Today's Current 1 Year CD Rates
Today's top 10 1 year CD rates. The best one year bank CD rates offered nationally. Compare the best one year CD rates from the highest CD rates being offered. Current 1 year CD rates updated July 6, 2015.
1 Year CD Rates
Bank APY Term Min $ Open
Synchrony Bank CD Rates
www.myoptimizerplus.com
866-226-5638
1.25% 1 Year $2,000.00
Sallie Mae Bank CD Rates
www.salliemae.com
877-346-2756
1.25% 1 Year $1.00
CIT Bank CD Rates
www.bankoncit.com
855-462-2652
1.25% 1 Year $1,000.00
Nordstrom Bank
www.nordstrombanking.com
866-862-1149
1.23% 1 Year $1,000.00
BankDirect CD Rates
www.bankdirect.com
877-839-2737
1.21% 1 Year $10,000.00
AloStar Bank CD Rates
www.alostarbank.com
877-738-6391
1.21% 1 Year $1,000.00
Home Savings Bank CD Rates
www.hsbutah.com
800-587-0811
1.20% 1 Year $10,000.00
Colorado Federal Svgs Bank CD Rates
www.coloradofederalbank.com
877-484-2372
1.20% 1 Year $5,000.00
BAC Florida Bank CD Rates
www.bacflorida.com
305-789-7000
1.20% 1 Year $500.00
Virtual Bank CD Rates
www.virtualbank.com
877-998-2265
1.16% 1 Year $10,000.00
Bank CD interest rates continued to creep lower in this week’s interest rate survey of the top banks and thrifts across the nation.  Based on the most recent survey of bank CD rates performed by SelectCDrates.com, certificate of deposit rates were lower on all maturities with the exception of the two year term bank CDs,
A checking account hold serves to let the bank know for sure that a deposit is legitimate. In October of 2004 Congress passed what is called Check21 legislation that allows banks to process copies of your checks, not the checks themselves. This is intended to speed up the process of clearing payments out of one
Based on the current CD rate survey, the bloodletting in CD interest rates shows no signs of abating.  Savers and investors in bank CDs are seeing no reprieve in the current extended down cycle of lower interest rates.  Fortunately, the rate decline seen this week in the best CD interest rates was rather modest. The national