Bank of America CD Rates | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Monday May 21, 2012

Today's Current Bank of America CD Rates Today's top 10 Bank of America CD Rates, Bank of America Bank CD Rates, Bank of America Certificates of Deposits, CD Rates Bank of America. The best Bank of America CD Rates offered nationally. Compare the best Bank of America CD Rates. Bank America CD. Current Bank America CD rates August 2011.
Bank of America CD Rates
Bank of America CD Rates by Term	APY	Term	Min $ Open
Bank of America www.bankofamerica.com 800-432-1000	0.90%	9 Month	$5,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.40%	1 Year	$5,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.01%	18 Month	$10,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.01%	6 Month	$1,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.01%	1 Year	$1,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.01%	18 Month	$1,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.25%	2 Year	$1,000.00
Bank of America www.bankofamerica.com 800-432-1000	1.50%	3 Year	$1,000.00
Bank of America www.bankofamerica.com 800-432-1000	2.00%	4 year	$1,000.00
Bank of America www.bankofamerica.com 800-432-1000	3.00%	5 Year	$1,000.00

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Check Hold Policies

A checking account hold serves to let the bank know for sure that a deposit is legitimate. In October of 2004 Congress passed what is called Check21 legislation that allows banks to process copies of your checks, not the checks themselves. This is intended to speed up the process of clearing payments out of one

CD Interest Rates Hold Steady January 23, 2012

CD rates remained relatively stable in the most recent survey of the top national CD rates. The average CD rate, as measured by the rates on the best three month, six month, one year, two year and five year CD rates, was unchanged from the previous week. The Selectcdrates.com weekly CD rate survey showed the

The Prime Rate

Prime rate is a term applied to a reference an interest rate that is utilized by banks and financial institutions for lending purposes. The prime rate was a term originally used to identify the rate at which banks lend to their best and most favored customers, though this is no longer the case in general.

Bank of America Rate Updates

Bank of America CD Rates May 10, 2010

Bank of America offers a number of different certificate of deposit products including standard bank CDs, high yield CDs, CDs that allow for rate increases and bank CDs that offer no penalty on early withdrawals. Bank of America CD rates can vary by region, the Bank America CD rates below are based on Illinois bank [...]

Bank of America CD Rates August 14, 2009

Bank of America offers both short term and long term CDs with terms ranging from seven days to ten years. The minimum opening requirement for the bank CDs with a term of seven days to 27 days is $15,000.00. The Bank of America CD rates that are available on terms in excess of 28 days [...]

Banking & CD FAQs

I was looking at the Prime Rate at two different banks and got two different numbes. Isn’t the Prime Rate the same at all banks?

No, it isn’t. The Prime Rate was initially established as the interest rate banks set for the most credit worthy clients to lend at, hence it is the “Prime” rate. It no longer carries that connotation; loans are often pried below or above prime for the lowest risk clients. Each bank in accord

Are money market mutual funds rated?

Retail money market mutual funds are not rated by rating agencies. All of the underlying securities these funds invest in are rated by credit-rating agencies, but only institutional portfolios tend to be rated.

I am concerned about banking online or even over the phone, if I bank by telephone or the internet, are my legal protections the same as when I bank in person?

Yes. The basic FDIC insurance amount applies to each separately chartered bank or savings association whether or not they internet based or not. In addition, you’re protected by the Electronic Fund Transfer Act, which governs consumer rights involving errors in the handling of electronic deposits, payments or withdrawals, and limits on consumer liability

What is FDIC’s role in a bank failure?

In the event of a bank failure, the FDIC acts in two capacities. First, as the insurer of the bank’s deposits, the FDIC pays insurance to the depositors up to the insurance limit. Second, the FDIC, as the receiver of the failed bank, assumes the task of selling and or collecting the assets of

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