal of principal. The early withdrawal penalty is rather generous with the 1 month to 12 month term CDs having a penalty of 1 month’s simple interest
Interest rates and Annual Percentage Yield are current as of March 11th, 2011 based on information obtained from the bank’s website. Bank rates are subject to change at the bank’s discretion without notice.
For more information on the best CD rates in California see CD rates California. For the best national CD rates by term refer to the following pages; 6 month CD rates, 1 year CD rates or 2 year CD rates.
While bank rates remain low, Bank of the West is promoting an online savings account that offers an interest rate that is one of the top ten highest savings account yields available nationwide and is above the national average rate for 6 month CDs, one year CDs and two year CDs.
Bank of the West has an online savings account with an interest rate at 1.10% for account balances of $25,000.00 and greater. In order to open the account, a Bank of the West checking account is required with the same ownership as that of the online savings account. Fortunately, Bank of the West is currently running a checking account promotion that will pay a bonus of $100.00 to new checking account holders that make an initial deposit of $100.00 and establishing a recurring direct deposit of at least $250.00.
The $100.00 bonus on the checking account can be obtained by opening the bank’s free checking account which has no minimum monthly balance and no monthly service charges. The $100.00 promotion requires a minimum checking account opening deposit of $100.00 or more with funds new to Bank of the West account as well as the minimum direct deposit. This is a limited time offer by the bank.
The high yield online savings account promotional rate is available only to new personal accounts opened with new funds at the bank. There is a required minimum account opening deposit of $100.00. This is a tiered rate savings account. Savings account balances starting at $0.00 and $2,500.00 will receive 0.05% yield and balances starting at $10,000.00 to $25,000.00 receive a 0.25% yield.
Savings account interest rates are variable rates on all tiers and may change after account is opened. There is no monthly service charge for account holders that maintain a $300.00 average monthly balance in the online savings account. Additional benefits of the savings account include the convenience of an account that linked to the checking account and easy access to the funds with penalty free withdrawals.
The Bank of the West online savings accounts allows unlimited deposits and withdrawals at a branch or Bank of the West ATM and during each calendar month, there is a limit to no more than six preauthorized, automatic or recurring transfers from the account. Savings account holders have the option of moving their money to a higher yielding investment at any time.
Savings accounts with Bank of the West are FDIC insured up to maximum established by FDIC per depositor and ownership type. Bank of the West is the 2nd largest bank in California and the 33rd largest bank in the United States. Bank of the West operates over 700 bank branches in 19 states.
All deposit products and services offered by Bank of the West are subject to change without notice. Additional conditions and restrictions may apply. Interest rates are subject to change without notice.
For more information on the Bank of the West checking account promotion please see Checking Account Promotions. Bank of the West branch locations are listed under Bank of the West Locations. Information on the top ten best savings account rates can be found at Savings Account Rates.
Great American Bank is now offering the best midterm and long term CD rate in Illinois. Illinois residents can open a bank CD at Great American Bank for a two year term and receive a 3.00 percent annual yield. The only catch to the account is that the deposit amount to earn this CD rate has to be between $500.00 at a minimum and $5,000.00 as the limit or maximum amount. However, the 3.00 percent CD interest rate is the best CD rate on a two year term and eclipses the rates that are currently available on the best national two year CD rates as well as the best five year CD rates.
Great American Bank is located in the western suburb of Naperville, Illinois. Great American Bank is a branch of Mutual Federal Bank. Mutual Federal Bank operates two bank branches which includes the branch of Great American Bank in Naperville. Mutual Federal Bank is a federally chartered savings and loan association based in Chicago that was founded in 1905.
Great American Bank is a full service bank that offers a number of other savings options. The banks standard CDs offer competitive fixed interest rates for terms ranging from 3 months to 5 years. The Great American Bank money market account has a current interest rate of 1.25 percent for balances over $2,500.00. The money market account is a variable rate bank savings product that allows limited check writing capability. The bank money market account also provides free online banking, free checks, a free ATM or debt card and more.
Great American Bank is also promoting a savings account for children called the GreatKids savings account. There is a $25.00 minimum to open the savings account. The current rate on the childrens savings account is 1.01 percent.
Additional bank products and services offered by Great American Bank include home loans, bank IRA CDs, a variety of checking account options as well as business deposit accounts.
Great American Bank can be reached directly at 630-352-5700. The bank web address is www.mygreatamericanbank.com.
The CD rates and other bank rates posted are accurate as of this publication date but are subject to change at the bank’s discretion. Bank fees may reduce the annual percentage yield disclosed. There may be penalties for early withdrawal of funds from the bank CDs.
To see more CD rate information for the best CD rates by term please refer to 6 month CD rates, 1 year CD rates, 2 year CD rates and 5 year CD rates. For the best savings account rates and money market account rates please see Savings Account Rates or Money Market Account Rate
AmTrust Direct is currently offering one of the best short term CD interest rates that is now available. AmTrust Direct is a service of New York Community Bank.
The Amtrust Direct short term bank CD offered is a four month term CD that has a CD interest rate of 1.00 percent. To compare this CD interest rate to other short term bank CD rates, the best three month CD rate available nationally is at just 0.75 percent. The best six month CD rate this weekend just barely eclipses the AmTrust Bank rate at 1.12 percent.
New York Community Bank offers bank CDs, money market accounts and online savings accounts through AmTrust Direct after New York Community Bank acquired the deposits and certain assets of AmTrust Bank in December 2009 after AmTrust was taken over by the FDIC. New York Community Bank is the 42nd largest bank in the nation based on asset size as of the fourth quarter 2010.
The CD interest is compounded daily and paid at the maturity of the CD. For bank CD balances over $5,000.00, account holders can choose to receive the CD interest disbursements on a monthly or semi-annual basis. The CD interest disbursements on the larger account balances can be transferred to an AmTrust Bank checking or savings account or mailed to the account holder by check.
The four month certificates of deposit rate from AmTrust Direct is just one example of the online bank products that are available from the bank. AmTrust Direct offers an online money market account that has an interest rate of 1.15 percent for account balances between $10,000.00 and $149,999.99. The high interest online savings account offered by AmTrust has an interest rate of 1.00 percent for account balances between $1.00 and $99,999.99.
AmTrust Direct also offers certificates of deposit with terms from six months up to five years. The bank CD accounts have a minimum opening balance requirement of only $1,000.00, the online savings account minimum opening balance is $500.00 and the minimum amount to open the money market account is also $500.00.
The bank CDs can be opened online with the bank’s online account application and the CD can be funded with either an electronic transfer of funds or via check mailed to the bank. The bank CD interest rates listed are subject to change at any time before account is opened. Fees may reduce earnings. The CD Annual Percentage Yields (APYs) are accurate as of December 4th, 2010.
All CD accounts, online savings accounts and money market accounts are FDIC insured. AmTrust Direct can be reached at 888-228-8146.
To see other bank deals and promotions please see bank deals, checking account promotions, Chase Bank promotions, Citibank promotion or to review a list of the best CD rates by term please see 6 month CD rates, 1 year CD rates, 2 year CD rates and 5 year CD rates.
Harris Bank currently has a bank bonus on two of their bank CD products. Harris Bank is offering a limited time special CD rate on a short term, 13 month CD, and a long term, 48 month term CD. The 13 month CD rate is at 0.80 percent while the 48 month term CD rate is at 1.70 percent.
These special CD rates are available to consumers that open a Harris personal checking account. The minimum opening deposit for these Harris Bank CDs is $5,000.00. The special certificate of deposits and CD rates are available to residents in Illinois, Indiana and Wisconsin.
The Harris Bank shorter term certificate of deposit can be a good investment choice while interest rates appear to have reached a low point. The longer term CD may be a good choice for a diversified interest bearing portfolio or for those savers and investors that feel interest rates are unlikely to rise in the immediate future.
Harris Bank is a Chicago based bank that operates over 300 bank branches in Illinois, Indiana, and Wisconsin. Harris Bank offers personal banking products and services, business banking products and service and a variety of wealth management services. Harris Bank personal bank products consists of a number of traditional bank savings and investment options, including a range of certificates of deposit, money market accounts, savings accounts.
The banks other CDs also have competitive interest rates compared to regional banks in their market area.
Harris Bank certificates of deposit are fixed term and fixed rate certificates that provide an opportunity for account holder to lock in high interest rates for the term of the CD. The interest earned on the bank CDs is compounded daily and paid quarterly.
Standard term bank CDs at Harris range from 3 months to 5 years in length. All of the bank CDs are available as both regular and jumbo accounts. Harris Bank CDs can also be held in an IRA account as well. The bank CDs are FDIC insured up to the maximum amount per account owner.
All CD interest rates and annual percentage yields are accurate as of this publication date and are subject to change at any time. All bank accounts require bank approval.
To see other bank deals and promotions please see bank deals, checking account promotions, Chase Bank promotions, Citibank promotion or see a list of the best CD rates by terms at 6 month CD rates, 1 year CD rates, 2 year CD rates and 5 year CD rates.
Oceanside Bank is a Florida based bank headquartered in Jacksonville Beach, FL. The bank has been in business for over 12 years and now operates four bank branches in the region.
As a local bank, Oceanside Bank possesses some significant advantage over the large money center banks operating in the region. The local branch of Oceanside Bank has fewer customers to serve and can focus more of their attention and services to their clients’ specific needs. Oceanside Bank also offers higher savings account rates, better rates on certificates of deposit, as well as competitive mortgage rates that the nationwide competitors do not match.
Oceanside Bank also offers a full line of business banking services and consumer banking services. Among the consumer banking services, Oceanside Bank offer a full range of options for certificates of deposit, money market accounts, savings account and checking accounts. The Florida bank also offers business loans, personal loans, home equity lines of credit, and many more loan options.
The Florida bank CDs offered by Oceanside Bank can be opened with a low $500.00 deposit, have no service fees and come in wide range of maturities. Options for the bank CDs range from short term, 30 day CDs to long term, 5 year bank CDs.
Current Florida CD and CD rate options offered by Oceanside Bank include the following terms and rates:
30 day Florida CD rate is 0.40%.
3 month CD rate 0.50%
6 month CD interest rate 0.75%.
1 year CD rate 1.15%.
18 month CD rate in Florida is also at 1.15%.
2 year bank CD rate 1.50%.
30 month Florida CD rate 1.60%
3 year CD rate 1.75%
4 year CD interest rate is at 2.15%
5 year rate 2.40%
Oceanside Bank offers a Step-Up CD to go along with the standard bank CDs. With the bank’s Step-Up CD, the account holder has the option to change the interest rate on the bank CD without a penalty. The 24 month Step-Up CD earns a rate of 1.50% with the option to step-up the interest rate one time during the term.
The Florida CD rates and annual percentage yields listed are current as of November 1, 2010 but are subject to change at any time. For current Florida CD rates from Oceanside Bank, a bank representative can be reached at 904-247-9494.
Oceanside Bank also offers a very competitive money market account and basic bank savings account. The bank money market account has a current interest rate of 1.01% for balances of $2,500 up to $100,000. The bank savings account rate is now yielding 0.75% for balances of $100.00 or greater.
To find more information on the best Florida CD rates referr to Florida CD rates. For more information on the best CD rates by term refer to the following pages; 6 month CD rates, 1 year CD rates, 2 year CD rates and 5 year CD rates.
CNBBankDirect is a division of Citizens National Bank based in Ohio and offers some of the best CD interest rates and online savings account rates available nationally. Not only does the bank offer bank savings rates that are among the top ten highest bank rates available but the bank is often not recognized for these high yielding products.
CNBBankDirect is currently offering a 1 year CD rate at 1.50%. This is currently the second highest 1 year CD rate available nationally. There is one significant condition attached to the account, to open the account the account holder has to have an online savings account with the bank. But, the online savings account can be opened with $1.00 and it pays 1.25% which is among the top five highest savings accounts rates available nationally.
A quick search of the top three bank rate websites indicates that not one of these resources displays the value of CNBBankDirect CD rates and savings account rates. Feel free to search the competitions rate surveys and content to see where CNBBankDirect ranks. To check the accuracy of the data simply go to www.cnbbankdirect.com to view the current high yield savings account and click on the online banking menu item to see the promotions for bank CD interest rates. The bank can be reached by phone at 877-777-9358.
The high yield savings account is FDIC insured. There is a $1.00 minimum opening balance and the account earns interest on all savings account balances of $1.00 or more. The bank offers access to the online savings account 24/7 with no monthly service fees. The online savings account allows account holders the ability to make up to 6 withdrawals per month and unlimited deposits per month.
Funds to open an online savings account can be transferred from an existing checking or savings account; therefore, new account holders can you these accounts as additional bank accounts and don’t have to switch banks.
CNBBankDirect also offers an 18 month CD rate of 1.65% as well as a 2 year CD interest rate of 1.85%.
The high yield savings account is offered exclusively through the banks’ online website, cnbbankdirect.com. Citizens National Bank has assets totaling more than $550 million and operates seven bank branch locations in Ohio.
An interesting tid bit of information about Citizens National Bank provided by the bank’s website is that Citizens has the unique notoriety as being one of the banks John Dillinger robbed in 1933.
First National Bank of Norway has been offering competitive deposit accounts in Michigan since 1901. The bank offers a number of savings options including bank CDs with competitive MI CD rates through four bank branches in The Wolverine State.
There are many ways for Michigan residents to save their money and make it grow. The question for most consumers is which bank savings vehicle is the right one. Certificates of deposit offer an excellent investment choice. With bank CDs, consumers can choose from a variety of terms ranging from short to long maturities and be certain that that the invested funds are safe and secure.
Certificates of deposit offered by First National Bank of Norway provide a safe, conservative investment and a convenient place to store money. First National Bank of Norway certificate of deposit accounts offer competitive interest rates and the security of FDIC insurance.
For consumers that may be saving for vacation, college expenses, or an emergency fund, the bank savings and bank CDs provide options to meet both short and long term goals. First National Bank of Norway CDs are available in fixed terms ranging from 3 months to 60 months, all earning a competitive CD interest rate. There is a minimum deposit balance required to open the accounts.
Current MI CD rates offered by the bank with a minimum $1,000.00 opening deposit include the following rates and terms:
3 month CD rate is 0.55%
6 month CD interest rate is 0.80%
1 year CD rate 1.15%
18 month MI CD rate 1.35%
2 year CD rate 1.60%
30 month bank CD rate 1.85%
3 year CD interest rate 2.10%
4 year CD rate in MI is 2.30%
5 year CD rate 2.75%
The listed CD rates in MI are current as of this publication date but are subject to change at any time by First National Bank of Norway. All bank CDs and bank CD rates in MI require bank approval, additional conditions may apply. A penalty may be imposed for early withdrawal of the principal from the CDs.
First National Bank of Norway offers other interest bearing deposit accounts including savings accounts and personal money market accounts that provide savings at a competitive interest rate while allowing immediate access to the funds with no penalty.
For current bank interest rate information or more account information on bank deposit products call a bank representative directly at the following numbers: 906-563-9233, 906-779-0455, or 906-639-2600.
For more information on Michigan CD rates refer to the CD Rates Michigan page at Selectcdrates.com.
Finding high yield CD rates in California is becoming harder and harder and many CD rate shoppers simply review the CD interest rates promoted by the largest banks in the region to invest their funds. Unfortunately for many of these investors and savers they may be missing higher rate opportunities with regional and smaller banks and thrifts.
One such locally owned bank in California is Luther Burbank Savings. Luther Burbank Savings is based in Santa Rosa, California with branch locations in Encino, Palo Alto, Pasadena, San Rafael, and Burbank, California. Luther Burbank Savings provides a variety of banking services in the region through their bank branch network and with online banking.
Luther Burbank Savings is a California Thrift that primarily takes deposits and lends the money for residential loans. Among the deposit products offered by the bank includes checking accounts, money market accounts and certificates of deposit. Real estate lending services offered by Luther also include apartment lending, commercial lending, along with residential lending.
The bank certificate of deposit accounts have fixed maturities and fixed interest rates and early withdrawal penalties will apply.
For consumers shopping for the best CD rates, comparing and reviewing a variety of banks is one of the best ways to find the best CD rates.
Current CD rates in California offered by Luther Burbank Savings with a minimum $1,000.00 include:
3-5 month CD rate of 0.90%
6-11 month bank CD rate at 1.00%
12-17 month CD interest rate 1.25%
18 month CD rate at 1.35%
2 year bank CD rate 1.70%
The CD rates in CA listed are current as of this publication but are subject to change by the issuing bank at anytime. All California bank CDs and CD rates require bank approval, additional conditions may apply to open these accounts.
For current CD rates or more information on Luther Burbank Savings deposit products, a bank representative can be reached at 800-578-9216.
Luther Burbank Savings is just one of many FDIC insured banks in California that offer competitive CD rates. For a list of the best CA CD rates please refer to the California CD rates page on this site.
First Community Bank is a New Mexico based commercial bank that offers bank products and services including bank CDs with competitive CD rates in New Mexico and Arizona to customers from 40 bank branches located in New Mexico and Arizona.
First State Community Bank has great long term bank CD rates for standard deposit amounts as well as for large deposit jumbo CDs that require at least $100,000 to open. For consumers searching for the best CD rates in Arizona or the best CD rates in New Mexico, the CD interest rates offered by First Community Bank are worth reviewing.
The bank CDs offer a guaranteed yield with fixed rates and flexibility by offering a choice that includes a large variety of terms or maturities. The CD interest earned on the accounts can be disbursed by check or deposited to another account. CDs may be used as investments, as supplemental income with interest received, or as collateral on loans.
The bank certificates of deposit can be used as a tool for saving for something in the near future with the very short term CDs or for periodic annual expenses by using the interest earned or for the long term objectives by using different term CDs or long term CDs.
Current CD rates in AZ and CD rates in NM offered by First Community Bank include:
Bank CDs with a term less than 3 months have a rate of 0.40%
3-5 month term bank CD rate 0.50%
6-11month CD interest rate is 0.80%
12-17 month First Community Bank CD rate is 1.00%
18-23 month CD rate is 1.36%
24-35 month bank CD rate 1.76%
36-47 month CD interest rate 1.91%
48-59 month CD rate 2.42%
60+ month First Community Bank CD rate is 2.83%
CD rates for Arizona and CD rates in New Mexico offered by First Community Bank are current as of this publication date but are not guaranteed. All CD interest rates are subject to bank approval and additional conditions may apply.
For current CD rates and account information, a First Community Bank customer service representative can be reached at 888.983.7266.
For more certificate of deposit rates in Arizona see Arizona CD rates.
Compass Bank is one of the 25 largest banks in the U.S. The bank is headquartered in Birmingham, Alabama and operates more than 720 bank branches in Texas, Alabama, Arizona, California, Florida, Colorado and New Mexico. Compass Bank is a wholly owned subsidiary of BBVA.
BBVA acquired Alabama based Compass Bank in 2007, BBVA Compass then acquired Guaranty Bank after it was seized by the FDIC in August 2009 which gave Compass the branches in California. Guaranty Bank had operated 103 branches in Texas and 59 in California.
Compass Bank and the subsidiaries of BBVA provides its customers with a full range of financial services, including commercial and wholesale banking, retail banking services, consumer loans, mortgages, credit cards, securities brokerage, wealth management, pension plan management and insurance.
Compass Bank offers numerous savings options for consumers such as savings account, certificates of deposits, money market accounts and IRAs. Compass Bank offers CD’s in all states in which they operate including FDIC insured bank CDs in California. The California CDs offer flexible terms with competitive CD rates in California.
Compass Bank offers different promotional CD rates for each banking region they operate in. The current CD rates in California offered by Compass Bank are some of the highest CD rates in the region.
The bank CDs have terms ranging from 7 days to 15 years. The CDs also have flexible interest payment options including payment by check or transfer to another bank account monthly, quarterly, semi-annually, annually, or at maturity if the term is less than one year.
California certificate of deposit rates offered by Compass Bank include the following terms and rates:
1 month CD rate in California is 0.15%
3 month CD has the same 0.15% rate.
6 month CD rate is 0.40%
9 month California CD rate is 0.60%
1 year CD rate 0.90%
18 month bank CD rate 1.05%
2 year CD rate is 1.40%
30 month bank rate is 1.30%
3 year CD rate in California is 1.65%
4 year CD interest rate 2.10%
5 year CD rate 2.50%
All bank CDs require a minimum deposit of $5,000.00 to open. Bank rates and California CD rates promoted by Compass Bank are subject to change. Rates current as of this publication March 13, 2010. Additional conditions may exist to open these accounts.
For current CD rates and account information a Compass Bank representative can be reached at 1-800-266-7277.
Wilber National Bank offers a number of consumer bank products in New York including a variety of certificate of deposit options with competitive CD rates in New York. Wilber National Bank is a New York based bank that was founded in 1874 and is headquartered in Oneonta, New York. The bank has branch locations in Otsego, Delaware, Schoharie, Chenango, Ulster, and Broome counties in New York.
Wilber National Bank offers a variety of bank accounts and services for consumers, businesses, not-for-profit organizations and municipalities. Wilber National Bank deposit products include demand deposit accounts, interest bearing transaction accounts, money market accounts, statement savings accounts, passbook savings accounts, and fixed and variable rate certificates of deposit.
Deposits in the savings accounts at Wilber National Bank are guaranteed by the Federal Deposit Insurance Corporation (FDIC). FDIC insurance covers deposits in checking, NOW and savings accounts, money market deposit accounts and certificates of deposit.
The NY CD rates for the fixed rate certificates of deposit at Wilber National Bank are fixed for the full term of the CD. The CD rates for the variable rate certificates of deposit at Wilber National Bank may change after the account is opened.
Current NY CD rates and terms offered by Wilber National Bank include:
3 month to less than 6 month term CDs have an interest rate of 0.30%
6 month to 12 month CD rates in NY is at 0.75%
1 year CD rate is 1.01%
13 month to 18 month NY CD rate is 1.26%
18 months to 2 year CD interest rate is 1.81%
2 year to 3 year bank CD rate is 2.02%
3 year to 4 year bank rate is 2.27%
4 year to 5 year CD rate 2.89%
5 year CD interest rate 2.99%
The bank is also promoting some special CD rates in NY which include:
A 72 month CD with an interest rate of 3.04% and an 84 month CD that earns a rate of 3.45%.
Wilber National Bank also offers a variable rate certificate that has a 2year term and an interest rate of 0.85%.
Bank rates and CD rates in New York presented by Wilber National Bank are subject to change. Rates are current as of this publication date but are not guaranteed. All bank CDs in NY presented by the bank are subject to bank approval and additional conditions may apply.
For current CD rates and additional account information a Wilber National Bank representative can be reached at 1-800-374-7980.
Sturdy Savings Bank offers competitive CD rates in New Jersey and has been offering banking products and services in Cape May County, New Jersey since 1922. The bank based in Cape May Court House, New Jersey and offers both personal and commercial banking services in the region.
Sturdy Savings Bank provides a number of convenient services along with competitive interest bearing savings products. Bank services include direct deposit, online banking, telephone banking and banking through ATMs.
Savings options from Sturdy Savings Bank include checking accounts that pay a market rate of interest, savings accounts, money market accounts and a variety of high yielding certificates of deposit.
Sturdy Savings Bank NJ CDs offer flexibility with a number of different maturities and CD interest rates. Bank CDs in New Jersey offered by the range in terms from 3 months to 5 years. The interest earned on the bank CD accounts is compounded daily and credited monthly. The earned interest can be allowed to accumulate in the bank account for compounding or can be withdrawn by check or transferred to another bank account.
Current CD rates in New Jersey promoted by Sturdy Savings Bank include the following terms and rates:
3 month NJ CD rate of .95%
6 month CD rate in NJ is 1.00%
9 month CD rate is 1.00%
12 month CD interest rate 1.25%
18 month bank CD rate is 1.50%
18 month CD with a variable rate is at 0.25%
2 year CD rate in NJ is at 2.00%
30 month CD interest rate is also at 2.00%
3 year bank CD is 2.25%
4 year bank rate is 2.60%
5 year CD rate is 3.00%
The bank also offers a CD in New jersey called the Excel-A-Rate Option that has a 3 year term. With this bank CD, the account holder can increase the interest rate on the certificate once during its initial term and one time during each subsequent term to the prevailing rate on the certificates with the same maturity as originally issued. The rate on this CD is at 2.10%.
Bank CDs with less than one year maturity require a $1,000.00 minimum deposit while those CDs with maturities of one year or longer require a $500.00 minimum deposit.
CD rates are subject to change and bank approval, additional conditions may apply to open these accounts. For current CD rates and account information a Sturdy Savings Bank representative can be reached directly at 609-463-5220.
Competitive certificate of deposit rates, mortgage loan rates and auto loans rates are just some of the consumer bank products offered by Glenview State Bank. Glenview State Bank is an Illinois based bank founded in 1921. The bank manages eight bank branches with its main office located in Glenview, Illinois. Glenview State Bank is a wholly owned subsidiary of Cummins-American Corp. that has over $1 billion in assets.
Glenview State Bank offers a number of financial products to individuals and businesses in the Glenview area including competitive Illinois CD rates. The bank offers personal banking services, business banking and wealth management services.
Glenview State Bank offers a full range of consumer banking products that include: several different checking accounts, savings accounts, money market accounts, certificates of deposit, loans, online personal banking, phone banking, ATM/debit cards, and safe deposits.
Glenview State Bank certificates of deposit provide flexibility and security for investors and savers. The bank CDs provide high rates of return for those investors willing to invest their money for a fixed amount of time. Terms for bank CD deposits vary from 3 months to five years.
Current CD rates in Illinois offered by Glenview State Bank include the following terms and rates with a minimum deposit requirement of $1,000.00:
3 month Illinois CD rate is 0.25%
6 month Illinois CD rate is 0.40%
9 bank CD rate is 0.70%
One year CD rate is 0.85%
18 CD interest rate is 1.00%
Two year CD rate in Illinois is 1.36%
Three year CD rate in Illinois is 1.71%
Four year CD interest rate is 2.07%
Five year bank CD rate is 2.43%
Illinois CD rates offered by Glenview State Bank are subject to change and additional conditions may apply. For current CD rates and additional account information a bank representative from Glenview State Bank can be reached at 847-729-1900.
Atlantic Stewardship Bank is a full service commercial bank in New Jersey. Atlantic Stewardship Bank provides personal, business, and online banking services. The bank services include personal and business checking accounts and time deposits, money market accounts and regular savings accounts.
Atlantic Stewardship Bank has a strong Christian foundation and the founders of the bank incorporated a tithing program into the bylaws of the company. Atlantic Stewardship Bank shares ten percent of its pre-taxable income with Christian and non-profit organizations selected by the Board of Directors.
Along with savings account, money market accounts and interest bearing checking accounts, the bank offers a number of certificates of deposits with varying terms and CD rates in New Jersey.
The bank’s regular certificates of deposit have terms available from 30 days through 60 months.
The banks CDs have a minimum deposit of $500.00. The bank also offers a CD called the Power Certificates of Deposit. These bank CDs also have a minimum deposit of $500.00. These New Jersey CDs offered by the bank allow the account holder to increase the CD rate one time during term at customer’s option. The account holder can also add to the balance of the CD one time during the term in any amount up to the original amount of the certificate.
Current NJ CD rates and terms offered by Atlantic Stewardship Bank on their standard or regular bank CDs include:
30 – 89 day NJ CD rates are at 0.30%
90 – 179 day CD rates is 0.40%
180 – 364 day bank CD rate 0.50%
12 – 17 month CD rate in NJ is at 0.80%
18 – 23 month CD interest rate 0.99%
24 – 35 month CD rate is 1.25%
36 – 47 month bank CD rate 1.75%
48 – 60 month NJ CD rate is 2.49%
Current NJ CD rates for the bank Power Certificates of Deposit include:
18 – 23 month NJ CD rates are at 1.50%
24 – 35 month CD rate is 1.76%
36 – 47 month bank CD rate is 2.26%
48 – 60 month CD interest rate in NJ is 3.00%
Bank certificates with maturities of 12 – 60 months will have the interest earned compounded daily and credited semi-annually. Bank rates and CD rates in New Jersey offered by Atlantic Stewardship Bank are subject to change. NJ CD rates are current as of this publication. All bank CDs are subject to bank approval and additional conditions to open the accounts may apply.
For current CD rates in New Jersey and additional account information a bank representative can be reached at 877-844-2265.
Killbuck Savings Bank is a state chartered bank headquartered in Killbuck, Ohio. The bank operates nine full service branches and one loan production office in the region. Killbuck Savings Bank has received a 5 star rating in 2008 from the bank rating service, Bauer Financial, Inc.
Killbuck Savings Bank offers traditional retail and commercial banking services including checking and savings accounts, Health Savings Accounts (HSA), certificates of deposits with competitive CD rates in Ohio, interest-bearing accounts, internet banking, bill payment, safe deposit facilities, real estate mortgage loans and consumer loans. The bank also makes secured and unsecured commercial loans in the area.
The bank’s certificates of deposit offer a safe, high yield investment opportunity. FDIC insured CD rates in Ohio can be locked for a period up to 5 years with the bank CDs.
The bank offers various terms that allow account holders to select the best option for their individual needs. Interest earned on the Ohio bank CDs can be reinvested into the CD accounts or paid directly to the account holder.
Killbuck Savings Bank Ohio CDs require a minimum deposit of $500.00. The bank CDs will incur a penalty of 1 month interest on accounts with original maturity of 1 year or less fro early withdrawal and 3 months interest on accounts with original maturity of more than 1 year.
Current CD rates in Ohio offered by Killbuck Savings Bank include the following terms and rates:
Certificates of deposit less than 30 days have a CD rate of 0.50%
Certificates of deposit with terms of 30-89 days also have a CD rate of 0.50%
90-179 day certificates of deposit have an interest rate of 0.50%
180-364 day CD rates are at 0.70%
One year CDs in Ohio offered by the bank have a rate of 1.00%
Two year CD rates in Ohio offered by the bank are at 1.76%
Certificates of deposit with a three year maturity have a yield of 2.27%
The 4 year CD rate is 2.78%
And 5 year term CD rates in Ohio are at 3.04% through the bank.
Bank rates and Ohio CD rates are subject to change. Rates are current at the time of this publication; additional conditions may apply to open the bank CDs. For current CD rates and further bank account information a bank representative from Killbuck Savings Bank can be reached at 330-276-2014.
Royal Bank America and Royal Asian Bank are subsidiaries of Royal Bancshares of Pennsylvania, Inc., headquartered in Narberth, Pennsylvania.
Royal Bank America has fifteen full service branch bank locations in southeastern Pennsylvania and New Jersey. Royal Asian Bank operates six bank branch locations in southeastern Pennsylvania, Northern New Jersey and New York City.
Royal Bank America provides consumer and business banking service and products in Pennsylvania and New Jersey. Royal Bancshares affiliates including Royal Bank America and Royal Asian Bank offer a wide variety of products and services, including lending programs ranging from commercial real estate loans, asset based lending, structured financing, equipment leasing as well as traditional bank products such as high yielding certificates of deposit, money market accounts, checking accounts, savings accounts and Internet banking.
For consumers looking for the best CD rates in Pennsylvania or CD rates in New Jersey, Royal Bank America and Royal Asian Bank offer a wide variety of options.
Pennsylvania and New Jersey bank CDs offered by Royal Bank require a minimum deposit of $1,000.00 with the exception of the 3 month and 6 month CD which require a larger, $5,000.00 deposit. Current CD rates in New Jersey and Pennsylvania offered by Royal Bank America include the following terms:
3 month CD rate in Pennsylvania or New Jersey is 0.75%
6 month bank CD rate in New Jersey or Pennsylvania is 1.00%
1 year CD rate is 1.50%
18 month rate is 1.65%
2 year ban rate is 2.00%
3 year CD interest rate 2.20%
4 year bank CD rate is 2.40%
5 year CD interest rate is 2.75%
8 year rate is 3.10%
10 year CD rate in Pennsylvania or New Jersey is 3.75%
CD rates in New Jersey or Pennsylvania offered by Royal Bank America is subject to change. Bank rates are current are as of the date of this publication. CD rates subject to bank approval and additional conditions may apply.
For current CD rates and additional bank account information from Royal Bank America, a bank representative can be reached at 610-668-4700.
Think Mutual Bank is a full-service banking institution based in Rochester, Minnesota. The bank was formed in 2007 and is chartered as savings association regulated by the Office of Thrift Supervision. Think Mutual Bank offers personal and commercial banking services. The bank offers a wide variety of consumer loan options, a full range of deposit products, as well as home financing. The certificates of deposits issued in Minnesota and all other deposit products are insured under the FDIC.
Think Mutual Bank offers a number of savings options for its customers including certificates of deposit. The bank CDs can be used to save for a variety of financial goals, both long term and short term.
The certificates of deposit are accounts are established where the funds are held for predetermined length of time, Think Mutual Bank CDs range from 3 months to five years in term or maturity.
The minimum deposit on the fixed rate bank CDs starts at a low $250.00 or just $10.00 for those customers that establish an automatic deposit on the variable rate CD accounts. Additional deposits can be made to existing variable rate CDs.
Current CD terms and CD rates in Minnesota offered by Think Mutual Bank include:
3 month fixed rate CD is 0.60%
6 month CD rate 0.95%
1 year fixed CD interest rate 1.50%
18 month bank CD rate is 1.55%
2 year fixed CD rate in Minnesota is 1.75%
30 month fixed bank CD rate is 1.85%
3 year CD interest rate 2.20%
4 year CD rate 2.45%
And the 5 year Minnesota CD rate is 2.90%
There are no service fees or sales charges on the bank CDs. The annual percentage yields listed are based on the assumption that interest will remain in the bank CD account until maturity. Interest earned and renewed into the CD account becomes part of the principal balance and is subject to penalty if withdrawn. Interest earned and paid during the term of an account can be withdrawn without penalty.
Bank rates and CD rates subject to change at the bank’s discretion before opening the account. Additional conditions may apply.
For current Minnesota CD rates offered by Think Mutual Bank and additional account information a bank representative can be reached at 1-800-288-3425.
The National Bank of Georgia is Georgia based bank headquartered in Athens, Georgia. The National Bank of Georgia has two offices, one in Athens and one in Gainesville. The bank first opened for business in 2000.
The National Bank of Georgia offers a full range of financial products and services to meet a variety of personal and business financing needs. NBG offers a complete range of lending services for consumers and businesses including mortgage loans, auto loans, real estate construction financing and working capital loans. Personal banking products and services include a variety of checking accounts from free checking to interest bearing checking accounts, savings accounts and certificates of deposit.
The National Bank of Georgia certificates of deposits and bank IRA CDs provide a safe and secure FDIC insured savings vehicles. These savings options generally provide a way to earn a higher rate of interest than other bank savings products. The bank CDs come with flexible and convenient terms with a minimum deposit of $500.00 on the one year and greater maturities. Bank CD terms are available from seven days to five years.
With one year and longer term bank CDs, account holders have the option of receiving the accumulated earned interest as monthly checks, or leaving the earned interest in the account to compound. CD interest is compounded daily on the CDs with a one year and longer maturity as well.
All CD terms posted are available for Individual Retirement Accounts. Current account terms and CD rates in Georgia offered by The National Bank of Georgia include:
6 month CD rate is 1.25%
9 month CD interest rate is 1.35%
1 year bank CD rate is at 1.75%
18 month Georgia CD rate 2.00%
2 year bank rate 2.25%
3 year rate is 2.65%
4 year CD interest rate 2.75%
5 year CD rate 3.00%
Bank rates and CD rates in Georgia offered by The National Bank of Georgia are subject to change and additional conditions may apply to open these accounts. For current Georgia CD rates and more account information, contact a representative from The National Bank of Georgia at 706-355-3122.
1st National Bank of South Florida is a community Bank headquartered in Homestead, Florida. The bank was established in 1932 and now operates seven bank branch offices in Florida.
1st National Bank of South Florida provides personal and business banking services primarily in South Florida. The bank provides financial services through various bank products and services including accounts like checking accounts, savings accounts, certificates of deposit, IRA’s, a range of loan programs that includes home loans, agricultural loans, home equity loans and home improvement loans.
1st National Bank of South Florida offers several different certificate of deposit terms with varying interest rates. The bank certificates of deposit offer a higher interest rate than is paid on the other savings products. The bank CDs are all fixed rate investment products in which the interest rate is locked in at the time the money is deposited and will not vary during the term of the certificate. The earnings on the bank CDs are guaranteed and the principal on the account will never fluctuate.
Current CD rates in Florida offered by 1st National Bank of South Florida include the following terms and interest rates:
59-89 day CD rates is at 0.58%
90-179 day bank CD rate is 0.78%
180-364 days CD interest rate 0.98%
6 month Florida CD rate 1.18%
1 year bank CD rate is 1.63%
18 month CD interest rate 2.00%
2 year CD rate 2.11%
3 year CD rate 2.45%
4 year bank rate 2.74%
5 year bank CD rate 3.07%
The CD interest rates and APYs (Annual Percentage Yield) listed above are accurate as of 2/17/2010 and are subject to change by the bank without notice. Additional conditions may apply to open these bank CDs. For current CD rates in Florida and account information, a 1st National Bank of South Florida representative can be reached at 800-611-8073.
Bank of Utah is a Utah based bank that was established in 1952. Bank of Utah provides a number of financial services in the northern area of Utah. The bank offers personal banking, business banking, home lending, and trust services.
Bank of Utah offers a number of savings options for consumers in the market region served to choose from. Standard savings products include: statement savings accounts, money market accounts, IRAs, certificates of deposit with competitive Utah CD rates and Bridal Savings Account to help newlyweds save for a home.
The statement savings account offered by the bank is a simple account that offers interest compounding daily and has a minimum opening deposit of just $200.00.
The money market account is a tiered interest rate account, the more money held in the account the higher the interest rate earned on the account. The minimum opening deposit is $1000.00.
The bank certificates of deposit (CD) earn a guaranteed interest rate with a choice of several different maturities. The length and amount of the deposit determines the rate of interest you earn. Most of the banks CDs require a minimum deposit of $1,000.00; the short term 30 day certificate has a minimum of $2,500.00.
Current CD rates in Utah offered by Bank of Utah include:
30 day CD rate is 0.60%
60 day CD interest rate is also 0.60%
90 day bank CD rate stays at 0.60%
182 day CD rate is 0.75%
1 year CD rate is 1.00%
18 month bank CD rate is 1.25%
2 year CD interest rate is 1.50%
30 month CD bank rate is 1.70%
3 year bank CD is 2.00%
4 year CD rate is 2.25%
5 year CD interest rate is 2.50%
The bank also offers two promotional CD rates in Utah. The bank offers an 8 month term CD with an interest rate of 1.00% and a 15 month CD that earns a rate of 1.49%. Both of these bank CDs require a minimum deposit of $10,000.00.
CD rates in Utah offered by Bank of Utah are subject to change and additional conditions may apply to open these accounts. For current CD rates and account information a bank representative can be reached at 800-516-5559.
Eurobank is a Florida based bank that is state chartered bank and member of the Federal Deposit Insurance Corporation (FDIC). Eurobank is a locally operated bank that serves the communities in South Florida. EuroBank was established in 1991and currently has three bank branches located in Coral Gables, Boca Raton and Pompano Beach, Florida.
Eurobank offers a wide assortment of deposit and lending products to serve the local and international segments of the South Florida banking market. Savings products offered the bank include NOW accounts, savings accounts, money market accounts and certificates of deposit with competitive Florida CD rates.
EuroBank’s Now Account is an interest bearing checking account. The banks’ money market account is also an interest bearing account that offers a tiered interest rate earnings schedule with higher rates for larger balances. The savings account allows savers to invest and hold their funds at a competitive rate without a monthly fee.
Certificate of deposits (CDs) at the bank are established to have competitive CD rates in Florida that earns a fixed interest rate that is generally higher than interest paid on other savings vehicles and demand accounts at the bank.
Current Florida CD rates and terms offered by the bank include:
1 – 3 month term bank CD rate is 0.70%
4 – 6 month CD rate is 0.95%
7-12 month CD interest rate 1.25%
13 – 24 month term bank CD rate 1.30%
25 – 48 month CD rate 1.40%
49 – 60 month CD interest rate 1.50%
Special liquid Florida CD rate of 1.80%
A $1,000 minimum deposit is required to open the bank CDs and earn the stated Annual Percentage Yield. Bank CD interest earned is compounded monthly; the earned interest can be paid check or transferred to a bank account.
There is a penalty for early withdrawal from the CD accounts that follows the ensuing schedule: for bank CDs with maturities of 12 months and less, the early withdrawal penalty is 90 days worth of interest and for bank CDs with maturities greater than 12 months, the early withdrawal penalty is 180 days worth of interest.
Bank rates and CD rates in Florida offered by Eurobank are subject to change and additional conditions may apply to open these bank accounts. For further information about the bank CD rates in Florida and any CD rate specials, contact a bank customer representative at (305)350 1100, (954)784-9650 or (561)750-9999.
First Place Bank is an Ohio based bank. First Place Financial Corp. is the p[aren’t company of First Place Bank is based in Warren, Ohio and has over $3.0 billion in assets. First Place Bank offers a variety of business and retail banking products, as well as a range of insurance products and services, real estate services, and investment services.
Consumer bank products offered by First Place Bank includes an assortment of deposit accounts, such as savings accounts, retail checking accounts, NOW accounts, money market accounts, and certificate of deposit accounts. First Place Bank savings products can be used for a new savings plan or hold a savings cushion for unexpected expenditures or investment diversification and long term needs.
First Place Bank has savings products that can be used for immediate access or retirement funds. The bank CDs and IRAs are convenient tools for the short term, medium term or long term investing and savings needs. Bank representatives can help depositors choose the best savings program to meet their individual goals.
First Place Bank certificates of deposits and Individual Retirement Accounts have flexible terms and varying interest rates. Some of the Ohio CD rates and terms offered by Fist Place Bank include:
182 day CD rate is 0.35%
12 month CD rate 1.00%
18 month bank CD rate 1.55%
24 month CD interest rate 1.65%
30 month bank rate 1.65%
36 month CD rate 1.75%
48 month bank CD rate 1.75%
60 month CD interest rate 1.75%
7 month CD rate 0.35%
The CD rates in Ohio and terms listed require a minimum opening deposit of $2,500.00. Bank rates and CD rates offered by the bank are subject to change and additional conditional may apply. For current CD rates, CD rates in Ohio and additional account information, a First Place Bank representative can be reached at 877-271-1122.
Bank Independent offers a variety of savings options in Alabama including competitive bank certificate of deposit rates. Bank Independent is an Alabama based community bank. The bank has been servicing businesses and consumers in North Alabama since 1947.
Bank Independent offers several ways to manage your money through a variety of checking accounts, savings accounts, money market accounts and certificates of deposits. Bank accounts from CDs to statement savings are insured by the Federal Deposit Insurance Corporation.
With regards the bank CDs, Bank Independent has CDs to meet short term savings or long-term investment goals. There is a minimum opening deposit of $1,000.00 for bank CDs with maturities of less than 3 years and a $5,000.00 minimum deposit for bank CDs with terms of 3 years or longer. CD terms range up to 60 months. CD rates are fixed and guaranteed for the length of the term selected.
Current CD rates and terms offered by Bank Independent include:
3 month CD rate is 0.41%
6 month bank CD rate is 1.01%
1 year CD interest rate 1.31%
18 month CD rate 1.61%
2 year bank rate is 2.01%
3 year CD interest rate 2.31%
4 year CD rate is 2.51%
5 year bank CD rate is 3.01%
Bank Independent also offers a high yielding money market account that offers quick access with a high yield. With the bank money market account, account holders earn interest on a tiered rate schedule based on the account balance. Interest earned is paid monthly. Check transactions from the account are limited to 6 per month. The account comes with free check images with monthly statement and the bank offers discounted rates on safe deposit boxes.
Bank rates and CD rates offered by Bank Independent are subject to change at any time. Additional conditions may apply to open these bank accounts. Penalties may apply for early withdrawal. For current CD rates and additional account information, a bank representative can be reached at (866) 478-5010.
Bank Independent provides assistance through their customer service department Monday through Saturday from 8:00 a.m. until 8:00 p.m.
Tri City National Bank is a Wisconsin based financial institution headquartered in Oak Creek, Wisconsin. Tri City National Bank branch offices and ATMs are located throughout southeastern Wisconsin. TriCity National Bank offers a full range of consumer and commercial banking products and services at all of its bank branches including competitive Wisconsin CD rates.
Tri City National Bank offers a wide array of deposit accounts including a variety of checking accounts with options suited for an assortment of individual banking needs, savings accounts, money market accounts, certificates of deposit with flexible terms as well as Individual Retirement Account plans.
Tri City National Bank standard bank CDs come in a range of terms and interest rates. Bank CDs require a low minimum deposit of $500.00 with the exception of the banks special CD rate promotions which require a $2,500.00 deposit. Current bank CD rates and terms include:
10 month special CD rate is 1.60%
3 month bank CD rate is.10%
6 month CD rate is .50%
12 month CD interest rate 1.10%
18 month CD rate 1.10%
24 month bank CD rate is 1.25%
30 month CD interest rate 1.25%
36 month CD rate is 1.50%
48 month bank CD rate 1.65%
60 month CD rate is 2.00%
To notify bank CD account holders of upcoming maturities, approximately 30 days before the maturity date, the bank will mail a maturity notice. The notice identifies the maturity date, the CD interest rate, account balance and the interest payment at maturity. For those account holders that wish to renew the CD, the bank CD will automatically renew with the same term at the current CD interest rates 10 days after the maturity date.
Bank rates and CD rates in Wisconsin offered by Tri City National Bank are subject to change and additional conditions may apply to open these accounts. For current CD rates and bank account information, a bank representative can be reached at 888-874-2489.
ViewPoint Bank is a community bank based in Plano, Texas. ViewPoint Bank was founded in 1952 and operates over 20 community bank branches in the state. Along with competitive CD rates in Texas, ViewPoint Bank provides an assortment of personal and commercial banking products and services to consumers and businesses.
ViewPoint Bank offers standard consumer bank products such as checking, savings and money market accounts, certificates of deposit, auto loans, home equity loans and mortgages. The bank also provides commercial real estate loans, investment plans, cash management and other merchant products and services.
ViewPoint Bank has a variety of savings options available from interest bearing checking accounts to long term bank CDs. Consumers can open a CD account with a minimum of $1,000.
Current CD rates in Texas offered by ViewPoint Bank include the following rates and terms:
3 months bank CD rate is 0.60%
6 months CD interest rate is 0.90%
12 months CD rate is 1.05%
18 months bank CD rate 1.50%
24 months CD interest rate is 2.15%
36 months CD rate is 2.40%
48 months bank rate is 2.50%
60 months rate is 2.70%
Bank CD funds are FDIC insured to the maximum allowable limit by law. Bank rates and CD rates in Texas offered by ViewPoint Bank are subject to change until the CD is opened. After the bank CD is opened the interest rate remains fixed until maturity. Fees could reduce the earnings on accounts. A penalty may be imposed for early withdrawal.
For current Texas CD rates promoted by ViewPoint Bank, a bank representative can be reached directly at 800-578-9009.
Choice Financial continues to offer one of the best short term certificate of deposit rates available in the national market. Choice Financial is not often listed as having one of the best CD rates available. The bank offers a certificate of deposit rate promotion that often slips under the radar because of the odd month term on the bank CD.
The best one year CD rate available nationally is currently at 2.00%. Choice Financial Group has a 13 month CD that earns an interest rate of 2.05%.
Choice Financial is a community bank in North Dakota. Choice Financial has retail bank branch locations in North Dakota. This CD rate offer is available nationally through their online banking channel. The bank CD can be funded by check, ACH or wire transfer.
The bank CD is referred to as the RateBuilder account. The RateBuilder accounts include a high yield savings account as well as the CD. Both the bank CD and savings account offers free mobile banking as well as free online banking. Additional deposits can be made to the CD account as long as they do not exceed the initial deposit amount.
Choice Financial Group is based in Grafton, North Dakota and is chartered as a Federal Reserve Non-member bank. The primary regulator is the Federal Deposit Insurance Corporation (FDIC).
The bank provides a complete array of financial services, from banking to investments to insurance. Most of the bank services are available to consumers in their geographic market area with the exception of the RateBuilder certificates of deposit and online savings account.
The bank’s online savings accounts is a regular on the top ten highest yielding savings account list available nationwide. The current interest rate for an amount between $25,000.00 and $99,900.00 is 1.51%. The savings account has a 2.26% APY introductory rate for a 30 day period before reverting to a tier rate payout.
Bank rates and CD interest rates offered by Choice Financial Group are subject to change and additional conditions may apply. For current CD rates and additional account information a Choice Financial Group representative can be reached at 877.380.3623.
South Adams Savings is a mutual savings bank headquartered in Adams, Massachusetts. The bank was founded in 1869 and has four bank locations in the region of Berkshire County including bank offices in Adams, Cheshire, Williamstown and Lee. South Adams Savings Bank is a mutual savings bank and is a member of the FDIC insurance fund as well as the Depositors Insurance Fund.
South Adams Savings offers a full range of products and services for consumers and businesses. Consumer bank products and services offered by the bank include mortgage loans, home equity loans, auto loans, online banking, savings accounts, free checking accounts, certificates of deposit, IRAs, money market accounts, competitive CD rates in Massachusetts and more.
Bank CDs at South Adams Savings have a variety of maturities ranging from three months to 5 years, are automatically renewed, have the option to be held in passbook or statement formats, the bank CD interest is compounded daily, all earned interest can be withdrawn any time after it is posted and additional funds may be added at the maturity of the CDs. There is a minimum required deposit to open the bank CDs of $1,000.00.
Current CD rates in Massachusetts promoted by South Adams Savings include the following terms and interest rates:
3 month CD rate is at 1.00%
6 month CD interest rate 1.35%
12 month bank CD rate is 1.40%
18 month CD rate is 1.60%
24 month CD bank rate is 2.00%
36 month bank CD rate 2.50%
48 month CD interest rate is at 3.00%
60 month CD rate is 3.10%
The bank is also running a CD special for a short term, 7 day certificate of deposit that has a yield of 1.50% and has a slightly higher minimum deposit than the standard bank CDs of $2,500.00.
As with most bank CDs there is a penalty for early withdrawal of principal before maturity. MA CD rates and Bank rates promoted by South Adams Savings are subject to change at the bank’s discretion and additional conditions may apply. For timelier CD rate information as well as additional account details, South Adams Savings can be reached directly at 413-743-0040.
Ulster Savings Bank is New York based bank. The bank has been in operation since 1851. It was the first savings bank in Ulster County, New York. Ulster Savings Bank remains a locally owned and operated bank.
Ulster Savings Bank offers a wide selection of financial products and services. Consumer retail bank services and products include certificates of deposit with competitive New York CD rates, checking accounts, savings accounts, money markets accounts, residential mortgages, home equity loans and automobile loans. In addition, Ulster Savings Bank offers financial and investment services and tax preparation services through its subsidiary, USB Agency Tax and Financial Services and insurance products through its subsidiary, Ryan Insurance.
Bank CDs through Ulster Savings Bank not only provide competitive CD rates in New York but offer a safe haven for savers and investors. The bank CD terms range from as short as 7 days to as long as 5 years to accommodate a wide range of financial needs and situations. Interest earned on the bank CDs can be transferred to another account or sent by check. The bank CD’s are also automatically renewable upon the expiration of their term
Current bank CDs and the NY CD rates obtained on these accounts include a variety of terms and options.
The following CD rates in New York promoted by Ulster Savings Bank require a $2,500.00 minimum balance to open and earn the annual percentage rate.
7 day CD rate of 0.75%
3 month bank CD rate of 1.20%
6 month CD interest rate of 1.20%
9 month CD rate of 1.45%
12 month CD interest rate of 1.45%
13 month bank CD rate of 1.55%
The following CD rates in New York promoted by Ulster Savings Bank require a $500.00 minimum balance to open and earn the annual percentage rate.
15 month bank rate of 1.70%
18 month bank CD rate of 1.75%
24 month CD rate of 2.00%
30 month CD interest rate of 2.15%
36 month CD rate of 2.40%
The four year CD rate and five year CD rate are also yielding an interest rate of 2.40%.
Bank CD rates subject to change and additional conditions may apply. Interest rates and terms apply only to NY CD rates in Ulster, Dutchess, Greene and Orange counties in NY State. A penalty may be imposed for early withdrawal and may reduce earnings.
The bank CD APY assumes interest will remain on deposit until maturity for accounts with terms. All certificate of deposit accounts are fixed rate accounts.
Ulster Savings Bank can be reached directly at 866-440-0391 for further account information as well as current CD rates and account details.
The Chemung Canal Trust Bank is a New York chartered commercial bank. Chemung Canal Trust Bank was established in 1833 and is headquartered in Elmira, New York.
The bank is a full service community bank that offers commercial and consumer banking and trust services. Chemung Financial is the parent to Chemung Canal Trust Company, the company provides bank and trust services from 20 bank offices in and around southern New York’s Chemung County.
The bank’s services include deposit services such as savings accounts, checking accounts, money market accounts, IRAs, bank CDs with a wide selection of NY CD rates. The bank also offers credit card services, and originates a variety of loans, including personal, small business, and residential mortgage loans. Chemung Financial subsidiary, CFS Group, offers an array of financial services including mutual funds, full and discount brokerage services, annuity and other insurance products and tax preparation and other financial services.
The bank certificates of deposit offer a good saving option to residents in the market area served by the bank including competitive New York CD rates. The minimum deposit amount for the bank CDs with terms under three months is $2,500. The minimum deposit for the bank CDs with terms equal to or greater than three months is $1,000 . Bank CD interest rates in NY offered by the bank vary based on the term selected . There is a penalty for withdrawing funds before the term has expired .
CD rates in New York and the surrounding area offered by Chemung Canal Trust include the following rates and terms:
7-89 days CD rate 0.15%
3 month bank CD rate 0.45%
5 month CD interest rate 1.25%
6 month CD rate 0.90%
10 month bank CD rate 1.55%
12 month CD rate 1.10%
15 month bank rate 1.60%
18 month CD interest rate1.10%
24 month CD rate 1.35%
25 month bank CD rate 1.90%
30 month CD interest rate 1.35%
36 month bank CD rate 1.55%
48 month bank rate 1.60%
60 month CD interest rate 1.70%
84 month CD rate1.70%
CD rates in NY and the surrounding area offered by Chemung Canal Trust are subject to change. Bank CD interest is compounded quarterly. To earn annual percentage yield the bank CD account holder must have interest compounded. CD interest rates may change at the discretion of Chemung Canal Trust Company. For current CD rates and additional account information contact the bank at (800) 836-3711. The bank website can be found at www.chemungcanal.com.
West Gate Bank is a Nebraska based bank. West Gate Bank is a state-chartered bank regulated by the Nebraska Department of Banking and the Federal Deposit Insurance Corporation. West Gate Bank was established in 1968 and is headquartered in Lincoln, Nebraska. The bank currently has eight bank branches serving the Lincoln community area.
West Gate Bank provides personal and business banking services in Nebraska. West Gate Bank is a locally operated community bank that serves the needs of the community. The bank offers deposit products that include free checking, interest checking, money market accounts, savings, certificates of deposit, and business deposit accounts. The bank also provides home mortgages, construction loans, business loans, commercial real estate loans, and auto loans. In addition, the bank provides online banking services, online bill pay, telephone banking, ATM, and credit card services.
For consumers in the area served by West Gate Bank, the bank offers very competitive CD rates in Nebraska. The bank offer Nebraska CD rates with various terms at competitive CD interest rates that help consumers meet their investment goals and cash flow needs. Bank customers that invest in the bank CDs are literally, lending a hand to the community since the bank reinvests 100% of the bank CD deposits in the Lincoln community.
The bank CDs are fixed interest rate accounts. The interest rate and annual percentage yield will not change for the account term or CD maturity, unless otherwise stated. Interest earned on the bank CDs is calculated using the daily balance method, which applies a daily periodic rate to the principal in the CD account on a daily basis.
Current Nebraska CD rates and bank CD terms offered by West Gate Bank include:
3 month bank CD rate 0.75%
6 month CD rate 1.00%
9 month CD interest rate 1.25%
12 month CD rate 1.50%
18 month bank rate 1.75%
24 month CD interest rate 2.00%
30 month CD interest rate 2.25%
36 month CD rate 2.50%
42 month bank rate 2.75%
48 month bank CD rate 3.00%
60 month CD rate 3.25%
To earn the posted CD rates, the bank requires a $500.00 minimum deposit. Additional deposits into the bank CDs are not permitted.
Bank CDs automatically renew. These Nebraska CD rates are subject to change at the bank’s discretion, for current CD rates and additional account information a bank representative can be contacted at 402-434-3456. Bank rates and CD rates in Nebraska through West Gate Bank are also available on the bank web site which can be found at www.westgatebank.com.
Copper Star Bank is an Arizona based bank. The bank is a community bank that is based in Scottsdale. Copper Star Bank was established to serve as a commercial bank working with the needs of small to medium-sized companies and their employees. Copper Star Bank was founded in 2000 under its original name of Scottsdale Community Bank. The bank now has three bank branches serving the residents and businesses in Arizona.
Copper Star Bank a full service bank that offers competitive business and personal solutions. The bank offers personal checking, savings and investments, personal loans, ATM/check cards, telephone banking, mortgage/real estate, business checking, business loans, investments, cash management, group banking, and business ATM/check cards.
Copper Star Bank offers certificates of deposit that are available to both consumer and business clients. Bank CD terms range from 30 days to 5 years and may be used for I.R.A. funds. The bank CDs have a minimum opening balance requirement of $500.00. Account holders must maintain the minimum daily balance of $500 to obtain the disclosed Arizona CD rates.
Current CD rates in Arizona promoted by Copper Star Bank include the following terms and rates:
30 day bank CD rate 0.75%
90 day CD interest rate 0.85%
180 day CD rate 1.15%
9 month CD interest rate1.60%
9 month Bump Up CD rate 2.00%
12 month CD rate 1.45%
18 month AZ CD rate 2.00%
24 month bank CD rate 2.25%
30 month CD interest rate 1.75%
36 month CD rate 1.75%
48 month CD rate 1.95%
60 month CD interest rate 2.00%
If any of the principal in the certificates of deposit is withdrawn before the maturity date, the bank may impose an early withdrawal penalty of interest. CD rates in Arizona are subject to change and additional conditions may apply. For current CD rates and bank rates, a Copper Star Bank representative can be reached at 480-556-6200. Additional account information as well as AZ CD rates offered by Copper Star Bank can be found at the bank web site which is located at
www.copperstarbank.com.
Damascus Community Bank is a Maryland based bank. The bank is based in Damascus, Maryland and three bank branches in Montgomery County, two bank branches in Frederick County and one bank branch in Carroll County. Damascus Community Bank was founded in 1988 and remains a locally owned and managed community bank.
Damascus Community Bank provides individuals and businesses access to a variety of banking services and products. The bank offers various deposit products comprising checking accounts, business checking accounts, NOW accounts, direct checking accounts, money market deposit accounts, personal checking accounts, statement savings accounts, certificates of deposit, and individual retirement accounts.
From the credit side of business, Damascus Community Bank can service a variety of credit needs from commercial loans, automobile loans, overdraft protection lines to personal loans and mortgages.
Damascus Community Bank has all types of certificates of deposit available with varying Maryland CD rates. Interest earned on a bank CD may be paid monthly or accrued and compounded.
The minimum deposit requirement for the standard bank CDs is $1,000.00. Damascus Community Bank offers the following bank CD terms and CD rates in Maryland:
3 month bank CD rate 0.50%
6 month CD interest rate 0.75%
1 year CD rate 1.00%
2 year CD interest rate 1.20%
3 year CD rate 1.45%
4 year bank CD rate 1.65%
5 year CD rate 1.75%
Damascus Community Bank also offers Premium bank CDs for balances of $100,000.00 and up. These bank CDs will typically have a higher CD interest rate than the bank’s standard certificates and offer some additional special features.
Maryland CD rates offered through Damascus Community Bank are subject to change and additional conditions may apply. For current CD rates and account information a bank representative can be reached at 301-253-1000. Bank rates and CD rates are also available on the bank website which is located at www.damascuscommbank.com. Interest rates and bank product information as well as bank locations and hours are also available from the bank’s automated telephone banking service which can be reached at 301-482-1322.
National Bank is a community bank in Virginia that has been in business since 1891. The bank has 25 locations throughout southwest Virginia. National Bank is headquartered in Blacksburg, VA, the home of Virginia Tech. The bank offers a wide array of consumer and business banking products and serves customers from a broad spectrum of socio-economic backgrounds.
The National Bank offers several types of savings plans to help its customers make the most of their money. Savings products include: statement savings, holiday cub accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, IRA savings and Health Savings Account. The bank offers competitive rates on all savings products including competitive VA CD rates that are based on current market conditions.
National Bank’s has flexible certificate of deposit contracts and maturity terms. The maturity or terms on the bank CDs run from 90 days to five years. There is a minimum deposit to obtain the CD interest rates of $2,500 on 90 day CD and $500 on all other certificate of deposit terms. Interest earned on all certificates of deposit is compounded monthly. The bank CD interest is paid at maturity on 90 day and 6 month terms while all other bank CD terms have the interest paid monthly. An early withdrawal penalty applies to withdrawals made before certificate maturity.
Current CD rates in Virginia offered by National Bank including the following terms and rates:
90 day CD interest rate 0.40%
6 month CD rate 0.72%
12 month- no penalty CD rates 0.80%
12 month standard bank CD rate 1.00%
18 month CD interest rate 1.05%
24 month Virginia CD rate 1.15%
36 month VA CD rate 1.35%
48 month interest rate 1.55%
60 month CD rate 1.90%
The Virginia CD rates and annual percentage yield assumes interest remains on deposit with the certificate account until maturity. A withdrawal of interest will reduce the stated yield and earnings. The daily balance method is used to calculate interest earned on the bank CDs. This method applies a daily periodic rate to the principal in the certificate each day. The bank uses an interest accrual basis of 365 for each day in the year. Interest begins to accrue on the first business day of the bank deposit. If there is a redemption or withdrawal from the certificate of deposit before interest is credited, the bank CD account holder will receive the accrued interest on the amount withdrawn.
CD rates in Virginia offered by National Bank are subject to change. Additional conditions may apply to open the bank CD accounts. For current CD rates and additional account information the bank can be reached directly at 540-552-2011. More bank rate data on National Bank products is available on the bank website located at www.nbbank.com.
First Shore Federal Savings and Loan is a Maryland based bank. The bank was founded in 1953. First Shore Federal’s main office is located in Salisbury, Maryland with six additional bank branches in Maryland as well as one additional bank branch in Delaware.
First Shore Federal offers personal and commercial banking services. The banking services include basic checking that is designed for consumers that want a low cost and low balance account, NOW checking accounts that are interest bearing accounts, passbook and statement savings accounts, money market accounts that earn a higher rate of interest and offers limited monthly check writing, home loans that have programs for fixed and adjustable-rate mortgages, lot and construction financing and jumbo mortgages, home equity loans and certificates of deposit.
First Shore Federal’s standard certificates of deposit (CDs) offer the security of FDIC-insurance while locking into a competitive interest rate for a term the account holder chooses. The bank CDs have a $500 minimum opening balance. Bank CD terms are available from 3 months to 5 years. Bank CD interest is credited to the bank account quarterly. Accumulated interest can be transferred and checks are available. The bank non-retirement certificates of deposit may be pledged as collateral for a share loan. The bank CDs automatically renew.
First Shore Federal offers a certificate of deposit called the Rising Rate CD. This bank CD offers the option of increasing the CD interest rate once during the term to the bank’s current interest rate being offered at that time.
The bank also offers an “Add To” bank CD. This bank CD has a $200 minimum opening balance with a one year term. With this CD, additional deposits can be made anytime during the term.
One more bank CD is the “Freedom” CD which offers the account holder the ability to make one withdrawal of principal and interest penalty free during the term of the bank CD.
Current MD CD rates available from First Shore Federal include the following terms and CD rates:
3 – 5 month bank CD rate is 0.25%
6 – 11 month CD rate is 1.00%
One year CD rate is 1.25%
13 – 17 month CD has an interest rate of 1.25%
18 – 23 month CD yields 2.00%
24 – 29 month CD rate is 1.50%
30 – 35 month bank rate is1.70%
36 – 47 month earns an interest rate of 2.06%
47 month bank CD rate 3.10%
48 – 59 month CD earns a rate of 2.20%
50 month CD interest rate is at 2.20%
Five year CD rate is 2.50%
Bank CD rates and Maryland CD rates offered by First Shore Federal are subject to change. For timely bank rate information contact the bank directly at 800-634-6309. CD rates including CD rates in Maryland from First Shore Federal are also updated on the bank website located at www.firstshorefederal.com.
South Central Bank is an Illinois based bank. The bank was established in 1966. South Central Bank is a community bank that started by servicing the south side of Chicago. The bank has grown to provide a broad range of personal and commercial banking services to a wide market area.
South Central Bank customers can access accounts and information online for business or personal banking. South Central Bank also offers a variety of lending products including home improvement financing and residential mortgages. For home mortgage loans, consumers can apply online at South Central Bank’s home mortgage website at www.homeloanrate.com. The bank is the leading provider of HUD/FHA Title 1 home improvement financing in Illinois and adjoining states.
South Central Bank also offers a variety of deposit and savings products including free checking accounts, interest earning checking accounts, statement savings accounts, passbook savings accounts, money market accounts and certificates of deposits with some of the highest CD rates in Illinois.
Current Illinois CD rates offered by South Central Bank with a minimum $10,000.00 include the following terms and interest rates:
6 month bank CD rate is 1.55%
12 month CD rate is1.75%
18 month CD interest rate is at 2.05%
30 month Illinois CD rate is 2.35%
36 month CD bank rate is 2.70%
48 month CD interest rate 2.85%
60 month CD rate 3.05%
Interest payment options are available on these bank CDs. CD rates are subject at the bank’s discretion and additional conditions may apply to open these bank accounts. Early withdrawal penalties may apply to the bank CD. For current Illinois CD rates and additional account information, call a bank representatives at 312-491-7000. Bank rates, including CD rates and loan rates are also available on the South Central Bank online rate board which can be found at www.banksouthcentral.com.
American Riviera Bank is a California based bank. The bank opened for business in 2006 and has its headquarters located in Santa Barbara, California. American Riviera Bank is a full service community bank. The bank offers personal and commercial banking services to customers in its market area. American Riviera Bank provides a full range of financial products and services including California CDs and competitive California CD rates to customers including individuals, small to middle market businesses, professionals and not-for-profit organizations located in Santa Barbara and the surrounding areas.
American Riviera Bank is a state-chartered bank that is subject to regulation by the California Department of Financial Institutions and the Federal Deposit Insurance Corporation. The bank’s deposits are insured by the FDIC up to applicable legal limits.
With the CD rates at American Riviera Bank you can put your money somewhere safe and secure, where you can earn a high rate of return, peace of mind and great CD rates in California. Bank CDs are designed to reward depositors who want to deposit funds and leave them on deposit for a specific length of time ranging from one month to several years.
American Riviera Bank offers tiered terms on their California CDs to fit the needs of their depositors by offering higher rates for larger deposits. California CD rate tiers are as follows:
$1,000 – $4,999.99
$5,000 – $19,999.99
$20,000 – $49,999.99
$50,000 – $99,999.99
$100,000 – $499,999.99
$500,000 +
Current CD rates offered by American Riviera Bank include the following CD interest rates on deposits of $1,000.00 or more include:
30 day CD interest rate is 0.45%
60 day bank CD rate is 0.50%
90 day CD rate is 0.65%
6 month CD rate is 0.85%
270 day bank CD rates is 1.00%
One year CD rate is 1.20%
CD rates for terms greater than one year is 1.30%
California CD rates offered by American Riviera Bank are subject to change and additional conditions may apply. For current bank rates and account information, a bank representative can be reached at 805-965-5942. More bank CD rates and information and information regarding more bank accounts at American Riviera Bank can be found at the bank website located at www.americanrivierabank.com.
Murphy Bank is one of many FDIC insured banks in California but is not like most other California banks. Murphy Bank was founded in 1984 and is based in Fresno, California. The bank has just the one location in California. Murphy Bank offers both personal and commercial banking services from that one bank office.
Murphy Bank is a true niche bank. The bank specializes in select areas of lending and deposit gathering. The bank focuses on small businesses and individuals and works with a limited clientele developing long term relationships.
Some of the activities the bank engages in include equipment and small business loans for farmers and businesses. The bank also works with mobile home owners with loans for mobile home purchases, refinance and home improvement loans. Many of the loans originated at the bank are customized loans.
When it comes to offering California CD rates, Murphy Bank offers CD interest rates that are often a little higher than those offered by most other banks. The bank offers high CD rates in California often with customized terms. The bank does not offer checking accounts.
Along with competitive California CD rates, the bank also offers the flexibility of allowing the customer to deposit their money in a CD for the exact number of days they want. For instance, with the customized bank CDs if a customer knows they have a sum of money that they will need in exactly 5 months at Murphy Bank that customer can put their money in a CD for the full 5 months, without switching between accounts which should allow the bank CD account holder the ability to earn more interest.
Current CD rates and terms offered by Murphy Bank include the following:
3 month bank CD rate is 1.30%
6 month CD rate is 1.40%
12 month CD rate 1.50%
24 month CD interest rates 1.60%
The bank CD account holder will earn the CD rates shown only if the funds remain on deposit to maturity and no interest is withdrawn from the CD account during that period of time. Any withdrawal of interest earned on the bank CDs will reduce earnings to less than the CD interest and APY shown.
Current CD rates are subject to change and additional account conditions may apply. To verify current bank rates or to open a new CD accounts contact the bank at 559-225-0225. Account information as well as limited bank rate information is also available on the bank webs site located at www.murphybank.com.
Bank CD rates are as competitive in Kentucky as they are in the more populated states. One bank in Kentucky that offers competitive CD interest rates as long with a host of other consumer products and services is Cumberland Security Bank.
Cumberland Security Bank offers personal and commercial banking services in their four bank branches found in Pulaski County, Kentucky. The bank is a member of the Federal Home Loan Bank of Cincinnati and the Kentucky Bankers Association.
Cumberland Security Bank operates under the oldest continuous bank charter in Pulaski County. The bank was originally founded in 1909 under the name of First State Bank of Eubank. In 1985, First State Bank merged with Bank of Somerset to form Cumberland Security Bank. The bank is now based in Somerset, Kentucky.
Along with standard consumer savings products such as money market accounts, savings accounts and interest bearing checking accounts, Cumberland Security Bank offers a broad range of certificates of deposits. The bank CDs have various terms, ranging from sixty (60) days to sixty (60) months. These bank CDs automatically renew at maturity. The bank CD interest is paid until maturity of the certificate. The accrued interest may be paid by check or deposit into a designated account. CD interest is compounded and credited annually.
With a minimum deposit of $1,000.00, Cumberland Security Bank is offering the current CD rates and terms:
60 day CD interest rate is 0.20%
90 day CD rate is 0.40%
6 month CD rate is 1.00%
12 month bank CD interest rate is 1.20%
24 month CD earns an interest rate of 1.90%
36 month CD also yields a rate of 1.90%
48 month bank CD interest is at 1.90%
60 month CD rate is 1.90%
The annual percentage yield posted one these bank CDs assumes interest remains on deposit until maturity. A withdrawal from the account will reduce earnings. No additional deposits may be made into these bank CD accounts.
In addition to these CD rates, Cumberland Security Bank also offers IRA CDs.
The bank IRA CDs accrue interest that is compounded and credited semi-annually. The contributions to the bank CD IRAs may be tax deductible and the interest income may be tax deferred. These bank CDs also have a $1,000.00 minimum opening deposit. Withdrawals from the account before age 59 ½ may be subject to penalty. Current bank CD IRAs rates and terms include:
An 18 month fixed rate CD IRA at 1.66%
An adjustable or variable rate 18 month CD IRA at 1.66%
Bank CD rates are subject to change at the bank’s discretion and additional conditions may apply to open the account. For current CD rates a bank representative can be contacted directly at 800-679-9361. Bank rates are also available at the Cumberland Security Bank web site which can be found at www.csbweb.com.
Charter Oak Bank is a California based bank with headquarters located in Napa, California. The bank was founded in 2004 and along with the Napa office has an additional bank branch in St. Helena, California. Charter Oak Bank one of the fastest growing banks in the Napa Valley. Charter Oak Bank is a community bank that is established to meet the needs and expectations of its customers of Napa Valley.
Charter Oak Bank offers a number of banking services in California. The bank’s services include business accounts and consumer accounts. Consumer accounts offered by the bank include certificates of deposits with competitive California CD rates, money market accounts, savings accounts and high-interest tiered checking account. The bank also offers consumer loans such as lines of credit, term loans, consumer loans, and loans for construction, real estate, wineries, and vineyards. Charter Oak Bank also offers ACH origination, remote deposit and online banking services.
Charter Oak Bank products and service are established to help the growth of local businesses and to simplify personal banking for the regions consumers.
Charter Oak Bank certificates of deposits have a $1,000 minimum opening deposit. California CD rates offered by Charter Oak Bank include a variety of different terms and interest rates. Bank CD interest is compounded daily with terms of 7 days to 5 years. Bank CD account holders can earn higher rates with higher balances and longer terms.
Current CD rates in California offered by Charter Oak with a minimum investment of $1,000.00 include:
7 days to 89 days CD interest rate is 0.50%
3 month CD rate is 0.75%
6 month CD interest rate 1.40%
1 year bank CD rate 1.76%
2 years and over bank CD rates are 2.02%
CD rates are subject to change without notice and additional conditions may apply. Fees on these bank CDs could reduce earnings on accounts. For current CD rates and account information contact the bank directly at 707.265.2000. Additional bank rates and bank information is available on the Charter Oak Bank web site located at www.charteroakbank.com.
Castroville State Bank is a Texas based bank with its sole office and headquarters located in Castroville, Texas. The bank was established in 1959. Castroville State Bank offers customers in the Medina Valley and surrounding areas both personal and commercial banking products and services.
The bank offers several different checking account options from a no fee senior checking account to interest bearing checking accounts. The bank offers several savings options including savings account, money market account and certificates of deposits. Castroville State Bank also offers consumers a variety of loan programs from auto loans to mortgages to college loans.
For the customers that want a fixed term savings investment, Castroville State Bank offers competitively priced CD rates in Texas. These Texas CD rates are obtained by opening a time deposit that locks in the invested finds for a set term or maturity. In return for the fixed term of the investment, the yields on these bank CD accounts are generally higher than that of passbook or statement savings accounts.
In addition to offering high bank CD rates that are very competitive, Castroville State Bank CD has a distinctive feature that gives the bank CD account holder the opportunity to increase the CD interest rate twice during the term of the certificate. The bank CD account holder is also able to make deposits to the bank CD (subject to a minimum) that have a term of two years or less. A penalty may be imposed for early withdrawal on the bank CDs.
The Castroville State Bank CDs are available in a variety of terms so that customer can choose the maturity that best meets their lifestyle. Current Texas CD rates and terms offered Castroville State Bank include:
For deposits of $5,000 or greater the bank has a 14 day CD rate of 1.00%.
The following Texas CD rates from Castroville State Bank require a $1,000.00 minimum deposit:
90 day CD interest rate is 1.31%
6 month CD rate is 1.51%
1 year CD earns a rate of 1.92%
18 month CD interest rate is 1.97%
2 year CD has an interest rate of 2.02%
3 year CD yields 2.27%
4 year CD interest is 2.38%
5 year CD rate is 2.53%
Bank CD rates are subject to change and additional conditions may apply to open these accounts. For current CD rates in Texas offered by Castroville State Bank, contact their CD department at (830) 931-2201 or (830) 538-2201. In addition, the bank CD rates and additional account information is available online at the bank website located at www.castrovillestatebank.com.
Walden Savings Bank is a New York based bank. The bank was first established in 1872 and is headquartered in Montgomery, New York. Walden Savings Bank is organized as a federal chartered mutual savings bank. The bank maintains ten full service bank branches in southeastern New York including Walden, Washingtonville, Montgomery, Cornwall-on-Hudson, Pine Bush, New Windsor, Gardiner, Scotts Corners, Circleville and Middlehope.
Walden Savings Bank offers both personal and commercial banking services with a primary objective of meeting the borrowing and deposit needs of its local customer base. In order to meet the objective the bank provides a full range of checking, savings, and loan products. Walden Savings Bank also provides a wide range of ancillary services such as online banking, mobile banking, banking by phone, night depository services and more.
Lending activities performed by the bank include; 1-4 family residential mortgage loans, construction multi-family, vacant land, commercial real estate, consumer loans and commercial business loans.
Along with an assortment of savings products, Walden Savings Bank has a variety of certificates of deposits with great New York CD rates. The bank CDs have terms ranging from 3 months to 5 years. All of the banks CDs are available as Individual Retirement Accounts as well.
A summary of the bank CDs includes; fixed CD interest rates for the term of the account, $1,000.00 minimum deposit amount, automatic renewal at maturity unless otherwise directed, CD interest accrued is compounded and credited monthly, bank CDs can be offered as a passbook account and a penalty may be imposed for early withdrawals.
Current New York CD rates and bank CD terms available from Walden Savings Bank include:
91 day CD rate is 1.25%
5 month CD has an interest rate of 2.00%
182 day CD earns a rate of 1.35%
7 month CD rate is at 1.35%
9 month CD interest rate is 1.40%
10 month CD has a rate of 2.25%
One year CD rate is 1.50%
18 month CD yields 1.80%
Two year CD rate is 2.00%
Three year CD earns a rate of 2.25%
Four year CD has an interest rate of 2.50%
Five year CD rate is 2.70%
Bank CD interest rates are subject to change and additional conditions may apply to open these CD accounts and obtain the posted NY CD rates. For current New York CD rates contact a Walden Savings Bank representative at 845-457-7700. Bank rates including CD rates are also updated on the bank website which can be found at www.waldensavingsbank.com.
East West Bank is a full-service commercial bank that serves consumers and businesses throughout California. East West Bank was chartered by the Federal Home Loan Bank Board in 1972 as the first federally chartered savings institution focused primarily on the Chinese-American community. The bank opened its first office in the Chinatown district of Los Angeles in January 1973.
East West Bank was the second largest independent commercial bank headquartered in Southern California as of December 31, 2008, and one of the largest banks in the United States that focuses on the Chinese-American community.
East West serves its market area in California with 69 branches throughout the counties of Los Angeles, Orange, San Bernardino, Alameda, San Francisco, Santa Clara, San Mateo, and one branch location in Houston, Texas. East West also has three international locations in Greater China, which include a full-service branch in Hong Kong and representative offices in Beijing and Shanghai.
The bank offers a variety of deposit products which includes the traditional range of personal and business checking and savings accounts, certificates of deposits with competitive California CD rates and individual retirement accounts.
East West Bank offers an assortment of CDs with great California CD rates. The bank CDs not only provide competitive CD interest rates in California but are one of the most effective, low-risk forms of investment. Bank CDs from East West Bank is a special type of deposit account that offers a higher rate of interest than a regular savings account.
All of the banks CDs come with a variety of features, including: the security of FDIC insurance on your funds up to $250,000, stable return on the investment, term choices from 32 days to 5 years and automatic renewal.
A sample of the current California CD rates offered by East West Bank with a minimum investment of $1,000.00 includes:
3 month CD rate of 1.00%
6 month CD rate is 1.25%
9 month CD rate of 1.40%
1 year CD rate of 1.58%
18 month CD rate of 1.90%
CD rates in California offered buy East West Bank are subject to change. Additional conditions may apply to open these bank CD accounts. For current CA CD rates and account details contact a bank representative at 888-895-5650. Select bank rates are also posted online at the bank website located at www.eastwestbank.com. For auto loan rates offered by East West Bank visit www.selectautorates.com or visit www.findlocalmortgagerates.com to see the bank’s current mortgage rates.
Wakulla Bank is a community based in Crawfordville, FL. The bank primarily serves the communities of Wakulla, Leon, Calhoun, and Liberty Counties. Wakulla Bank was founded in 1974 and remains a locally owned independent bank with twelve bank branch locations.
Wakulla Bank savings products includes money market accounts, certificates of deposit, savings accounts, NOW accounts and CD IRA’s.
Wakulla Bank offers certificate of deposit with great Florida CD rates and terms ranging from three months to two years. The bank certificates of deposit offer flexibility, value and security as well as great CD rates in Florida. The short term CDs can be started with as little as $5,000 while the long CD rates require a $5,000.00 deposit.
3 month CD rate is at 0.70% with a minimum balance of $500.00 to obtain that CD rate in Florida.
6 month CD rate is 1.20% with a required minimum deposit to open of $1,000.00
1 year CD rate is 2.04% and has a minimum requirement of $1,000.00 to reach that Florida CD rate.
2 year CD has an interest rate of 2.19% and a minimum balance to open $5,000.00
The bank also offer an 18 months IRA CD with a minimum balance $250.00 and an interest rate of 2.27%.
Bank rates are subject to change and additional conditions may apply. For current Florida CD rates from Wakulla Bank the bank can be contacted directly to have one of their personal bankers help open a bank CD and review the terms that work best based on the depositors money and schedule. Further CD rate information is available on the bank website located at www.wakullabank.com
The bank also offers its customer’s a 24-hour convenience line for accessing bank account and balance information, transaction details for a current statement, or to transfer money from one bank account to another. That number to contact is at 850-216-2722. The main bank phone number for account details and CD interest rate information is 850-926-71111.
New Resource Bank is a commercial bank based in San Francisco, California. New Resource Bank is an FDIC insured bank which offers broad banking services to personal, business and non-profit clients. The bank was established in 2006 to provide personalized services generally associated with community banking along with the convenience and security of a large bank.
New Resource Bank foundation has a bit of twist from standard banking objectives. One of the goals of the bank is to serve the rising interest among consumers and businesses in products and services with green values and resource sensitive interests.
New Resource Bank has taken a position of focusing on the needs of sustainably-minded businesses. The bank was set up by leading environmental entrepreneurs along with seasoned banking executives to accomplish this objective. New Resource Bank works on financing efficient and sustainable enterprises while establishing a high standard of customer service.
New Resource Bank takes a tailored style of banking to serve entrepreneurial clients and to develop new green lending solutions and bank credit products. Part of the banks focus is to also provide individual customers personalized service, attractive bank rates, banking convenience and a viable way to support their community through every day actions. New Resource Bank savings and investment products help customers easily and securely achieve financial objectives while providing capital for lending to the green community.
As an example of the New Resource Bank resource friendly products is the Solar CDs. These bank CDs have competitive California CD rates and are designed to raise funds that can be used for solar projects but provide funding that better matches the term lending for these projects.
Solar CDs are for deposits between $25,000 and $250,000. The California CD rates on this product are as follows:
One year CD rate is 1.41%
Two year CD rate is 1.82%
For standard bank CD interest rates and California CD rates, New Resource Bank offers the following CD terms for deposits in the amount of $2,500.00:
1 month CD has an interest rate of 0.15%
3 month CD earns a rate of 0.35%
6 month CD rate is 0.55%
One year CD rate is 1.31%
18 month CD has an interest rate of 1.51%
2 year CD rate is 1.71%
3 year CD yield is 1.82%
4 year CD has a rate of 2.17%
5 year CD rate is 2.28%
The banks CDs for the product are limited by funds dedicated to solar project lending. Solar CDs are automatically renewed upon maturity unless otherwise selected by depositor at the current California CD rate for that product. Early withdrawal penalties may apply.
Bank CD interest rates are subject to change; consult the bank directly for current California CD rates at 415-995-8100. Bank rates, CD rates and additional account information are also available on the bank web site which is located at www.newresourcebank.com.
Domestic Bank was founded in 1967 and is based in Cranston, Rhode Island. The bank provides a full line of services to businesses and consumers, borrowers and savers. Domestic Bank has nine bank branches from Cranston, Rhode Island to Northbridge, Massachusetts.
Domestic Bank product offerings include a variety of checking and savings accounts, mortgages, lending programs, and business services. Domestic Bank offers service that are not found at all banks including banking 24 hours a day, 7 days a week, with extended and weekend hours at the bank branches, as well as telephone and online banking services.
The company also provides auto loans, debt consolidation loans, new home construction loans, FHA home improvement loans, business loans, commercial real estate loans, SBA loans and business banking services.
Domestic Bank certificates of deposit come with standard banking FDIC Insurance, fixed terms and consistently above market CD interest rates. Obtaining a guaranteed interest on the money invested over certain amount of time is the benefit provided by the bank CD and the CD interest rates. Domestic bank is now offering the following CD terms and CD rates.
3 month CD rate is offered at 0.75% APY
The 6 month CD has a rate of 1.00% APY
1 year CD rate is 1.00% APY
18 month CD has a rate of 1.25% APY
2 year CD offers a rate of 1.50% APY
3 year CD contains a rate of 1.75% APY
4 year CD sets a rate of 2.00% APY
5 year CD rate is 2.25% APY
CD rates and the Annual Percentage Yields are subject to change without notice. CD interest rates are effective as of 8/18/09. There is a substantial penalty for early withdrawal from the bank CDs. For current interest rates and CD rates, the bank may be contacted at 1-800-556-6600. The bank website also posts current CD rates and account information and can be visited with the following URL: www.domesticbank.com.
Harford Bank was established as a national bank as of 1964. Harford Bank was originally named Aberdeen National Bank. The bank is a Maryland chartered bank with its principal office in Aberdeen, Harford County, Maryland. Harford Bank now has seven bank branches in Harford County, Maryland and neighboring counties. The bank draws most of its customer deposits and conducts most of its lending transactions from within its primary service area.
Harford Bank offers commercial and retail banking services for individuals, businesses, and governmental agencies. The bank offers a full range of deposit services that are typically offered by most banks, savings and loan associations, and credit unions. The bank deposit products include checking accounts, savings accounts, interest bearing checking accounts, individual retirement accounts, certificates of deposit, money market accounts along with competitive Maryland CD rates.
Harford Bank has a variety of CD rates in Maryland on a variety of bank CD terms. Current CD rates in Maryland offered by the bank includes:
The 6 month CD that has a rate of 1.55% APY
The 9 month CD with a rate of 1.65% APY
The one year CD rate is 1.75% APY
The 15 month CD earns a rate of 1.85% APY
The 23 month Step-Up CD rate is 2.15% APY
The 48 month Step-Up CD has a rate of 2.30% APY
Consumers who invest in the bank’s Step-Up CDs have the option of changing the interest rate one time during each term. The new CD interest rate paid will be the rate in effect at Harford Bank for Step-up CD accounts on the date the customer exercises the option. If Harford Bank no longer offers Step-up CD accounts, the new bank CD interest rate will be the interest rate offered for comparable regular certificates of deposit.
These Maryland CD rates and Annual Percentage Yields are accurate and effective as of the date shown on this page. The bank rates are subject to change at the bank’s discretion and additional bank CD account conditions may apply. For timely CD rate information, contact bank’s Aberdeen branch main office at 410-272-5000. The Harford Bank website has current CD rate information and additional account data and may be visited with the following URL: www.harfordbank.com.
Continental National Bank was established in 1974 as Miami’s first Cuban-American owned national bank. This South Florida bank was formed by a group of exiled Cubans with the intention of serving the Florida consumer and business banking market and the Cuban community. Continental National Bank of Miami has grown from its original location to six bank branches located throughout Dade County in Florida. The bank has now been at the heart of the Miami Community for 35 years.
The banks offers a full range of personal and business products and services from online banking and full ATM service to a complete array of real estate lending services for consumers and small builders. Continental National Bank goes out of its ay to provide superior services to the community by providing quick turnaround on loan requests, providing account balances by telephone and extending lobby hours on Fridays and weekends as well as offering good South Florida CD rates. Continental National Bank of Miami also offers expanded financial services t
Continental National Bank of Miami offers a wide range of consumer deposit accounts tailored to meet individual needs. Along with checking accounts, savings accounts, money market accounts and IRAs the bank offers certificates of deposit. The bank CDs require a minimum of only $500.00 to open. The bank CDs can be opened with a fixed interest for a period of thirty days up to as long as five years. Interest on the CDs is payable monthly, quarterly or at maturity.
Continental National Bank is presently offering the following bank CD terms and CD rates:
7 days CD rate is 0.250%
30 days also earns a rate of 0.250%
60 days CD has an interest rate of 0.250%
90 days CD yields 1.000%
6 month CD rate is 1.250%
1 year CD rate is 1.500%
2 year CD rate is 1.600%
2 1/2 year CD earns a rate of 2.500%
5 year CD rate is also at 2.500% with a 2.53% APY
1 year IRA CD rate is 2.000%
Bank CD rates are subject to change and penalty for early withdrawal. For current bank rates and additional account information about these South Florida CD rates, the bank can be contacted at 305-642-2440. Continental National Bank of Miami’s website also has more information on CD rates and deposit accounts, the bank web address is www.continentalbank.com.
Espírito Santo Bank is a Florida chartered bank headquartered in Miami. The bank is a wholly owned subsidiary of Banco Espírito Santo, Portugal. Espírito Santo Bank offers private banking services and wholesale commercial banking services to domestic and international individuals, institutions and corporate clients and happens to have some great South Florida CD rates as well.
Internationally, Banco Espírito Santo Group is present in Angola, Brazil, Cape Verde Islands, China, Spain and the USA through small operational subsidiaries. The parent company has further banking and private banking interests in Switzerland through Banque Privée Espírito Santo, in France though Banque Espírito Santo et de la Vénétie and in Dubai through ES Bankers (Dubai).
The bank offers deposit products, including checking accounts, money market accounts, certificates of deposit and NOW accounts. The company’s credit and lending programs include residential mortgages, commercial loans, and export credit loans. The bank’s private banking services also handles indiviual wealth management.
Espírito Santo Bank offers some unusual South Florida CD rates and bank CD products. One such product is the bank’s dollar/Euro bank CD. The bank CD account holder can pick the currency for the bank CD. The CD offers competitive South Florida CD rates for maturities ranging from 9 months to 36 months. These bank CDs allow the account holder to obtain a competitive South Florida CD rate invested in Euros while keeping the same advantages and FDUIC protection when investing in dollars.
The current CD rates and CD terms available on this product include.
For CD rates in U.S dollars:
9 month CD rate of 2.27%
1 year CD rate of 2.37%
2 year CD rate of 2.42%
3 year CD rate of 2.27%
For CD rates in Euros:
9 month CD rate of 3.49%
1 year CD rate of 3.49%
These CD accounts require a minimum balance of $50,000.00. Bank rates are subject to change at the bank’s discretion. For current South Florida CD rates and more details about this bank product call the bank directly at 305-755-0404. The bank website which is located at www.esbf.com also holds account information, bank CD product information and Florida bank CD rates.
Royal Palm Bank of Florida is a full service community bank that has three locations in southwest Florida including Naples, Marco Island and South Fort Myers. The bank is relatively young, starting out in 2001. The bank offers financial products for personal banking, commercial banking as well as a variety of electronic banking services and competitively priced Florida CD rates.
The Royal Palm Bank of Florida personal banking services and financial banking solutions include personal checking accounts, interest checking accounts, senior checking accounts, money market accounts, savings accounts, certificates of deposit and more.
The bank’s automated telephone and Internet banking service allows customers to view accounts and checks, pay bills, transfer funds between accounts, and access other bank information easily and quickly.
The bank also offers a variety of lending programs for businesses and consumers. Lending services include; residential mortgage loans, construction loans, lot loans, home equity loans, car and boat loans and real estate based commercial and business loan programs.
Customers at Royal Palm Bank of Florida can earn fixed and secure returns on their investments with bank CDs. These bank CDs offer great Florida CD rates with excellent earnings potential under the umbrella of FDIC insurance. With a minimum opening deposit of $500.00, Royal Palm Bank is offering the following Florida CD bank rates and products:
A 7 to 89 days CD rate is 0.75%
A 90 to 179 days CD rate is 1.10%
A 180 to 364 days CD rate is 1.25%
A 12 through 17 months CD rate is 1.75%
A 18 through 23 months CD rate is 1.80%
A 24 through 35 months CD rate is 2.25%
A 36 through 47 months CD rate is 2.50%
A 48 through 59 months CD rate is 2.75%
A 60 months CD rate is 2.75%
Bank CD interest rates from the Royal Palm Bank of Florida are subject to change. Additional conditions may apply to open the bank CDs. For current south Florida CD rates, bank rates and account information contact the bank directly at 239-593-5522. CD rates as well other bank rates and account information can be found at the bank website, www.royalpalmbank.com.
In 2006, Royal Palm Bank became part of the Mercantile Bancorp group of community banks. Mercantile Bancorp, Inc. is a bank holding company based in Quincy, Illinois with majority owned subsidiaries in three banks in Illinois, three banks in Missouri and one bank in each of Kansas and Florida, where they conduct full-service commercial and consumer banking business, engage in mortgage banking, trust services and asset management, and provides other financial services and products. In addition, Mercantile Bancorp has minority investments in 10 community banks in Missouri, Georgia, Florida, North Carolina, Colorado, California and Tennessee.
EVB Bank is an independent, full-service community bank located in Tappahannock, VA. The bank provides a wide range of financial products and services for personal and business banking including competitive Virginia CD rates. The bank offers standard retail bank services and products such as checking accounts and savings accounts, money market accounts, CDs, IRAs, and online banking. The bank has 25 bank branch locations to serve customers in the Eastern Virginia area.
For investors and savers that are searching for the best CD rates in Virginia or alternatively looking for high-yield money market rates and savings accounts rates with an FDIC insured account, EVB Bank has many options to choose from.
With a minimum opening deposit of $1,000.00 EVB is currently providing the following bank CD terms and CD rates in Virginia:
A 90-364 day Virginia CD rate is 1.25% APY.
Nine month penalty free CD rate in Virginia is 1.25%
A one year CD rate is 1.50% APY.
A one year Virginia CD rate that is penalty free is at 1.35%.
A 13-23 month CD rate is 1.75% APY.
A two year CD rate is 1.75% APY.
A three year CD rate is 2.00% APY.
A four CD rate is 2.25% APY.
And a 5 year CD rate in Virginia is 2.50% APY.
Bank CD rates in Virginia are subject to change. Additional conditions may apply to open the bank CD accounts and obtain these VA CD rates. For current CD rates and account information contact the bank directly at (804) 443-4333. Bank rates, CD rates, account information and other disclosures can be found at the bank website, www.bankevb.com.
EVB Bank is headquartered in Tappahannock which is located in Essex County, Virginia. Essex County is in Virginia’s Middle Peninsula. The bank’s 25 retail bank branches that offer these high yield Virginia CD rates are located in several counties including; Caroline, Essex, Gloucester, Hanover, Henrico, King William, Lancaster, Middlesex, New Kent, Northumberland, Southampton, Surry and Sussex and the City of Colonial Heights. The parent company`s stock trades on the NASDAQ Global Market System under the symbol EVBS.
The Blanco National Bank was established in 1906. The bank is based in Blanco, Texas with additional bank branches in Fredericksburg, Spring Branch and Wimberley. Blanco National Bank is a community bank that has approximately $145 million in assets.
The Blanco National Bank offers personal and commercial banking services. The bank offers a full range of services to meet its customers banking needs including checking accounts, savings accounts, certificates of deposit, Individual Retirement Accounts, personal loans, mortgage loans and more.
Bank certificate of deposit accounts are some of the most popular investment accounts. The bank CDs offer a variety of fixed maturity periods with attractive CD rates in Texas.
Blanco National Bank Texas CD rates are available with a minimum balance of $1,000.00. Texas CD rates through Blanco National Bank for jumbo CDs are available with a minimum balance of $100,000.00.
For these Texas CD rates, the interest rate you earn is based on the length of time the funds remain on deposit in the bank CD. Current Texas CD rates and bank CD terms available from Blanco National Bank include:
30-90 day CD rate is 0.60%
91-181 day CD earns a rate of 0.80%
182-364 day CD has an interest rate of 1.25%
1 year CD rate is 1.60%
2 year CD has an interest rate of 1.70%
3 year CD earns a rate of 1.75%
4 year CD yields 1.80%
5 year CD rate is 2.05%
Blanco National Bank also offers Flex bank CDs. These bank CDs allow for unlimited deposits in amounts of $500.00. The bank is presently offering the following Texas CD rates and CD terms for this product.
6 month CD rate is 1.20%
1 year CD rate 1.45%
18 month CD yields 1.60%
With all bank products and bank accounts, fees could reduce earnings, penalties may be imposed with early withdrawal. Bank rates and CD rates in Texas are subject to change at the bank’s discretion prior to opening the account. For current CD rates and up to date rates on Texas CDs call a bank representative directly at 830-833-4538. Texas CD rates and additional bank and account information is also available on the bank website located at www.blanconationalbank.com.
Westbound Bank opened in January 2007 and is headquartered in Katy, TX. Westbound Bank is a locally owned and operated bank. Along with the main office in Katy which is West of Houston, the bank has branches in Bellaire and in Northwest Houston.
Westbound Bank’s banking products and customer service combine state-of-the-art electronic banking including ATMs with image reading technology, novel lending programs, high interest rates on a variety of savings products, and personal attention that comes with community banking. As a community bank, Westbound offers a broad range of banking products for both consumers and businesses whether they are large or small with personalized attention on all accounts.
An example of the attention to detail that comes from the community banking philosophy of Westbound Bank is that each customer is assigned a personal banker. The Westbound personal banker is established to assist both the business customer and consumer and stays in contact with the customer regarding bank programs that will be beneficial for their business and their personal finances.
Westbound Bank’s CDs offer high interest rate with terms from 30 days to 5 years. The bank CDs which have competitive Texas CD rates will not change for the term of the account. CD interest rates vary according to the term of the account.
The bank not only offers competitive CD rates in Texas but offers flexible interest payment options which includes check by mail, automatic deposit into a checking or savings account, or added it to the bank CD’s principal balance. The bank provides free online banking to view the bank CD account. The bank CDs have a $1,000 minimum to open.
Consumers served by Westbound Bank can lock in a high interest CD with these Texas CD rates from 30 days to 5 years.
30 day CD rate is 0.50%
60 day CD rate is also at 0.50%
90 day CD rate is 1.00%
180 day CD earns an interest rate of 1.08%
12 month CD rate is 1.60%
18 month CD has an interest rate of 1.71%
24 month CD rate is at 1.86%
30 month CD yields 2.12%
36 month CD rate is 2.22%
48 month CD earns a rate of 2.63%
60 month CD rate is 2.85%
Bank rates are applicable as of this date and may change at the bank’s discretion prior to opening the bank CD accounts. The bank CDs will automatically renew. For current CD rates and account information the bank can be reached at 713-554-7615. Bank rates and CD rates in Texas are also updated on the bank website which is located at www.westboundbank.com.
Savings Bank of Mendocino County is a California based bank. The bank was founded in 1903 and is based in Ukiah. The bank offers personal and commercial banking services in the region. California Saving Bank of Mendocino County has 9 bank branches through out California.
Since its inception in 1903, the Savings Bank has been serving the financial needs of Mendocino County residents with an abundance of consumer savings products including competitively priced California CD rates. Whether you want a checking or savings account or consumer loan products such as a personal loan or mortgage Savings Bank of Mendocino County may be able to help.
During difficult economic times the best CD rates can provide investors and savers with an investment they can count on. Savings Bank of Mendocino County offers California CD rates that offer that level of security and safety during these turbulent periods.
With a minimum opening balance of $2,500.00 Savings Bank of Mendocino County is currently offering the following California CD rates and products:
A 32 thru 91 day CD rate is 0.30% APY.
A 92 thru 182 day CD rate is 0.40% APY.
And a 183 thru 364 day CD rate is 0.85% APY.
With a minimum opening balance of $500.00 Savings Bank of Mendocino County is currently offering the following longer term California CD rates:
A 12 to 24 month CD rate is 0.95% APY.
A 24 to 36 month CD rate is 1.36% APY.
A 36 to 60 month CD rate is 1.61% APY.
And a 60 month maximum CD rate is 1.86% APY.
With a higher minimum opening balance of $10,000.00 Savings Bank of Mendocino County is now offering the following CD rates in California:
A 32 thru 91 day CD rate is 0.55% APY.
A 92 thru 182 day CD rate is 0.65% APY.
A 183 thru 364 day CD rate is 1.10% APY.
A 12 to 24 month CD rate is 1.21% APY.
A 24 to 36 month CD rate is 1.61% APY.
A 36 to 60 month CD rate is 1.86% APY.
And a 60 month maximum CD rate is 2.12% APY.
The CD rate annual percentage yield assumes interest remains on deposit until maturity, a withdrawal will reduce earnings. The daily balance on the bank CD accounts is the amount of principal in the account each day.
CA CD rates are fixed for the term of CDs or IRAs. Bank CD rates are subject to change prior to opening the CD account. Additional conditions may apply on these accounts. For current CD rates, bank rates and account information contact the bank directly at 707- 462-6613. California CD rates, account information and other disclosures can be found at the bank website, www.savingsbank.com.
First Niagara was founded as a community bank more than 139 years ago in Lockport, N.Y. First Niagara Bank is a community oriented bank providing financial services to individuals, families and businesses. The bank provides personal and commercial banking, investment, and insurance products to customers in New York.
First Niagara Bank is active in 21 counties, with a workforce of 2,000 and 113 branches that span across New York State. In the last five years the bank has tripled in size, adding new markets, services and sources of income.
The company offers a variety of savings and investment services primarily through their banking centers and its subsidiaries in New York. The bank also serves customers through telephone and online banking. Consumer services cover everything from borrowing and saving money to managing your finances more easily and conveniently to achieving long-term goals.
New York residents can obtain a great NY CD rate and get more out of their money with a First Niagara CD. The bank CDs allow investors and savers to lock in a competitive, guaranteed interest rate for any term available from the bank and backed by the protection of FDIC insurance. Bank CD terms can be chosen that meet your needs, from 7 days to 10 years. Bank CD interest earned on the account can be withdrawn at any time or simply kept in the bank CD account.
A First Niagara bank CD can be used to fund an Individual Retirement Account (IRA). With the bank’s 18 month IRA CD, bank CD account holders can make additional deposits at any time to help investors reach retirement savings goal even quicker.
With a minimum opening deposit of $500.00 First Niagara Bank is currently offering the following promotional relationship CD rates in New York and CD products:
An eleven month CD rate in New York is 0.80% APY.
And a twenty-five month CD rate in New York is 1.70% APY.
The bank’s promotional relationship New York CDs and CD rates are available to individual and business customers with a $500,000 maximum deposit that have an active checking account.
For additional CD rates in New York, with a minimum opening balance of $5,000.00 First Niagara Bank is also currently offering a thirty month eCD. This 30 month CD has an interest rate of 1.70% APY. Bank customers can open an eCD online and receive this CD rate any time from the convenience of their home computer.
Bank interest rates and NY CD rates offered by the bank are subject to change. Additional bank CD account conditions may apply. For current CD rates and account information contact the bank directly at 800-421-0004. Bank rates, CD rates, account information and other disclosures can be found at the bank website, www.fnfg.com.
Investar Bank is a full service community bank headquartered in Baton Rouge, Louisiana. Investar Bank was founded in 2006. The bank offers a full array of banking products and services for individuals, professionals and small and medium-sized businesses.
Investar Bank products and services includes personal and commercial banking services for mortgages, construction loans, home equity loans, auto loans, boat loans and overdraft lines of credit. The bank also offers personal and business online banking, automatic loan payment, depository and money order transferring as well as certificates of deposit, checking accounts, money market accounts and savings accounts.
Investar Bank is a locally owned financial institution. The bank competes on the basis of quality and variety of its services and products and being locally owned and controlled allows the bank to serve customers more efficiently and effectively.
Our promotional reviews rarely provide insight into a banks operation; these reviews are here to provide general CD rate information and bank data. However, in contacting Investar Bank to review their savings rates and CD rates, a representative of the bank quickly responded to two early morning email requests from our firm for information on various products. That sounds simple enough, but our staff could go on and on about how many banks they email using the banks contact information and either never receive a reply, receive replies hours and days after the request and our favorite – wait several hours then send an email to call the bank. Why email if we wanted to call. So, A+ for customer service at Investar Bank and thumbs down to all the banks that don’t respond to email information requests.
Special Friday note – Investar Bank is reviewed by a large competitor regarding the high rate savings account the bank offers. The bank does have one of the best savings account rates available, but the account is not available to out of state residents and this is not clarified or discussed in this national money publication. As publisher, it gives me great pleasure to know our rates and data are simply the best in the marketplace and we provide this data with a small staff that obtains data on much more than just savings and CD rates.
Investar Bank offers competitive rates on a number of savings vehicles including some of the best certificates of deposit rates and individual retirement accounts in the region. The bank CDs require a $1,000 minimum deposit to open the account. The bank CDs pay accrued interest monthly. All bank CDs have a penalty for early withdrawal. The bank certificates of deposits are offered in terms of 1 month, 2 months, 3 months, 6 months, 9 months, 12 months, 18 months, 24 months, 30 months, 36 months and 60 months. The bank also offers IRA certificates of deposits that have terms of 12 months, 24 months, 36 months and 60 months.
Current bank CD rates offered include:
6 month CD rate of 1.45%
1 year CD rate of 2.05%
18 month CD rate of 2.30%
2 year CD rate of 2.55%
In addition, the bank has a promotional 3 year CD at 2.55% that requires a $5,000.00 minimum deposit that allows the CD account holder to raise the CD rate twice during the term. During the original term the account holder may adjust the CD rate two times to Investar Bank’s current rate for the same term as the existing CD.
The bank’s savings account starts at 1.75% for balances between 0 and $2,500.00. The savings account rate goes up to 1.89% for balances between $2,500.00 and $25,000.00. The savings account rate increases again to 1.94% for balances in excess of $25,000.00. The minimum deposit for the savings account is $200.00, the Annual Percentage Yield is effective 08/04/09 and subject to change.
Bank CD rates and savings rates subject to change at the bank’s discretion. Bank rates are current as of this publication. For current CD rates, savings rates and other bank rates at Investar Bank, call the bank directly at 225-757-7117. Bank rates, CD rates and additional account information are also provided on the bank web site which can be found at www.investarbank.com.
NOVA Bank operates as a Pennsylvania state-chartered savings bank. The bank provides a wide range of financial products and services to the greater Philadelphia region. The bank has a full-array of financial products and services to the communities in which it operates in, as well as, providing services to business in addition to financial planning and wealth management services. NOVA Bank has operated as a community banking institution for more than 120 years.
The bank offers checking and savings accounts, money market accounts, certificates of deposit as well as residential and consumer loans, online banking and special services like overdraft protection and direct deposit.
For those investors and consumers that want fixed interest rates on their funds, NOVA Bank has a healthy selection of CD terms with aggressive CD rates in Pennsylvania. The bank has competitive Pennsylvania CD rates available for as short as 3 months and up to 5 years.
Current PA CD rates offered by the bank include:
3 month CD earns a rate of 1.00%
6 month CD rate is 1.10%
9 month CD has an interest rate of 1.50%
1 year CD rate is 2.00%
18 month CD yields 2.05%
2 year CD rate is 2.15%
3 year CD has an interest rate of 2.30%
4 year CD earns a rate of 2.60%
5 year CD rate is 2.90%
For those consumers and investors that want the combined value of deposits in a savings account, high interest rates with limited check writing capabilities, NOVA Bank offers a money market account with high yield.
Current money market rates include the following balance levels and interest rates:
Under $10,000 balance interest rate is .75%
Money market balances between $10,000 – $24,999 has an interest rate of 1.00%
Balances of $25,000 – $49,999 yields 1.15%
Balances between $50,000 – $99,999 have a rate of 1.20%
Money market rate for balances that reach $100,000 – $249,999 is 1.50%
Bank rates are subject to change at any time. Minimum balance to open and obtain the stated CD rates and APY is $500.00. Fees could reduce earnings on bank CDs. There is a substantial penalty for early withdrawal from the bank CDs. For current CD rates in Pennsylvania from NOVA Bank call the bank directly at 877.482.2650. CD rates, money market rates and additional bank account information is also available at the NOVA Bank web site which is located at www.novabank.com.
StellarOne Bank is one of the largest independent, commercial banks headquartered in the state of Virginia. StellarOne Bank is a traditional community bank, offering a full range of business and consumer banking services, including trust and wealth management services and competitive Virginia CD rates. The bank operates 60 full service bank branch locations, one loan production office, and 80 no fee ATMs serving the New River Valley, Roanoke Valley, Shenandoah Valley, and Central and North Central Virginia.
The bank has more than $3 billion in assets and offers personal, business, and commercial banking services including checking, savings, bank CDs and money market accounts along with wealth management services. The bank’s lending activities include commercial and business financing and consumer home, auto, home equity, unsecured, personal loans and credit card services. The bank also offers Internet banking access for banking services, and online bill payment for both consumers and commercial customers
StellarOne offers competitive interest rates on all of their checking, savings, CD and money market accounts. The bank has flexible terms to choose from, and will help schedule your maturities to balance potential market interest rate changes and have cash available when you need it.
StellarOne Bank is currently offering the following Virginia CD rates and bank CD products.
The bank has two promotional CD rate programs that require a checking account relatioship with StellarOne. The first promotional Virginia CD rate is for a 7 month CD with a $5,000.00 minimum deposit that has yields a rate of 1.75%. The second promotional Virginia CD rate is on a 17 month CD that has a minimum deposit of $5,000.00 and yields 2.05%.
Standard Virginia CD rates and bank CD terms include:
91 Day No Penalty CD with a rate of 0.50% and a minimum $1,000.00 deposit.
The following Virginia CD rates and bank CD terms require a $500.00 minimum deposit.
2 year Penalty Free CD with an interest rate of 0.75%
1 – 5 month CD rate of 0.50%
6 – 11 month CD rate 0.75%
12 – 23 month CD rate 1.00%
24 – 35 month CD rate 1.25%
36 – 59 month CD rate 1.50%
5 year CD rate of 1.75%
Bank CD rates are subject to change and may require additional conditions. To obtain current Virginia CD rates or for more information about any of their bank accounts call the bank at 888.785.5271. Current CD rates and account information are also available online at the bank website located at www.stellarone.com.
Far East National Bank is a federally chartered bank that provides personal and business banking services. The bank offers checking accounts, savings accounts, and certificate of deposit accounts, as well as mortgage, home equity, and credit loans for individuals. The bank was founded in 1974 and is based in Los Angeles, California.
Far East National Bank was the first federally chartered Asian American bank in the United States. Far East National Bank has over 300 employees and total assets exceeding $2.05 billion. Corporate and individual banking services are provided through a total of 13 bank branches in Los Angeles, Orange County, San Francisco, and Oakland, along with an overseas Beijing Representative Office, and a branch in Ho Chi Minh City, Vietnam.
The bank became a wholly-owned subsidiary of Taiwan’s Bank SinoPac in 1997. SinoPac Holdings has total assets of approximately $34 billion, serving more than 2.5 million customers throughout Asia and North America from over 220 service locations. Through SinoPac Holdings’ financial network in the Pacific Rim, Far East National Bank provides its customers with a financial service platform to help integrate their personal and business interests in the United States, Taiwan, China, Hong Kong, Macau, and Vietnam.
Throughout the entire SinoPac financial services umbrella, the bank provides a wide array of financial services, which encompass commercial real estate lending, corporate banking, investments, treasury and foreign exchange, small business loans, mortgages, and other consumer businesses.
Certificate of deposits offered by the bank provide a savings vehicle that features fixed rates and terms. The bank CDs can be valuable savings vehicles with flexible CA CD rates and terms that can be based on an individual’s goal.
Far East National Bank offers a plethora of bank CD terms and CA CD rates to choose from. Current CD rates in California that require an initial $1000.00 deposit include the following:
15 day CD rate is 0.20%
30 day CD has an interest rate of 0.35%
60 day CD earns a rate of 0.60%
90 day CD rate is 1.20%
180 day CD yields a rate of 1.35%
1 year CD rate is 1.53%
18 month CD has an interest rate of 1.80%
2 year CD rate is 2.00%
3 year CD earns a rate of 2.40%
4 year CD has a rate of 2.50%
5 year CD rate is also set at 2.50%
The bank also offers a special bank CD that is a flexible CD that allows an interest rate bump, additional deposits, and a one-time withdrawal without penalty. This bank CD has a one year term, requires a $10,000.00 minimum deposit and has a CD rate of 1.20%.
Annual percentage yields (APYs) on CA CD rates are effective of today’s date and are subject to change at any time without notice by the bank. Check with a local Far East National Bank branch for the most current available CA CD rates or call 866-336-2872. For additional terms and conditions that apply to a bank CD account and the bank CD rates, refer to the bank’s deposit agreement and fee schedule for that account. California CD rates and other bank account product information is also available on the bank website located at www.fareastnationalbank.com.
Bank of Utica was founded in 1927 and is based in Utica, New York and is a locally owned and operated commercial bank. Bank of Utica has been serving the Mohawk Valley for over 80 years with great New York CD rates, consumer products and personal service. The bank offers both personal and commercial banking services in the region.
Bank of Utica offers a variety of products and services designed to meet everyday personal banking needs. The bank has several deposit account, personal loan options, mortgages or home equity loans intended to meet a variety of needs. For consumers living in the region that are looking for an short term and long term investments, they can put their hard earned money to work with one of Bank of Utica’s deposit accounts with rates considerably higher than other banks in the area.
Bank of Utica offers a number high yielding New York CD rates for investors and savers residing in the bank’s market area. NY CD rates and products include the following:
1 month up to 3 month CD rate is 0.50% with a minimum $10,000.00 investment.
3 months up to 6 month CD rate is at 0.75% with a minimum $5,000.00 investment.
6 months up to 1 year CD rate is 1.00% with a minimum $2,500.00 investment.
With a low minimum investment of $500.00,the bank is offering the following NY CD rates:
1 year up to 2 year CD rate yields 1.50%.
2 years up to 3 year CD interest rate is 1.75%.
3 years up to 4 year CD has an interest rate of 2.00%.
4 years up to 5 year CD rate is 2.35%.
5 year CD rate is 2.75%.
The bank CD rates in New York are based on the certificates of deposit or CD contract that requires the investor keep a specified amount of money on deposit at the bank for a specified period of time. Bank of Utica usually offers top interest rates on its bank CD’s, but it is expected that the account holder keep the bank CD until its maturity. If there is an early withdrawal of principal, including partial withdrawals, made there are penalties based on the remaining term of the bank CD as follows:
One year bank CD term or less the early withdrawal penalty to be paid is three months interest. Over one year through two year bank CD term the penalty is six months interest. Over two years through three years bank CDs have a penalty of nine months interest. Over three years through four years bank CDs penalty is twelve months interest. Over four years through five years bank CDs have an early withdrawal penalty of fifteen months interest.
If there is not sufficient interest accrued on the bank CD out of which to pay the early withdrawal penalty, the difference would be taken out of the principal of the bank CD account.
Bank CD rates in New York are subject to change at anytime prior to opening the account. For current bank rates and NY CD rates or for more information about any of the products or services Bank of Utica offers contact a local Bank of Utica representative at 800-442-1028. CD rates in New York offered by the bank as well as other bank rates are also available at www.bankofutica.com.
Bank of the James opened its doors in 1999 and was organized under the laws of the Commonwealth of Virginia to engage in retail and commercial banking business. Bank of the James is a locally owned community bank and serves individuals, small and medium sized businesses and professionals in central Virginia. The Bank’s services include personal, business and online banking, loans, investments as well as CD rates in Virginia. Bank of the James is a wholly owned subsidiary of Bank of the James Financial Group, Inc.
The bank currently operates nine full service locations as well as mortgage origination offices in Forest and Moneta, Virginia. BOTJ Investment Group, Inc., also a wholly owned subsidiary of Bank of the James Financial Group, Inc. operates one investment services office within the Bank’s Church Street office. Bank of the James also offers insurance services and products through its wholly owned subsidiary, BOTJ Insurance, Inc.
Bank of the James offers a variety of consumer savings and lending products including great VA CD rates. The bank has products to meet the needs of individuals that may be looking for their first savings account, borrowing for home improvement, or investing for retirement or a child’s education.
The bank is offering the following VA CD rates and certificate of deposit products in Virginia with a minimum investment of $500.00.
3 month CD rate is at 0.75%
6 month CD rate is 1.25%
9 month CD has a rate of 1.50%
1 year CD rate is 1.75%
15 month CD has an interest rate of 1.75%
2 year CD rate is 2.00%
30 month CD earns a rate of 2.05%
3 year CD yields a rate of 2.10%
4 year CD has an interest rate of 2.10%
5 year CD rate is 3.25%
The bank also offers VA CD rates on a some special CD products including a one year CD with no penalty that has an initial minimum investment of $1,000.00 and yields 1.50% as well as an 18 month one time bump up CD with an interest rate of 2.00%.
The VA CD rates and product information printed is intended to represent the products and bank rates at the time of printing. The bank’s rules and regulations and interest and fee schedules currently in effect take precedence over any information herein.
The CD interest rates and annual percentage yields may change before account opening. Virginia CD rates and annual percentage yields are current as of July 28, 2009. For current Virginia CD rate information call the bank directly at 434-846-2000. Bank rates and current CD rates are also available on the bank website located at www.bankofthejames.com.
1st Colonial National Bank is a full service bank that provides commercial and consumer financial services to businesses and individuals within southern New Jersey and surrounding areas. The bank’s main office is located in Collingswood, New Jersey. 1st Colonial National Bank offers a variety of core consumer products.
1st Colonial National Bank deposit services include business and individual demand and time deposit accounts, NOW accounts, money market accounts, individual retirement accounts, and holiday accounts. The bank also offers competitive loan rates and personal attention to your needs. Loan products include home equity loans, home equity lines of credit, car loans and personal loans.
1st Colonial National Bank offer statement savings and certificate of deposit accounts so for those customers searching for high yield bank accounts. The bank also offers NOW checking accounts and money market accounts for consumers searching for high rates of return that want easy access to their funds so you can write checks while they earn interest on their money. For retirement accounts, the bank has competitive rates on IRA certificates of deposit so you can grow your retirement nest egg.
1st Colonial National Bank has great bank CD rates NJ on all of their bank CD terms. Current bank CD rates NJ and terms include the following:
7-90 day CD rate is 1.51%
6 month CD earns a rate of 2.01%
One year CD rate is 2.00%
18 month CD has an interest rate of 2.00%
Two year CD rate is 2.00%
30 month bank CD rate NJ is 2.00%
Three year CD yields a rate of 2.00%
Four year bank CD rate NJ is also 2.00%
Bank CD rates are subject at the bank’s discretion prior to opening the account. For timely bank CD rates NJ contact the bank directly at 856-858-1100. Bank rates, bank CD rates along with other account information are also available online at the banks website, www.1stcolonial.com.
Home Bank of California is a California bank headquartered in San Diego. Home Bank was first established as a California state chartered thrift in 1981. The bank has since changed status and has become FDIC insured in 1985 and is chartered as a Federal Reserve non-member bank. Home Bank of California has two bank branches, the main office in San Diego and an additional branch in Oceanside.
Home Bank of California offers a number of savings options, investment opportunities and financial services. Savings options include statement savings accounts that have a low minimum balance and competitive rates. The bank has a Super Money Fund Accounts that also offers great variable rates. The bank also offers several checking account options to meet a range of financial needs.
Home Bank of California offers a large selection of certificates of deposits with competitive CA CD rates. Bank customers can choose from 1-2 months, 3-5 months, all the way up to 5 year terms on the bank CDs.
Home Bank of California has the following bank CD terms and CA CD rates available at this time. The CA CD rates are based on a minimum deposit of $2,500.00.
3-5 month CD rate is 1.36%
6-8 month CD earns a rate of 1.41%
9-11 month CD has an interest rate of 1.46%
12-17 month CD rate is also at 1.46%
18-23 month CD yields a rate of 1.51%
24-35 month CD rate is 2.02%
36-47 month CD has an interest rate of 2.33%
48-59 month earns a rate of 2.53%
5 year CD rate is 2.99%
Higher CA CD rates are available for deposits above $10,000.00. Certificate of deposit interest is compounded daily and paid monthly. CA CD rates subject to change without notice prior to opening the bank CD account. There may be a substantial penalty for early withdrawal from the bank CDs. For current bank rates and CA CD rates from Home Bank of California call a bank representative directly at 858-270-5881. Bank rates, CD rates and current CA CD rates are also available on the bank website located at www.homebankofcalifornia.com.
First Mountain Bank is a full service community bank serving the communities of San Bernardino County, California. First Mountain Bank provides its customers with a range of products and services, including real estate construction financing, commercial real estate and home loans, consumer loans, and business lines of credit, along with checking and savings products.
The bank has four bank branch offices serving the Big Bear and high desert areas of
Southern California. It has two offices in Big Bear Lake; and one office each in Running Springs and Lucerne Valley. The company was founded in 1981 and is headquartered in Big Bear Lake, California. First Mountain Bank is a subsidiary of First Mountain Bancorp.
First Mountain Bank has a broad array of savings options including completive CA CD rates. Savings programs with First Mountain Bank include; regular savings accounts, premium savings accounts, and money market accounts that are available to individuals and businesses. Each of these accounts allows the account holder the ability to earn a competitive interest rate while maintaining access to your funds.
For those consumers searching for higher rates and CA CD rates the bank offers high yielding certificates of deposit. Earn a guaranteed rate of return with a certificate of deposit. Any of the bank’s certificates of deposit may be opened as a retirement account as well. Bank CD maturities or terms range from 3-60 months. The minimum opening deposit for the bank CDs is $1,000. The interest earned on these bank CDs are based on a fixed interest rate for the term of the CD. CD interest earned is compounded and credited monthly.
CD terms and CA CD rates available from First Mountain Bank include:
3 month CD interest rate is 0.85%
6 month CD rate is 1.25%
7 month CD earns a rate of 1.01% this bank CD account requires a $25,000 deposit
9 month CD rate is 1.15%
11 month CD has an interest rate of 1.65%
1 year CD rate is 1.65%
18 month CD yields a rate of 1.50%
2 year CD rate is 1.50%
3 year CD earns a rate of 1.50%
4 year CD has a rate of 1.50%
5 year CD rate is 1.50%
Offered CA CD rates are subject to change without notice. For current bank rates including CD rates available in California call a bank representative at 909-866-5861. Current CD rates and account information is also available on the bank website, the bank web address is www.firstmountainbank.com.
Chesapeake Bank of Maryland is based in Baltimore, Maryland and has been serving this market area since 1911. Chesapeake Bank of Maryland has bank branch offices located in Parkville, Patterson Park, Arbutus, Pasadena and Bel Air.
Chesapeake Bank of Maryland has historically conducted traditional banking operations as a community bank accepting deposits from the local community and investing the deposits primarily in real estate loans. The bank offers competitive checking and savings products as well as a variety of financing opportunities including consumer, mortgage and business loans.
Chesapeake Bank of Maryland’s investment and savings options cover consumer’s needs for both short term goals and long term plans. Chesapeake Bank of Maryland’s savings options includes savings accounts, money market accounts and certificates of deposit. The banks certificates of deposit require an opening balance of $1000 to open the account and obtain the posted CD rates Maryland. Bank CD terms run from 3 months up to 5 years.
For those savers looking for great CD rates Maryland and maximum flexibility with a fixed rate guarantee, the bank has an option available. Chesapeake Bank of Maryland offers a product called a FREE and EASY CD. The FREE and EASY CD requires a minimum balance of only $5000. The bank guarantees the CD rate of interest for 12 months, and the bank CD account holder can withdraw from their account at any time without penalty.
Current CD rates Maryland from Chesapeake Bank of Maryland include the following terms and CD rates:
6 month CD rate is 1.00%
One year CD rate is 1.40%
18 month CD earns a rate of 1.65%
Two year CD rate is 1.75%
Three year CD yields a rate of 2.00%
Four year CD has an interest rate of 2.25%
Five year CD rate is 2.50%
Bank rates and CD rates are subject to change at the bank’s discretion. For current CD rates Maryland from Chesapeake Bank of Maryland a bank representative can be reached at 410-66-1141. CD rates Maryland and other bank rates are also available on the bank website at www.chesapeakebank.com.
Carver Federal Savings Bank is a federally chartered savings bank that offers consumer and business banking products and services in New York. The bank is headquartered in Harlem, and operates nine full-service bank branches in the New York City boroughs of Brooklyn, Manhattan and Queens.
Carver Bank is the largest African-American operated bank in the United States. The bank remains dedicated to expanding wealth enhancing opportunities in the communities it serves by increasing access to capital and financial advice for consumers, businesses and non-profit organizations, including faith-based institutions.
Carver Federal engages in a wide range of consumer and commercial banking services. Carver Federal provides deposit products including demand, savings accounts and certificates of deposit for consumers, businesses, and governmental and quasi-governmental agencies in its local market area within New York City. In addition to deposit products, Carver Federal offers a number of other consumer and commercial banking products and services, including debit cards, online banking including online bill pay, and telephone banking.
Along with great CD rates New York, Carver Federal Savings Bank offers several savings options. The bank offers a variety of savings options with competitive rates including accounts with variable interest rates that are accessible daily and offer the security of FDIC insurance.
The bank’s money market accounts pay competitive interest while providing access to your funds anytime. For investors that maintain higher balances, you receive a higher premium interest rate, comparable to many bank CD rates , with the convenience of a checking account.
For consumers who don’t need immediate access to their money, and want it to grow at a guaranteed interest rate, choose a term ranging from three months to five years for a certificate of deposit. Regardless of the term chosen, CD rates New York with Carver Federal Savings bank are all competitively priced.
Current CD rates New York with Carver Federal include the following:
91 day CD ( for new money only) has an interest rate of 0.50%
182 day CD rate is 1.00%
12 month CD rate is 1.25%
18 month CD has an interest rate of 1.50%
24 month CD rate is 2.00%
30 month CD earns a rate of 2.25%
36 month CD rate is 2.50%
48 month CD yields a rate of 2.50%
5 year CD rate is 2.50%
CD rates New York for jumbo amounts ( over $100,000 ) is available as well. To obtain jumbo CD rates New York contact the bank directly.
Bank CD rates are subject to change prior to opening the account. For certificates of deposit and CD rates New York a penalty may be applied for withdrawals prior to the maturity date. For further bank rates, CD rates and account details, contact a customer service representative at your nearest Carver Federal Savings Bank branch, call (718) 230-2900. Bank rates and current CD rates New York are available on the bank website located at www.carverbank.com.
Chesapeake Bank was founded in 1900. The bank provides innovative, personal service to individuals and businesses in Virginia, serving a market in the eastern region of the State between the Potomac and James Rivers. The Bank is a Virginia State-Chartered Bank and also is a Federal Reserve and FDIC member bank.
Chesapeake Bank operates eleven bank branches in the Northern Neck and Middle Peninsula: Kilmarnock, Lively and Irvington on the Northern Neck; Mathews, Hayes and Gloucester on the Middle Peninsula; and four branches in Williamsburg.
For those consumers looking for either short savings or long term savings options including CD rates Virginia , Chesapeake Bank has a variety of investment alternatives that may be right for you. The bank certificates of deposit require an opening balance of $1000. Bank CD terms ranging from 30 days up to 5 years are available.
Current Virginia CD rates and terms available from Chesapeake Bank include the following:
30 day CD rate .55%
90 day CD rate 1.15%
182 day CD rate 1.30%
1 year CD rate 1.55%
13 month CD rate 1.70%
18 month CD rate 1.65%
19 month CD rate 2.00%
2 year CD rate 1.75%
3 year CD rate 1.85%
5 year CD rate 2.85%
Bank CD rates subject to change without notice. For timely bank rate and CD rate information contact the bank directly at 804-435-1181. Current CD rates and other bank rates are available on the bank website located at www.chesbank.com.
Liberty Bell Bank is a New Jersey state chartered commercial bank which was incorporated in 2002 and commenced operations in August 2003. The bank serves businesses and individuals and provides competitive bank CD rates in NJ from three branches in Cherry Hill, Evesham, and Moorestown, New Jersey.
Liberty Bell Bank offers traditional retail deposit products including checking, savings, and money market accounts, as well as certificates of deposit. The company’s lending activities mainly consist of commercial mortgages and one- to four-family residential mortgages and business loans.
In a recent press release the Chairman of the Board for the bank stated Bill Dunkelberg stated, “We continue to have reasonable loan demand and opportunities to approve good quality loans that are supported by corresponding growth in our core branch deposits. As compared to many, we are fortunate to date to have not experienced material loan problems.” he also added, “The banking industry, especially the large regional and money center banks continue to struggle with loan difficulties, but like most community banks, our general risk profile has generally kept our loan issues comparatively low.”
Liberty Bell Bank certificates of deposit have a $500 minimum balance to earn the NJ CD rates posted. These bank CDs have competitive interest rates with terms from six months to five years.
This rate chart contains the current information about the bank CD rates in NJ and annual percentage yields for some of the accounts that Liberty Bell Bank offers.
5 year CD rate is at 2.53%
4 year CD rate is 2.53%
42 month CD interest rate is 2.38%
3 year CD rate is also 2.38%
30 month CD rate is 2.33%
2 year CD rate is 2.28%
21 month CD earns a rate of 2.17%
18 month CD rate stands at 2.17%
13 month CD interest rate is 2.02%
One year CD rate is 2.02%
9 month CD rate is 1.77%
6 month CD rate is also at 1.77%
Bank CD rates subject to change without notice. Penalty for early withdrawal from bank CD accounts. For current NJ CD rates and account information a bank representative can be reached at 856-489-8401. More bank rates and CD rates NJ can be found on the bank website located at www.libertybellbank.com.
Peapack-Gladstone Bank is based in Gladstone, New Jersey and provides individual and business banking services in the region. Peapack-Gladstone Bank is a $1.4 billion asset, wholly owned community bank that offers a full range of banking products and services through 23 full-service branches, an online branch and a Trust division, PGB Trust & Investments.
Peapack-Gladstone Bank offers traditional personal banking as well as commercial lending and business products for large corporations and small businesses alike and has been providing banking services since 1921.
Peapack-Gladstone Bank offers some of the best personal checking, savings products, CD rates in New Jersey and support services. The bank has a variety of certificates of deposit for consumers who want to manage their money when they are able to set aside funds for a period of time. The bank has several terms to choose, from 7 days to 5 years with great CD rates in NJ.
Current NJ CD rates and terms with a low minimum $500.00 deposit include the following:
91 day CD rate of 0.75%
182 day CD rate is 1.00%
11 month CD interest rate is 1.20%
1 year CD rate is 1.25%
14 month CD has an interest rate of 1.30%
18 Month CD earns a rate of 1.40%
2 year CD rate is 1.75%
60 month CD rate is 3.30%
The bank also offers an 18 month BUMP UP CD with an interest rate of 1.20%
The Bump Up CD allows the account holder one rate increase during the term, the bank CD holder has the one-time option of bumping up the CD rate – without extending the term.
Bank CD APYs are subject to change without notice. A penalty may be imposed on the bank CDs for early withdrawal. For current CD rates and account information a bank representative can be reached at 908-234-0700. Bank rates and CD rates for NJ are also posted on the bank website at www.pgbank.com.
Borrego Springs Bank is a full service commercial bank headquartered in Borrego Springs, California. The bank is a minority owned federally chartered, financial institution. Borrego Springs Bank is the first Native American-owned bank in California.
In addition to traditional banking services, Borrego Springs Bank also features banking products specifically designed to meet the needs of Native American tribes. Borrego Springs Bank traditional deposit services comprise certificates of deposit, checking accounts, direct deposit, NOW accounts, money market accounts, savings accounts, and more.
Borrego Springs Bank certificates of deposit are ideal investment vehicles for individuals saving for retirement, that special vacation or any other savings objective. The bank certificates of deposit offerings can meet a variety of needs with an assortment of CD rates in California and terms. Interest on the bank CDs can be credited to another account or credited back to the certificate account monthly, quarterly or at maturity.
Borrego Springs Bank is offering the following CA CD rates and CD terms for bank CD account balances of $2,500.00 to $9,999.00.
30 to 179 day CD rates is 0.50%
180 to 364 day CD interest rate is 1.00%
12 months to 17 months CD rate 1.25%
18 months to 23 months CD rate is also set at 1.25%
24 months to 29 months CD rate is 1.45%
30 months to 36 months CD interest rate is 1.40%
37 months to 60 months rate is 2.00%
The bank is also offering the following CA CD rates and CD terms for bank CD account balances of $10,000.00 to $99,999.00.
30 to 179 day CD rates is 0.55%
180 to 364 day CD interest rate is 1.05%
12 months to 17 months CD rate 1.30%
18 months to 23 months CD rate is also set at 1.30%
24 months to 29 months CD rate is 1.50%
30 months to 36 months CD interest rate is 1.45%
37 months to 60 months rate is 2.05%
Bank CA CD rates current as of July 13, 2009, the bank CD Annual Percentage Yield (APY) and interest rates may change at any time. Bank CD APY’s are the total amount of interest paid on an account based upon interest rate and compounding method for a 365 day period calculated per Federal Regulation DD. For current CD rates and bank rate information contact a Borrego Springs Bank representative at 760-767-5414. Bank rates and CD rates in California are also posted on the bank website located at www.borregospringsbank.com.
Greenville National Bank is a locally owned Greenville, Ohio bank which was organized in 1934. The bank has eight bank branch locations all located in Darke County, Ohio. Greenville National Bank offers several savings options to meet savers specific needs including statement savings accounts, money market accounts and certificates of deposits.
The term of maturity on the bank CDs can range from seven days to seventy-eight months. The CD interest earned on the accounts can be paid monthly, quarterly, semi-annually, annually, at maturity of the certificate by check, compounded to face, or deposited into another bank account.
Greenville National Bank offers a range of CD terms and Ohio CD rates. Current CD rates and term offered by Greenville National Bank include the following:
7 – 89 day CD rate is 0.25%
90 day CD rate is 0.80%
91 – 364 day CD rate is 0.95%
5 month CD rate is 0.95%
8 month CD rate is 1.10%
9 month CD rate is 1.10%
11 month CD rate is 1.25%
1 year CD rate is 1.25%
16 month CD rate is 2.20%
18 month CD rate is 1.45%
21 month CD rate is 1.75%
2 year CD rate is 2.00%
30 month CD rate is 2.15%
33 month CD rate is 2.15%
3 year CD rate is 2.25%
4 year CD rate is 3.05%
5 year CD rate is 2.50%
78 month CD rate is 2.50%
Bank CD rates are subject to change prior to opening the account. For timely CD rates and bank CD account information a bank representative can be reached directly at 937-548-1114. Greenville National Bank bank rates including CD rates are also posted on the bank website which is located at www.greenvillenationalbank.com.
Sugar River Bank is headquartered in Newport, NH. The bank has been in business for over 100 years, opening its doors in 1895. The bank has four additional bank branches in Grantham, New London, Sunapee and Warner. Sugar River Bank provides consumers a number of transaction account options, deposit options and loan options all with very competitive interest rates.
As part of the savings options available at the bank, Sugar River Bank has a variety of certificate of deposit investment choices to meet investors and individual savings needs. Investors can select certificate of deposit terms from six months to five years. These CDs have competitive CD rates and low minimum balance requirements.
CD interest is not compounded on the bank CDs less than 1 year in term. Over 1 year term bank CDs have interest compounded monthly. Monthly interest earned on the bank CDs may be transferred to any statement account at the bank. Interest earned on the bank CDs is available by check on CD’s with balances in excess of $10,000.00.
Sugar River Bank is currently promoting the following CD rates and CD terms with minimum deposits of $500.00:
6 month CD rate is 1.21%
1 year CD rate is 1.70%
2 year CD rate is 2.15%
3 year CD interest rate is 2.89%
4 year CD has an interest rate of 3.05%
5 year CD rate is 3.30%
30 month CD rate special of 2.15%
30 month CD rate on balances of $15,000.00 or greater is 2.15%
The bank also offers a range of certificates of deposits for retirement accounts. CD rates and CD terms for retirement accounts include the following:
18 month variable CD with a minimum deposit of $10.00 and a CD rate of 1.05%
1 year CD with a minimum deposit of $100.00 has a CD rate of 1.74%
2 year CD with an interest rate of 2.21% with a $500 minimum deposit
3 year CD yields 3.05% with a $500 minimum deposit
4 year CD rate of 3.05% with a $500 minimum deposit
5 year CD rate is 3.30% with a $500 minimum deposit
Bank rates are subject to change prior to opening the CD account. For current CD rates and bank account information contact the bank directly at 800-562-3145. Additional bank rates, bank CD rates and account information can be found at the bank website located at www.sugarriverbank.com.
Mortgage rate information on Sugar River Bank can be found at www.findlocalmortgagerates.com
Golden State Bank previously known as Golden State Business Bank is a state chartered commercial banking institution in California. The bank opened its doors in 2003. Golden State Bank has two bank branch locations in fast growing San Bernardino and Orange County. Golden State Bank provides banking products and services in California that includes checking and savings accounts, certificates of deposit, money market accounts, credit cards as well as debit/ATM cards.
The bank’s primary lending focus is on small to medium sized businesses. The bank specializes in residential and commercial real estate construction and mini-perm lending, and offers a full array of consumer loans as well.
Personal savings accounts at Golden State Business Bank include competitively priced certificates of deposits. The bank’s California CD rates are available with a minimum deposit of $2,500.00.
Golden State Business Bank is currently offering the following CD rates in California.
30 day CD rate of .4500%
90 day CD interest is 0.94%
180 day CD has an interest rate of 1.16%
270 days CD also yields 1.16%
12 month CD rate is 1.66%
18 month CD rate also stands at 1.66%
24 month CD rate is 2.17%
36 month has an interest rate of 2.17%
The Golden State Bank has a low minimum balance savings account that can be opened with as little as $200.00 and has an interest rate of 0.75%. Golden State Bank also offers a high yield money market with a minimum opening deposit of $25,000.00. The interest rate earned on this account starts at 1.16%. For the savings account, and money market accounts interest rate may change after account is opened.
The bank CD rates are current as of July 8, 2009 but are subject to change at the bank’s discretion. For current California CD rates from Golden State Business Bank the bank can be reached directly at 909-981-8000. The bank website which is located at www.goldenstatebusinessbank.com also provides current bank rate information, CD rates in California as well as additional bank account resources.
Universal Bank is a California bank headquartered in West Covina, California. The bank offers personal and commercial banking services that include a full range of financial services such as real estate investment loans, home loans, small business loans, money market accounts, certificates of deposits and other investment depository accounts.
Universal Bank was founded in 1954. Universal Bank’s has bank branches in Rosemead, Monterey Park, West Covina, Arcadia, Los Angeles and Orange, California. The bank is dedicated to serving the local communities and is both stable and financially sound.
Universal Bank has a variety of savings accounts to meet individual’s personal financial needs and are offered at competitive rates. Universal Bank’s CDs have a variety of rates and terms to choose from. Customers decide the amount to invest the bank CDs and the length of the term will determine individual’s ultimate CD rate. The interest on these California bank CD accounts compounds daily.
With a balance of $1,000.00 to $9,999.99 Universal Bank is currently offering the following CD products CD rates in California.
A thirty day CD rate is 0.80% APY.
A sixty day CD rate is 0.90% APY.
A three month CD rate is 1.10% APY.
A six month CD rate is 1.10% APY.
A one year CD rate is 1.45% APY.
A two year CD rate is 1.50% APY.
And a three year CD rate is 1.60% APY.
Bank CD interest rates are subject to change at the bank’s discretion prior to opening the account. Additional conditions for these CD accounts may apply. For current CD rates and account information contact the bank directly at (626) 854-2818. Bank rates, CD rates, account information and other disclosures can be found at the bank website located at www.universalbank.com.
Dutton State Bank was founded in 1960 and is based in Dutton, Montana. The bank offers both personal and commercial banking services from the Dutton main office as well as a bank branch in White Sulphur Springs. The bank serves the communities of Dutton and White Sulphur Springs and the surrounding areas as their local community bank. Dutton State Bank remains locally owned and has built up to approximately $23,487,000 in assets.
Dutton State Bank offers consumers several checking account options for personal, business and organizations as well as free checking accounts for senior citizens, students, military personnel and non-profit organizations. The bank also offers savings accounts, money market accounts and certificates of deposit as well as a host of other bank products for consumers in the geographic region served.
Certificates of deposits are available with the bank in various time frames from 3 months to 3 years on balances above $500.
Dutton State Bank current CD promotions and CD rates include the following:
3 month CD rate 1.05%
3 month CD rate for balances of $100,000 and larger is 1.31%
6 month CD rate is 1.41%
6 month CD rate for balances in excess of $100,000 is 1.66%
1 year CD rate is 1.81%
1 year CD rate for amounts greater than $100,000 is 2.07%
18 month CD rate is 1.86%
18 month CD rate for $100,000 plus balances is 2.12%
2 year CD rate is 2.27%
2 year CD rate on balances of $100,000 and larger is 2.52%
3 year CD rate is 2.52%
3 year CD rate for balances of $100,000 and above is 2.78%
Bank CD rates are subject to change. A Dutton State Bank representative can be reached at (406) 476-3462 for current CD rates and additional bank account information. Bank rates and CD rates are also posted on the Dutton State Bank website which is located at www.duttonstatebank.com.
Platinum Bank is a Florida bank that was established in December 1997. The bank is headquartered in Brandon, Florida with branches in Lakeland, Tampa, Plant City, and Winter Haven, Florida. The bank’s primary market area consists principally of Hillsborough and Polk counties and the surrounding areas.
Platinum Bank’s business strategy is to cater to consumers, professionals, small businesses, developers and commercial real estate investors by offering quality, personalized financial services which have become less available due to consolidation in the banking industry.
Platinum Bank offers a variety of savings products and transaction accounts for consumers including CDs for Florida residents. The bank CDs have a minimum deposit and balance of $1000.00. Bank CD interest earned is compounded daily and paid, at the option of the customer, to credit to an account at Platinum Bank, capitalized to the existing bank CD, or paid by check on CD’s of $5,000.00 or greater. Platinum Bank is currently offering the following Florida CD rates and Florida CD products:
A one month CD rate is 1.00% APY.
A three month CD rate is 1.25% APY.
A six month CD rate is 1.50% APY.
A one year CD rate is 1.75% APY.
A two year CD rate is 2.00% APY.
A three year CD rate is 2.75% APY.
And a five year CD rate is 3.50% APY.
The CD rates and annual percentage yield assumes minimum balance maintained for full the CD term. Bank CD interest rates are subject to change. Additional CD account conditions may apply. For current Platinum Bank of Florida CD rates and account information contact the bank directly at 813-655-1234. CD rates in Florida, bank rates, account information and other disclosures can be found at the bank website, www.platinumbank.com.
Rondout Savings Bank is a New York bank that offers personal and commercial banking services. Rondout Savings Bank has been producing strong earnings, maintaining a solid capital base and engaging in sound loan decision making for more than 140 years.
Rondout Savings Bank was founded in 1868 and is based in Kingston, New York. The bank has grown to own four bank branches in Kingston, NY and one branch in West Hurley, NY. Rondout Savings Bank offers a variety of savings options combined with free online banking that allows account holders to control when and where they can access their accounts.
Rondout Savings Bank certificate of deposit accounts are a safe and secure way of earning higher interest rates on funds that customers can set aside. Terms for bank CDs range from 3 months to 5 years. Customers can open a bank CD account for as little as $500, a $2,500 deposit is required for the 3 month term. Bank CD account holders can choose that earned interest can be transferred to another account, issued as a check or remain in the bank CD.
With a minimum opening balance of $2,500.00 Rondout Savings Bank is currently offering a three month CD that earns a rate of 1.40% APY.
With a minimum opening balance of $500.00 Rondout Savings Bank offers the following CD products and CD rates in New York:
A six month CD rate is 1.50% APY.
A twelve month CD rate is 1.60% APY.
An eighteen month CD rate is 1.70% APY.
A twenty-four month CD rate is 2.00% APY.
A thirty six month CD rate is 2.30% APY.
A forty-eight CD rate is 2.55% APY.
And a sixty month CD rate is 3.00% APY.
All bank CDs have interest compounded daily and credited monthly.
The above New York CD interest rates are subject to change. Additional CD account conditions may apply. For current CD rates and account information the bank can be contacted directly at 845-331-0073. Bank rates, CD rates, account information and other disclosures can be found at the bank website located at, www.rondoutbank.com.
Alarion Bank is a Florida bank that provides a number of financial products and services for consumers along with competitively priced certificates of deposit. Alarion Bank is headquartered in Ocala, Florida. The bank has branches in Ocala, Gainesville, and Alachua, Florida. Alarion Bank offers diverse products and services that range from simple checking accounts and savings accounts to sophisticated financial services.
Florida bank CD investors looking for a short, medium or longer term investments can find an assortment of options with Alarion Bank CDs. The bank CDs provide a high level of earnings on terms ranging from a few months to five years.
The bank is currently offering the following CD products and CD rates with a minimum opening balance of $1,000.00:
A six month CD rate is 1.50%
A nine month CD rate is 1.65%
A one year CD rate is 1.80%
A thirteen month CD rate is 1.85
A three year CD rate is 2.50%
A five year CD rate is 3.00%
Bank CD interest rates are subject to change at the bank’s discretion prior to opening the account. Additional conditions may apply for opening these bank CDs. For current CD rates and account information contact the bank directly at 352-237-4500. Savings rates, bank rates, CD rates, account information and other disclosures can be found at the bank website, www.alarionbank.com.
Brannen Bank has been providing banking service in Florida since 1926. The bank is Citrus County’s oldest and one of its largest commercial banks. Brannen Bank was the only bank in Citrus County, Florida to survive the economic crash of 1929 and the Great Depression.
Now, Brannen Bank has grown and expanded to twelve bank branches located in Inverness, Floral City, Hernando, Beverly Hills, Crystal River, Homosassa Springs, Dunnellon and Brooksville, Florida.
Brannen Bank operates as a full service bank providing both personal and business checking and saving accounts as well as a variety of lending programs.
The bank offers several savings options that are designed to help depositors earn competitive interest rates while acting as short-term, no-risk investments. All of the bank’s certificates of deposit require a $500.00 minimum deposit unless otherwise listed. Customers must maintain a minimum balance of $500.00 in his or her CD account everyday to obtain the annual percentage yield as disclosed. Brannen Bank is currently offering the following CD products and CD rates:
A one month CD with a minimum deposit of $10,000 CD rate is 0.50%
A one month CD with a minimum deposit of $50,000 CD rate is 0.55%
A ninety day CD rate is 0.90%
A five month CD rate is 1.20%
A six month CD rate is 1.20%
A nine month CD rate is 1.71%
A one year CD rate is 2.10%
A fifteen month CD rate is 2.25%
A twenty-two month CD rate is 2.00%
A two year CD rate is 2.00%
A three year CD rate is 1.75%
A four year CD rate is 1.75%
Bank CD interest rates are subject to change. Additional account conditions may apply. For current bank rates, CD rates and account information contact the bank directly at (352) 726-1221. CD rates, account information and other disclosures can also be found at the bank website, www.brannenbanks.com.
Alpine Capital Bank was founded on March 1, 2000. It is a private bank specifically targeting high net worth clients with strong reliance on internet applications. Alpine combines traditional commercial banking products and services with the technological advantages of the internet. Alpine Capital Bank is a New York state chartered, FDIC insured commercial bank.
The Bank’s list of products includes traditional deposit accounts, from checking accounts, NOW accounts, money market accounts, and savings accounts, to certificates of deposit. Alpine Capital Bank also offers various credit products, from home equity loans and mortgages, to commercial loans for small businesses
Alpine offers competitive interest rates on a variety of certificates of deposits. The bank offers certificates of deposits for periods from 90 days to 5 years. And for larger balances, the bank has attractive interest rates for periods from 7 to 30 days.
With an opening balance ranging from $0.01 to $24,999.99, Alpine Capital Bank is currently providing the following CD products and CD rates:
A three month CD rate is 0.15% APY.
A six month CD rate is 0.20% APY.
A one year CD rate is 0.30% APY.
A two year CD rate is 0.81% APY.
A three year CD rate is 1.52% APY.
And a five year CD rate is 1.72% APY.
Interest earned on certificates of deposit is calculated using simple interest based on a 360 day year. Interest is paid at maturity for certificates of deposit with maturities up to and including one year. Interest is paid by check annually for certificates of deposit with maturities in excess of one year. The minimum amount to open, maintain, or renew a certificate of deposit is $2,000.00.
Bank CD interest rates are subject to change. Additional CD account conditions may apply. For current CD rates and account information contact the bank directly at 212-328-2555. Bank rates, CD rates, account information and other disclosures can be found at the bank website, www.alpinecapitalbank.com.
Bank of Star Valley first opened for business on March 28, 1996. The bank has three bank branches in Afton, Thayne and Alpine Wyoming. Recently, The American Bankers Association named The Bank of Star Valley as one of the “Top Community Banks”. The bank ranked #17 out of 1,982 Non-S banks and thrifts across America with assets under $100 million. The ranking was based on financial performance.
Certificates of deposit at Bank of Star Valley are designed for the customer who wants to invest $250 or more and earn fixed higher yields for a specified term. Bank of Star Valley certificates of deposit offer competitive interest rates. With a minimum opening deposit of $250.00, Bank of Star Valley is currently offering the following CD products and CD rates:
A three month CD rate is 0.50% APY.
A six month CD rate has an interest rate of 1.15% APY.
A one year CD rate is 1.26% APY.
A two year CD earns a rate of 1.26% APY.
A three year CD rate is 1.66% APY.
A four year CD yield is 1.71% APY.
And a five year CD rate is 2.07% APY.
In addition, the bank offers a variety of certificates of deposits for IRAs with a minimum deposit amount of $250.00. IRA CDs include the following CD terms and CD rates:
1 year CD earns a rate of 2.26%.
2 year CD has an interest rate of 2.52%.
3 year CD rate is 3.04%.
5 year CD rate is also set at 3.04%.
Interest rates are subject to change without notice. Additional conditions may apply. For current CD rates and account information contact the bank directly at (307) 885-0000. Bank CD rates, account information and other disclosures can also be found at the bank website, www.bosv.com.
Five Star Bank is engaged in predominantly commercial banking services to business owners, professionals, real estate investors, and individuals in California. The bank was founded in 1999 and is based in Rocklin, California. Five Star Bank is located in the Great Central Valley, with four locations to serve their customers. The bank has branches in Rocklin, Sacramento, Rancho Cordova and Redding, California.
Five Star Bank offers certificates of deposit with terms from 3 months to 24 months. The bank has competitive interest rates, guaranteeing customer earnings for a specific term. With a minimum opening deposit of $1000.00, Five Star Bank is currently providing the following CD products and CD rates:
A three month CD rate is 0.40% APY.
A six month CD rate is 0.55% APY.
A twelve month CD rate is 1.00%APY.
And a twenty-four month CD rate is 1.70%APY.
Five Star Bank also offers Liquid certificates of deposit. The Five Star Bank Liquid CD has an adjustable rate with a floor. If interest rates go down, the Liquid CD rate will not fall below the initial CD rate for the term of the CD. If CD rates go up, the certificate will adjust to the higher CD rate. Withdrawals from these bank CDs are allowed every seven days. Funds can be added at any time in $100 minimum amounts. The minimum deposit for these CDs is $5000.00.
The six month Liquid CD rate is 0.55% APY.
A one year Liquid CD rate is 1.01% APY.
Bank rates and CD interest rates are subject to change at the bank’s discretion. Additional account conditions may apply to open the listed. For current CD rates and account information contact the bank directly at 800-416-6117. Bank CD rates, account information and other disclosures can be found at the bank website, www.fivestarbank.com.
The oldest independent bank in California, Scott Valley Bank was established in 1912 but traces its history back to 1852. A 12 branch bank operation, this bank offers insured savings opportunities with fixed rates and variable rates on various savings vehicles. Savings accounts include; statement savings, tiered statement savings, traditional certificates of deposit and an account called the Optimizer certificates of deposit.
The banks traditional time certificates of deposits are presented with different terms accompanied by standard rates. The standard bank CDs require a $2,500 minimum opening deposit. The bank CD terms run from 30 days to 60 months. CD interest earned is compounded daily. The earned interest on the certificates of deposit can be paid monthly, quarterly, or at maturity. Additional deposits into a CD account are allowed at maturity.
California CD rates from Scott Valley Bank. Scott Valley Bank current CD rates and terms include.
The 30 to 89 day CD with a rate of 1.00% APY.
The 90 – 179 day CD earns an interest rate of 1.20% APY.
The 180 to 364 day CD has an interest rate of 1.50% APY.
The 1 year CD earns an interest rate of 1.60% APY.
The 18 month CD yields a rate of 1.65% APY.
The 2 year CD rate is 1.75% APY.
The 3 year CD has an interest rate of 1.75% APY.
The 4 year CD also has an interest rate of 1.75% APY.
The 5 year plus CD earns an interest rate of 1.75% APY.
Also offered from Scott Valley Bank is a CD product called the Optimizer certificates of deposit. These bank CDs allow for one withdrawal of up to 50% of the principal after the first 30 days of the term with no early withdrawal penalty. A penalty will be assessed on other withdrawals made prior to certificate of deposit maturity date.
A 180-364 day optimizer CD has a rate of 1.30% APY.
The 1 year optimizer CD earns an interest rate of 1.40% APY.
The 18 month optimizer CD rate is 1.45% APY.
CD interest rates are subject to change. Contact a local Scott Valley Bank for account disclosures, additional information and current CD rates. Scott valley Bank website url is www.scottvalleybank.com and their administrative offices can be contacted at 530-842-5701.
Trans Pacific National Bank was formed in 1984 and has its main office headquartered in San Francisco with two additional bank branches in Alameda and Millbrae. This independent community bank provides a variety of CD terms along with its personal banking solutions. Products include personal checking, interest checking accounts, personal savings accounts and money market accounts.
The bank’s personal checking account provides consumers with unlimited check writing and a low minimum daily balance to maintain a service charge free account where as the bank’s tiered rate interest checking account gives unlimited check writing capabilities and earns a higher rate of interest based on the account balance. Both accounts have $500.00 minimum opening deposit.
The money market account is another tiered rate account where the stand out difference between the interest checking account and this account is the $2,500.00 minimum opening deposit and the money market account allows only six (6) pre-authorized debits per month of which three (3) may be made payable to third parties.
Trans Pacific National Bank offer both fixed and variable rate certificates of deposit with terms varying from 30 days to 5 years. The minimum opening deposit for the bank CDs is $2,500.00. Interest earned on the CD accounts is compounded daily. Bank CD interest earned can be mailed to the account holder in the form of a check, transferred to a Trans Pacific National Bank checking or savings account, or reinvested into you’re the certificate of deposit.
Trans Pacific National Bank is offering the following CD terms and CD rates.
30 to 59 day CDs for amounts up to $20,000 have an interest rate of 1.01%.
For amounts of $20,000 to $49,999 the CD rate is 1.01%.
And for amounts of $50,000 to $99,999 the CD rate is 1.06%
60 to 89 day CDs for amounts up to $20,000 have an interest rate of 1.06%.
For amounts of $20,000 to $49,999 the CD rate is 1.11%.
For amounts of $50,000 to $99,999 the CD rate is 1.16%
90 to 179 day CDs for amounts up to $20,000 have an interest rate of 1.11%
For amounts of $20,000 to $49,999 the CD rate is 1.16%
For amounts of $50,000 to $99,999 the CD rate is 1.21%
180 to 364 days CDs for amounts up to $20,000 have an interest rate of 1.21%
For amounts of $20,000 to $49,999 the CD rate is 1.26%
And for amounts of $50,000 to $99,999 the CD rate is 1.31%
1 year CDs for amounts up to $20,000 have an interest rate of 1.51%
For amounts of $20,000 to $49,999 the CD rate is 1.56%
And for amounts of $50,000 to $99,999 the CD rate is 1.61%
2 year CDs for amounts up to $20,000 have an interest rate of 1.56%
For amounts of $20,000 to $49,999 the CD rate is 1.61%
And for amounts of $50,000 to $99,999 the CD rate is 1.66%
3 year CDs for amounts up to $20,000 have an interest rate of 1.82%
For amounts of $20,000 to $49,999 the CD rate is 1.87%
And for amounts of $50,000 to $99,999 the CD rate is 1.92%
4 year CDs for amounts up to $20,000 have an interest rate of 1.97%
For amounts of $20,000 to $49,999 the CD rate is 2.02%
And for amounts of $50,000 to $99,999 the CD rate is 2.07%
5 year CDs for amounts up to $20,000 have an interest rate of 2.53%
For amounts of $20,000 to $49,999 the CD rate is 2.53%
And for amounts of $50,000 to $99,999 the CD rate is 2.53%
Bank rates are subject to change at the bank’s discretion prior to opening these accounts. Current CD rates and account information can be obtained by contacting Trans Pacific National Bank at 415-543-3377. Account details and bank CD rates can also be obtained at the bank website located at www.tpnb.com.
Jonah Bank of Wyoming was established in 2006. Jonah Bank currently has two branches in Casper and Cheyenne, Wyoming. The bank offers a variety of savings accounts, transaction accounts and loans available for both consumers and commercial activity. Consumer bank products include checking accounts, savings accounts, money market accounts, certificates of deposit, auto loans, mortgage loans and constructions loans.
With a minimum deposit and balance of $500.00 Jonah Bank of Wyoming is offering the following CD products and bank CD rates:
A three month CD rate is 0.75 % APY.
A six month CD rate is 1.00% APY.
A nine month CD rate is 1.00% APY,
A one year CD rate is 1.00% APY.
An eighteen month CD rate is 1.00% APY.
A two year CD rate is 1.25% APY.
A three year CD rate is 1.75% APY.
A four year CD rate is 1.85% APY.
And a five year CD rate is 1.85% APY.
Interest rates are subject to change. Additional conditions may apply. For current CD rates and account information contact the bank directly at 307-237-4555. CD rates, account information and other disclosures can be found at the bank website, www.jonahbank.com.
Big Horn Federal Savings Bank, a $165 million financial institution headquartered in Greybull, Wyoming. The bank has six bank branch locations in the northwestern part of the state and has been in operation for 73 years. Big Horn Federal has provided residents of the Big Horn Basin with two essential services: a safe place for their savings and affordable mortgage funds for their home purchases
For consumers in the geographic area served by Big Horn Federal Savings Bank they offer a variety of savings products to serve consumers who may be saving for a car, holiday, vacation, college, medical expenses or retirement. Big Horn Federal Savings Bank offers a wide selection of certificates of deposit to suit a variety of investment needs. Current deposit rates are for the benefit of Big Horn Federal customers or those individuals living within the bank’s trade and/or market area.
With a minimum deposit and balance of $2,500.00 Big Horn Federal bank is offering the following CD product and rate:
A 91 day CD rate is 1.51% APY.
With a minimum deposit and balance of $1,000.00 Big Horn Federal is offering the following CD product and rate:
A six month CD rate is 1.88% APY.
With a minimum deposit and balance of $500.00 Big Horn Federal is offering the following CD products and CD rates:
A one year CD rate is 2.15% APY.
A two year CD rate is 2.40% APY.
A three year CD rate is 2.66% APY.
A four year CD rate is 2.79% APY.
A six year CD rate is 2.92% APY.
And an eight year CD rate is 3.17% APY.
Bank CD interest rates are subject to change at the bank’s discretion. Additional account conditions may apply. For current CD rates and account information contact the bank directly at 307-765-4412. Bank rates, CD rates, account information and other disclosures can be found at the bank website, www.bighornfederal.com.
Silvergate Bank established in 1988 as a California state chartered, FDIC-insured financial institution. Silvergate Bank offers a variety of lending programs and deposit account products. Silvergate Bank provides banking services for consumers, sole proprietors, and non-profit organizations. The institution offers an array of checking accounts and savings account products for consumers as well as sole proprietors and non-profit organizations.
Silvergate Bank offers certificates of deposit with the with features such as free online banking, higher interest rates, minimum opening deposit of only $2,500.00 and no monthly maintenance fee.
Silvergate Bank also offers a liquid certificates of deposit that features
free online banking and higher interest rates and also allows for 1 withdrawal without penalty and the ability to make deposits at any time. The minimum opening deposit for this bank CD is $10,000.00.
Current CD rates and terms:
30 day CD rate is at 1.35%
90 day CD has an interest rate of 1.40%
6 month CD earns a rate of 1.81%
1 year CD rate is 2.17%
2 year CD yields 2.42%
5 year CD rate is 2.53%
Bank CD Specials with a $10,000 minimum opening deposit include:
7 month CD has an interest rate of 1.91%
15 month CD earn a rate of 2.27%
CD interest rates are subject to change at the bank’s discretion prior to opening the account. Additional conditions may apply to open these bank accounts. For timely CD rates and other account information contact the bank directly at 800-597-6955. Bank rates, CD rates, account information and other disclosures can be found at the bank website, www.silvergatebank.com.
The Rawlins National Bank first opened in the 1890’s in Wyoming. The Rawlins National Bank is the largest independent bank in Carbon County, with five offices located in Rawlins, East Rawlins, Saratoga, Hanna, and Longmont, CO. The Rawlins National Bank’s mission is “to provide Carbon County with quality financial products and services designed to make banking as convenient and friendly as possible”.
For fixed term investing The Rawlins National Bank offers a variety of certificate of deposits for its customers to choose. Bank CD features include; high CD rates, the ability to lock in for short or long fixed terms, and interest payout options.
With a maximum deposit and balance of $10,000.00 The Rawlins National Bank is offering the following CD rates and terms:
A three month CD rate is 0.50% APY.
A six month CD rate is 0.90% APY.
A one year CD rate is 1.31% APY.
An eighteen month CD rate is 1.41% APY.
A two year CD rate is 1.51% APY.
A thirty month CD rate is 1.61% APY.
And a five year CD rate is 2.02% APY.
Bank CD interest rates are subject to change at the bank’s discretion. Additional conditions may apply. For current CD rates and account information contact the bank directly at (800) 788-9479. Bank CD rates, additional account information and other disclosures can be found at the bank website, www.rnbonline.com.
Balboa Thrift and Loan is headquartered in Chula Vista, CA and have full service branches located in Bakersfield, Claremont, La Quinta, and Fresno. The bank has been serving California for over 25 years. Balboa Thrift and Loan products are available to both consumers and businesses. The bank specializes in commercial real estate, home improvement and automobile loans.
With a minimum deposit and balance of $10,000.00 Balboa Thrift and Loan is offering the following CD products:
A three month CD rate is 1.77% APY.
A six month CD rate is 2.02% APY.
A nine month CD rate is 2.02% APY.
A twelve month CD rate is 2.17% APY.
An eighteen month CD rate is 2.22% APY.
A twenty-four month CD rate is 2.33% APY.
A thirty-six month CD rate is 2.43% APY.
A forty-eight month CD rate is 2.53% APY.
And a sixty month CD rate is 2.63% APY.
Interest on certificates of deposit is compounded daily if added back to the certificate. Certificates automatically renew at maturity at the prevailing interest rate. There is a five day grace period beginning on the maturity date.
Bank CD rates are subject to change. Additional conditions fro these bank accounts may apply. For current CD rates and account information contact the bank directly at (619) 397-7700. CD rates, account information and other disclosures can also be found at the bank website, www.balboathirft.com.
Visalia Community Bank is a community bank headquartered in Visalia, California that provides financial services to individuals and businesses, including transaction accounts, deposit accounts, loans and internet banking. Visalia Community Bank is Visalia’s oldest independent and locally owned financial institution. The bank has four community bank branches in Visalia, one bank branch in Exeter and a home loan center in Visalia.
For consumers looking for a safe place to invest, the bank has created an opportunity with their certificates of deposit. For those interested in investing for three months or five years, Visalia Community Bank’s CDs earn a competitive rate and your investment stays FDIC insured. There is a minimum deposit required of $2,500.00 for the bank CDs. CD interest is compounded daily.
Current CD rates and terms for deposits of $2,500.00 to $24,999.00:
1 month CD rate is 0.60%
3 month CD has an interest rate of 0.90%
6 month CD yields a rate of 1.21%
9 month CD also earns an interest rate of 1.21%
1 year CD rate is 1.41%
18 month CD has a rate of 1.41% as well
2 year CD rate is 1.82%
3 year CD earns an interest rate of 1.92%
4 year CD has a rate of 2.02%
5 year CD rate is 2.33%
Current CD rates and terms for deposits of $25,000.00 to $49,999.00:
1 month CD has a rate of 0.70%
3 month CD interest rate is 1.01%
6 month CD earns a rate of 1.31%
9 month CD also yields a rate of 1.31%
1 year CD rate is 1.61%
18 month CD has the same rate of 1.61%
2 year CD rate is 1.92%
3 year CD has an interest rate of 2.02%
4 year CD earns a rate of 2.22%
5 year CD rate is 2.53%
The interest rate and annual percentage yield will not change for the term on the bank certificate of deposit accounts. Annual percentage yield (APY) assumes daily compounding of interest and funds remaining on deposit for one full year. There is a penalty for early withdrawal. Withdrawals could reduce the earnings of the account.
CD rates subject to change and additional conditions may apply. For current CD rates and account details contact a bank representative at 559-625-8733. Visalia Community Bank maintains a website that posts timely bank rate information as well additional account information, the bank web address is www.vcb.com.
Kent Bank is a locally owned community bank with bank branches in Kent and Freeport, Illinois. Kent Bank began operations in 1923. Financial services offered by Kent Bank include consumer loans and deposit accounts with competitive rates. The bank has a variety of deposit and loan products to provide bank customers the ability to meet their individual financial needs. As part of its standard services, Kent Bank also provides telephone banking and internet banking. All Kent Bank checking accounts, savings accounts and certificates of deposit are FDIC insured to the maximum allowed by law.
Kent Bank offers customizable, FDIC insured certificates of deposit that are designed to maximize returns within the term best suited to the investor allowing the CD account to be viewed anytime online. The bank CDs offer free Internet banking. The CD interest earned can be paid monthly, quarterly or at maturity.
Current CD rates and terms.
30-89 day CD earns an interest rate of 1.00% APY
90 day CD also yields a rate of 1.00% APY
6 month CD rate is 1.75% APY
9 month CD has a rate of 2.00% APY
One year CD rate is 2.00% APY
Two year CD also earns a rate of 2.00% APY
Three year CD yields a rate of 2.00% APY
Four year CD rate is also at 2.00% APY
Five year CD rate is 2.00% APY
Bump Up 24 month CD rate is 2.00% APY
Certificates of deposit are automatically renewable unless you instruct. CDs do not earn interest after the maturity date. There is a penalty for early withdrawal with the following schedule: 7 day or less than 90 day CDs = 7 days interest, 90 day or less than one year CDs = 30 days interest and one year or longer CDs = 90 days interest
Bank CD rates are subject to change and additional conditions may apply. For current CD rates and account information a bank representative can be reached at 815-235-2711. The Kent Bank website is located at www.kentbnk.com and holds information on a variety of bank products as well as select bank rates.
Apple Valley Bank & Trust Company operates three offices in Cheshire, Southington and Wallingford, Connecticut. The bank was founded in 2001 and offers personal and commercial banking services. Apple Valley Bank offers local staff to help with an assortment of banking needs. Bank products and services range from car loans and commercial construction loans to certificates of deposits and investments.
As a member of the SUM network of ATMs, bank customers won’t pay a surcharge at nearly 2,800 ATMs across the country. In addition, with the online banking services available at Apple Valley Bank, account holders can obtain balance inquiries, perform transfers, and pay bills from an Apple Valley Bank deposit account from home or office.
Apple Valley Bank has a number of savings products including a wide variety of terms on bank CDs, all with competitive market rates. Each bank CD has a minimum required balance of $500 to open the account and earn the Annual Percentage Yield. Penalties may also be imposed for early withdrawal. Fees may reduce earnings.
3 month CD has an interest rate of 1.00% APY
6 month CD yields a rate of 1.25% APY
9 month CD earns an interest rate of 1.50% APY
1 year CD rate is 1.75% APY
15 month CD has a rate of 1.75% APY
18 month CD earns a rate of 1.75% APY
2 year CD rate is 2.50% APY
3 year CD has an interest rate of2.75% APY
4 year CD yield a rate of 3.25% APY
5 year CD rate is 3.51% APY
Apple Valley Bank also offers a premium money market account that earns interest based on a tiered balance. The money market account has a $5,000 minimum balance to open. A service charge of $10.00 will be imposed each month or statement cycle if the average monthly balance is less than $5,000.00.
For money market balances of $5,000.00 – $49,999.99 the rate is 1.00% APY
For money market balances of $50,000.00 – $99,999.99 the interest rate is 1.50% APY
For money market balances of $100,000.00 and over the rate is 2.00% APY
Bank rates are subject to change without notice. Bank rates posted are as of 4/17/2009 and are subject to change without notice. Call an Apple Valley Bank representative direct toll free at 866-876-3652 for the most current CD rates and bank rates. The website for Apple Valley Bank also promotes the current CD rates, money market rates and more. The bank website is located at www.applevalleybank.com.
For car loan rates visit www.selectautorates.com. For information on mortgage rates and mortgage calculators products visit www.selectcalculators.com.
Lotus Bank is a State chartered full service commercial bank headquartered in Novi, Michigan. The bank provides a full range of retail and commercial banking services designed to meet the borrowing and depository needs of small and medium-sized businesses and consumers in local areas. Management of Lotus Bank believes that local ownership and control allows Lotus Bank to serve customers more efficiently and effectively than larger regional and national institutions. The bank competes on the basis of providing a unique and personalized banking experience combined with a full range of services, customized and tailored to fit the needs of its clients.
Lotus offers a wide array of certificates of deposits to assist consumers with their savings and retirement goals. The bank CD terms range from one month to several years.
Current CD rates and terms promoted:
1 month CD rate is 0.45%
3 month CD has an interest rate of 1.00%
6 month CD earns a rate of 1.40%
1 year CD yields a rate of 2.02%
2 year CD rate is 2.32%
3 year CD has an interest rate of 2.48%
4 year CD earns a rate of 2.94%
5+ year CD yields a rate of 3.20%
Variable Rate CD rate is 0.35%
Lotus Bank also promotes a premium money market account. This account allows greater access to the funds that are invested while allowing these savings to earn more than standard accounts with competitive rates and terms. The money market account is an interest bearing account based on a tiered interest rate schedule. Money market interest earned is paid monthly. There is no service charge with a $1,500 minimum monthly balance and the account allows up to 5 free foreign ATM transactions per month.
Premium money market account rates and balance tiers:
Tier 1 balance of $0-$9,999 earns a rate of 1.51%
Tier 2 balances of $10,000-$24,999 has an interest rate of 2.02%
Tier 3 balances of $25,000-$49,999 yields a rate of 2.22%
Tier 4 balances of $50,000-$99,999 rate is 2.38%
Tier 5 for balances of $100,000 or more has an interest rate of 2.53%
Bank CD interest rates and money market rates are current as of March 23, 2009. Actual bank rates may vary. Please call a Lotus Banker at 248-735-1000 for additional account information and timely bank rates. Lotus Bank has a website that contains various bank rates and CD rates and can be found at www.lotusbank.net.
Bank of Birmingham is an FDIC insured state chartered bank with offices in Birmingham, and Bloomfield Township, Mich. Bank of Birmingham serves the Oakland County communities of Birmingham, Franklin, Beverly Hills, and Bingham Farms. As a community bank, Bank of Birmingham offers a full range of loan and deposit products and services to individuals and businesses.
Bank of Birmingham certificates of deposits are available for both consumer and business investment. The bank puts forward a wide selection of terms, as short as 89 days to a term as long as 5 years. These bank CDs are a safe and secure means to invest funds and provide an alternative to traditional savings accounts as well as other investment vehicles while affording the bank CD account holder to feel secure about investing their money for the time period of their choice.
Bank of Birmingham current CD rates and terms:
89 day CD rate is 0.25% APY
3 month yields an interest rate of 0.60% APY
6 month CD earns an interest of 0.80% APY
9 month has a rate of 1.00% APY
1 year CD rates is 1.25% APY
18 month yields a rate of 1.25% APY
2 year CD rate is 1.75% APY
3 year has an interest rate of 2.25% APY
4 year CD earn an interest rate of 2.50% APY
5 year CD rate is 3.25% APY
There is a $500 minimum deposit required to open all bank CDs. Bank rates subject to change and additional conditions may apply. For up top date CD rates and account details call a Bank of Birmingham representative at 406-883-2940. More CD bank rates and CD rates are available on the Bank of Birmingham website located at www.bankofbirmingham.net.
Level One Bank officially opened on October 5, 2007 in Farmington Hills, Michigan. Level One Bank offers personal and commercial banking services. The bank has several choices to accommodate personal banking needs from free checking accounts to high rates of interest on a number of FDIC insured deposit options, or great rates on home equity loans or lines of credit. Options for personal deposit products include interest bearing checking accounts, money market accounts, CDs and savings accounts that offer great rates of return for your money.
Level One Bank checking accounts offer free ATM use at any ATM and the higher interest rate earned on the interest checking account helps account holders accumulate earnings faster. With a minimum daily balance of $250, there is no monthly maintenance fee. The checking account earns interest on all balances, has free online banking, bill pay and online statements, allows 6 free ATM transactions per month as well as free ATM usage anywhere in the US for accounts with average monthly balance over $2,000, unlimited check writing and telephone banking transactions and an overdraft protection option is available.
The interest checking rate is 2.00% APY
Level One Bank offers CDs for many terms, some with a minimum investment of just $500. A penalty will be imposed for early withdrawal on the bank CD products.
Level One Bank certificate of deposit specials:
6 month CD rate is 1.25% APY
9 month CD rate is 2.45% APY
One year CD rate is 1.50% APY
Three year CD rate is 3.00% APY
The Level One Bank money market account is a high yield interest earning money market account. The account offers tiered interest rates on balances where the higher the balance, the higher the interest rate earned. The money market account comes with free internet banking and bill payment that allows users to check balances, transfer funds, pay bills, see monthly statements, download account information and view cleared checks. There is a low minimum opening balance of $50, no monthly service charge with $2,000 minimum daily balance and no ATM fees for accounts with daily balance over $2000. This money market account requires a deposit and loan relationship with Level One Bank.
Money market account rates and required balances needed:
$50,000 and above the money market account rate is 1.50% APY
$25,000 to $49,999.99 the account rate is 1.25% APY
$10,000 to $24,999.99 and the interest rate is 1.00% APY
$2,500 to $9,999.99 the money market rate drops to 0.50% APY
And for balances of $0 to $2,499.99 the rate is 0.25% APY
These money market rates apply for new money only.
Bank rates, bank CD rates, and annual percentage yields (APY) are accurate today only and are subject to change by the bank without notice. Fees may reduce earnings on the accounts. For current CD rates and bank rates, a bank representative can be reached at 888-880-5663. The Level One Bank website posts current bank rate and bank CD rate specials along with additional account details, the bank website address is www.levelonebanking.com.
Audubon Savings Bank is a New Jersey state-chartered mutual savings bank located in Audubon, New Jersey. The bank also operates two branch offices in Mt. Laurel and Pine Hill. Audubon Savings Bank has been operating in New Jersey since 1904.
The bank offers a variety of deposit products for consumers, businesses, and government entities, including checking accounts, savings accounts, money market accounts, club accounts, and certificates of deposit.
Audubon Savings Bank CDs receive a competitive rate of interest for a fixed term. Bank CD terms range from 91 days to 10 years. Most of the CDs can be opened for as little as $500.00.
91 day CD rate is1.50% APY
6 month CD earns a rate of 1.75% APY
9 month CD has an interest rate is 2.00% APY
11 month CD yields a rate of 2.00% APY
1 year CD rate is 2.00% APY
15 month CD interest rate is2.25% APY
18 month CD yields a rate of 2.35% APY
2 year CD rate is 2.50% APY
30 month CD has an interest rate of 2.70% APY
3 year Up-gradable CD rate is 2.80% APY
42 month CD earns an interest rate of 2.80% APY
5 year CD rate is 3.00% APY
7 year CD yields an interest rate of 3.00% APY
10 year CD has a rate of 3.00% APY
3 month CDs and 6 month CDs require a $1,000 minimum deposit. The 15 month CD requires a $2,500 minimum deposit and the remainder of the CD rates and terms require a $500 deposit. CD rates subject to change without notice. For timely bank rate and account information, an Audubon Savings Bank representative can be reached at 856-547-8100. The bank website also posts current bank rates and account information, the bank website can be found at www.audubonsavings.com.
Kopernik Federal Bank, established in 1924, is a community bank providing personal service to the citizens of Maryland. The bank offers competitive loan rates and savings rates from its one location in Baltimore. Kopernik Federal offers an array of loan and savings plans to match an assortment of consumer needs.
The bank’s federally insured certificate of deposit provides high earnings and peace of mind. The interest earned on these bank CDs will be credited to the account monthly and upon maturity. Interest is always available penalty-free. A penalty may be imposed if the CD account holder withdraws any of the principal before the maturity date. The bank CDs have a $1,000 minimum opening balance requirement.
6 month CD rate is 2.02% APY
1 Year CD rate is 2.27% APY
2 Year CD has an interest rate of 2.58% APY
3 Year CD earns a rate of 2.78% APY
4 Year CD yields 3.04% APY
5 Year rate is 3.30% APY
Kopernik Federal maintains a selection of checking account to choose from. All of the checking accounts are easy to use with no fees for account holders that simply maintain the minimum balance. A statement of account activity is mailed to the account holder monthly. Direct deposit is also available. The bank’s investor checking account earns a high yield but requires a $10,000 minimum balance.
The current rate on the investor checking account is 2.53% APY
The bank also offers a standard interest bearing savings account designed for individuals who want to earn interest on growing cash balances. The minimum balance for the passbook savings account is only $25.
The current interest rate earned on the passbook savings account is 1.26% APY
Bank rates and CD rates are subject to change without notice, additional conditions may apply and fees may reduce earnings. For up to date bank rate information, a customer service representative from Kopernik Federal Bank can be reached at 410-276-4905. The Kopernik Federal website contains additional information on bank products and bank rates, the website can be found at www.kopernikbank.com.
For car loan rate information visit www.selectautorates.com.
For mortgage rates and mortgage calculators visit www.selectcalculators.com.
Wedbush Bank is headquartered in downtown Los Angeles, CA. The bank is a wholly-owned subsidiary of WEDBUSH, Inc., the parent company of Wedbush Morgan Securities. Wedbush Bank was founded in 2008. The bank is an extension of the company’s existing operations, which include a financial brokerage and investment bank, a private equity fund and an investment company. WEDBUSH, Inc. provides private and institutional brokerage, investment banking, private capital, research, and asset management to individual, institutional and issuing clients.
Wedbush Bank offers personal and commercial banking services. Wedbush Bank offers competitive interest rates on certificates of deposits with terms ranging from 7 days to 5 years. These are fixed term deposit accounts. The banks CDs have a $2500 minimum opening balance. The Wedbush Bank CDs come with free online banking and the rate and APY are based on balance and term of deposit.
Current CD rates and terms:
7-89 day CD rate is 0.75% APY
3-5 month CD has an interest rate of 0.85% APY
6-11 month CD yields a rate of 1.00% APY
12-17 month CD earns a rate of 1.61% APY
18-23 month CD rate is 2.17% APY
24-35 month CD has a rate of 2.53% APY
36-47 month CD interest rate is 2.68% APY
48-59 months earns an interest rate of 2.89% APY
60 month CD rate is 3.14% APY
Wedbush bank also offers multiple money market accounts that are ideal accounts for those clients that prefer liquidity and have higher balances. The Wedbush Bank money market pays a better interest rate and offers the ability to write three checks per statement cycle. The money market account can be linked to a checking account for overdraft protection. The accounts offer free online banking and overdraft protection is available. The premium money market account is available for those customers who have opened a premium interest checking account. The standard money market account has a monthly service charge of $15.00, the fee is waived with $2500 average monthly collected balance. There is no fee for premium money market and balance can be used to offset premium interest checking fee.
Money market rates and balances:
For money market account balances of $0 to $2,499;
The money market rate is 0.00% and the premium money market rate is 0.75% APY
For money market account balances of $2,500 to $9,999;
The money market rate is 0.25% and the premium money market rate is 0.75% APY
Account balances of $10,000 to $24,999;
The money market rate is 0.50% and the premium money market rate is 0.75% APY
Account balances of $25,000 to $49,999;
The money market rate is 0.75% and the premium money market rate is 1.01% APY
For money market account balances of $50,000 to $99,999;
The money market rate is 0.90% and the premium money market rate is 1.16% APY
Money market account balances over $100,000;
The money market rate is 1.01% and the premium money market rate is 1.26% APY
The bank CDs have a penalty for early withdrawal. Bank rates, fees and features are subject to change without notice. For current CD rates, a bank representative can be reached at 866 -933-2874. Wedbush Bank has a website that posts current bank rates that include savings rates, CD rates, lending rates and more. The bank web address is www.wedbushbank.com.
Bank of Napa operates as a community bank in Napa, California that provides personal and business banking services to individuals, small or medium sized businesses. Bank of Napa opened for business on August 14, 2006. Bank of Napa offers an extensive range of products and services to meet a wide range of personal banking needs. Bank products and services cover online banking and bill pay, personal deposits, personal loans, credit and debit cards.
The bank offers FDIC insured certificates of deposit so customers can enjoy the benefits of higher rates plus peace of mind with principal security. There is a $1,000 minimum balance to open these bank CD accounts. The bank CDs offer fixed rates with terms ranging from seven days to five years. The bank CDs work on tiered interest rates where the CD rate earned is dependent on the account balance.
A sample of the bank’s current CD rates and terms include:
7 – 30 day CD rate is 0.25% APY for balances of $1,000 and greater.
31 – 89 day CD has an interest rate of 0.50% APY for balances of $1,000 and greater.
90 – 179 day CD rate is 0.75% APY for balances of $1,000.00 – $9,999.99.
90 – 179 day CD rate is 0.85% APY for balances of $10,000.00 – $24,999.99.
180 – 364 day CD earns a rate of 1.26% APY for balances of $1,000 – $9,999.99.
One year CDs – 23 month CDs yield an interest rate of 2.27% APY for balances of $1,000.00 – $9,999.99.
One year CDs – 23 month CDs yield an interest rate of 2.53% APY for balances of $10,000.00 and greater.
Two year CD – 35 month CD rate is also at 2.27% APY for balances of $1,000.00 – $9,999.99.
Two year CD – 35 month CD rate is also at 2.53% APY for balances of $10,000.00 and greater.
Three year CD – four year CD has an interest rate of 2.27% for balances of $1,000.00 – $9,999.99.
Three year CD – four year CD has an interest rate of 2.38% for balances of $25,000.00 – $49,999.99.
49 month – five year CD rate is 2.53% for balances of $1,000.00 – $9,999.99.
49 month – five year CD rate is 2.89% for balances of $50,000.00 – $99,999.99.
The interest rate and annual percentage yield on the bank CDs may change before account opening without notice, and/or fees could reduce earnings on account. For up to the minute bank rates and CD rates, a bank representative can be reached at 707-257-7777. The Bank of Napa website has current rate information on bank CDs, money market accounts, savings account and other bank rates. The Bank of Napa website can be found at www.thebankofnapa.com.
Magyar Bank serves individuals and businesses in Central New Jersey. The bank operates five branch locations in New Brunswick, North Brunswick, South Brunswick, and Branchburg. The Bank was founded in 1922 by Hungarian immigrants with the purpose of helping the community’s residents achieve the “American Dream”. The banks name comes from the Hungarian word to describe an individual from Hungary.
Magyar Bank has three primary savings vehicles available to consumers; a regular savings account, a money market account and certificates of deposit. The savings account is an interest bearing savings account that has no charge with $500.00 minimum daily collected balance. The money market account is a tiered-rate interest bearing checking account with limited transactions. The certificates of deposit come with competitive interest rates, various terms and a choice of maturity date.
Magyar Bank offers a premium money market that earns a higher rate than regular checking account or savings account. The money market account gives access to deposited by funds by allowing up to six withdrawals each monthly statement cycle, three of which can be checks. The money market account also comes with free online banking and bill pay, free telephone banking and a Magyar Bank debit card with no annual fee.
The premium money market account requires a $10,000 minimum opening deposit. For balances of $10,000 and larger, the money market account rate is 1.50% APY.
For a secure, guaranteed investment in which the rate does not adjust or change, Magyar Bank CD earns a fixed rate of return. The bank has a variety of terms and competitive rates, each FDIC-insured. There is a penalty for early withdrawal from CDs and fees may reduce earnings. Early withdrawals from the bank CDs are subject to the following penalties:
Bank CDs with maturities of less than 12 months, loss of 3 months interest.
Bank CDs with maturities of 12-35 months, loss of 6 months interest.
Bank CDs with maturities of 36 months & over, loss of 9 months interest.
Current CD rates and terms presently offered:
91 day CD rate is 1.00% APY
182 day CD earns a rate of 1.25% APY
7 month CD has an interest rate of 1.50% APY
One year CD rate is 1.40% APY
18 month CD earns a rate of 1.75% APY
Two year CD rate is 2.00% APY
Three year CD has a rate of 2.50% APY
Four year CD yields an interest rate of 3.00% APY
Five year CD rate is 3.25% APY
There is a $1,000 minimum balance to open the 91 day bank CD. There is a $500 minimum balance to open the 182 day bank CD and the one year CD. The remainder of the listed bank CDs requires a $2,500 minimum balance to open.
Bank rates and CD rates subject to change and additional conditions may apply to open these accounts. For current CD rates and account information the bank can be reached directly at 732.342.7600. Magyar Bank’s website contains a plethora of information on bank rates and bank products, the bank web address is www.magbank.com.
Weymouth Bank was established in 1889 and headquartered in Weymouth, Massachusetts. Weymouth Bank is an independent, mutually-owned community bank. It is a federally insured bank and is also insured by the Share Insurance Fund of the Co-operative Central Bank. It offers a wide array of financial products and services ranging from deposits to loan services and investment banking. The bank offers personal and business products and services including checking accounts, savings accounts and CDs at competitive rates.
The Weymouth Bank money market deposit account earns a high return on deposited funds while still keeping the savings liquid. The money market account offers a competitive four tiered premium Annual Percentage Yield structure. The money market deposit account can be opened for as little as $2,500.00. The interest earned is compounded daily and paid monthly.
The money market account rates are based on the account balance.
For money market account balances below $2,500 the rate is 0.51% APY
For balances between $2,500 – $24,999 the rate earned is 0.76% APY
Money market account balances that are $25,000 – $49,999 have an interest rate of 1.28% APY
Balances on the money market account that are $50,000 and greater yield an interest rate of 1.53% APY.
The Weymouth Bank certificate of deposit (CD) offers a higher investment return than the regular passbook, statement savings account or money market account. Weymouth Bank offer CD’s with terms ranging from 3 months to 5 years in duration. Bank CD’s of 1 year or longer may be opened with just $1,000.00. Shorter term bank CD’s require a $5,000.00 minimum deposit. Annual Percentage Yield is compounded daily and paid monthly. Accrued CD interest may be withdrawn at any time; however, there is a penalty for early withdrawal of principal.
Current CD rates and terms:
3 month CD rate is 1.28% APY
6 month CD has an interest rate of 1.53% APY
9 month CD earns an interest rate of 2.05% APY
One year CD rate is 2.05% APY
15 month CD has a rate of 2.44% APY
18 month CD also yields a rate of 2.44% APY
Two year CD rate is 2.44% APY
Three year CD has an interest rate of 2.57% APY
Four year CD also earns an interest rate of 2.57% APY
Five year CD rate is 2.70% APY
Bank CD rates are subject to change at the banks discretion prior to opening these accounts. Additional conditions may apply. For current CD rate and account details call a bank representative at 781-337-8000. The Weymouth Bank website contains timely bank rate information including bank CD rates, the web address is www.weymouthbank.com.
The bank was chartered in 1934 and remains a full service, intrastate community bank offering a standard array of traditional loan and deposit products. Since its inception, the bank’s main objective has been to serve the banking needs of Newfield, New Jersey as well as Gloucester, Cumberland and Cape May counties.
Newfield National Bank provides deposit and credit products that are designed to meet ongoing needs of the customers in the region. A few of the savings products include a passbook savings account, statement savings account and certificates of deposit.
The passbook savings account is a savings account with a passbook that the bank posts deposits and withdrawals in. The passbook savings account allows account holders to make small deposits and build savings gradually yet still have the money accessible if needed. The bank passbook savings account is available to individuals, organizations, and corporations. There is a $100.00 minimum deposit to open this account. The minimum balance of $100.00 must be maintained each day in order to obtain the annual percentage yield. Savings account balances below $100.00 do not earn interest.
The passbook savings account has a rate of 1.06% APY
Newfield National Bank offers a similar savings product, the statement savings account. The statement savings account also has a $100.00 minimum deposit to open this account. The statement savings account holder receives periodic bank statements. The account is completely accessible and most of the same conditions as the passbook savings account.
The statement savings account has a rate of 1.06% APY
A Newfield National Bank CD is a financial savings instrument that earns a fixed rate of interest for a specific amount of time. The interest rate is generally higher than the current rate for other bank savings account. Although the bank CDs are purchased for a set length of time, they can be redeemed early. A penalty will be assessed unless there is a death of the owner or co-owner of the certificate. Most CDs automatically renew at maturity. Interest can be paid monthly, quarterly, semiannually, annually, or can be deposited directly to the certificate. The bank CDs has a $500.00 minimum deposit to open the accounts. Terms for certificates of deposit range from 3 to 60 months
Current CD rates and terms:
3 month CD rate is 1.26% APY
6 month CD earns a rate of 2.06% APY
1 year has an interest rate of 2.22% APY
1 1/2 year CD yields a rate of 2.33% APY
2 year CD rate is 2.48% APY
2 1/2 year earns an interest rate of 2.58% APY
3 year CD has a rate of 2.79% APY
4 year yields an interest rate of 3.05% APY
5 year rate is 3.10% APY
CD rates are subject to change prior to opening the account. For current CD rates and additional account information a Newfield National Bank bank representative can be reached at 800-690-3440. Newfield National Bank website has information on the various consumer and business products offered as well as select bank rates. The website address is www.newfieldbank.com.
The City National Bank of Sulphur Springs is located in East Texas and has been serving the region since1889. City National Bank is one of Sulphur Springs’ oldest surviving businesses. The bank has eight full service bank branches. The bank also operates a mortgage office in Sulphur Springs. City National Bank of Sulphur Springs offers a wide range of services through these full service bank branches including free checking with overdraft protection, Internet banking, checking and savings accounts, CDs, and loans.
City National Bank offers a high rate money market account. The money market account is limited to six withdrawals per month. The minimum balance to open the account is $2,500.00. If the money market balance falls below $1,500.00 there is a $10.00 service charge. If the balance remains $1,500.00 and higher there is no service charge.
If the money market account balance is:
$ 1,500.00 – 2,499.99 the rate is .75% APY
$ 2,500.00 – 15,000.00 the interest rates rises to 1.00% APY
$ 15,000.01 – 75,000.00 the yield reaches 1.25% APY
and $ 75,000.01 and above the rate is 1.51% APY
City National Bank also offers CDs with a range of interest rates and terms. The minimum opening balance for the bank certificates of deposit is $1,000.
Current CD rates and terms:
7-30 day CD yields a rate of 1.76% APY
1 month CD earns a rate of 1.76% APY
2-3 month CD also has a rate of 1.76% APY
6 month CD earns an interest rate of 1.76% APY as well
One year CD rate is 2.02% APY
18 month has a rate of 2.28% APY
Two year CD rate is 2.38% APY
30 month CD yields a rate of 2.38% APY
Three year CD earn a rate of 2.77% APY
Four year CD has an interest rate of 3.02% APY
Five year CD rate is 3.28% APY
A penalty is imposed for early withdrawals o the bank CDS. Fees could reduce the earnings on the account. Bank rates and CD rates are subject to change. To contact the bank directly for timely CD rates and account information, the main bank number is 903-885-7523. City National Bank maintains a website that contains additional bank product information, CD rates, IRA rates as well as money market rates. The bank web address is www.bankatcnb.com.
Fireside Bank is an FDIC insured and regulated California industrial bank with its main office in Pleasanton, CA. The bank’s primary business is non-prime automobile lending programs. The bank also offers certificates of deposit (CDs) with aggressive interest rates. The bank operates throughout the United States.
The bank CDs have interest rates that are among the most competitive in the industry. All deposits are insured with the Federal Deposit Insurance Corporation so that your investment can safely earn interest at an excellent rate.
Fireside Bank offer CDs with multiple terms that can assist consumers in meeting their short term, as well as their long term financial goals. All deposits are insured with the Federal Deposit Insurance Corporation so that the investment can safely earn interest at a high rate. There are no fees associated with opening or maintaining a bank CD account. However, penalties for early withdrawal do apply. 9 month CDs to five year CD terms are available.
Standard CD rates and terms:
9 month CD rate is 0.35%
One year CD earns a rate of 1.97%
18 month CD has an interest rate of 2.02%
Two year CD rate is 2.02%
Three year yields a rate of 1.87%
Four year CD earns a rate of 1.87%
Five year CD rate is 1.87%
The minimum balance and opening deposit for the standard bank CD accounts is $2,500.00. Interest is earned daily and paid monthly, quarterly, semi-annually and annually, or added to the balance and compounded monthly. The bank CD accounts automatically renew at maturity at Fireside’s then prevailing interest rates. At maturity, the CD account owners have a seven day grace period to make changes or withdrawal without a penalty. A minimum balance of $10,000.00 is required on the bank CDs to receive monthly interest payments.
Fireside Bank also offers higher balance CD accounts called Prestige Accounts. The minimum deposit balance for Prestige Accounts is $50,000.00.
Prestige CD rates and terms:
9 month CD earns a rate of 0.50%
One year CD rate is 2.12%
18 month CD yields a rate of 2.17%
Two year CD rate is 2.17%
Three year CD has an interest rate of 2.02%
Four year CD earn an interest rate of 2.02%
Five year CD rate is 2.02%
Bank CD rates are subject to change prior to opening the account. For more up to date bank rates and account information contact a bank representative at 866-612-1801. The Fireside Bank website has additional account and bank rate information as well, the site can be found at www.firesidebank.com.
Saigon National Bank is based in Westminster, California. Saigon National Bank is a locally owned community bank devoted to serving the financial needs of the Vietnamese business community in Southern California. The bank has one location where it provides both consumer bank products and services as well as business products and services.
Saigon National Bank has a wide assortment of consumer products to help those looking for flexible savings accounts and competitive interest rates. The rates offered on the bank money market accounts and savings accounts are some of the highest interest rates in the region.
The bank personal money market investment account requires a $1,000.00 minimum opening deposit. The money market account is a tiered interest rate account, the more the account holder saves, the more they will earn. The money market accounts offers unlimited withdrawals in person or with a debit card, up to three checks or six transfers per month, immediate access to the funds, no monthly fee if the money market account holder maintains a minimum daily balance of $1,000.00 or a monthly average balance of $2,000.00.
For daily balances of up to $999.99 the money market account rate is 0.25% APY.
For money market account balances that are between $1,000.00-$99,999.99 the rate earned is 1.50% APY.
For balances that are $100,000.00 and greater the rate is also at 1.50% APY.
Saigon National Bank also offers a regular savings account. The savings account provides account holders easy access to the funds with a convenient ATM services, all deposited funds earn interest, has a low monthly fee and no monthly fee if the savings account holder maintains a minimum daily balance of $200.00 or a monthly average balance of $400.00
With a daily balance of up to $999.99 the savings account rate is 0.50% APY.
For savings account balances of $1,000.00 and greater the interest rate is 2.00% APY.
Saigon National Bank offers certificates of deposits with a wide range of terms, amounts and interest rates to match the financial flexibility requirements of the depositors.
Current CD rates and terms:
1 month certificate of deposit rate is 0.75%
3 month certificate of deposit earns an interest rate of 1.50%
6 month certificate of deposit also has a rate of 1.50%
9 month certificate of deposit is also yielding a rate of 1.50%
One year certificate of deposit rate is 1.75%
18 month certificate of deposit has an interest rate of 1.76%
Two year certificate of deposit rate is 2.24%
Three year certificate of deposit earns an interest rate of 2.50%
Four year certificate of deposit also earns a rate of 2.50%
Five year certificate of deposit rate is 2.50%
Bank rates and CD rates are subject to change. The savings account and money market are variable rate accounts. The CD accounts are fixed rate accounts. For the latest bank rates and detailed account information, a bank customer service representative can be reached at 714-338-8700. The Saigon National Bank website has additional information on savings rates, money market accounts and CD rates, the bank web address is
www.saigonnational.com.
First Green Bank in Florida is the first bank of its kind to promote positive environmental and social responsibility while operating as a traditional bank. The bank started operations in 2009 and plans to specialize in services for environmentally friendly businesses and building projects. The bank does accommodate both green and non-green businesses alike. First Green Bank has two locations, one in Eustis and another in Clermont Florida.
The First Green Bank HYBRID CD provides extended flexibility while maximizing the return on your investment. With a low opening deposit amount, a rate bump, and a withdrawal allowed during the original term, the HYBRID CD is designed to lock in your green for the term chosen.
The HYBRID CD has a minimum opening deposit of $1000. Additional deposits can be made in increments of $100 up to one-half the principal balance. One withdrawal is allowed of up to one-half the initial principal balance without penalty during the original term. This CD has a rate bump provision that allows the account holder to raise the CD interest rate one time during the term if the bank’s rate increases, without extending the original CD term. Interest is compounded daily and credited monthly.
Current CD rates and terms:
3 month CD rate is 1.00% APY
6 month CD earns a rate of 1.51% APY
One year CD rate is 2.02% APY
Two year CD has an interest rate of 2.27% APY
Three year CD yields a rate of 2.53% APY
Four year CD earns a rate of 2.79% APY
Five year CD rate is 3.04% APY
For savings options with more flexible withdrawals, First Green Bank offers the BE GREEN money market account. This money market account has a minimum daily balance of $2500 is required to avoid a $15 monthly service charge. The money market account allows up to 6 transfers to your accounts or third-parties and up to 3 transfers by check or draft per month. The account allows unlimited in-person withdrawals, has a tiered interest rates, interest paid monthly, free first order of recycled checks, free MasterCard debit card, free online banking with bill payment and free E-statements.
Money market rates:
Balances up to $9,999.99 has a rate of 0.50% APY
Money market account balances of $10,000 to $24,999.99 earns a rate of 1.51% APY
Balances between $25,000 to $49,999.99 rate is 2.53% APY
Account balances that reach $50,000 to $99,999.99 have an interest rate of 3.14%
And money market account balances that are $100,000 or greater has an interest rate of 3.14% APY
Rates subject to change at bank’s discretion prior to opening the CD account. Money market rates are variable rate accounts. Fees may reduce earnings on accounts. For more information on bank products and bank rates, a bank representative can be reached at 352.483.9100. Additional CD rates and account information can be found on the First Green Bank website which is located at www.firstgreenbank.com.
Providence Bank is located and headquartered in Winter Haven, Florida. The bank was established in 2005 and has just one location. Providence Bank is a full-service independent community bank. Providence Bank provides a great deal of banking services to its customers and allows them to choose from various savings accounts that are available. Customers can choose from checking accounts or savings accounts for personal needs as well as commercial or business purposes.
Providence Bank offers a standard savings account and a premium savings account. A deposit of at least $100 is needed to open a savings account or $1,500 for the premium savings account. This account is considered to be one of the best options for the right combination to interest earning potential as well as financial flexibility.
Savings Accounts Rates:
For savings account balances of $0.00 to $2,499 the rate is 0.55% APY
For savings account balances of $2,500 to $9,999 the interest rate earned is 0.65% APY
For balances of $10,000 to $24,999 the rate is 1.41% APY
For savings account balances of $25,000 to $49,999 the interest rate is 1.51% APY
And for balances of $50,000 and up the yield earned is 1.61% APY
Premium savings account rates with a minimum of $10,000 to open:
For account balances of $10,000 to $24,999 the interest rate is 1.71% APY
For savings balances of $25,000 to $49,999 the rate is 1.81% APY
For balances of $50,000 to $99,999 the rate earned is 2.12% APY
Balances of $100,000 to $249,999 the interest rate rises to 2.63% APY
And for balances greater than $250,000 the rate is 2.68% APY
The bank certificates of deposits can be fixed upon a period of six months to five years. There is a minimum opening deposit of $1,000 for the bank CDs with the exception of the 30 day CD which requires a $2,500 opening deposit. .
Current CD rates and terms:
30 day CD rate is 1.00% APY
3 month CD earns a rate of 1.26% APY
6 month CD has an interest rate of 1.76% APY
7 month CD yields a rate of 2.01% APY
One year CD rate is 2.50% APY
13 month CD earns a rate of 2.73% APY
18 month CD has an interest rate of 2.78% APY
19 month CD yields a rate of 2.83% APY
Two year CD rate is 2.93% APY
25 month CD earns a rate of 2.98% APY
30 month CD has an interest rate of 3.03% APY
Three year CD yields a rate of 3.08% APY
Four year CD has a rate of 3.13% APY
Five year CD rate is 3.19% APY
Bank rates, savings rates and CD rates subject to change. For current CD rates and account information the bank can be reached directly at 863-299-0600. The Providence Bank website has additional information regarding bank products and rates, the website can be found at www.providencebankfla.com.
Central Bank is a local community bank located in Hillsborough County, Florida. As a local community bank, Central Bank’s goal is to serve the community, its people and local businesses. The bank offers an array of savings products for consumers from their one location in Tampa.
Central Bank CDs are available in a variety of terms. There is a $2,500.00 minimum deposit to open the bank CDs. The annual percentage yield assumes the accrued CD interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Bank CDs automatically renewable for convenience with a 10 day grace period. Interest can compound back into the CD or by direct deposit to a Central Bank checking account or savings account.
Current CD rates for standard CD rates and terms:
1 month CD rate is 1.15% APY
6 month CD has an interest rate of 1.95% APY
One year CD rate is 2.10% APY
Two year CD yields a rate of 2.50% APY
Three year CD interest rate is 2.60% APY
Five year CD rate is 3.00% APY
Central Bank also offers several special CD rates and terms. For those individuals looking for a liquid CD, the Central Bank Advantage CD may be the right product. With this liquid CD, the account holder can have their savings grow at competitive CD rates, but also be able to tap into the funds without having to pay traditional bank CD early withdrawal penalties. There is a $5,000.00 minimum deposit to open. The bank CD allows the account holder to have the option of withdrawing $500 or more one time a month and deposit amounts of $500 or more anytime up to the $100,000 maximum balance.
The Advantage 7 month CD rate is 2.50% APY
Central Bank also offers a bump up CD called the Rate Watcher CD. With the Central Bank one year or two year Rate Watcher CD, the CD account holder can choose a CD interest rate increase when they think it is best. There is one increase for a 12-month CD and two increases for a 24-month CD. The CD account holder can just call the bank and let them know you want to “bump-up” the current CD rate. There is a $5,000.00 minimum deposit to open. Interest can compound back into CD or by direct deposit to a Central Bank checking account or savings account.
The Rate Watcher One year CD rate is 2.10% APY
The Rate Watcher Two year CD rate is 2.25% APY
Central Bank also offers an excellent rate on their money market account. The money market account requires a $100 minimum deposit to open. The money market account works on a tiered interest rate structure. Interest is calculated and compounded daily on the collected balance and credited to the account monthly. There is a $2500 minimum collected balance required to earn interest on the account. The money market account has a $10 monthly maintenance fee that can be avoided by maintaining a $2,000 minimum daily ledger balance. Transaction limitations apply on the money market account. The account offers free online banking.
For money market account balances of $0.00 – $2,499.99 the account earns no interest.
For money market account balances of $2,500 – $9,999.99 the rate is 0.75% APY
For balances of $10,000 – $24,999.99 money market account earns a rate of 1.00% APY
For money market account balances of $25,000 – $49,999.99 the rate is 1.20% APY
For balances of $50,000 – $99,999.99 money market account rate is 1.35% APY
And for balances on the account of $100,000 and over the rate is 1.50% APY
CD rates and bank rates are subject to change, contact Central Bank directly at 813-929-4477 for current rate and account information. Additional information regarding bank products and bank rates can be found at the Central Bank website located at www.centralbankfl.com.
Mother Lode Bank is based in Sonora, California. It is a locally owned and operated bank. Mother Lode Bank opened for business on July 30, 2004. Mother lode Bank has two bank branches in Sonora and a loan production office located in Murphys, California. The bank offers a number of deposit products including checking accounts, savings accounts, money market accounts and certificates of deposit (CD)
The bank CDs offer two options to obtain a fixed rate for terms from one month to three years. The first option is to open a stand alone CD and the second option is a bank CD combined with a checking account. The bank CD accounts that also have a checking earn a higher rate of interest. CD interest is compounded monthly and posted to the account monthly. There is a $1,000 minimum to open these bank CDs and obtain the posted annual percentage rate.
Current CD rates and terms:
30 day CD rate is 0.10% APY
3-5 month CD earns a rate of 0.35% APY
6-11 month CD has an interest rate of 0.75% APY
12-23 month CD yields a rate of 1.00% APY
24-35 month CD also earns an interest rate of 1.00% APY
36 month CD rate is1.25% APY
Current CD rates and terms with checking account:
30 day CD rate with checking account is 0.35% APY
3-5 month CD rate with checking account is 0.85% APY
6-11 month CD rate with checking account is 1.25% APY
12-23 month CD rate with checking account is 1.50% APY
24-35 month CD rate with checking account is 1.66% APY
36 month CD rate with checking account is 2.01% APY
Bank rates and CD rates subject to change prior to account opening. For additional information, a bank representative can be reached at 209-694-8400. The Mother Lode Bank website also post timely bank rate information, the bank web address is www.motherlodebank.com.
California General Bank started business in the first quarter of 2009. The bank is an independent commercial bank based in Pasadena, California. California General Bank specializes in the financial needs of the small to medium size privately owned business, professionals, and high net worth individuals. For personal savings accounts, the bank offer several different accounts, from traditional savings to CDs to IRAs.
California General Bank CDs feature maturities from thirty days to five years, the amount of interest on the CDs is determined by the rate at time of purchase. The opening minimum deposit requirement for the bank CDs is $2,500. The interest earned on the bank CDs is compounded daily and paid monthly, quarterly, annually or at maturity.
The bank is offering the current CD rates and terms for balances of $10,000 and greater:
30 – 89 day CD rate is 0.50% APY
90 – 179 day CD earns an interest rate of 1.01% APY
180 – 364 day CD has an interest rate of 1.26% APY
1 year – 729 day CD rate is 1.61% APY
2 year – 1094 day CD yields a rate of 1.71% APY
3 year – 1459 day CD has a rate of 1.77% APY
4 year -1824 day CD earns an interest rate of 1.77% APY
5 year CD rate is 1.77% APY
18 month variable rate CD yields an interest rate of 1.01% APY
Promotional certificates of deposit offers:
9 month CD rate for balances of $100,000 rate is 2.28% APY, CD renews for 6 months after maturity. Minimum opening deposit of $100,000 is required. Special CD rate is applicable to only the initial term. At maturity, the special bank CD will automatically renew for the renewal term stated above, at the CD interest rate and APY in effect for CDs not subject to a special rate.
California General Bank is also offering a promotional money market account that has a minimum deposit to open of $5,000. Special rates apply only to new money market accounts opened before June 30, 2009 with new money. Rate guarantee expires June 30, 2009. Money market promotional rate is 2.53% APY for balances greater than $5,000.
All CD rates and money market rates are subject to availability and change without notice, please check with the local bank branch office for the most current available rates. The initial rate assigned will be the rate in effect as of the date that the initial deposit is received. For current bank rate information call a bank representative at 626-683-9182. California General Bank website contains a wealth of information on the various savings accounts bank rates, CD rates and more. The bank website can be found at www.calgenbank.com.
Manor Bank is based in Pennsylvania and has been for over 100 years. Not only has this bank been in business since 1902 but to close out the year of 2008, Manor Bank showed 0 % of their outstanding loans as noncurrent and had bank performance ratios that were double the FDIC required amounts. That achievement is worthy of the keys to the city ( which they probably already have ).
Manor Bank offers a wide range of products and services to meet a variety of banking and savings needs from free checking accounts to savings accounts and a plethora of consumer loan products.
Manor Bank certificate of deposit accounts earn a higher rate of interest than standard bank savings products and the CDs lock in that rate for a specific length of time. Minimum deposit amounts are required and various CD terms are available. Early withdrawal penalties may also apply.
1 year CD rate is 1.75% APY
2 year CD rate is 1.85% APY
3 year CD rate is 1.95% APY
The bank CD accounts require a $1000.00 minimum balance to open the accounts and obtain the stated APY. All CDs have a penalty for early withdrawal. Earned CD interest is compounded annually.
The Manor Bank passbook savings account also earns a competitive rate of interest and is currently yielding a rate of .50% APY. All transactions in the passbook savings account are posted in the account holders passbook. The savings account has a $100.00 minimum balance required to open account. Fees could reduce earnings. There will be a $5.00 monthly service fee if the balance drops below $100.00 at any time during the month. Savings account is accessible on-line, by telephone or by ATM. Interest is compounded semi-annually.
CD rates are subject to change without notice prior to opening these accounts. Call a bank reprsenataive for current bank rates and CD rates at 724-863-5510. Additional bank rate information and account details can be found at Manor Bank’s website, located at www.manorbank.com.
American Plus Bank, National Association, is a federally chartered full service commercial bank founded in 2007. American Plus Bank is an independent, community bank headquartered in Arcadia, California. The bank provides financial products to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County.
American Plus Bank provides a variety of services and savings products to meet personal banking and savings needs. The bank time certificates of deposit can be opened with a $1,000 minimum opening balance. Bank CD terms run from 7 days to 3 years in length.
American Plus Bank current CD rates and terms:
7 – 30 day CD earns a rate of 1.51% APY
31 – 89 day CD has an interest rate of 1.76% APY
90 – 119 day CD yields a rate of 2.02% APY
120 – 149 day CD also earns a rate of 2.02% APY
150 – 179 day CD has a rate at 2.02% APY
180 – 269 day CD rate is 2.32% APY
270 – 364 day CD rate is also at 2.32% APY
1 year CD to 23 month CD rate is 2.53% APY
2 year CD to 36 month CD earns an interest rate of 2.78% APY
American Plus Bank money market account offers a great yield on balances as low as $2,500. This is a tiered money market account with a $100 minimum opening balance. There is a $2,500 minimum average balance threshold on the money market account to avoid monthly service charges. The money market account is limited to six pre-authorized automatic or telephone transfers, but no more than three of the six transfers may be made by check or draft to third parties. There is a $10 charge for each transaction above the limitation.
American Plus Bank money market account rates and balances:
Balances of $0.01to $2,499.99 yields an interest rate of 0.75% APY. $2,500.00 to $9,999.99 balances in the money market account earns an interest rate of 1.51% APY. Money market account balances of $10,000 to $24,999.99 has an interest rate of 1.76% APY. And balances in excess of $25,000 has a rate of 1.92% APY.
The American Plus Bank savings account is also providing an exceptional yield for low daily balances. The personal savings account has a rate of 0.50% APY based on balances of $0.01 to $999.99. For balances over $1,000.00, the savings account earns an interest rate of 2.50% APY.
This savings account requires a $100 minimum opening balance with a $300 minimum average balance to avoid monthly service charges. The savings account limits withdrawal activity to six or less.
Bank rates are subject to change. Rates effective as of March 24, 2009. For present bank rates, savings rates, money market account rates and CD rates contact a bank representative at 626-821-9188. The American Plus Bank web address is at www.bankaplus.com, the site posts up to date bank rate data as well as more detailed account information.
Coronado First Bank is a community bank established in 2005 with the mission to support the deposit and credit needs of Coronado residents and support the commercial banking and cash management service needs of the small and medium-sized businesses and professionals in Coronado and in the surrounding areas within San Diego.
Coronado First Bank offers commercial banking services and various deposit products that include personal checking, personal savings, CDs and money market accounts. The bank CDS range in length from 30 days to 5 years. These certificates of deposit require a $1,000 minimum opening deposit.
Current bank CD rates and terms:
1 month CD earns a rate of 1.26% APY
3 month CD rate is 1.51% APY
6 month CD has an interest rate of 1.92% APY
9 month CD yields a rate of 2.07% APY
One year CD rate is 2.28% APY
18 month CD earns a rate of 2.38% APY
2 year CD rate is 2.53% APY
3 year CD has an interest rate of 2.69% APY
4 year yields a rate of 2.79% APY
5 year CD rate is 2.89% APY
Fees could reduce the earnings on these CD accounts. CD interest rates and annual percentage yields are current as of 3/12/2009. Bank rates are subject to change at the bank’s discretion at any time prior to opening these accounts. Please contact the bank for complete account information, disclosures and up to the minute bank rates and CD rates at 619437-1000. Current CD rate and bank rate information is also available on the Coronado First Bank website which is located at www.coronadofirst.com.
Oneida Savings is a full-service, stock savings bank operating eight Central New York Bank branches. The bank has been serving Central New York since 1866. The bank offers a whole host of savings products including standard savings accounts, interest bearing checking accounts, NOW, and money market accounts, as well as IRAs and CDs. It specializes in real estate lending, and writes home equity, auto, business, and consumer loans as well.
CD rates and terms for deposits greater than $500.00:
3 month has an interest rate of 1.00% APY.
6 month rate is 1.15% APY.
One year CD rate is 1.40% APY.
18 month CD earns a rate of 1.65% APY.
Two year CD rate is 1.90% APY.
30 month CD has an interest rate of 2.00% APY.
Three year CD yields an interest rate of 2.15% APY.
Four year CD earns a rate of 2.40% APY.
Five year CD rate 2.75% APY.
CD rates and terms for deposits greater than $10,000.00:
3 month CD rate is 1.00% APY.
6 month CD earns a rate of 1.25% APY.
One year CD rate is 1.50% APY.
Two year CD rate is 2.00% APY.
30 month CD yields an interest rate of 2.10% APY.
Three year CD yields an interest rate of 2.25% APY.
Four year CD earns a rate of 2.50% APY.
Five year CD rate is 3.00% APY.
Oneida Savings also offers a great rate on their money market checking account. This bank money market account has a tiered interest rate pay out. For money market account balances of $0-999.99 the rate is 0.00% APY. When the money market account balances reaches $1,000-9,999.99 the rate earned is .50% APY. For money market account balances of $10,000.00-24,999.99 the interest rate increases to .75% APY. And for balances in the money market account in excess of $25,000 the interest rate rises to 1.00% APY.
Money market rates are variable rate accounts and the bank rates on this product are subject to change without notice.
Bank CD rates are subject to change without notice prior to opening the account. Fees assessed may reduce earnings. For current CD rates and account information, contact a Oneida Savings representative at 315-363-2000. Oneida Savings web address is www.oneidabank.com, at their website the bank also posts bank rate information including savings rates and lending rates.
Watertown Savings Bank is a full service, FDIC insured mutual bank headquartered in Watertown, Massachusetts. The bank was established back in 1870 in an era before electricity, telephones, cars or computers. The bank currently has over $1.0 billion dollar in assets. In addition to its headquarters in Watertown, the bank has nine other bank branches in the region.
The bank CDs offer competitively positioned interest rates that allow the account holder the ability to enjoy the comfort of earning a higher rate of interest on the invested funds while avoiding any risk to the principal. The bank offers competitive rates on these CDs and a broad range of maturity dates. Interest earned on the bank CDs is compounded monthly or can the bank CD holder can opt to have their monthly dividend mailed directly to them.
Watertown Savings Bank latest CD rates and terms:
The bank offers three special bank CD rates for bank checking account customers. To open these bank CDs and earn the advertised CD rate the account holder must have and maintain an active Watertown Savings Bank checking account. If the account does not remain “active” the CD interest rate will be reduced by 1.00%. Active checking account is defined as either direct deposit of your payroll or social security check, or at least five transactions per month within 60 days of account opening.
Seven month CD rates has a 1.00% APY
27 month yields a rate of 2.00% APY
47 month CD interest rate is 3.00% APY
The bank is also promoting a Special Money Market CD. This bank CD allows deposits and withdrawals of $1,000.00 + during the term (must be six calendar days between withdrawals). Maximum balance is $500,000.00.
120-Day Money Market CD rate .50% APY
Standard bank CD rates and terms.
Three month CD rate is .50% APY.
Five month CD rate is also at .50% APY.
Six month CD rate, nine month CD rate, eleven month CD rate and one year CD rate are all currently set at .50% APY.
Fifteen month CD rate is .75% APY.
Eighteen month CD rate is also at .75% APY.
Two year CD rate and thirty month CD rates are set at .75% APY.
The three year CD rate, four year CD rates, five year CD rate and six year CD rate are at 1.00% APY.
Bank rates and CD rates are effective through 4/1/09 and are subject to change without notice. For more information on bank accounts and bank rates, contact the bank at 315-788-7100. Watertown Savings Bank has a website that holds an assortment information on the various bank products including savings rates, CD rates and other bank rates. The bank web address can be found at www.wsbny.com.
State Bank of Bement is a community bank in Bement, Illinois that has been in operation since 1914. State Bank of Bement offers personal and commercial banking services.
The bank offers a wide variety of certificate of deposits with very competitive rates and terms. For consumers who are looking for a short-term investment or long term planning, these certificates of deposit may very well fit your investment needs.
Current CD rates and terms:
7-90 day certificate of deposit rate is 1.00% APY
3 month certificate of deposit earns an interest rate of 1.10% APY
6 month certificate of deposit has an interest rate 1.40% APY
One year certificate of deposit rate is 1.71% APY
18 Month certificate of deposit yields a rate of 1.86% APY
30 Month certificate of deposit rate is 2.01% APY
Bank CDs with maturities of 6 month or less require a $1,000.00 minimum deposit. Bank CDs with maturities of one year or more require a $500.00 minimum deposit.
Bank CD rates subject to change prior to opening the account. Up to date CD rates can be obtained by calling a local State Bank of Bement representative at 217-678-2311. The bank also provides a web site with bank rates and saving rates data, the bank web address can be found at www.bankbement.com.
Watertown Savings Bank provides consumer and commercial banking products and services in New York. Watertown Savings Bank was founded in 1894 and is based in Watertown, New York. The bank offers standard savings products including savings accounts, money market account and CDs as well as an assortment of lending products.
Watertown Savings Bank certificates of deposit and IRA accounts are a safe and secure way to earn a higher return on investment funds. Maturities for the bank CD’s range from 6 months to 5 years. Minimum balance to open a bank CD is $500.00. 6 month bank CD accounts are simple interest, paid quarterly and at maturity. 1 to 5-year bank CD accounts are compounded daily and credited quarterly and at maturity. CD interest earned can be credited to the account, transferred to any statement account, or mailed. A penalty may be imposed for withdrawals before maturity. Fees may reduce earnings.
Current bank CD rates and terms:
6 month CD rate is 1.65% APY
1 year CD rate is 1.80% APY
18 month CD earns an interest rate of 2.00% APY
2 year CD yields a rate of 2.00% APY
3 year CD has an interest rate of 2.26% APY
4 year CD earns a rate of 2.51% APY
5 year CD rate is 2.78% APY
The bank also offers a competitive rate on their savings account that currently yields a rate of 1.02% APY. Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month. Interest is compounded daily and paid quarterly. A minimum deposit of $ 10.00 is required to open this savings account. A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield on the savings account.
Bank rates and CD rates are effective through 4/1/09 and are subject to change without notice. For more information on bank accounts and bank rates, contact the bank at 315-788-7100. Watertown Savings Bank website has current CD rate information and additional information on bank products, the bank web address can be found at www.wsbny.com.
Oglesby State Bank is a based in Oglesby, Texas and has just one bank location. This relatively small bank offers a wide variety of account options including checking, interest-bearing accounts, commercial checking, savings accounts, certificates of deposit accounts and IRA’s. With the wide array of savings options, consumers in the area are sure to find an account option that is just right for their financial needs.
Oglesby State Bank offers CD’s for those who are looking for higher rates of returns over standard bank savings products. The interest rates are fixed for the term of the CD and interest is calculated daily and compounded monthly, quarterly or semi-annually. The interest earned on these CDs may be reinvested, credited to an Oglesby State Bank checking account, savings account, or money market account, or paid to the customer by check. The bank offers abroad selection of terms from 30 days to 60 months. The bank CD’s are automatically renewable and there is a grace period for withdrawal or deposit without penalty at the time of renewal. Early withdrawals will be subject to a substantial penalty.
Select the CD rate and term that is best suited for your savings objectives.
30 day CD rate is 0.74% APY
3 month CD earns a rate of 1.50% APY
6 month CD rate yields 1.76% APY
One year CD rate is 2.01% APY
18 month CD has an interest rate of 2.06% APY
Two year CD earns a rate of 2.11% APY
30 month CD yields an interest rate of 2.17% APY
Three year CD has a rate of 2.17% APY
Five year CD rate is 2.37% APY
Bank CD rates are subject to change prior to opening the account and additional conditions may apply. For current bank rates and CD rates contact a bank representative of Oglesby State Bank at 254 470-2261. For more bank rates as well as CD rates visit the bank website located at www.oglesbysb.com.
Bank of Chestnut was formed as a private bank in 1902 and is located in central Illinois. The bank has maintained the same location for over 100 years in the Village of Chestnut, Illinois. Bank of Chestnut offers several savings products including; bank CDs, money market accounts, savings accounts and NOW accounts.
A minimum deposit is $1,000.00 is required to open any of the bank certificates of deposit. These CD accounts are fixed rate and fixed term interest bearing deposits. CD interest rates are fixed until the maturity date of the certificate. Interest is compounded daily and credited annually, semiannually, quarterly or monthly based on the actual term of the certificate of deposit the consumer may choose. The bank employs the daily balance method to calculate the interest on the bank CDs. This method applies a daily periodic rate to the principal in the account each day.
Current CD rates and terms:
91 day CD rate is 1.31% APY
182 day CD yields a rate of 1.77% APY
One year CD rate is 1.92% APY
18 month CD has a rate of 2.33% APY
Two year CD rate is 2.43% APY
Three year CD yields an interest rate of 2.74% APY
Four year CD has a rate of 2.84% APY
Five year CD rate is 3.15% APY
Bank CDs can be either single maturity or automatically renewable certificates. If a bank CD is a single maturity certificate, it can be presented promptly at maturity, as no interest is payable after the maturity date. If a certificate of deposit is automatically renewable, the CD account holder will have a grace period of 10 days from maturity date to present this certificate for payment without penalty. If the certificate of deposit automatically renews, it will be renewed at the current CD rate in effect at the date of maturity
The bank also offers a competitive rate on their money market account. The money market account currently earns an interest rate of .75% APY for balances greater than $2,500 and the money market account yields an interest rate of 1.01% APY for balances over $50,000.
At the bank’s discretion, they may change the interest rate on the money market account. The interest rate earned may change as often as every day. Interest will be compounded every month and will be credited to the money market account every month. There is a minimum deposit of $2,500 to open the money market account. A maintenance fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for that cycle falls below $2,500. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The money market account allows for no more than 6 withdrawals or transfers from your account each statement cycle, only three withdrawals can be by check. A fee of $5.00 per item will be assessed if these limits are exceeded.
These bank rates are the latest rates available. These rates are subject to change on a daily basis. You may call the bank directly at 217-796-3305 for current bank rates including CD rates. Additional disclosures effecting the bank CD interest rates or frequency of interest rate changes are available on the bank website located at www.bankofchestnut.com.
Silver Lake Bank was opened in 1909 in Topeka, Kansas. The bank also has three other bank branches in Kansas serving the local communities. Silver Lake Bank serves these communities with a variety of individuals and businesses bank products and services. Competitive rates of interest are offered on number of savings products and the deposits are insured by the Federal Deposit Insurance Corporation.
Silver Lake Bank’s offer a variety of CD’s terms available to accommodate customer’s needs. CD earned interest is compounded quarterly on maturities of twelve months or longer. The bank also has other interest payment options available.
With a minimum deposit of $500.00, Silver Lake Bank provides the following CD rates and products:
A 91 day CD rate is 0.85 APY.
A 182 day CD rate is 1.15% APY.
A one year CD rate is 1.40% APY.
An eighteen month variable CD rate is 2.02% APY.
A two year jump CD rate is 1.50% APY.
A three year CD rate is 1.60% APY.
And a four year CD rate is 1.70% APY.
The two year jump up CD allows for the interest rate to be changed once during the term of the CD at the owner’s request.
Silver Lake Bank is also currently offering a few CD specials with a minimum opening balance of $500.00:
An eight month CD rate special is 1.90% APY.
A twenty month CD rate special is 2.20% APY.
And a thirty-three month CD rate special is 2.50% APY.
Band CD rates and interest rates are subject to change. Additional conditions may apply. To contact the bank directly for account information and current bank CD rates call 785-0232-0102. More bank product information as well as current interest rates can be found on the bank website which is located at www.silverlakebank.com.
First National Bank of Syracuse has been serving the communities of southwest Kansas for over 100 years. The bank’s main location is in Syracuse, Kansas but also has a branch in Johnson, Kansas and two branches in Garden City, Kansas. Whether it is checking accounts, savings accounts, CDs, investments or loans, the bank offers the latest in financial services at very competitive interest rates.
With daily balance of $500.00-$49,999.99 First National Bank of Syracuse provides the following CD products:
A 91-181 day CD rate is 1.46% APY.
A 182-364 day CD rate is 1.48% APY.
A twelve month CD rate is 2.47% APY.
With a minimum balance of $500.00 First National Bank of Syracuse also offers the following rates:
A seven month CD rate is 2.61% APY.
A twenty-four month CD rate is 2.78% APY.
And thirty-six month CD rate is 2.78% APY.
With a minimum opening balance of $500.00 First National Bank of Syracuse is currently offering the following thirteen month CD special:
A thirteen month CD with a rate of 2.58% APY.
With a minimum opening balance of $5,000.00 First National Bank of Syracuse is also currently offering the following twenty-seven month CD special:
A twenty-seven month CD special rate is 3.03% APY.
CD interest rates are subject to change prior to account opening. Additional conditions may apply to open these bank accounts. To contact the bank directly for more information on bank rates and accounts call 620-384-7441. More bank product information as well as current interest rates can be found on the bank website which is located at www.fnb-windmill.com.
Community Capital Bank opened in August of 2002. Since the opening in Jonesboro, the bank has expanded to three full service banking locations, including Fayetteville and Stockbridge Georgia. The bank products and services are designed for both commercial and consumer clients, the bank however portrays itself as being especially experienced in commercial bank lending and deposit services including real estate lending of all types, business start-up financing, inventory, accounts receivable and equipment financing and SBA lending resources. Deposit services include various checking accounts, internet banking and Biz Pay and our On-Site Teller service which is like putting a teller window in your office.
Customers can open a bank CD with Community Capital Bank for as little as $500. With a minimum opening deposit of $10,000.00, the bank offers the following CD rates and products:
A thirty day CD rate is 1.50% APY.
A sixty day CD rate is 1.75% APY.
With a minimum opening deposit of $500.00, Community Capital Bank also offers these CD rates and products:
A ninety day CD rate is 2.00% APY.
A six month CD rate is 2.50% APY.
A twelve month CD rate is 3.00% APY.
An eighteen month CD rate is 3.15% APY.
A twenty-four month CD rate is 3.30% APY.
A thirty month CD rate is 3.45% APY.
A thirty-six month CD rate is 3.50% APY.
A forty-eight month CD rate is 3.55% APY.
And sixty month CD rate is 3.60% APY.
Bnak CD interest rates are subject to change. Additional conditions may apply. To contact the bank directly for current band rate information call 770-472-5020. More bank product information as well as current interest rates can be found on the bank website which is located at www.ccbank.us.
Alaska is the largest state with the lowest population density in the nation and home to Northrim Bank. Northrim Bank is a full-service commercial bank that provides a full range of personal and business banking services. Northrim Bank was founded in 1990 and is headquartered in Anchorage, Alaska. The bank provides its banking services through 11 bank branch locations in Anchorage, Eagle River, Wasilla, and Fairbanks, Alaska.
Make the most of available investment funds with the bank CD offers. CD terms range from 30 days to five years. Bank CDs automatically renews at maturity for the same term at the prevailing interest rate. No withdrawal penalty during 10 day grace period following maturity. Only $500 minimum for investment in these CDs.
Current CD rates:
One month CD rate is 0.20% APY
Three month CD earns an interest rate of 0.50% APY
6 month CD rate is offered at 0.70% APY
1 year CD yields a rate of 1.25% APY
2 year CD has an interest rate of 1.65% APY
3 year CD rate is1.85% APY
4 year CD earns an interest rate of 2.05% APY
5 year CD has a rate of 2.25% APY
Northrim Bank also offers Jump-Up CDs. These bank CDs allow the accountholder the option to increase earnings when interest rates rise. Jump or increase the CD interest rate once on a 12 month and twice on terms of 18 month or more, just stop by any bank branch or call their customer service representatives. Customers can choose CD terms that fits their needs best from one year CDs, 18 month CDs, two year CDs, or three year CDs. Additional deposits allowed.
Jump-Up CDs rates:
1 year CD rate is 1.25% APY
18 month CD earns a rate of 1.45% APY
2 year has an interest rate of 1.65% APY
3 year CD rate is 1.85% APY
The Annual Percentage Yield is based upon the assumption that interest earned remains in the account until maturity. Interest withdrawals and fees will reduce earnings. For information on the banking products listed above, including bank rates, CD rates, calculations, frequency of rate changes, minimum balance requirements, call Northrim Bank at 800-478-2265. The bank website has information on bank rates and account details and can be found at www.northrim.com.
The Newburyport Five Cents Savings Bank is a Massachusetts bank that has been building consumer banking relationships since 1854. The bank is a community bank with six locations offering a full range of consumer and business banking products and services.
For consumers who have a specific amount of money available for long term financial planning, a certificate of deposit is the type of account that will give some of the best yields. All of the bank CD specials offer a competitive rate of return. Bank CD accountholders may select the term that is right for their financial needs. These accounts are safe and secure, FDIC insured with a guaranteed rate for the term of the CD.
Newburyport Five Cents Savings Bank current CD rates:
91 day CD rate is 1.26% APY
6 month CD earns a rate of 1.51% APY
One year CD rate is also at 1.51% APY
15 month CD yields a rate of 1.77% APY
18 month CD has an interest rate of 2.02% APY
Two year CD rate is 2.28% APY
30 month CD rate is also set at 2.28% APY
Three year CD earns an interest rate of 2.79% APY
Four year CD yields an interest rate of 3.30% APY
Five year CD rate is 3.56% APY
All bank CDs require a minimum deposit of $500.00 with the exception of the 91 day and 6 month CD which both require a minimum deposit of $2,500.00.
Newburyport Five Cents Savings Bank offers other savings programs including a money market account. There are several important features that make the money market account an attractive investment. The bank money market account offers competitive rates, full insurance protection, withdrawals, and checkwriting privileges.
Newburyport Five Cents Savings Bank current money market account rates:
For money market account balances of $50,000.00 and up the rate is 1.51% APY
Money market account balances of $10,000.00 – $49,999.99 the rate is 1.26 % APY
Money market account balances of $2,500.00 – $9,999.99 yield a rate of 1.01% APY
Money market balances of $10.00 – $2,499.99 have a rate of 0.25% APY
Balances between $0.00 – $9.99 offers a 0.00% rate.
Fees could reduce earnings on the money market account. All rates are subject to change, after the account is opened. If minimum balance falls below $2,500.00, the interest rate will revert to 0.25% APY 0.25%.
Bank CD rates and money market account subject to change prior to opening the account. Additional information on bank rates can be obtained from any one of the bank customer service representatives at 978-462-3136. Newburyport Five Cents Savings Bank website maintains up to date bank rates including CD rates, money market account rates and savings rates. The website is located at www.newburyportbank.com.
For car loan rates please visit www.selectautorates.com. For mortgage rate information visit www.selectcalculators.com.
Dakota County State Bank is based in South Sioux City, Nebraska and offers a variety of consumer and business bank products. The bank has three bank branches in the region. The bank offers competitive rates for the region on savings accounts, money market accounts and CDs. The bank CDs earned interest is compounded and credited quarterly. The CD rate paid is earned until first maturity. A penalty may be imposed for early withdrawal.
Current CD rates and terms:
3 to 5 month CD rates for balances of $1,000 – $9,999 is 1.00% and a 1.00% APY
3 to 5 month CD rates for balances of $10,000- $24,999 is 1.10% and a 1.10% APY
3 to 5 month CD rates for balances of $25,000 and greater is 1.24% and a 1.25% APY
6 to 11month CD rates with a balance of $1,000 – $9,999 is 1.59% and a 1.60% APY
6 to 11month CD rates with a balance of $10,000- $24,999 is 1.69% and a 1.70% APY
6 to 11month CD rates with a balance of$25,000 & greater is 1.84% and a 1.85% APY
One year to 17 month CD rates with a balance of $1,000 – $9,999 is 1.74% and a 1.75% APY
One year to 17 month CD rates with a balance of $10,000- $24,999 is 1.84% and a 1.85% APY
One year to 17 month CD rates with a balance of $25,000 & greater is 1.99% and a 2.00% APY
18 to 23 month CD rates for balances of $1,000 – $9,999 is 1.94% and a 1.95% APY
18 to 23 month CD rates for balances of $10,000- $24,999 is 2.03% and a 2.05% APY
18 to 23 month CD rates for balances of $25,000 & greater is 2.18% and a 2.20% APY
Two year to 35 month CD rates on balances of $1,000 – $9,999 is 2.13% with a 2.15% APY
Two year to 35 month CD rates on balances of $10,000- $24,999 is 2.23% with a 2.25% APY
Two year to 35 month CD rates on balances of $25,000 & greater is 2.38% with a 2.40% APY
Three year to 47 month CD rates for amount between $1,000 – $9,999 is 2.38% with a 2.40% APY
Three year to 47 month CD rates for amount between $10,000- $24,999 2.48% with a 2.50% APY
Three year to 47 month CD rates for amount between $25,000 & Greater 2.62% with a 2.65% APY
Four year to 59 month CD rates with balances of $1,000 – $9,999 is 2.72% with a 2.75% APY
Four year to 59 month CD rates with balances of $10,000- $24,999 is 2.82% with a 2.85% APY
Four year to 59 month CD rates with balances of $25,000 & greater is 2.97% with a 3.00% APY
Five year CD rates for balances of $1,000 – $9,999 is 2.72% and a 2.75% APY
Five year CD rates for balances of $10,000- $24,999 is 2.82% and a 2.85% APY
Five year CD rates for balances of $25,000 & greater is 2.97% and a 3.00% APY
The bank CD interest rates and annual percentage yield may change at any time at the bank’s discretion. The annual percentage yield assumes interest remains on deposit until maturity. Additional conditions ay apply to open these CD accounts. For current bank rate information and CD account details a bank representative can be reached at 402-494-4215. The bank web address is www.dcsb.com, the website holds further information on bank rates and CD rates as well as consumer and business account facts.
Avidia Bank is a relatively new Massachusetts bank formed by the merger of two banks. Avidia Bank was formed in 2007 by the merger between Hudson Savings Bank and Westborough Bank. Avidia has approximately $1 billion in assets and nine bank branches located in seven towns in central Massachusetts: Hudson, Westborough, Clinton, Leominster, Marlborough, Northborough and Shrewsbury.
Avidia Bank offers certificates of deposits in just about any term needed: from 3 months to 5 years or more. A minimum deposit of $1,000 is required to open a bank CD. Interest is posted on the 15thof each month and at the maturity of the CD. CD interest payments may be transferred to another account, left to accumulate in the CD or sent to the account holder by check monthly, quarterly, semi-monthly or annually. A penalty will be charged for early withdrawal of principal from the CD.
Avidia Bank CD rates and terms:
3 month CD earns an interest rate of 1.82% APY
6 month CD rate is 2.17% APY
12 month CD rate is 2.53% APY
Two year CD has an interest rate of 2.84% APY
Three year CD yields a rate of 3.10% APY
Four year CD earns a rate of 3.30% APY
Five year CD rate is 3.46% APY
Avidia Bank also offers high yielding money market account. The money market account allows account holders to earn higher money market interest rates while enjoying some check writing privileges. Money market interest is paid on any balance over $1,000. Interest is earned on balances of $.01 and higher. The rate earned on the money market account is tiered: the higher the balance, the higher the interest rate. If the money market account balance falls below $1,000, this account reverts to the bank’s Value NOW Account interest rate. The money market account is charged a $5.00 monthly maintenance fee for any statement period when the balance falls below the $1,000. The money market account allows unlimited over-the-counter withdrawals, but there is a limit of six pre-authorized automatic computer transfers or check withdrawals per statement period. No more than three of these withdrawals may be to a third party. The minimum opening deposit is $1,000. Withthe money market account the account holder can make unlimited deposits, withdrawals or transfers using an ATM (there are some restrictions on accessing money market accounts with a Check Card).
Money market account rates:
Account balance $0.01 – $9,999.99 has an interest rate of .75% APY
Account balance $10,000.00 – $49,999.99 earns a rate of .75% – 1.16% APY
Account balance $50,000.00 – $99,999.99 yields a rate of 1.16% – 1.26% APY
Account balance $100,000.00 or greater rate is 1.26% – 1.45% APY
Bank rates subject to change. Additional conditions may apply to open these accounts and earn the posted rates. For current bank rates and CD rates contact a bank representative at 800-508-2265 or 978-562-2222. Avidia Bank also maintains a web site that holds the latest bank rate information including CD rates, savings rates and checking rates. The bank web address can be found at www.avidiabank.com.
For car loan rates visit www.selectautorates.com. For mortgage information visit www.selectcalculators.com.
Bank of Fall River is a full service bank that was chartered in 1888. Bank of Fall River has four full service bank branch locations in Fall River, N. Dighton/Taunton and Fairhaven. Bank of Fall River has assets of more than $150 million.
In order to meet different savings needs, Bank of Fall River also offers a number of savings accounts that can be used for a variety of purposes such as retirement or a child’s college education. Other popular savings accounts such as Christmas Club accounts and money market accounts are also available. All of the bank savings accounts offer competitive interest rates.
The bank’s Wall Street Checking Account ($2,500 minimum) earns a rate of 1.26% APY. If the account balance falls below $2,500, the funds still earn competitive interest. The interest rate for balances under $2,500 is .50% APY. There is a monthly fee of just $8.00 if your minimum balance falls below $1,000. There is no per check charge. The account has unlimited check writing. Debit card is also available for the account.
Bank of Fall River also offers a money market savings and checking account with a $1,000 minimum that earns a rate of .01% APY. This money market account earns a competitive rate of interest without restricting the money to the terms of a certificate deposit. Higher balances earn higher interest rates. A minimum opening balance of $1,000 is required. Account owners receive a statement each month with posted transactions. There is no monthly service fee with a minimum balance of $250.
If you are looking to invest your money for a term ranging from 3 months to 5 years, Bank of Fall River offers some of the most competitive interest rates in the area. An initial deposit of $500 is all that is required to open one of the bank certificates of deposit. Additional deposits can be made at the time of maturity. Withdrawals of principal can be made at any time during the life of the C.D., however, a penalty will be incurred if the withdrawal is not made at maturity. Withdrawals of CD interest may be made at any time with no penalty.
Standard CD rates and terms:
3 month CD rate is 1.51% APY
8 month CD earns a rate of 1.76% APY
One year CD yields a rate of 2.02% APY
2 year CD has an interest rate of 2.53% APY
3 year CD rate is 3.04% APY
4 year CD has a rate of 3.30% APY
5 year CD rate is 3.82% APY
18-month variable rate I.R.A. CD rate is 3.56% APY
Special promotions CDs:
5 month CD rate is 1.76% APY
6 month CD earns a rate of 1.77% APY
9 month CD has an interest rate of 2.02% APY
13 month CD /I.R.A. rate is 2.02% APY
30 month CD rate is 2.68% APY
The 13 Month certificate/I.R.A. requires a minimum deposit of $1,000; all other bank certificates of deposit require a minimum deposit of $500. A penalty may be applied for early withdrawal. All bank CD rates are subject to change without notice. For recent CD rates and account details call Bank of Fall River directly at 508-678-7655. The bank website also maintains up to date bank rates and CD rates, the web address is www.bankoffallriver.com.
For mortgage rate data please visit www.selectcalculators.com. For car loan rates visit www.selectautorates.com.
Custer Federal Savings and Loan Association is a small, singular bank located in central Nebraska. The bank has approximately 13 full time employees. Custer Federal opened in March of 1925. The bank specializes in commercial lending but offers a variety consumer products including bank CDs.
Custer Federal offer CD’s for terms of 3, 6, 12, 18, 24,30, and 48 months. The bank also offers a 36 month step up CD. Interest on the CDs compounds semi-annually or it may be paid out by check or transfer monthly, quarterly or semi-annually. A penalty will be applied for early withdrawal
With a minimum opening deposit of $500.00, Custer Federal offers the following CD products:
A three month CD rate is 1.35% APY.
A six month CD rate is 1.75% APY.
A one year CD rate is 1.89% APY.
An eighteen month CD rate is 2.29% APY.
A two year CD rate is 2.47% APY.
A thirty month CD rate is 2.78% APY.
And a four year CD rate is 3.44% APY.
Custer Federal Savings and Loan Association reserves the right to deny the use of any of its banking products based on sound business practices. Custer Federal offers its banking products to customers within its trade area.
Bank CD interest rates are subject to change. Additional conditions may apply. To contact the bank directly for current bank rates and CD rates call 877-860-2266. More bank product information as well as up to date interest rates can be found on the bank website which is located at www.custerfederal.com.
Adams Bank & Trust is a family owned regional bank based in Ogallala, Nebraska. The bank’s history began in 1916 with a charter for a new state bank being granted to G.D. Adams. Mel Adams, the current chairman, is the grandson of the founder. Adams Bank & Trust is one of the largest agricultural lending institutions in the United States. The bank offers competitive agricultural loan rates for real estate, operating, livestock and equipment. The bank has been positioning itself to offer bank services and products beyond agriculture, although it remains a significant component of the banks operations. The bank offers competitive rates for loans on commercial real estate, consumer loans, real estate loans, operating and equipment loans. Adams Bank & Trust provides financial services including estate planning, and investments such as annuities and mutual funds. The bank also offers standard consumer products such as checking accounts, money market accounts and certificates of deposit.
For clients interested in the CD features, you can invest your funds in a CD for any term ranging from 1 month to 60 months and receive a corresponding rate of interest for that term. Options for interest include compounding or deposit to another account at Adams Bank & Trust. The current CD rates being offered by Adams Bank & Trust include:
1 month CD that earns an interest rate of 0.50% APY
3 month CD that has an interest rate of 1.00% APY
6 month CD has an interest rate of 1.60% APY
One year CD rate is 2.00% APY
18 month CD earns an interest rate of 2.35% APY
Two year CD rate is 3.00% APY
30 month CD has an interest rate of 2.80% APY
Four year CD yields a rate of 3.00% APY
Five year CD rate is 3.10% APY
CD interest rates and annual percentage yield may change and additional conditions may apply. Contact a local Adams Bank & Trust location for current bank rates and CD rates, the main office phone number is 800-422-3488. The bank website contains additional account and product information as well as timely bank rate date, the website can be found at www.abtbank.com.
This national bank was established in 2001 and has five bank branches located within the state of Alabama. First National Bank of Baldwin County offers highly competitive rates on certificates of deposit, savings and money market accounts, a wide-range of investment options, and checking accounts to fit both personal and business banking needs.
First National Bank of Baldwin County is currently offering several bank CDs (certificates of deposit) which are very alluring for an investor with a small amount of cash. Below are not only the current First National Bank of Baldwin County standard CD rates, but also the special CD rates being offered. There is not a specified amount of time left on the special CD rates but they can be changed at anytime.
Special CDs offered by the bank:
7 month CD rate special at up to 2.00%
16 month CD rate special at up to 2.50%
To qualify for this top CD rate, you must have a new or existing personal or business checking account. Rates also available on CDs without another bank account if the amount of the CD is $100,000 or more. Minimum balance required to obtain CD APY is $500 provided you have a personal or business checking account. Otherwise, the minimum balance required to obtain APY is $100,000.
Standard CDs offered by the bank:
7 – 31 day CD has an interest rate of 0.50% APY
32 – 89 day CD also yields a rate of 0.50% APY
3 – 5 month CD has an interest rate of 1.00% APY
6 – 11 month CD rate is 1.25% APY
12 – 23 month CD earns an interest rate of 1.50% APY
24 – 29 month CD rate is 1.75% APY
30 – 35 month CD yields a rate of 2.00% APY
36 – 47 month CD has a rate of 2.25% APY
48 – 59 month CD rate is 2.50% APY
Bank CD rates are subject to change without further notice. Penalty for early withdrawal. Minimum opening deposit and minimum balance required to obtain the CD APY is $500. For current CD rates and account details, the bank can be reached directly at 251.943.5656. The bank website posts timely bank rates including CD rates, savings rates and checking account rates, the web address is www.firstbaldwin.com.
Renasant Corporation is the parent of both Renasant Bank and Renasant Insurance. As of December 31, 2008, Renasant had assets of approximately $3.7 billion and operated over 65 banking, mortgage, financial services and insurance offices in Mississippi, Tennessee and Alabama. Renasant Bank offers an assortment of personal and business banking and investment services.
With flexible terms between 32 days and 84 months Renasant Bank offers competitive interest rates with its certificates of deposit. As is the usual nature of banks’ CDs, interest rates applied remain unchanged during terms. Other features include: automatic renewal at CD’s maturity and the CD can be used as collateral for personal loan. CD interest can be mailed to the account holder, transferred to another Renasant Bank account or direct deposited to an account at another financial institution.
With these CD specials you’ll have the flexibility to move to an even higher yield if interest rates rise. The interest rate may be adjusted once during the term of the CD. If the bank CD account holder elects to increase the interest rate, the rate available will be the rate currently being paid at the time of the request for an equal-term, non-special-offer CD. If the bank does not currently offer a CD of equal term, they will round down to the nearest term and that non-special-offer CD rate will be available.
5 month CD earns an interest rate of 2.00% APY
15 month CD has an interest rate of 2.50% APY
25 month CD earns an interest rate of 2.75% APY
39 month CD yields an interest rate of 3.00% APY
49 month CD earns an interest rate of 3.00% APY
Bank CD interest rates are subject to change and additional account conditions may apply. Renasant Bank can be contacted at 800-680-1601 for current CD rates as well as detailed account information. The bank website can be reached with this URL: www.renasantbank.com.
The Village Bank was founded in August 1996 to become the oldest locally owned bank in St. George, Utah. The Village Bank is a state chartered independent bank serving consumers and businesses in Washington County and portions of Iron County, Utah and Clark County, Nevada. The Village Bank has 4 offices, 24 hour ATM access at each location, telephone banking, and internet banking. The bank offers its customers access to decision makers locally, the latest in technology and a wide menu of product offerings.
The Village Bank is offering several competitive deposit rates. The bank CDs have terms for these fixed rate investments from 6 to 48 months. There is a $500 minimum to open the bank CDs. The CDs have an automatically renewal feature.
6 month CD has an interest rate of 2.99%
One year CD rate is 3.09% APY
13 month earns a rate of 3.85% APY
18 month CD yield an interest rate of 3.09% APY
Two year CD rate is 3.19% APY
30 month CD has an interest rate of 3.19% APY
Three year CD earns a rate of 3.29% APY
Four year CD yields a rate of 3.39% APY
The bank also has a competitive rate on its high yield money market account. The interest rate on the banks eMarket Account is 2.65% APY on balances of $2,500 and greater. For this money market account, all account servicing must be completed online. The minimum balance is $2,500. The money market account interest rate and annual percentage yield may change after account opening.
Bank rates are subject to change and additional conditions may apply. For current bank rates and CD rate information contact the bank directly at 888-277-5882. The Village Bank website is located at www.thevillagebank.com. The bank website has CD rate information, checking rates, savings rates, loan rates as well as additional account information.
Wainwright Bank & Trust Company provides a variety of financial services. The bank was founded in 1987. Wainwright Bank & Trust Company is a $1 billion publicly traded commercial bank. The bank is headquartered in Boston with over a dozen bank branches throughout the Greater Boston area.
The bank provides deposit and savings accounts that range from checking accounts to CDs. The services of the bank also include originating residential and commercial real estate mortgages, commercial and consumer loans, investing in securities and providing investment management services.
Bank customers are offered accounts such as negotiable order of withdrawal (NOW) and demand deposit accounts with check-writing privileges. Some of these bank accounts have associated overdraft features. The NOW accounts pay interest on available balances. Customers may access their accounts through most major automated teller machine networks in the United States.
The Bank offers money market and statement savings accounts that pay a higher rate of interest than its transaction-oriented NOW accounts, and which have limited or no check-writing privileges. The Bank offers certificate of deposits to depositors who want to invest for a period of 30 days or more.
Wainwright Bank & Trust Company CD rates.
Special CD rates offers:
5 month CD with an interest rate of 1.50% APY. There is no penalty for early withdrawal after 7 days from opening this bank CD account; a Wainwright Bank checking account is required. The CD rate without a Wainwright Bank checking account will be .50% less than the stated rate at the time of account opening.
7 or 11 month your choice CD that has an interest rate of 2.25% APY. Customers must have a new or existing Wainwright Bank checking account to obtain the stated CD rate. The bank CD rate without a Wainwright Bank checking account will be .50% less than the stated CD rate at the time of account opening.
2 year Only-Up CD that earns a rate of 2.75% APY. One rate increase allowed, upon request, to match the standard 2-year CD interest rate then published by Wainwright Bank; the new CD rate will carry forward from the date of increase and will not be retroactive; available only for funds not currently on deposit at Wainwright Bank.
3 year Equal Exchange CD has a rate of 3.00% APY. This bank CD Secures a line of credit for Equal Exchange to provide Fair Trade pricing for farmers’ crops in emerging countries. Each CD opened increases the available funds in a line of credit to Equal Exchange, a Fair Trade coffee, tea and chocolate merchant who provides over 30 farmer cooperatives in 16 countries with a fair price for their crops. Call the bank for more information regarding this CD product.
Standard bank CD rates:
30 day CD rate is 1.60% APY
90 day has an interest rate of 1.80% APY
180 day CD earns a rate of 1.75% APY
1 year CD interest rate if 2.00% APY
11/2 year CD has an interest rate of 2.25% APY
2 year CD yields a rate of 2.50% APY
3 year CD earns an interest rate of 2.75% APY
5 year CD rate is 3.00% APY
Minimum opening deposit for the bank CDs is $1,000. Interest is compounded monthly and available for automatic transfer to checking or money market account. Bank CD rates subject to change without notice. For current CD rates and account information contact a Wainwright Bank & Trust Company representative at 888-428-2265. Wainwright Bank & Trust Company maintains a website located at www.wainwrightbank.com that posts current bank rates including CD rates as well as detailed account information.
South Coastal Bank operates four full service bank branches and six automated teller machines along the south shore of eastern Massachusetts in Rockland, Scituate, Quincy and Braintree. The bank is an independent, mutual savings bank that is a wholly owned subsidiary of MountainOne Financial Partners.
South Coastal Bank has met the financial needs of consumers and businesses since 1868. The bank provides a number of consumer and business products and services including: commercial, installment and mortgage loans; electronic and on-line banking services; telephone banking; consumer deposit products such as checking accounts, savings, certificates of deposit and IRAs; and commercial deposit products including checking, savings, money market and sweep accounts.
South Coastal Bank enables investors to earn higher interest rates when they invest in a certificate of deposit. The bank minimum to open on the CDs is just $1,000 and they have terms available from 3 months to 48 months.
South Coastal Bank CD rates.
3 month CD rate is 1.00% APY
4 month CD has an interest rate of 1.25% APY
6 month CD rate is 2.50% APY
8 month CD earns an interest rate of 1.75% APY
One year CD rate is also 1.75% APY
15 month CD rate is 1.75% APY
18 month CD also earns a rate of 1.75% APY
Two year CD rate stands at 1.75% APY
30 month CD is stuck at 1.75% APY
Three year CD rate has an interest rate of 3.00% APY
Four year CD rate is also at 3.00% APY
Bank CD rates are subject to change and additional conditions may apply. For current CD rates and bank account information, a bank representative can be reached at 781- 878-5252. The bank website also posts up to date bank rates and CD rates, the web address can be found at www.southcoastalbank.com.
The Highlands Bank of Louisiana has 5 convenient branch locations to serve the Baton Rouge market. The main office is located in Jackson, Louisiana. The Highlands Bank provides various financial products and services to individual and corporate customers. The bank offers checking accounts, savings, money market accounts, individual retirement, as well as certificates of deposit. The bank also provides lending services such as commercial loans, industrial, residential real estate mortgages, auto loans as well as personal secured and unsecured credit. Further, the bank provides Internet banking, investment services and insurance.
CD rates offered by the bank presently include:
7 – 31 day CD rate is 1.25% APY
60 days CD also earns a rate of 1.25% APY
3 month CD rate is 1.50% APY
6 month CD yields a rate of 2.25% APY
One year CD rate is 2.50% APY
18 month CD has an interest rate of 2.60% APY
Two year CD earns a rate of 2.75% APY
Three year CD yields a rate of 3.00% APY
Four year CD has a rate of 3.25% APY
Five year CD rates is 3.50%
Bank CD rates are subject to change for current bank rates and account information call a bank representative at 225.634.7741. Additional account conditions may apply. The Highlands Bank website has rate data on a variety of the bank savings products including the CD rates, the web address is www.thehighlandsbank.net.
McIntosh State Bank is a full service commercial bank, serving the Georgia counties of Butts, Jasper, and South Henry through offices in Jackson, Monticello, Locust Grove and McDonough Georgia. The bank was established in 1964. McIntosh State Bank is chartered as a Federal Reserve Non-member with the primary regulator being the Federal Deposit Insurance Corporation (FDIC).
McIntosh State Bank had assets of $450,939,000 at the close of 2008. The bank also experienced a net loss of -$7,038,000 for that year. Unfortunately, Georgia banks have been suffering from deeper problems do to delinquencies in residential and construction loans. McIntosh State Bank has not been immune to this judging from the size of the loss as well as the fact that the bank has 9.17% of its loans classified as non current at the end of 2008.
The bank offers deposit and transaction accounts such as checking accounts, savings accounts, individual retirement accounts, money market accounts, NOW accounts and certificate of deposit accounts. It also provides lending services such as commercial loans, industrial loans, residential real estate mortgages, leasehold financing, as well as personal secured and unsecured credit.
The bank certificates of deposit require a $500.00 or more opening deposit which can be invested in the CDs for terms of 90 days to 60 months. CD interest earned can be directly deposited monthly, quarterly or annually into any McIntosh deposit account. Most of the banks CDs are set to renew on the day of maturity for the same term and at current bank interest rates. Notices are sent prior to maturity dates; the CD account holder has 10 days after maturity to withdraw funds without a penalty. Early withdrawal penalties apply equal to three months interest on a CD with an original maturity of 1 year or less and six months interest on a CD with an original maturity greater than 1 year.
Current bank CD rates.
90 day CD rate is 1.50%
180 day CD has an interest rate of 1.75%
1 year CD rate is 2.25%
18 month CD earn an interest rate of 2.55%
2 year CD has a rate of 2.55%
3 year CD yields a rate of 2.60%
4 year CD earns a rate of 2.80%
5 year CD rate is 3.15%
Bank CD rates subject t change at the bank’s discretion prior to opening the account. Additional conditions may apply. For current CD rates as well as account details, call a bank representative at 800-303-0894. McIntosh State Bank maintains a website that posts current bank rates at www.mcintoshbancshares.com.
For mortgage rate information please visit www.selectcalculators.com.
Before the Great Depression there were two banks located in Farmington, Illinois. One of these banks closed and the other is the still profitable Bank of Farmington. The Ba