Rates Current as of Thursday February 09, 2012

Available Balance

The portion of a customers account balance that has no banking restrictions on it such as holds, making the funds available for immediate withdrawal and use.

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Banking & CD FAQs

Can the bank place a hold on deposits made in cash?

Yes, generally a national bank shall make funds deposited by cash available for withdrawal by the next day, or not later than the business day after the banking day on which the cash is deposited. A business day is a calendar day other than a Saturday, Sunday, or a Federal holiday. A banking day is a business

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