15 Year Mortgage Rates | SelectCDRates.com - The Leading Industry Tool to Help You Select and Compare the Best 6 Month, 1 Year, 2 Year, and 5 Year CD Rates, Find rates by individual states, Money Market Account Rates, Savings Account Rates, Money Market Fund Rates, and Tax Exempt Fund Rates

Rates Current as of Thursday May 17, 2012

Today's 15 Year Mortgage Rates 15 Year Mortgage Rates May 14, 2012. Today's Top 15 Year Fixed Mortgage Rates. The Best 15 Year Mortgage Rates Offered Nationally. Compare the Best 15 Year Mortgage Rates. 15 Year Bank Mortgage Rates from the Nations Largest Bank Mortgage Lenders.
15 Year Mortgage Rates
Bank	Mortgage Rate	Points	APR
Chase Mortgage 15 Year Rates chase.com 800-873-6577	3.125	0.000	3.233
Bank America Mortgage 15 Year Rates bankofamerica.com 888-799-2841	3.000	0.875	3.251
Citibank Mortgage 15 Year Rates citimortgage.com 800-248-4638	3.375	0.375	3.541
Wells Fargo 15 Year Mortgage Rates wellsfargo.com 877-937-9357	2.875	1.000	3.136
US Bank Mortgage 15 Year Rates usbank.com 800-365-5001	3.250	0.000	3.358
HSBC Mortgage 15 Year Rates us.hsbc.com 888-346-1717	3.250	0.000	3.475
SunTrust Mortgage 15 Year Rates suntrustmortgage.com 800-330-4684	3.375	1.250	3.592
TD Mortgage 15 Year Rates tdbank.com 800-937-5020	3.250	0.000	3.311
Fifth Third Mortgage 15 Yr Rates 53.com 866-351-5353	3.125	0.000	3.194
Key Bank Mortgage 15 Year Rates keybank.com 800-422-2442	3.170	0.000	3.271

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Certificate of Deposit Interest Rates February 8, 2010

With the stock market running scared and government debt issues here and abroad putting fear into the market, interest rates remained low last week. Skittish markets generally drive funds into the Treasury market pushing Treasury rates lower which keeps a lid on the movement on most other interest rate sensitive assets in the U.S. which

The Federal Funds Rate

The Federal Funds Rate is the interest rate at which private financial institutions such as banks lend their reserves held at the Federal Reserve to other financial institutions overnight for short term needs. A bank or other financial institution lends out most of the money deposited with it but also is obligated by law to keep

The Best CD Rates Updated for the Week Ending May 8, 2009

The best certificate of deposit rates for the week ending May 8, 2009 saw declines for the short term and midterm rates and an increase for the long term CD rates. The average for the best two year term CDs were unchanged for the week. The average of the top ten CD rates with a

CD Rate Updates

Bank CD Rates Show Modest Rise April 30, 2012

CD rate cuts on the nation’s best CD rates seem to be coming to an end and perhaps the bottom of the market has finally been reached. In the most recent survey of bank CD rates performed by Selectcdrtaes.com on April 27, CD interest rates displayed a slight uptick in the average rate for all [...]

Bank CD Rates Down So Slightly April 9, 2012

A weak jobs report has pushed interest lowers including bank CD rates. The most recent economic reports led by the monthly jobs report has turned the tide on the string of improving economic data and brought into question the vitality of US economic recovery. Slow growth generally leads to low levels of inflation, low loan [...]

Little Action in Bank CD Rates March 19, 2012

Improving economic data has driven interest rates higher including the rates on U.S. Treasuries and home mortgages however; CD rates did not follow along. Based on the most recent survey of the top bank CD rates performed by Selectcdrates.com, the national average CD rate moved down, not up for the week ending March 16, 2012. [...]

Banking & CD FAQs

How does a credit crunch occur?

A credit crunch occurs when there is either a lack of available in the credit market or lending institutions such as banks, thrifts and credit unions are reluctant to extend credit. At the present time, lending institutions have suffered losses from previous loans, and they are generally unwilling to take significant additional risks or

I wrote a check and post-dated it. However, the bank cashed it prior to the date written on the check. Can the bank do this?

Yes. National banks are permitted to pay checks even though payment occurs prior to the date of the check. A check is a negotiable instrument—the payee, the person to whom the check is written, may negotiate it through the banking system at any time. If you have incurred damages because a check has

Someone recently paid off a debt that had with me and gave me a post dated check, is it illegal to post date a check?

There is no law that prohibits the issuance of a post-dated check. There are laws against issuing checks when the partying delivering this check knows that they don’t have funds to cover it. Using postdated checks in general is never a good business, since it is perfectly acceptable for the bank to pay

At what point is the interest paid on a savings account versus the time period it is paid on a certificate of deposit?

The frequency of interest payments, or the level of compounding interest, on any bank account is determined by the bank and the type of account you have. Truth in savings regulation makes it so the bank has to inform that account holder what the APY is on the account. The APY is the

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