Rates Current as of Wednesday February 08, 2012

Back Office

The area in a bank where checks are processed, paid, withdrawals and deposits are posted and interested earned on accounts is credited to those accounts.

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Banking & CD FAQs

Can a bank refuse to let me open a checking account?

Yes. National banks are private businesses. No Federal banking law or regulation requires a national bank to open an account.

I deposited $10,000 to my account. When will the funds be available for withdrawal?

For deposits in excess of $5,000, banking laws and regulations allow for exceptions to the availability of funds. Exception holds include deposits over $5,000 which may be applied to any deposit of checks (including official checks) to any and all account(s) where the aggregate amount of the checks deposited on a banking day exceeds

Why do so many people tell me that online banking makes budgeting easy?

For many consumers online banking makes sticking to their budget easier. Online bank management makes it effortless to sort through the bills you have and the amount you have paid on them during any time period. Frequently online bank customers are more conscientious as to how much money is available in their core

Does the Federal Reserve control or set the prime rate?

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