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Bank rates dropped backed down during the second week of March after rising with some vigor in the previous week following the release of the monthly jobs repor...(read more)

Bankers Trust has a new CD rate promotion for customers in the Iowa and Arizona market areas served by the bank.  The certificates of deposit offered by the bank cover a range of ...(read more)

What a day for the markets on Monday.  The stock market sinks, Treasury rates plummet and oil prices continue their downward slide.  Not a good start to the first full week of th...(read more)

The new Citi Double Cash Card offers a new twist on earning cash rewards with credit card transactions.  Account holders earn 1% cash back on all purchases made with the new Citi ...(read more)

Bank money market accounts are subject to the rules restrictions established under the Federal Reserve Board Regulation D.  This regulation specifies...(read more)

The jobs report rattled the mortgage market one more time.  Rates jumped on Friday following the release of the monthly employment report by the Bureau of Labor Statistics.  Grea...(read more)
Citi Simplicity® Card
Banks make money by accepting money from you and paying you interest on the money and then loaning it out a higher rate of interest. That sounds like a good way to make money, but banking is competitive and there is a bank on every corner trying to do the same thing. So, banks have
Fedwire Funds Service The Fedwire Funds Service provides a real-time gross settlement system in which more than 9,500 participants are able to initiate electronic funds transfers that are immediate, final, and irrevocable.  Banks and other depository institutions that maintain an account with a Reserve Bank are eligible to use the service to send payments directly to,
CD interest rates were unchanged, on average, for the week ending August 17, 2012.  The average CD rate covering all CD maturities found in the weekly Selectcdrates.com national CD rate survey was unaltered at 1.046 percent.  While the average CD rate did not move over the course of the week, the top bank CD rates
Historically low rates on bank CDs continued again this week. Although CD interest rates were little changed by the close of the week, there were no CD terms that displayed an increase in rates and some terms ended with a mild decrease. While CD rates remain quite low, there is a wide discrepancy
Most people are aware of credit reporting bureaus, which are agencies that determine a person’s credit worthiness through a numerical score between 300 and 800, (with 300 being the worst and 800 being the best). However, few are knowledgeable of ChexSystems, an organization that has the same concept as credit reporting bureaus. They
CD interest rates pulled off a small increase in yield for the week ending June 15, 2012.  The average yield coming from the top ten highest CD rates in the Selectcdrates.com CD rate index increased by 4/1000ths of a percent for the week.  The CD rates index averages the ten highest CD rates available nationally
Investors shopping for FDIC insured certificates of deposit nationwide saw some mild swings in the best CD rate averages for different terms.  The short end of the curve dropped measurably from 2.22% average on the top 10 best six month CD rates last week to 2.14% this week.  All other terms experienced a mild increase
Opportunities for investing in high rate certificates of deposit are still available in a variety of markets.  Florida residents for example, have a number of CDs with a range of maturities to choose forms that are appreciably above the national averages.  The best six month CD rate in Florida is over ½ percent higher than
Bank certificate of deposit rates fell moderately for the week ending March 26, 2010 upon reviewing all CD maturities measured by the survey of the best bank CD rates performed weekly by Selectcdrates.com.  The shortest term bank CDs were unchanged, midterm CDs fell by a more moderate sum and the long term CDs were lower
For yet another week, CD interest rates headed lower.  The average rate on the top ten best CD rates available nationally decreased by .013 percent to a rate of 1.252 percent for the week ending September 9, 2011.  The reduction of 0.013 percent is certainly not insignificant based on the current low average rates, but
Prime rate is a term applied to a reference an interest rate that is utilized by banks and financial institutions for lending purposes. The prime rate was a term originally used to identify the rate at which banks lend to their best and most favored customers, though this is no longer the case in general.
Each day, the Reserve Banks that are part of the Federal Reserve System process a large number of payment transactions resulting from the Reserve Banks’ role in providing payment services to banks and depository institutions.  Because depository institutions in the aggregate generally hold a relatively small amount of funds overnight in their Reserve Bank accounts,
The week ending July 31, 2009 saw the best CD rates offered by banks available nationally continue to push lower.  This week failed to end the current slump in certificate of deposit yields that started in early spring.  All bank CD terms evaluated from the top ten best bank rates were down for the week with the exception
CD rates at the nation’s banks were little changed for the week ending July 8, 2011.  The average rate on the top CD rates available nationally inched just negligibly on the week.  The Selectcdrates.com index of the highest CD rates for the three month, six month, one year, two year and five year CD terms
A weak jobs report has pushed interest lowers including bank CD rates.  The most recent economic reports led by the monthly jobs report has turned the tide on the string of improving economic data and brought into question the vitality of US economic recovery.  Slow growth generally leads to low levels of inflation, low loan

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