Today's Current 1 Year CD Rates
Today's top 10 1 year CD rates. The best one year bank CD rates offered nationally. Compare the best one year CD rates from the highest CD rates being offered. Current 1 year CD rates updated July 28, 2014.
1 Year CD Rates
Bank APY Term Min $ Open
Synchrony Bank CD Rates
www.myoptimizerplus.com
866-226-5638
1.10% 1 Year $25,000.00
Silvergate Bank CD Rates
www.silvergatebank.com
800-595-5856
1.08% 1 Year $2,500.00
BAC Florida Bank CD Rates
www.bacflorida.com
305-789-7000
1.06% 1 Year $500.00
iGOBanking CD Rates
www.igobanking.com
888-432-5890
1.05% 1 Year $1,000.00
GE Capital Bank CD Rates
www.gecapitalbank.com
855-730-7283
1.05% 1 Year $500.00
CIT Bank CD Rates
www.bankoncit.com
855-462-2652
1.05% 1 Year $25,000.00
AmtrustDirect CD Rates
www.amtrustdirect.com
888-228-8146
1.05% 1 Year $500.00
Nationwide Bank CD Rates
www.nationwide.com
877-422-6569
1.02% 1 Year $500.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.01% 1 Year $10,000.00
CalFirst Bank CD Rates
www.calfirst.com
800-735-2465
1.01% 1 Year $5,000.00
Each day, the Reserve Banks that are part of the Federal Reserve System process a large number of payment transactions resulting from the Reserve Banks’ role in providing payment services to banks and depository institutions.  Because depository institutions in the aggregate generally hold a relatively small amount of funds overnight in their Reserve Bank accounts,
CD rates advanced mid June in the midst of political uncertainty in the Middle East.  Rates did not move significantly higher but in light of the trouble brewing in Iraq and Syria combined with the continued tensions in Ukraine; rising interest rates would not normally be the outcome one would expect. The best CD rates available
Changes in bank CD rates were relatively muted over the past week as banks and market participants await more information on the direction the Fed is expected to take regarding quantitative easing in the next few months.  The best CD rate available nationally saw a slight 4/1000ths of a percent rate reduction from the previous