Today’s mortgage rates were little changed from yesterday’s pricing and have remained relatively stable since the positive unemployment news was released last week. Home loan borrowing costs have stayed sideways after a few days of solid rate increases. Low conforming fixed rate mortgage rates and FHA mortgages continue to hang on to low levels which is a bonus for borrowers looking to refinance of make a new home purchase. Mortgage loan rate today held steady for most all mortgage products with the exception of jumbo loans which moved moderately higher.

Using the mortgage rates of the top five bank mortgage lenders, 3o year mortgage rates increased almost imperceptibly to 4.93 percent. The 15 year mortgage rates today notched up to 4.16 percent. For FHA mortgages, the average rate increased from the previous week’s average of 4.92 percent. Today’s 30 year jumbo mortgage interest rates are at 4.750%. Mid term mortgage loans, or 20 year mortgage rates, moved up to 4.93 percent.

Mortgage points charged were mixed in the latest mortgage survey released today. Average mortgage discount points on the 30 year loans was 0.70 points, down from the previous week’s average of 0.83 points. Average mortgage discount points on the 15 year loans was 0.80 points, down from the previous week’s average of 0.63 points

Due to market fluctuations, interest rates are subject to change at any time and without notice and are subject to credit and property approval based on underwriting guidelines. The rates and APRs shown are based on a purchase or rate and term refinance of an owner occupied, single family residence, for our best-qualified customers. Your individual rate may vary.

Your mortgage rate amount will vary depending on a wide range of factors, including market conditions, your own credit history and risk factors, the loan size and payback period. The amount will also depend on the type of mortgage you select

Compare rates, explore loan types, learn mortgage fundamentals, and more.

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