Rates Current as of Thursday February 09, 2012

« Lending Implications of the Fed Rate Cut

Bank Promotions First Post »

Bank Profiles First Post

Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Cras tincidunt. Vivamus bibendum. Quisque sit amet lacus non nunc consequat porta. Vestibulum consectetuer lobortis urna. Sed dui eros, dignissim at, posuere et, auctor non, arcu. Vestibulum augue. Vivamus blandit augue sit amet nibh congue molestie. Pellentesque metus leo, gravida ut, molestie quis, euismod nec, neque. Proin a erat ornare augue tristique lobortis. Vestibulum fringilla tellus ac nisi. Donec porta tempor libero. Praesent felis. Duis molestie posuere tortor. Aliquam sed arcu quis ipsum suscipit convallis. Nunc lectus sem, porta nec, tristique ut, adipiscing et, erat. Aenean et erat. Sed ac leo. Integer scelerisque. Mauris blandit nibh ut nibh congue facilisis. Duis cursus augue ac odio.

This entry was posted on Thursday, November 6th, 2008 at 1:53 am and is filed under Bank Profiles. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

No user commented in " Bank Profiles First Post "

Follow-up comment rss or Leave a Trackback

Leave A Reply

Similiar Content You Might Enjoy

Banking and CD Rates in the Berkshires

Berkshire Hills Bancorp is a regional financial services company with assets of approximately $2.5 billion. Berkshire Hills Bancorp, Inc. is the holding company for Berkshire Bank. Established in 1846, Berkshire Bank is one of Massachusetts’ oldest and largest independent banks and the largest banking institution based in Western Massachusetts. The Bank is headquartered in Pittsfield,

Undertaking to act as executor, administrator, guardian, conservator, or trustee for a family trust, authorized trust, or testamentary trust, or receiver or trustee in bankruptcy.

A series of unexpected cash withdrawals caused by a sudden decline in depositor confidence or fear that the bank will be closed by the chartering agency, i.e. many depositors withdraw cash almost simultaneously. Since the cash reserve a bank keeps on hand is only a small fraction of its deposits, a large number of

Bank of the West Best Savings Account Rates

While bank rates remain low, Bank of the West is promoting an online savings account that offers an interest rate that is one of the top ten highest savings account yields available nationwide and is above the national average rate for 6 month CDs, one year CDs and two year CDs. Bank of the West has

Bank CD Rates in Baldwin County

This national bank was established in 2001 and has five bank branches located within the state of Alabama. First National Bank of Baldwin County offers highly competitive rates on certificates of deposit, savings and money market accounts, a wide-range of investment options, and checking accounts to fit both personal and business banking needs. First National Bank

Best Five Year CD Rate in Illinois, Harris N.A. Chicago Tribune Nov. 12, 2008

Harris is running an ad in today’s Chicago Tribune, Nov. 12, 2008 promoting their current CD rates. The ad displays the rate on a five year term CD by Harris at 4.50%. This interest rate is one of the best CD rates offered in Illinois. In the same ad, Harris offers a 7 month CD

Peoples United Mortgage Rates October 12, 2011

People’s United Bank offers a solid range of mortgage loan products with competitive interest rates within the six states served by the bank. The bank provides financial products and services including home mortgage loans in Connecticut, Massachusetts, Vermont, New York, New Hampshire, and Maine. People’s United Bank is the 53rd largest bank in the nation

South Dakota CD Rate Spotlight

American Bank & Trust is offering some of the highest CD rates in South Dakota. The American Bank & Trust is a home owned and managed bank that has been serving the area since the early 1900′s. Right now the bank is offering two of the highest CD rates for short term CDs in South

The Best CD Rates for the Week of August 21, 2009

This past week on Wall Street there appears to be growing belief that the economic recovery is insight. The Fed Chairman chimed in after the annual Fed conference in Wyoming that the U.S. economy has “avoided the worst” and the recovery will be “relatively slow at first”. Meanwhile the FDIC closed the doors on four

Best Short Term CD Rate in South Carolina

The Palmetto State has several banks offering above average interest rates on short term certificates of deposit. One bank on the coastline has the best short term CD rates in South Carolina. Community First Bank has been servicing the Lowcountry for 11 years. For those potential bank customers who are as ignorant as we are,

Why do certificates of deposit pay more than a savings account?

Most banks pay a higher rate on certificates of deposits because the CD’s have a set length of maturity. This means the bank can use those funds for predetermined period of time without worrying about losing the funds via sudden customer withdrawal. Remember, banks make money by loaning out the deposits or investing

Bankers Acceptance

Bankers acceptances are negotiable time drafts, or bills of exchange, that have been accepted by a bank that, by accepting, assumes the obligation to pay the holder of the draft the face amount of the instrument on the maturity date specified. They are used primarily to finance the export, import, shipment, or storage of

When you get a PIN number for your debit or credit card, choose and guard it carefully. When selecting a PIN, avoid picking a number that is easy for others to guess – for example, your name, telephone number, date of birth, or any simple combination of these. Never write down your

Electronic Fund Transfer Systems – EFTS

A variety of systems and technologies for transferring funds electronically rather than by check. This includes Fedwire, automated clearinghouses (ACHs), and other automated systems.

Figurative expression for the informal network of dealers and investors over which short-term debt securities are purchased and sold. Money market securities generally are highly liquid securities that mature in less than one year, typically in less than ninety days.

Bank CD Rates and Treasury Rates Move Lower

While many financial soothsayers have been predicting an eminent rise in interest rates, the week ended with interest rates noticeably lower yet again. The top bank CD rates were lower on the six month, one year and five year maturities while the two year CD rates remained unchanged for the week. Bank CD interest rate reductions

Georgia CD Rates at The National Bank of Georgia

The National Bank of Georgia is Georgia based bank headquartered in Athens, Georgia. The National Bank of Georgia has two offices, one in Athens and one in Gainesville. The bank first opened for business in 2000. The National Bank of Georgia offers a full range of financial products and services to meet a variety of personal

Northrim Bank opened for business in a trailer in the parking lot at 3111 C Street with 21 employees in 1990 in Anchorage, Alaska. Northrim Bank has been FDIC insured since December 4, 1990. Northrim Bank is chartered as a Federal Reserve Non-member. Therefore the primary regulator is the Federal Deposit Insurance Corporation (FDIC). The

Avoid Checking Account Fees, Free Checking and Savings

Always compare bank checking account charges to make sure you are not paying too much. It is not unheard of to have someone save more than $200 a year in fees by switching to a free checking account or a checking account that has no minimum balance requirement. It’s easy to review a complete list

Funds held in reserve by a mortgage company to pay taxes, insurance, and other mortgage-related items when due. Can also refer to money, property, a deed or a bond placed in the custody of a third party for delivery to a recipient only when the recipient has fulfilled specified conditions.

CD Rate Updates

CD Interest Rates Mildly Lower January 30, 2012

In the most recent survey of bank CD rates conducted by Selectcdrates.com, CD rates slumped slightly compounding last week’s similar dip. The average yield on the Selectcdrates.com CD rate index moved down to 1.081 percent from an average rate of 1.087 percent found in the previous rate survey. The Selectcdrates.com index covers the top ten [...]

CD Interest Rates Hold Steady January 23, 2012

CD rates remained relatively stable in the most recent survey of the top national CD rates. The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week. The Selectcdrates.com weekly CD rate survey showed the [...]

CD Interest Rates Display Little Change January 16, 2012

The best CD interest rates available were little changed over the past week. Based on the most recent survey of bank CD rates performed by Selectcdrates.com, the average CD rate gave up less than one basis point or 1/100th of a percent week over week. The average CD rate on the highest three month CDs, [...]

Banking & CD FAQs

Who sets the interest rates on savings accounts?

A national bank is a private business. Generally, it sets its own interest rates on savings accounts. If you feel that your bank does not pay an adequate interest rate, shop around—and purchase your financial services accordingly.

The bank charged $34 for an overdraft, which seems excessive. Is there a limit?

Federal laws do not establish maximum amounts for fees that national banks can charge on your account. These decisions are made by the bank—and in some instances, are prescribed by State law. National banks are required to disclose any fees when the deposit account is established. Review your account agreement with the bank as

Someone told me that their bank never places a hold on her deposited checks. My bank always places holds on my checks. Aren’t banks supposed to use the same schedule for making funds available?

Unfortunately, no. While all banks are subject to the same maximum hold periods established by law and the rules issued by the Fed, each bank may make deposits available sooner. Each bank determines what its policy will be. It can make all of the funds available immediately or delay availability up to

Someone recently paid off a debt that had with me and gave me a post dated check, is it illegal to post date a check?

There is no law that prohibits the issuance of a post-dated check. There are laws against issuing checks when the partying delivering this check knows that they don’t have funds to cover it. Using postdated checks in general is never a good business, since it is perfectly acceptable for the bank to pay

Best Rates on CDs
Best Interest Checking Account Rates

Discover Bank IRA CD Rates

Emigrant Direct
Sallie Mae Savings

Bank Deals
Checking Account Promotions
Chase Bank Promotions Bank of America Promotions
Capital One Promotions
Citibank Promotion

Second Chance Bank Account
Online Checking Accounts Roth IRA Accounts

Best Credit Card Rates Low Interest Credit Cards Business Credit Cards Credit Cards with Cash Back Credit Card Applications
Best Credit Card Offers
Low Interest Rate Credit Cards
Credit Cards for Bad Credit

Best Prepaid Cards
Chase Bank Credit Cards
Chase Credit Card Offer Chase Freedom Card
Chase Credit Card Interest Rates
Wells Credit Cards
Apply for Citibank Credit Card
Citicreditcard
Student Citi Card
Citibank Dividend Card Balance Transfer Credit Card HSBC Bank Household Bank Credit Card

Personal Checking Account
Bank Certificates of Deposit
Compare Savings Accounts
Setting Up a Bank Account Online Bank Services
Bank Information
Open a Bank Account
Bank Money Markets
Bank IRA Accounts

Mobile Banking Online Banking

CD Ladder
CD Loan

Best Checking Accounts

Senior Checking Account

Car Loan Rate

Business Checking

Online Brokers

----------Calculators ---------

Savings Account Calculator
Compound Interest Calculator
Mortgage Payment Calculator

About Us | Contact Us | Privacy Policy