Bank of Fall River is a community bank headquartered in Fall River, Massachusetts.  The bank was established on January 1, 1888.  Bank of Fall River, a Co-operative Bank has been FDIC insured since February 5, 1986.  The bank is chartered as a Federal Reserve Member.  Therefore the primary regulator is the Federal Reserve Board (FRB).  At the close of 2008, the bank had total assets $141,146,000 and total deposits of $116,555,000.  For the year, the bank produced a net loss -$748,000 but had a net operating income of $350,000.

Bank of Fall River performance ratios.

Return on assets (ROA) -0.55%
Return on equity (ROE) -5.60%
Noncurrent loans to loans 2.67%
Equity capital to assets 9.12% 
Core capital (leverage) ratio 9.49% 
Tier 1 risk-based capital ratio 14.60% 
Total risk-based capital ratio 15.87%
 
Bank of Fall River products and services:

Totally free checking accounts, no minimum interest checking account,
Economy interest checking account, 50+ free interest checking account, VIP free interest checking account, Wall Street checking account, money market checking account, Interest On Lawyers’ Trust Accounts, passbook savings, statement savings, money market savings, Christmas Club account, certificates of deposit, retirement accounts (IRA), U.S. savings bonds, automobile loans, R.V./Boat loans, personal loans, fixed rate mortgages, adjustable rate mortgages, first time home buyers programs, residential construction mortgages, fixed rate home equity loans, home equity line of credit, home improvement loans, passbook loans, overdraft protection, online banking, online bill payment, telephone banking, small business checking, small business Interest checking, commercial checking accounts, commercial loans, lockbox service, equipment leasing program
Main Office
30 Bedford Street, Fall River, MA 02720
Telephone (508) 678-7655
FAX (508) 679-9844

N. Dighton/Taunton Bank Branch
438 Spring Street, N. Dighton, MA 02764
Telephone (508) 824-6161
FAX (508) 824-6176

Pleasant St. Bank Branch
1485 Pleasant Street, Fall River, MA 02723
Telephone (508) 675-6617 or (508) 675-3411
FAX (508) 675-2707

Fairhaven Bank Branch
75 Alden Road, Fairhaven, MA 02719
Telephone (508) 992-7251 or (508) 994-8326
FAX (508) 992-7311

Web address: www.bankoffallriver.com

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