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Mortgage rates, bank CD rates, and savings rates are drifting lower in July.  Bank rates are moving in conjunction with the general level of interest rates tha...(read more)

Popular Direct has a new line of bank insured certificates of deposit that come with some of the highest rates available nationwide.  This is a new banking channel offering consu...(read more)

The month of June, not unlike most months of the year, is filled with news events and economic data on the state of the U.S. economy that can move fixed income assets and the inter...(read more)

The new Citi Double Cash Card offers a new twist on earning cash rewards with credit card transactions.  Account holders earn 1% cash back on all purchases made with the new Citi ...(read more)

A revocable trust is a document created by a grantor to manage their assets during their lifetime and distribute the remaining assets for the eventual...(read more)

Mortgage rates have dropped to near record lows causing a flood of new mortgage refinances.  The dramatic dip in mortgage rates was spurred by outcome of the vote in the United Ki...(read more)
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After ending the month of March on an up note, CD rates moved marginally lower to kick off the month of April.  The average yield in the SelectCDrates.com CD rate index moved lower by 2/1000ths of a percent for the most recent bank CD rate survey conducted on April 5, 2013.  The CD rate index
Interest rates moved higher during the first week of February on the heels of a stronger than expected monthly jobs report.  The rise in rates however, did not carry over to bank savings products and the top CD rates in the nation lost ground this past week.  Declining yields were not displayed in all terms or
A weak jobs report has pushed interest lowers including bank CD rates.  The most recent economic reports led by the monthly jobs report has turned the tide on the string of improving economic data and brought into question the vitality of US economic recovery.  Slow growth generally leads to low levels of inflation, low loan
Federal Reserve Currency and Coin Services An important function of the Federal Reserve is ensuring that enough cash—that is, currency and coin—is in circulation to meet the public’s demand.  When Congress established the Federal Reserve, it recognized that the public’s demand for cash is variable.  This demand increases or decreases seasonally and as the level of
The best CD rates available nationally were lower by a fraction for the week ending January 16, 2015 based on the most recent survey of bank rates conducted by SelectCDrates.com.  Of course, thanks to the uncertainty in overseas markets and skittish international investors, interest rates at on most bank savings and lending products have plummeted
It seems hard to believe that bank certificate of deposit rates could slide much lower, but the past week was in fact another down week for most all CD maturities.  The results of the selectcdrates.com weekly bank rate survey indicated that CD rates were lower across all terms with the exception of the long term, five year
CD interest rates worsened considerably over the past week while most bank rates and Treasury rates remained relatively stable.  Greater stability in CD rates may have been expected this week as well since the stock market appears to be shrugging off concerns over European debt issues and dismal U.S economic growth.  The strengthening stock market is
CD rates were off just slightly for the week ending February 17, 2012.  Based on current CD interest rate survey performed by Selectcdrates.com, the average CD rate among the best CD rates available nationally was lower by only 2/1000ths of a percent.  The average CD rate in the survey is established with the Selectcdrates.com CD
National bank CD rates were a mixed bag for the week ending August 28, 2009.  Overall, CD interest rates had dropped modestly during the week.  The short term rates absorbing most all of the loss in yield, while the longer term rates gained ever so slightly. The average for the best six month CD rates fell
The best CD rates going into 2015 are looking marginally better than they did at the onset of 2014.  This headline is not likely to cause a rush of new funds flowing into bank CDs; however with the interest rate market turned on its head during the first week of January 2014, the top performing
National certificate of deposit rates once again moved lower for the week ending July 16, 2010. According to the most recent survey of bank CD rates performed by Selectcdrates.com, CD interest rates were lower for three of the five CD maturities measured and remained unchanged for the remaining two terms. The average of the top
Bank certificate of deposit rates fell moderately for the week ending March 26, 2010 upon reviewing all CD maturities measured by the survey of the best bank CD rates performed weekly by Selectcdrates.com.  The shortest term bank CDs were unchanged, midterm CDs fell by a more moderate sum and the long term CDs were lower
The Twist pushes CD interest rates lower.  After the Federal Reserve announcement on Thursday when the Fed discussed the Twist, short term and long term bank CD rates moved lower.  The Twist is term given to the FOMC program where the Fed sells short term bonds and buys long term bonds in an effort to
Certificate of deposit interest rates ended the week on June 11th with mixed results across the various maturities. The average yield for the five year CD rates ended with a gain on the week while the six month and one year term CDs remained unchanged. Unfortunately, the average rate on the top ten
You probably have noticed that many brokerage houses are expanding into areas other than investments. This is a natural expansion for many brokers as money and banking become more virtual, and the new revenue streams help to offset the discounted prices for trades. You’re already invested with your broker, should you use him

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