Ally bank CD. Ally Bank CD rates. Current Ally Bank reviews and Ally Bank CD interest rates. Information on Ally Bank rates. Compare the best CD rates from Ally Bank. Ally Bank accounts including Ally Bank money market rates and Ally Bank savings rates.
 

Ally Bank CD Rates July 2013

Ally Bank has CD rates that are currently hovering well above the national average CD rates on comparable terms.  While the various bank CD rates promoted by Ally are above the national average rates, they have fallen out of the list for the top ten best CD rates available nationally.

Ally Bank markets three different types of CDs.  Ally offers traditional fixed rate and fixed term CD with maturities of 3 months, 6 months, 9 months, one year, 18 months, three years, and five years.  The bank also offers 2 year and 4 year Raise Your Rate Certificate of Deposits that allows the account holder to increase the interest rate on the account during the certificates term if the rates on the CD at Ally goes up.  The third category of Ally CD is the No Penalty Certificate of Deposit which has an 11 month term that has no early withdrawal penalty.

There are no fees to open or obtain the APY on one of the Ally Bank certificates of deposit.  There is also no minimum deposit to open one of the CD accounts.  For all Ally CDs, except the No Penalty CD, account holders will be charged an early withdrawal penalty if the account holder withdraws their money before the CD reaches maturity.  Interest earned on all of the accounts is compounded daily.  All CDS are FDIC insured to the maximum allowed by law and are set up to automatically renewal at maturity.

Current CD rates at Ally Bank for July 26, 2013 include the following terms and APYs:

The 3 month CD rate is 0.30%.
A 6 month has an interest rate of 0.61%. 
The 9 month certificate earns 0.64%.
The Ally Bank one year CD rate is 0.94%.
An 18 month CD yields 0.94% 
The 3 year has an interest rate of 1.20%.
A 5 year certificate earns 1.50%. 

The two year Raise Your Rate CD has a yield 1.05%.
The four year Raise Your Rate CD earns 1.30%.

All bank CD rates are current as of July 26, 2013.  The CD interest rates are based on the institution’s online published rates and may have changed since this publication date. 

The Ally CD accounts can be opened online at allybank.com, downloading the application and submitting by mail, or by calling the bank at 877-247-2559.

The bank information and listed bank rates for Ally Bank are believed to be reliable, but the information is not guaranteed.  Contact the bank directly for the most up to date and accurate bank rates and account terms and conditions.

Ally Bank CD Rates June 25, 2010

Ally Bank continues to offer several types of CD with varying levels of CD rates. Ally Bank CD rates are often very competitive with the top national CD rates. The short term Ally Bank CD rates as well as the long term CD rates remain the most competitive with the midterm maturities offering fair alternatives to the top national CD rates with attractive features that may appeal to some investors and savers.

Current Ally Bank CD rates include the following rates and terms:

3 month CD rate is at 0.74%. The average of the top ten best 3 month CD rates is currently 0.78%.

6 month Ally Bank CD rate is 1.14%. This rate contrasts with the best six month CD rate available nationally at 1.25%.
9 month CD interest rate is 1.00%
1 year bank CD rate at Ally Bank is 1.49%. The best national one year CD rate available is at 1.55%.
18 month Ally Bank CD interest is 1.64%

2 year bank CD rate is 1.94%. This is the Ally Bank raise your rate CD that allows the CD account holder the option of a one time interest rate increase if rates increase. If CD rates with Ally Bank increase on the 2 year CD, the account holder only has to request the better rate which will be effective for the remainder of the original CD term.

3 year bank CD interest rate is 2.29%
4 year Ally Bank CD rate is 2.50%
5 year CD rate is 2.95%

The 11 month no penalty CD is 1.35%. The no penalty Ally Bank CD has no early withdrawal penalty after a period of six days and the account holder can make a withdrawal before the maturity date without being charged a fee.

All of these Ally bank CD’s are covered by the FDIC up to $250,000. There are no monthly fees or minimum opening deposit requirements for the bank CDs.

The bank online savings account and money market account have rate currently at 1.29%; these accounts also have no minimum deposit requirement.

Ally Bank CD Rates and Reviews April 23, 2010

Ally Bank continues to offer very attractive bank CD interest rates as well as competitive rates for its other products, including savings account, money market account and checking accounts.

Ally Bank CD rates were down, on average, very modestly for the week ending April 23, 2010.  The changes for this week’s Ally Bank CDs included a one basis point or 1/100 of a percent rate reduction on the one year CD from 1.50% to 1.49%, a five basis point rate reduction on the six month bank CD and two basis points drop on the no penalty CD.

The interest rates on Ally Bank CDs with a fixed term and fixed rate include:

3 month term Ally Bank CD rate is 0.80%
6 month Ally Bank CD rate is 1.15%
9 month bank interest rate is 1.10%
1 year Ally Bank CD interest rate is 1.49%
18 month CD rate is 1.65%
2 year bank CD interest rate is 1.99%
3 year CD rate is 2.33%
4 year CD interest rate is 2.59%
5 year Ally Bank CD rate is 2.99%

The two year term CD is the Ally Bank raise your rate CD which allows the account holder the option of a one time rate increase on the CD if the interest rate goes up during the term of CD.

The no penalty CD has a term of 11 months and the rate is now at 1.38%.  The no penalty CD gives the account holder the option to withdraw their funds anytime 6 days after the certificate of deposit is funded without incurring an early withdrawal penalty. 

The other bank products offered include the online savings account which continues to earn an interest rate of 1.29%, the money market account which has an interest rate at 1.29% as well, and the tiered rate checking account.  The rate on the checking account stands at 0.50% for balance less than $15,000.00 and 1.05% for balances in excess of $15,000.00.

Bank CD interest rates are current as of this publication date but are not guaranteed.  All rates reviewed are subject to Ally Bank approval and may change at the discretion of the bank prior to opening the accounts.  To find out more about Ally Bank products and current CD rates, an Ally Bank customer service representative can be reached at 877-247-2559.

Ally Bank CD Rates April 16, 2010

Ally Bank CD rates were mixed for the week ending April 16, 2010 with two CD terms showing a rate increase while two others displayed a reduction in yield.  The no penalty CD marketed by Ally Bank increased in yield week over week as did the 9 month term CD. 

Interests rates were down on the three month bank CD and three year CD.  The three month CD rate was down four basis points or 4/100 of a percent while the three year dropped by just one basis point.

Ally Bank CD products include traditional fixed rate CDs, a no penalty CD as well as a rate increase bank CD.

Ally Bank CD rates for fixed term and fixed rate CDs currently promoted by the bank include:

Ally Bank CD rate with a 3 month term has a rate of 0.80%
Ally Bank 6 month CD rate is 1.20%
9 month CD rate is 1.10%
1 year bank CD interest rate is 1.50%
18 month Ally Bank rate is 1.65%
2 year CD rate is 1.99%
3 year Ally Bank CD rate is 2.33%
4 year CD interest rate is 2.59%
5 year CD bank rate is 2.99%

These certificate of deposit rates are for fixed term and fixed rate CDs.  All of the Ally Bank CD reviewed have no minimum deposit requirements.

The no penalty CD rate was increased by five basis points, rising from 1.35% last week to 1.40% this week.  The no penalty CD offers the account holder the opportunity to withdraw their funds after 6 days from the certificate of deposit without incurring a penalty.  

The Ally Bank raise your rate CD which has a two year term and the option of a one time rate increase for the CD if the rate goes up.  The CD rate for this product has remained at 1.99%.

Ally Bank also offers a money market account that has a current interest rate of 1.29% as well as an online savings account that has an interest rate of 1.29%.  Both of these rates were unchanged.

CD interest rates are current as of this publication date but are not guaranteed.  All rates are subject to bank approval and may change at the discretion of the bank prior to opening the accounts.  To find out more about Ally Bank CDs, other bank products and current CD rates, an Ally Bank customer service representative can be reached at 877-247-2559.

Ally Bank CD Rates April 12, 2010

Ally Bank CD products include standard fixed rate and fixed term CDs, no penalty CDs as well as a rate increase or bump up CD.

The standard Ally Bank CDs have no minimum deposit requirement, no monthly fees and allow the account holder to withdraw and receive earned interest from the CD account.  Interest on these accounts is compounded daily.  Current Ally Bank CD rates for fixed term and fixed rate CDs includes:

3 month Ally Bank CD rate is 0.84%
6 month CD rate is 1.20%
9 month CD interest rate is 1.05%
1 year bank CD rate is 1.50%
18 month bank rate is 1.65%
2 year CD rate is 1.99%
3 year Ally Bank CD rate is 2.34%
4 year CD rate is 2.59%
5 year CD interest rate is 2.99%

These certificate of deposit rates are fixed CD rate with fixed terms.  Ally Bank also offers a no penalty CD.  The no penalty CD offers the account holder the opportunity to withdraw money from the certificate of deposit without incurring a penalty.  With the no penalty CD which is similar to a liquid CD, the account holder can withdraw the full balance and interest any time after the first 6 days of funding the Ally Bank CD.

The current CD rate on the Ally Bank no penalty certificate of deposit is 1.35% for an 11 month term.

Another Ally Bank CD option is the raise your rate CD.  This bank CD provides the account holder the option of a one time rate increase for the CD if the rate goes up.  If the 2 year CD rate increases during the term of the Ally Bank CD, the account holder only needs to call Ally Bank and request the higher CD rate for the remainder of the CD term.

All of the Ally Bank CD reviews have no minimum deposit requirement. Along with the Ally Bank CDs, the bank also offers interest checking accounts, savings accounts and money market accounts.  All of the Ally Bank CD accounts are covered by the FDIC up to $250,000 per depositor.

To find out more about Ally Bank CDs, other bank products and current CD rates, an Ally Bank customer service representative can be reached at 877-247-2559.

CD interest rates are current as of this publication date but are not guaranteed.  All rates are subject to bank approval and may change at the discretion of the bank prior to opening the accounts.  For current rate information and account details contact an Ally Bank representative at 877-247-2559.