Foreign Currency Exchange

For foreign travel or foreign currency transfers it may become necessary to convert U.S. dollars to a foreign currency and or electronically transfer those funds to an overseas account. Most large banks can assist you with international currency needs and the appropriate foreign currency services.

Coin Services

Most all banks with turn a customers jar of coins into cash. For most customers, the service is free but some banks charge for the service do the frequent demands of their clients. Some financial institutions have done away with the tedious sorting and rolling of coins by establishing self-service kiosks. Bank customers or non customers can simply pour their coins into the self service machine and watch the money add up. It’s quick, easy and produces a voucher that can be redeemed for cash at the teller line.

Direct Deposit

Direct deposit is the fastest, safest and most convenient way to have a payroll, social security, pension, and other checks deposited into your checking or savings account. Direct deposit guarantees instant deposits into your account, even if you’re out of town, sick or on vacation. It saves you a trip to the bank or post office. Plus, electronic deposit reduces the chances of identity theft because payments can’t be lost in the mail, stolen or damaged.

Notary Public

Today, it seems there are more legal documents affecting transactions than ever before. Most banks can notarize your legal documents, certifying their legal authenticity. Again, this service is normally free to existing bank customers and since all branches may not have a notary on staff, it is wise to call ahead about this service.

Signature Guarantees

Protecting yourself from forgery is the goal of this service guarantee. Bring your legal documents into a banking center and have a qualified bank and have a banker examine it. They can guarantee the authenticity of the signature on a number of legal documents, certifying that the person signing has been given the legal authority to act as a representative for the person or corporation named on the document.

Travelers Checks

A traveler’s check is a preprinted, fixed-amount check designed to allow the person signing it to make an unconditional payment to someone else as a result of having paid the issuer for that privilege. Traveler’s checks are available in several different currencies and accepted in most major countries. For these reasons, they are often promoted by banks for use during overseas travel and vacations. They are virtually accepted worldwide the same as cash. But unlike cash, if the checks are lost or stolen, they are completely refundable within 24 hours. Travelers checks can be purchased at most banks for their face value prior to leaving on your trip, and enjoy enhanced security and peace of mind.

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