Bank of Napa operates as a community bank in Napa, California that provides personal and business banking services to individuals, small or medium sized businesses. Bank of Napa opened for business on August 14, 2006. Bank of Napa offers an extensive range of products and services to meet a wide range of personal banking needs. Bank products and services cover online banking and bill pay, personal deposits, personal loans, credit and debit cards.
The bank offers FDIC insured certificates of deposit so customers can enjoy the benefits of higher rates plus peace of mind with principal security. There is a $1,000 minimum balance to open these bank CD accounts. The bank CDs offer fixed rates with terms ranging from seven days to five years. The bank CDs work on tiered interest rates where the CD rate earned is dependent on the account balance.
A sample of the bank’s current CD rates and terms include:
7 – 30 day CD rate is 0.25% APY for balances of $1,000 and greater.
31 – 89 day CD has an interest rate of 0.50% APY for balances of $1,000 and greater.
90 – 179 day CD rate is 0.75% APY for balances of $1,000.00 – $9,999.99.
90 – 179 day CD rate is 0.85% APY for balances of $10,000.00 – $24,999.99.
180 – 364 day CD earns a rate of 1.26% APY for balances of $1,000 – $9,999.99.
One year CDs – 23 month CDs yield an interest rate of 2.27% APY for balances of $1,000.00 – $9,999.99.
One year CDs – 23 month CDs yield an interest rate of 2.53% APY for balances of $10,000.00 and greater.
Two year CD – 35 month CD rate is also at 2.27% APY for balances of $1,000.00 – $9,999.99.
Two year CD – 35 month CD rate is also at 2.53% APY for balances of $10,000.00 and greater.
Three year CD – four year CD has an interest rate of 2.27% for balances of $1,000.00 – $9,999.99.
Three year CD – four year CD has an interest rate of 2.38% for balances of $25,000.00 – $49,999.99.
49 month – five year CD rate is 2.53% for balances of $1,000.00 – $9,999.99.
49 month – five year CD rate is 2.89% for balances of $50,000.00 – $99,999.99.
The interest rate and annual percentage yield on the bank CDs may change before account opening without notice, and/or fees could reduce earnings on account. For up to the minute bank rates and CD rates, a bank representative can be reached at 707-257-7777. The Bank of Napa website has current rate information on bank CDs, money market accounts, savings account and other bank rates. The Bank of Napa website can be found at www.thebankofnapa.com.
Tags: 1 year CD rates, 2 year CD rates, 3 month CD rates, 3 year CD rates, 5 year CD rates, 6 month CD rates, bank, bank CDs, bank rates, California bank, California CD rates, CD rates, money market, Napa Bank, savings
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